7 inspirational quotes about marriage

Inspirational quotes about marriageMarriage can be a thorny subject for some and the source of great pleasure for others. If a successful marriage is your aim then you’ll need to master the art of compromise, as well as choosing a life partner for whom you have the greatest respect and whose company you enjoy.

Friendship is at the heart of any successful marriage and friendship is a relationship of equals.

That means the power dynamic in your relationship must be balanced. Both parties must feel that their needs are being met.

You’re a team and as with all teams, each of you has a role to play. One person cannot be expected to bear the burden of doing everything whilst the other person does nothing. That’s not fair, nor is it sustainable.

A successful marriage can be your greatest investment. Choose your partner wisely and a successful relationship can be yours; fail to choose carefully and it could prove to be painful for all concerned.

So today I offer you seven inspirational quotes about marriage to help you reflect on what is one of life’s great institutions.

Remember this; choose well and nurture your relationship and it can last a lifetime.

Find the right partner and you’ll appreciate their presence in your life with each passing year and much more so as you get older.

Inspirational quotes about marriage:

  1. By all means, marry. If you get a good wife, you’ll become happy; if you get a bad one, you’ll become a philosopher. ~Socrates
  2. Happy is the man who finds a true friend and far happier is he who finds that true friend in his wife. ~Franz Schubert
  3. It is not a lack of love but a lack of friendship that makes unhappy marriages. ~Friedrich Nietzsche
  4. My most brilliant achievement was my ability to be able to persuade my wife to marry me. ~Winston Churchill
  5. Don’t marry the person you think you can live with; marry only the individual you think you can’t live without. ~James Dobson
  6. The secret of a happy marriage is finding the right person. You know they’re right if you love to be with them all the time. ~Julia Child
  7. Every good relationship, especially marriage, is based on respect. If it’s not based on respect, nothing that appears to be goodwill last very long. ~Amy Grant

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7 inspirational quotes about happiness

Quotes about happinessIf I were to conduct a survey of readers on the question of happiness, I’m fairly sure that most people would say that whilst they want to be happy, they have yet to achieve that state of mind consistently.

Why is that do you think?

I think it’s because we’re always chasing what we haven’t got.

Being happy requires us to be content with what we’ve got. If we’re always chasing more then by definition we can’t be content with what we’ve got, can we?

So if you want to be happy, then I think the trick is to learn to enjoy whatever it is that you’ve actually got, rather than fretting about those things that you’d like to possess but don’t right now.

Take pleasure in the moment, whenever you can, and always look for the positives in any situation.

Happiness is a state of mind. You can choose to be happy or not. It’s all down to the way you choose to look at the world. You can allow things to bother you or you can say, “I’m not going to worry about stuff I can’t change, I’ll just focus on enjoying my life for what it is and make the best of it.”

Here are 7 inspirational quotes about happiness to help you think about what it all means.

Quotes about happiness:

  1. I am determined to be cheerful and happy in whatever situation I may find myself. For I have learned that the greater part of our misery or unhappiness is determined not by our circumstance but by our disposition. ~Martha Washington
  2. It is not easy to find happiness in ourselves, and it is not possible to find it elsewhere. ~Agnes Repplier
  3. Happiness is not something readymade. It comes from your own actions. ~Dalai Lama
  4. Be happy with what you have and are, be generous with both, and you won’t have to hunt for happiness. ~William E. Gladstone
  5. Happiness cannot be travelled to, owned, earned, worn or consumed. Happiness is the spiritual experience of living every minute with love, grace and gratitude. ~Denis Waitley
  6. There is only one way to happiness and that is to cease worrying about things which are beyond the power of our will. ~Epictetus
  7. Happiness is not something you postpone for the future; it is something you design for the present. ~Jim Rohn

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Daily Habits of Successful People

Habits of successful peopleIf success is your aim, can you learn from the daily habits of successful people?

Certainly, I believe that we are what we do on a daily basis.

Anything you achieve or don’t achieve, is brought about by the habits you develop over time.

Everything you do is as a result of our habits, good or bad. So surely it makes sense to develop and maintain good habits and make them your master?

Habits, good or bad, are formed through repetition.

Good habits can be hard to form but they are easy to live with. Whereas bad habits whilst easy to form they tend to be very hard to live with. Our lives can become a battle of good habits versus bad habits. Don’t let the bad habits win.

Good habits can be learned and bad habits can be replaced by good habits. Yes, it requires self-discipline on your part dear reader but it can be done and people do.

