3 things you need to know about money

3 things you need to know about money

Today, I’d like you to consider some key things you need to know about money, dear reader. In other words, think about what it all means to have money.

It’s natural to dream about being rich, of course.

Most people dream about being able to buy whatever they want and go anywhere and everywhere they’d like to go, possibly even in a private jet.

The attraction of having that pot of gold is why a lot of people will chase every rainbow.

However, while money is necessary for sustaining life, there are some things you should understand about money.

Here are three of them:

THINGS YOU NEED TO KNOW ABOUT MONEY
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Things you need to know about money:

1. Having money brings its own pressures:

A great fortune is a great slavery. ~Seneca

It’s reasonable to want to create wealth and build a fortune. Everyone wants to feel financially secure. Why wouldn’t you?

However, being financially secure doesn’t mean you’ll have a life without problems and worry.

You’ll encounter different problems and other things to worry about.

No one goes through life without problems. Dealing with problems and challenges is an inevitable part of human existence.

Put simply, having money brings its own pressures.

Once you’ve got money, your biggest concern will be to ensure that you hang on to it.

Inevitably, that means you can become a slave to managing your money, preserving its capital value, and protecting your fortune.

Being wealthy may be a nice problem to have, but it’s no less of a problem for that.

So keep it all in perspective.

2. Money can never be more important than people:

We love to earn money; who doesn’t? It gets you things. ~Katie Price

Earning money is excellent, as it allows you to buy both the things you want and the things you need. However, money won’t take care of you when you’re ill.

Yes, it might enable you to hire some help.

However, that’s not the same as having someone around who genuinely cares about your well-being. That someone for whom you matter much more than money ever will.

In my experience, while money is important, nothing in our lives matters more than friends and loved ones. Human beings are social animals. So, only people really matter to us.

Never focus on money to the point where you neglect the people who should matter most to you. Forget about them, and eventually, they will forget about you.

You can have all the money in the world, but you’ll have nothing at all without friends and loved ones.

Please go out and earn as much money as you can, and enjoy it too. Fill your boots, as they say.

However, always maintain a sense of balance in your life and make sure that you allocate some time for the people who matter most to you.

An investment of your time in the people you love is an investment that will pay dividends.

3. Money is a precious resource, so use it wisely:

A penny saved is a penny earned. ~Benjamin Franklin

I make no apology for repeating Benjamin Franklin’s money mantra, repeated frequently by generations of well-meaning parents to their profligate children. It’s as valid today as it was in his day.

Whether Franklin was referring to money saved when making purchases or money saved from income is not obvious in his statement, but that doesn’t matter.

The underlying point is that you must be cautious with your finances, as saving money is the key to building wealth and achieving financial independence. No one ever got rich by wasting their money.

Money, like time, is a precious resource, so use it wisely.

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How much should I be paid?

Dear reader, have you ever asked yourself the question, “How much should I be paid?” Probably is the answer, I would guess. Most people do at some point. Indeed, it’s a question I’ve asked myself many times.

We live in challenging economic times, so we’re all keen to ensure that we earn as much as we can. The question is, how much?

What is work?

In the modern age, people often prioritise their careers, losing sight of what work is truly about.

A career is a natural progression of jobs within a given profession or industry, through which we develop our skills and gain experience over time. Each of those jobs represents work.

In simple terms, work is just doing something for someone in return for money. Essentially, we provide a service or solve a problem, and an employer is our customer.

We’re paid to deliver results for the employer, with a strong emphasis on delivery.

How much should I be paid
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How much should I be paid?

The financial reward you get for the work you do is based on two things:

  1. The value you can add, and
  2. The laws of supply and demand (also known as the market rate).

The value you can add is directly proportional to the skills you have and your knowledge and experience of the profession or industry in which you are seeking to work.

The supply and demand for your skills and experience within the job market will dictate how much an employer will be prepared to pay.

Why don’t businesses pay people more?

Essentially, labour is a commodity. By definition, a commodity is something that can only be differentiated in terms of price.

None of us will pay more for a commodity than necessary.

For example, suppose you want to buy a loaf of bread, and in one store, it costs $1, while in another store, the same loaf costs $1.50. Which store will you buy from? The $1 store, obviously, because that’s what any rational person would do. Why would anyone pay more than they must?

Businesspeople think in the same way.

Businesses exist to make a profit. Profit is sales income less costs, and, almost always, the biggest cost for any business is the cost of labour.

So, businesses will not pay any more than they must for people. Why would anyone expect it to be otherwise?