Decide on the habits you want to develop and focus on achieving them one at a time.

Start with one good habit you’d like to form and then force yourself to repeat the necessary actions daily.

After around three weeks that habit will be formed and it will just become part of your routine. You’ll start to repeat it with little or no thought. Essentially you’ll do it on autopilot.

If you have a bad habit you wish to replace with a good habit then each time you find yourself about to perform the actions of the bad habit, stop yourself and perform the actions of the good habit instead. Again after around three weeks, the good habit will be programmed into your brain.

Successful people are driven to develop good habits. Self-discipline is the key ingredient for good habits to form and for the replacing of bad habits.

Successful people also establish the habit of goal setting on a daily basis.

You cannot hit a target unless you can see that target. Setting a goal is the first step in achieving that goal. Successful people are results-oriented.

Successful people are also people-oriented.

You get what you want in life by helping other people get what they want.

Every product is a solution to a problem. Even if your goal is to sing or dance, to succeed you must always recognise that you perform to and for people.

They have a need to be entertained and your aim is to fulfil that need. To solve this particular problem for them if you like.

In dealing with people you must be honest and show integrity if you are to win the respect of others.

So honesty is a good habit to develop. Dishonesty and cheating will catch up with you and will be a permanent stain on your reputation. You don’t need that now, do you?

And above all, you must look after your health. You have one body and one mind and they must last you a lifetime.

So develop the habit of taking good care of both.

To reinforce the message of the importance of repetition and routine I‘ve included this excellent video from Brian Tracy.

Brian is always a source of great advice for anyone seeking success and aiming to create a successful life for themselves and certainly he’s one of my main sources of constant inspiration.

The video is short but well worth your time and I recommend you watch it now.

Habits of successful people:

Further Reading:

Regular readers will know that I am keen on building a personal reference library of books and audiobooks which I use to inspire and motivate me and to help me achieve my goals. And I would encourage you to do the same dear reader.

In the video, Brian Tracy refers to his book Million Dollar Habits: Proven Power Practices to Double and Triple Your Income. This is an excellent book and would be a good addition to your library. You can take a look at the print and Kindle editions if you click on the link in this paragraph.

However, I must be honest and tell you that actually I decided to purchase Million Dollar Habits: Proven Power Practices to Double and Triple Your Income (AudioBook). Personally I find the audiobooks really useful because I can listen to them whilst I’m driving which means I’m making better use of what would otherwise be dead time. If you’d like to take a look at the audio version of the book then, once again, just click on the link in this paragraph.

DISCLOSURE: This website is an Amazon affiliate. Should you click on any of the links included in the text above and you then make a purchase, you should be aware that this website will receive a small commission. There will be NO additional charge to you in making that purchase. However these commissions do serve to cover the cost of maintaining this site, so you’ll be helping to ensure that this resource can remain available free of charge to readers everywhere. Your understanding is truly appreciated, dear reader. Thank you.

If you’re looking for useful articles on this subject that are free to read then you might want to take a look at The Habits of Highly Successful People that has been published on the Porch website. This is an interesting article and worth a few minutes of your time.

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21 thought-provoking quotes by women

The late, former British Prime Minister, Margaret Thatcher once said, If you want something said, ask a man but if you want something done, ask a woman.”

Certainly if you want anything done then it’s probably better if you ask a woman. In my experience, they’ll do a good job for you and they’ll do it when they say they’ll do it.

However women are perfectly capable of saying something profound too.

To prove the point, here are 21 quotes by women.

Quotes by Women:

  1. I was smart enough to go through any door that opened. ~Joan Rivers
  2. You can’t give up! If you give up, you’re like everybody else. ~Chris Evert
  3. I choose to make the rest of my life the best of my life ~Louise Hay
  4. In order to be irreplaceable one must always be different. ~Coco Chanel
  5. One cannot accomplish anything without fanaticism. ~Eva Perón
  6. Done is better than perfect. ~Sheryl Sandberg
  7. If you don’t risk anything, you risk even more. ~Erica Jong
  8. The way we talk to our children becomes their inner voice. ~Peggy O’Mara
  9. If you don’t like the road you’re walking, start paving another one. ~Dolly Parton
  10. Knowing what must be done does away with fear. ~Rosa Parks
  11. Power’s not given to you. You have to take it. ~Beyoncé
  12. A surplus of effort could overcome a deficit of confidence. ~Sonia Sotomayor
  13. You can’t please everyone, and you can’t make everyone like you. ~Katie Couric
  14. You are the one that possesses the keys to your being. You carry the passport to your own happiness. ~Diane von Furstenberg
  15. Make the most of yourself by fanning the tiny, inner sparks of possibility into flames of achievement. ~Golda Meir
  16. The most difficult thing is the decision to act, the rest is merely tenacity. ~Amelia Earhart
  17. The difference between successful people and others is how long they spend time feeling sorry for themselves. ~Barbara Corcoran
  18. I’d rather regret the things I’ve done than regret the things I haven’t done. ~Lucille Ball
  19. If you think taking care of yourself is selfish, change your mind. If you don’t, you’re simply ducking your responsibilities. ~Ann Richards
  20. One of the secrets to staying young is to always do things you don’t know how to do, to keep learning. ~Ruth Reichl
  21. Step out of the history that is holding you back. Step into the new story you are willing to create. ~Oprah Winfrey