An employer doesn’t care about what you think you’re worth.

Your worth to the business will be judged solely on the potential value you can add, as well as the availability and demand for your skills and experience.

How do I measure the value I add?

Essentially, value is another way of saying your skills and experience, dear reader.

Alternatively, for an entry-level job, your value would be your potential.

If an employer is seeking a junior staff member for training, then your aptitude and qualifications would be a proxy for the value you could potentially add once your training has been completed.

I think I’m worth more:

If you think you’re being paid less than you deserve, then you have two options:

  1. Go to your boss and request a raise, or
  2. Test the (job) market.

Either way, you need to do your homework first.

    Before speaking to your boss about a raise, do some basic research on pay rates for similar jobs to yours with a requirement for the same skills and experience that you offer.

    Also, identify at least three significant things that you do in your current role that make a real difference to the company. Ideally, these should be things only you can do.

    Also, consider how you can do those things you do best more efficiently to enhance your productivity.

    Test the market:

      Even if you’re otherwise happy with your current employer, it can be worth putting yourself about a bit in the job market to see what other companies would be willing to pay you.

      Apply for some other jobs and see what companies are willing to pay you.

      And remember, most companies know that they’ll have to offer an uplift of at least 20% on your current salary to persuade you to take the risk of leaving your current employer, certainly if you’re highly skilled.

      Once you’ve received a suitable offer, you then have two choices.

      Either you accept the offer and move to the new employer, or you take that offer to your current employer and see whether they’re willing to match it.

      I have done this more than once, and it does work.

      Given the cost to the employer of losing a highly valued member of the team, most employers will match an offer rather than lose you.

      And if they’re willing to let you leave, then they didn’t value you, and therefore, you might as well go.

      How do I earn more?

      Another way to think about this is, how do you make yourself more valuable?

      You should continually build your value.

      If you want to earn more, then learn more.

      Work hard on building your experience as well. Be willing and ready to accept new challenges, however daunting, for rough seas make skilled sailors.

      Become the ‘go-to’ person for some activity that is perceived as valuable to the business.

      Your focus should be on ‘what you’re becoming’ rather than any short-term gain, and eventually, you have a good chance of becoming very valuable.

      Think about it this way. Whatever you’re doing, you’re just there to serve customers and solve problems for them.

      There will always be customers for goods and services, some of which have yet to be invented. Goods and services are another way of saying problems customers have that need a solution, and you’re the provider of that solution.

      The greater the skills and experience required to solve those problems, the more you will earn, assuming you have those skills and expertise.

      Know the market rate:

      Every business keeps a close eye on the market rates for given skills and experience. They do this to ensure that they’re not overpaying.

      You should keep a close eye on market rates, too, to ensure that you’re not being underpaid for what you’re doing.

      In short, you must be very disciplined and businesslike in your approach to work and selling your skills.

      Think of yourself as a small business providing goods and services to your boss, your colleagues, and the customers of the company for which you work.

      Conclusion:

      You won’t get paid more than you’re worth.

      However, if you continually increase your value by learning and building your skills and experience, you can earn more.

      Choose a highly skilled discipline with high demand and an undersupply of potential candidates, and you can earn a lot of money.

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      The Value of Time: Life’s most precious resource

      Today, I am exploring the value of time.

      Life’s most precious resource:

      Let me ask you a question first. What is life’s most precious resource, dear reader?

      Now, many readers might say money.

      However, think about it for a second.

      Certainly, money is a vital resource, particularly in the modern era. And for most people, there’s never quite enough.

      Nevertheless, you can always get more money. You can start a business; you can earn a bigger salary; you could win the lottery; you could even sell some of your possessions, if necessary.

      So, in that sense, money is not a limited resource. You can get more of it.

      Life's most precious resource
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      The importance of time:

      If money’s not the most precious resource, how about time?

      We often fail to appreciate the significance of time, and most of us can be quite wasteful of it, at least occasionally.

      When you think about it, time is a very limited resource. We’re all limited to just 168 hours per week, whether we like it or not.

      None of us can get more hours than that each week, however wealthy we may be. We cannot buy more time, can we?

      And we’re only on this Earth for a finite amount of time, too.

      Precious commodity:

      So if we can’t get any more, time must be a very precious commodity. It must be our most precious commodity.

      It’s the only commodity we cannot get more of, so it’s got to be more precious than anything else, surely?

      Therefore, if time is so precious, we must use it wisely, surely?

      We must guard it carefully. And we must never allow other people to waste our time, certainly if we aim to achieve anything of significance in life.

      Never give your time away cheaply:

      Just because someone asks for a piece of your time, that does not imply an obligation on you to give it to them automatically.

      People are entitled to make such a request, of course. However, it’s perfectly reasonable for you to think about it carefully before deciding whether to agree to their request.

      And it’s perfectly reasonable for you to say NO if you don’t consider what is being asked of you the best use of your time.

      If a NO is the most appropriate response from your standpoint, then so be it.

      Remember, it’s your time:

      NO is the most powerful time management tool you have at your disposal.

      It’s perfectly legitimate for you to have your own aims and your own agenda, and your time should be allocated in such a way that you can achieve whatever it is you’re trying to achieve. So never be afraid to say NO.

      Always be polite, of course, but guard your time very carefully.

      And remember this: it’s your time, and you decide how best to use it.

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      3 ways for getting rich

      Today, I am exploring the idea of getting rich.

      You should never take money too seriously, dear reader, but, equally, you should never underestimate the importance of money either. Let’s face it, in the modern world, money is as essential to sustaining life as oxygen. That’s a fact, whether we like it or not. So getting rich is a worthy topic for discussion.

      By getting rich, I mean achieving financial freedom. I think that should be everyone’s goal, if only so that they can enjoy their old age. In my opinion, there’s nothing wrong with getting rich, provided money does not become your obsession. That is, you should have money in your head but not in your heart.

      Now getting rich is easier said than done, of course. It requires effort on your part and a lot of determination, too.

      Nevertheless, getting rich is also easier than it might first appear to be.

      So today I offer you three ways for getting rich that are available to anyone and everyone, and they will all help you to achieve financial freedom.

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      Getting Rich:

      1. Solve problems for people:

      Working for someone else may make you a living, but having your own business can make you a fortune. The only way most people can become seriously rich is by setting up a business of their own. It can be done, and people do, very successfully, and you can do it too.

      Essentially, business is all about solving problems for people in exchange for money.

      Businesses create products that solve problems for customers. The customer buys the product, and the business makes money. You need to ensure that your revenues exceed your overheads, but in essence, business is that simple.

      If you want to make money in business, look for problems to be solved, and there you’ll find commercial opportunities.

      One person’s problem is another person’s business opportunity.

      However, do make sure that every product you offer solves a problem for your customers.

      That means understanding the needs and wants of your target customers and always asking the question, “What problem will this product solve for my customers?

      2. Risk leads to reward:

      If you want to make serious money, you cannot avoid an element of risk. That’s a fact of business life.

      Entrepreneurs have to be risk-takers by definition.

      However, that doesn’t mean you take crazy risks. It means taking calculated risks by doing your homework, proper planning and market research, and using your business skills to weigh up the pros and cons of every opportunity.

      Risk is simply the probability of you getting an outcome you don’t want.

      However, it’s a fact that risk and reward go hand in hand. The greater the reward on offer, the greater the risk you must potentially take to achieve it.

      Your attitude to risk is important here.

      If a given risk makes you very uncomfortable, then it’s probably not worth taking. It will just lead to too much stress for you. Some people can live with huge risks, while others cannot cope with that much pressure.

      Either way, it doesn’t matter. If you can’t cope with significant risks, then avoid them. Just look for something with lower risk and with which you can manage. Even small risks can lead to great riches.

      Remember, we all need a mix of certainty and uncertainty in our lives. Business requires you to live with the latter, at least to some degree.

      3. The magic of compounding:

      Once you’ve made some money, you must put it to work for you if getting rich is your aim.

      And putting money to work is all about taking advantage of the magic of compounding.

      Compound interest can have a powerful effect on your money.

      For instance, if you invest $1,000 at 2% for 10 years with annual interest reinvested, it will be worth $1,219 at maturity.

      However, if you invest the same $1,000 over the same period at 10%, then you will earn $2,594, assuming annual interest is reinvested. That’s over a 100% difference over the 10-year period.

      Over 20 years at 10%, your $1,000 would have turned into $6,727, assuming annual interest had been reinvested.

      So remember, the interest rate and the longevity of your investment both matter if you’re trying to build a capital sum.

      So if getting rich is your aim, then start by investing as early as you can, be disciplined, and make regular contributions to build that nest egg.

      Further Reading:

      A single blog post can only scratch the surface of all you need to know about money.

      So if you’re wise, you’ll buy some books on the subject to get your financial education moving in the right direction.