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Types of debt and why they matter

Types of DebtIf you’re starting out with your financial education then a good starting point would be to understand the different types of debt and why they matter.

Personally I categorize debt as either good debt or bad debt.

Understanding the difference between the two is essential if you don’t want to remain poor all your life.

Do you carry some debt dear reader? If you do, you’re not alone.

Now you may think that debt is just part of life, and you may even believe that debt can’t be avoided?

Debt is certainly very hard to avoid, that much is true.

However don’t forget that personal debt is a burden on us because it has to be serviced and eventually repaid.

Yes, it may be a burden you can’t avoid but it’s no less stressful potentially for that technicality.

For emphasis let me repeat, in my opinion, there’s good debt and then there’s bad debt.

The obvious question is when is a debt considered bad debt? To put it another way, when is debt a bad idea?

Let’s consider some examples of debt.

TYpes of debt1. Secured Debt:

Buying a house is an example of a secured debt.

When buying a house, most people need a mortgage, which is of course a debt.

However, as long as you don’t overstretch yourself, mortgage debt is usually manageable for most people. And it’s rare that a lender will allow you to overstretch yourself these days.

With a mortgage the debt is secured against your property, so the risk for the lender is small.

If you fail to repay the mortgage loan, a lender simply repossesses the property and sells it to recover their money.

So because the associated risk to the lender is low, interest rates on secured debt are low too.

Coupled with long repayment periods, typically around 25 years, the monthly repayments on a mortgage are not significantly different from what you might pay if you were renting a property.

However by borrowing to purchase a property, that’s a good debt because eventually you’ll repay the debt and own the property, assuming you repay in full.

It’s a good debt because it results in the long-term acquisition of a valuable asset.

You need a roof over your head, of course, so buying with a mortgage makes good financial sense because at least you’ll own the property in the future.

And with luck, you’ll enjoy some capital appreciation on the value of the property too. That’s not guaranteed of course but historically that’s been the trend for those holding property assets for an extended period of time, certainly in the United Kingdom.

In summary, secured debt bears the lowest interest rates and leads to the acquisition of a valuable asset. So in my opinion that makes it a good debt.

2. Unsecured debt:

So when is debt a bad idea? The simple answer is when it’s an unsecured debt.

And what’s unsecured debt?

It’s a debt against which nothing valuable has been put up as security.

If the borrower fails to repay, the lender has nothing it can repossess to sell on to recover the balance outstanding. So for the lender that represents increased risk.

And because unsecured debt has no form of security then to compensate, the interest rate charged by the lender will be high, and sometimes very high.

The interest rate charged reflects the risk to the lender. The higher the risk the higher the interest rate applied.

Lenders recognize that there’s a risk that a proportion of their clients will fail to repay unsecured loans, so those who do make the repayment in full, have also paid a premium in order to protect the lender from any losses they might have incurred due to non-payment by others.

Now of course there will be occasions when unsecured debt is unavoidable.

For instance, young people just starting out might need some basic items of furniture for their homes. A bed would be a good example. You must have one and if you can’t afford it, then you might need to use a hire purchase arrangement. Handled with care then this shouldn’t be a huge problem.

So when is unsecured debt a really bad idea?

Put simply, when you start buying with unsecured credit that which you could live without. That gadget you couldn’t resist or those shoes that looked really nice in the store. Non-essentials you could have lived without until you had the money to pay for them.

You know the experience, I’m sure. You see something you can’t resist, out pops your flexible friend, and an impulse purchase is made before you’ve thought about whether it was a good idea or not.

The reckless use of credit cards, store cards, and payday loans can be a disaster because this type of debt is not secured against anything, so naturally the associated interest rates applied are very high.