      Here are some books I can personally recommend, all of which I own copies of:

      This is essential reading for anyone seeking a financial education, for the following reasons:

      Timeless Wisdom – Over 100 million copies sold. If it worked for Carnegie, Ford, and thousands more, it could work for you, too.

      Proven Success Formula – Based on 20 years of research, this book translates the habits of wealthy people into actionable steps anyone can follow.

      Attract Opportunity – Hill was teaching the “Law of Attraction” before it was a trend, and he shows how to align your goals with actionable plans.

      Master the Power of Thought – Learn how your mindset shapes your success. Hill reveals how belief and persistence turn ideas into reality.

      Overcome Self-Doubt – Discover how to eliminate fear, hesitation, and excuses—replacing them with confidence and determination.

      Think and Grow Rich is a classic of the genre. It was written in the 1930s, but it remains popular because it offers a helpful framework for achieving success and wealth by cultivating a positive mindset and developing specific principles. It’s that simple, and it’s worth adding to your reference library.

      This book is essential reading because of its simplicity. Compelling reasons to read this book include:

      Timeless Money Rules – Ancient wisdom meets modern wealth-building. These principles worked 5,000 years ago—and they still work today.

      Simple, No-Nonsense Advice – No complicated strategies. Just clear, actionable lessons like “Pay yourself first” and “Make your gold work for you.”

      Escape the Paycheck Trap – Learn how to save, invest, and grow wealth—even if you’re starting with little.

      Avoid Costly Mistakes – This book teaches you how to protect your money, dodge debt, and build lasting prosperity.

      Short & Powerful – Each lesson is a quick, engaging story. You’ll finish it in a day, but the lessons will be with you for life.

      If you’re looking to achieve financial freedom, start with the book that’s helped millions get there. It’s inspiring but straightforward. You can read this book in a few hours, but it will provide you with a series of powerful lessons for acquiring money, keeping money, and making money. Again, it’s well worth adding to your reference library.

      This is a book that has sold by the shedload, and continues to do so, and it’s essential reading for the following reasons:

      Shift Your Money Mindset – Learn why the rich don’t work for money—they make money work for them.

      Escape the Rat Race – Most people trade time for money. This book shows you how to build assets that generate income without grinding 9-to-5.

      Debunk Money Myths – Schools don’t teach financial literacy. Kiyosaki reveals the truths about wealth that your “Poor Dad” never knew.

      Take Control of Your Future – Stop fearing bills and start investing. Real estate, stocks, and businesses aren’t just for the rich; they’re for the educated.

      Simple & Motivational – No complex jargon, just straight talk that pushes you to think and act differently about money.

      If you’re tired of having too much month left at the end of the money, this book is your wake-up call. Please read it. Apply it. Change your life.

      Rich Dad Poor Dad is an excellent starting point for anyone seeking to improve their financial knowledge and enhance their financial future. It is a modern take on the books above, but it has also become a classic and is worth every penny of the cover price.

      There is a commonly held view that the stock market is just a casino and buying and selling stocks is a form of gambling. This isn’t true.

      Investing in a stock is the purchase of an asset that will provide you with a financial return through dividends and capital appreciation over time.

      The trick is to know what you’re doing and to invest wisely.

      And if you do know what you’re doing, the financial gains can be substantial. For instance, if you’d invested $1,000 in Google in 2004, your shares in Alphabet, the search giant’s parent, would be worth somewhere around $70,000 today. That’s a very healthy return on investment.  

      The question is, how do you ensure you know what you’re doing? Well, a good start would be to read One Hour Investor by Russell Ellroy. From it you will learn:

      Investing Made Simple – No confusing jargon or complex theories. Just a clear, step-by-step guide to start investing, even if you know nothing.

      Fast & Efficient – Designed for busy people. Learn the essentials in just one hour and start growing your money immediately.

      Avoid Costly Mistakes – Get the dos and don’ts of stock market investing from the start, so you don’t lose money on beginner errors.

      Build Confidence – Overcome fear and analysis paralysis with straightforward strategies anyone can follow.

      Start Small, Grow Big – You don’t need a fortune to begin. Learn how to invest with little money and compound your wealth over time.

      If you want to learn about stocks, bonds, mutual funds, and much more, this is the book for you. Written in a very accessible style and aimed at the absolute beginner.

      If you want to take control of your financial future without wasting time, this book is a perfect first step. Read it today, and you’ll profit tomorrow.

      I have all of these books in my library, and I frequently dip in and out of them. They will inspire you, I am sure, and I recommend that you purchase copies.

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      25 facts of life that might get you thinking

      25 facts of life

      Searching for the facts of life, dear reader? I guess the question is, what do we mean by the facts of life?

      Well, for some, it means the birds and the bees. For me, it means trying to make sense of life and the lived experience.

      Here are 25 facts of life, which are my take on the world based on my own lived experience.

      I hope you find some valuable insights here.

      If you do, please feel free to share them.

      FACTS OF LIFE
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      Facts of life (1-10):

      1. We live by our wits.
      2. Just because it’s dismissed as a conspiracy theory doesn’t mean it’s not true. 
      3. Just because it looks genuine doesn’t mean it’s not fake. That goes for people, too.
      4. Human beings are all flawed. You may not be perfect, but you’re as perfect as the next person. 
      5. Time is more valuable than money. You can earn more money, but you can’t get more time. With time, once it’s gone, it’s gone. Use it wisely. 
      6. We all make a living by selling something to someone. In exchange for adding value in some way to the lives of others, we earn money. Money is a measure of the perceived value we add. 
      7. You can choose to be whatever you want, but you must accept that there will always be trade-offs. Everything comes at a price, and that price must be paid first. 
      8. Life’s what you make it. It will never be perfect, but with hard work and determination, it can be good. However, if you want the best life for yourself, you’ll need to carve it out yourself. 
      9. Just because people don’t share their troubles doesn’t mean they don’t have any. No one can ever truly know the battles other people face. So, be careful when judging. 
      10. You must always be prepared for when opportunity knocks. Life is an endless stream of opportunities just waiting for the fleet-footed and those ready and waiting to seize the day.

      Facts of life (11-17):

      1. There’s only one way to gain experience. The hard way. You can’t train experience. You must go out there, make mistakes, and learn from them. In short, there’s no elevator; you must take the stairs, one by one. 
      2. All too often, people choose to move on because they failed to appreciate what they had. It’s easy to think that the grass is greener somewhere else, but the grass is greener where it’s well-watered.
      3. You may be angry at the way you’ve been treated. You may feel you have every right to be angry. However, a chippy attitude will never win over hearts and minds. You’ll catch more flies with sugar than you will with vinegar. 
      4. Those who can only see virtue in their own opinions are keen to close down those with alternative views because they’re concerned that the public may listen to and be influenced by those with alternative views. 
      5. It’s wrong to think that the law will protect the individual. It won’t. Do or say anything that runs counter to the interests of the powerful elite, and it will come back to bite you. If you want to go against the powerful, you’ll need numbers on your side. 
      6. When the powerful elite suggests the need for limitations on what people are allowed to do, what they have in mind will only apply to ordinary folk. They have no intention of being constrained by such limitations themselves.
      7. Giving is easy, but if you need to take it back, that’s when it gets difficult. Be careful what you give if there’s any possibility you may need to take it back.

      Facts of life (18-25):

      1. Politicians are not on your side. They’re driven by personal ambition and self-interest. Your interests only matter to them when being seen to be doing something for you is helpful to them politically.
      2. It’s unwise to agree to anything that would give any government too much control over your life. You cannot trust a politician. We know that from experience.
      3. There is no such thing as government cash. There’s only taxpayers’ cash. Even when governments borrow money, that’s just money taken now from future taxpayers. Governments have no cash of their own. 
      4. Acting together, we are strong. If enough of us band together, we are invincible. We don’t have to accept all the nonsense. We can and should push back. Operating in significant numbers, we can scare the hell out of the politicians and the powerful elite.
      5. No one grants us freedom. We are free people, and no government should ever be allowed to believe, mistakenly, that it controls us. We have rights; they’re inalienable, and politicians need reminding of that constantly. 
      6. Those seeking to manipulate our language are trying to control the debate. Changing what we say and how we say it is part of an agenda aimed at creating a world that suits their interests but not ours. We must all push back constantly.
      7. Complicating communication can lead to misunderstanding and miscommunication. And misunderstanding and miscommunication can only ever lead to problems and tensions between people. So, please keep it simple, always. 
      8. It’s strange in the modern world that so many seemingly sensible people are willing to accept some ridiculous ideas without question. Never be afraid to challenge the orthodoxy.
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      A Motivational A – Z Guide to Success

      Looking for a guide to success?

      We could all use one, right?

      Well, here is a concise A-Z guide of the things you will need to bear in mind.

      Perhaps it’s a little oversimplified, if I’m honest, but it does cover all the bases, of that I’m quite sure.

      If you need a guide to success, print this list, pin it above your desk, and refer to it constantly.

      And please pass it on.

      Guide to Success
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      A – Z Guide to Success:

      • (A) Achieve your dreams. Avoid negative people, things, and places.
      • (B) Believe in yourself and in what you can do.
      • (C) Consider every angle and look at things from both sides.
      • (D) Don’t give up and never give in.
      • (E) Enjoy. Motivation happens when you’re happy with life.
      • (F) Family and Friends. Never, ever lose sight of them.
      • (G) Give more than what you believe is enough.
      • (H) Hold on to your dreams. These should drive you onward and upward.
      • (I) Ignore those who belittle your ambition. If you believe you can, what they think is irrelevant.
      • (J) Just be you. The key to failure is trying to please everyone.
      • (K) Keep trying, no matter how hard life may seem.
      • (L) Learn to love yourself. You’re as good as anyone.
      • (M) Make things happen. The harder you work, the luckier you’ll get.
      • (N) Never lie, cheat, or steal. Always play a fair game.
      • (O) Open your eyes. Be aware of what’s going on around you.
      • (P) Practice makes perfect. Be a student of your craft and work towards mastery.
      • (Q) Quitters never win, and winners never quit. Be a winner, not a quitter.
      • (R) Ready yourself. Be prepared and be ready when opportunity strikes.
      • (S) Stop procrastinating. Get on with it. It’s later than you think.
      • (T) Take control of your life. Discipline and self-control are key to success.
      • (U) Understand others. Seek first to understand and then to be understood.
      • (V) Visualize it. What will success look like to you? How will you recognize it?
      • (W) Want it more than anything. It must matter to you if you’re to keep going when it gets hard.
      • (X) X-Factor is that little bit of magic that makes you different from all the other wannabes. When you’re truly motivated, you’ll deliver that extra something that will help you shine like a star. Shine like a star, and you’ll get noticed. Get noticed, and you’re on the way to achieving success.
      • (Y) You are unique. You have special qualities no one else has. So work to your strengths and do the things that only you can do. That way, you will begin to shine like a star.
      • (Z) Zero in on your dreams and go for it. Don’t stop until you get to where you want to be.
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      Valuing people must take precedence in the modern age

      Today, the theme is valuing people. This issue is much more important than you might think.

      Valuing people
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      Why Valuing People Matters:

      One thing you’ll learn as you get older is the importance of valuing people.

      We can all get so carried away with our work and careers that we can forget what matters most.

      Now I’m sure that your work is important to you, and perhaps you even believe that you’re indispensable to your employer.

      If you believe that, then all I can say is, dream on.

      From experience, I can tell you that there’s no such thing as indispensable when it comes to being employed.

      If you were to die tomorrow, your employer would replace you in a heartbeat, and the company would carry on without you. You won’t be missed for long, and in all probability, you’d be forgotten fairly quickly.

      That’s why it’s essential to ensure that your life has balance.

      Yes, of course, you need to work to earn an income to put a roof over your head and bread on the table. So in that sense, work’s essential.

      It’s also a good thing to have a genuine sense of purpose. We all need that.

      However, work shouldn’t be everything to you. Some things are much more important.

      Don’t let time slip through your fingers without having spent some of it regularly with those that matter to you—the people closest to your heart. In other words, your loved ones.

      Your employer may not miss you for very long should you pass away, but the family and friends you leave behind would feel a sense of loss for the rest of their lives.

      For family and friends, you cannot be replaced.

      It’s later than you think:

      Work gives us a sense of purpose and identity, but only people truly matter. Therefore, valuing people must always take precedence over work and material things.

      So make sure you enjoy some time with those that matter to you before it’s too late.

      And, you never know, it could be later than you think.

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      31 sarcasm examples that’ll really make you smile

      Today, I am exploring sarcasm examples.

      Now, some people are uncomfortable with the use of sarcasm. However, I think it can be one of the most effective means of communication. So I’ve been collecting some more sarcasm examples.

      So, without further ado, here are 31 sarcasm examples that you can add to your ammunition stockpile. I think they might make you smile, too.

      Enjoy them all. And please feel free to pass them on.

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      Sarcasm examples:

      1. Are you talking to me or chewing a brick?
      2. You’ve got a face only a mother could love.
      3. You’re about as pleasant as colonic irrigation.
      4. Why don’t you go sit on the rough end of a pineapple?
      5. If I appear to be disinterested, that’s because I am.
      6. I didn’t ask for your advice, so why would you assume I need it?
      7. Dressed like that, I’m guessing you’re off to a loud shirt party?
      8. What’s the matter with you? You’ve got a face on you like a wet weekend.
      9. Am I a bitch or just a girl who’s looking after her interests and takes no crap from anyone? You may not like it, but it works for me. So suck it up, buttercup.
      10. I appreciate you giving me this opportunity for a lengthy exchange of ideas, but I’m busy. So please go away.
      11. I get it that life has been unfair to you and that you’re not happy, but why is that my problem?
      12. When you say ad hoc, does that mean I can do it as necessary, or were you trying to impress me with your knowledge of Latin?
      13. When you suggest ‘I’m just biased,’ does that mean deep down you think I may have a point, but you don’t want to admit it?
      14. Listen, buddy, I can sell you a drink, but I can’t offer you solutions to your problems. I’m a bartender, not a psychotherapist.
      15. You keep saying that money’s not important, but I’d love to see how long you can live without it.
      16. What have you done to your hair? It looks like it’s been cut with a knife and fork.
      17. You know you’re old when you receive a welcome letter from AARP, which serves only to remind you that you’re not quite dead yet.
      18. It may be moderately challenging, but let’s face it, it’s not rocket science, is it?
      19. That’s an interesting idea. Why don’t you put it in the suggestion box, and I’ll be sure to ignore it?
      20. So life was so much better back in your day? Well, whoop-dee-doo. The rest of us are so pleased for you, NOT.
      21. It was a joke. We used to tell them to each other before everyone was so easily offended.
      22. Just because you work hard, you shouldn’t assume your efforts will be appreciated. What did you expect? Applause?
      23. You do realize that feeling that everyone’s out to get you may not just be a feeling?
      24. Yes, I received your email, and I ignored it like every other message I have in my inbox. I’ve actually got work to do.
      25. Referring to yourself as a professional is not, for me, a guarantee that you’ll have any significant level of competence.
      26. One day, you’ll realise that behaving like a total dick was not a good idea, and it doesn’t impress anyone.
      27. ‘Have a nice day’ is something you say, but in my experience, rarely is it something you mean.
      28. You’re not old. Chronologically challenged, yes! But there’s a bit more life in you yet.
      29. If you don’t feel that this job is worthy of your talents, then you can always quit and go spend more time with your ego.
      30. If you want to lose weight, love, you could try shaving your legs.
      31. Being a perfectionist will make you the worst kind of boss in the world. On the upside, it’ll also make you the best kind of sexual partner. So it’s not all bad.
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      So, dear reader, was this post amusing and worth a few minutes of your time?

      If any of these sarcasm examples made you smile, then please share this post with your friends on social media.

      When you share, everyone wins. It’s always a good idea to pass on the smiles.

      Put a smile on someone else’s face, and you’ve done your good deed for the day. So go on, please share this post now.

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      21 powerful quotes about motivation to inspire you

      If you’re struggling to find motivation, here are 21 powerful quotes about motivation that can inspire you.

      Motivation is the enthusiasm you have for what you’re doing or what you’d like to be doing.

      It’s a burning desire to pursue your dream.

      It’s the irrepressibility and steely self-belief you possess.

      And it’s the certainty that you know what you want and the determination you have to get it.

      Motivation is the magic ingredient that will translate effort into success. You will not succeed unless you’re genuinely enthusiastic about whatever it is you’re doing. Success is unlikely to happen by accident.

      However, you’ll succeed if you love what you’re doing and it matters to you.

      Your desire must be so great that no one can stop you from going where you’ve decided to go.

      If someone closes the door on you, you’ll climb through the window. If they build a wall to stop you, you’ll get over it no matter what, even if you have to build stairs to help you.

      If you can’t find a way, you’ll make one. That’s motivation.

      Never accept an answer unless it’s the one you want. With motivation, you’ll succeed. Without it, you cannot succeed.

      That’s my opinion, of course, but here are the 21 thought-provoking quotes about motivation, and they reflect the opinions of some of life’s greatest thinkers.

      quotes about motivation
      quotes about motivation
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      Quotes about motivation:

      1. The will to win, the desire to succeed, the urge to reach your full potential. These are the keys that will unlock the door to personal excellence. ~Confucius
      2. Infuse your life with action. Don’t wait for it to happen. Make it happen. Make your own future. Make your own hope. Make your own love. And whatever your beliefs, honour your creator. Not by passively waiting for grace to come down from upon high but by doing what you can to make grace happen – yourself, right now, right down here on Earth. ~Bradley Whitford
      3. Believe in yourself! Have faith in your abilities! Without a humble but reasonable confidence in your own powers, you cannot be successful or happy. ~Norman Vincent Peale
      4. If you have a strong purpose in life, you don’t have to be pushed. Your passion will drive you there. ~Roy T. Bennett
      5. Of course motivation is not permanent. But then, neither is bathing; but it is something you should do on a regular basis. ~Zig Ziglar
      6. The only thing standing between you and your goal is the bullshit story you keep telling yourself as to why you can’t achieve it. ~Jordan Belfort
      7. All our dreams can come true if we have the courage to pursue them. ~Walt Disney
      8. No masterpiece was ever created by a lazy artist. ~Anonymous
      9. You can do anything, but not everything. ~Anonymous
      10. The starting point of all achievement is desire. ~Napoleon Hill 
      11. Only put off until tomorrow what you are willing to die having left undone. ~Pablo Picasso
      12. People often say that motivation doesn’t last. Well, neither does bathing–that’s why we recommend it daily. ~Zig Ziglar
      13. We become what we think about most of the time, and that’s the strangest secret. ~Earl Nightingale
      14. Too many of us are not living our dreams because we are living our fears. ~Les Brown
      15. The road to success and the road to failure are almost exactly the same. ~Colin R. Davis
      16. In my experience, there is only one motivation, and that is desire. No reasons or principle contain it or stand against it. ~Jane Smiley
      17. You must expect great things of yourself before you can do them. ~Michael Jordan
      18. Motivation is what gets you started. Habit is what keeps you going. ~Jim Rohn
      19. People rarely succeed unless they have fun in what they are doing. ~Dale Carnegie
      20. Be miserable or motivate yourself. Whatever has to be done, it’s always your choice. ~Wayne Dyer
      21. Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no help at all. ~Dale Carnegie

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      If you did, then perhaps they might interest other people you know as well.

      Please share this post with your friends on social media, as when you share, everyone benefits.

      If you could do that for me now, I’ll be ever so grateful.

      Thank you for your support, dear reader.

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      27 Quotes by Socrates that will inspire you

      27 Quotes by Socrates

      Today, I am exploring quotes by Socrates.

      When you think about it, we can’t be certain that Socrates existed, as he was born around 469 BC. That was a long time before real records began.

      However, Socrates is regarded as a classical Greek philosopher and is considered the first moral philosopher. He’s been credited as one of the founders of Western philosophy.

      Historical records suggest that he didn’t write anything during his lifetime, and his philosophy is therefore known primarily through the written accounts of other classical scholars.

      It is, therefore, difficult to determine whether he spoke any of the quotes attributed to him.

      Nevertheless, the philosophy credited to him is worthy of our consideration and further reflection. Here are 27 quotes by Socrates that will make you think, I am sure.

      QUOTES BY SOCRATES
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      Quotes by Socrates (1-10):

      1. Be as you wish to seem.
      2. Wisdom begins in wonder.
      3. Beware the barrenness of a busy life.
      4. It is not living that matters, but living rightly.
      5. Death may be the greatest of all human blessings.
      6. The deepest desires often become the deadliest hate.
      7. The only true wisdom is in knowing you know nothing.
      8. I was really too honest a man to be a politician and live.
      9. Once made equal to man, woman becomes his superior.
      10. Marry, by all means. If you get a good wife, you’ll be happy. If you get a bad one, you’ll become a philosopher.

      Quotes by Socrates (11-20):

      1. The poets are only the interpreters of the gods.
      2. I know nothing except the fact of my ignorance.
      3. The only true wisdom is in knowing you know nothing.
      4. From the deepest desires often comes the deadliest hate.
      5. Beauty is the bait which with delight allures man to enlarge his kind.
      6. False words are not only evil in themselves, but they infect the soul with evil.
      7. He is richest who is content with the least, for content is the wealth of nature.
      8. The way to gain a good reputation is to endeavour to be what you desire to appear.
      9. If a man is proud of his wealth, he should not be praised until it is known how he employs it.
      10. He is a man of courage who does not run away but remains at his post and fights against the enemy.

      Quotes by Socrates (21-27):

      1. The unexamined life is not worth living.
      2. Not life, but good life, is to be chiefly valued.
      3. Be slow to fall into friendship, but when thou art in, continue firm and constant.
      4. The way to gain a good reputation is to endeavour to be what you desire to appear.
      5. Worthless people live only to eat and drink. People of worth eat and drink only to live.
      6. True wisdom comes to each of us when we realize how little we understand about life, ourselves and the world around us.
      7. If all misfortunes were laid in one common heap whence everyone must take an equal portion, most people would be contented to take their own and depart.
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