Credit card or store card debt can bear an interest rate of up to around 30% or more.

In the UK, payday lenders have been known to charge interest rates equivalent to 3000%, 4000%, or even 5000%.

I find it hard to believe people fall for these loans but they do. I guess if your desperate sometimes then perhaps it’s a case of ‘needs must’.

3. The magic of compounding:

Why does this matter? The simple answer is the magic of compound interest.

The compounding effect of high rates of interest will quickly turn small sums borrowed into enormous sums owed.

For instance, if you borrow $1,000 at 3% interest, after five years you’ll owe $1,159, assuming nothing was repaid.

However if you borrow $1,000 at 35% interest then after five years you’ll owe $4,484, again that’s assuming nothing was repaid.

The difference is a massive $3,325. And more importantly, the value of your debt has also quadrupled.

So when interest rates are high, even if you make minimum payments, your debt can grow rapidly if you’re not careful.

And that’s when you can become enslaved by your debts.

And that’s why it matters. Ultimately this burden can become very stressful.

4. Manage your money or your money will manage you:

Far too many people borrow money in the form of unsecured debt to purchase discretionary items. That’s items they could live without, if push came to shove.

Wasting money is this way is a really bad move. Not just bad it’s seriously stupid.

I recommend that you follow this simple rule: If you can live without it, never use debt to buy it.

Yes of course it’s nice to have the latest smartphone or the latest television or whatever but is it really worth the pressure of unnecessary debt?

When high rates of interest start pushing up the sum outstanding significantly, you have to ask yourself, will the burden of this unnecessary debt still seem worth it? I doubt it.

Wouldn’t it be better to wait until you’ve saved up the money to make the purchase instead?

Wouldn’t it also be cheaper in the long-term to save up and buy the product when you actually have the money? You’ll appreciate the item so much more too.

5. Debt is a form of slavery:

Being indebted is just a form of slavery. It’s as simple as that really. And, once again, that’s why it matters.

For as long as you owe money you can never be truly free.

If you’re debt-free then you’re stress-free too. Wouldn’t you prefer to be debt-free and stress-free?

Good debt will help you but bad debt will make your life a misery.

6. Conclusion:

Put simply, there are two types of debt, good and bad. Debt is either secured or unsecured. Interest rates on the former will be relatively low, whereas interest rates on the latter can be very high.

Interest rates matter because of the compounding effect.

Unsecured debt can be the road to the poor house, particularly if you use it to buy stuff you could live without with credit that bears interest rates that are very high.

The type of debt that’s bad will enslave you and it’ll become increasingly stressful.

If you only take one message away from this article then that’s it.

7. Please share this post with your friends:

If you found this article useful then please share it on social media with your friends.

When you share, everyone wins.

So please share this post now. If you do, I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience and that’ll be your good deed for the day.

Thank you.

8. Other articles you might find interesting:

© Roy Joseph Sutton and Mann Island Media Limited 2020. All Rights Reserved.

11 wise sayings about life lessons

wise sayings about life lessonsToday dear reader, I offer you 11 wise sayings about life lessons and some observations about what I think they really mean for your life.

I hope you enjoy them all.

Wise sayings about life lessons:

1. When in Rome, do as the Romans do. ~English Proverb

If you visit a foreign country, with a different culture to that found in your own, then the best way to get along with local people is to respect their culture and their way of doing things.

Essentially it’s all about respecting and adhering to their way of life as far as reasonably possible.

Respect people and they’ll appreciate it.

Learn a little bit of their language and you’ll really connect with them. They won’t mind if you don’t get all the words and pronunciation completely correct but they’ll really appreciate you making the effort.

Treat people with respect and they’ll treat you with respect. It’s that simple.

2. Be contrary and be known. ~Arab Proverb

If you want to get yourself noticed then a ‘me too’ approach to life is unlikely to get you very far. When you’re just like everyone else then how can you stand out in the crowd?

If you really want to get noticed then you need to offer something a bit different, surely?

To stand out in the crowd then you’ll need to dress differently, have an unusual hairstyle or offer something new.

Go against the accepted thinking of the day and you’ll get noticed.

Suggest something which goes against the received wisdom of the day and people might just listen, if you back up your observation with a reasoned argument.

Be different, be contrary and you’ll get noticed.

Back it up with real substance and you will make a permanent impression on public consciousness.

Elvis Presley was like nothing that went before him; neither were The Beatles or The Sex Pistols.

These were people who had a look, style and approach all of their own. They made a genuine impact and they changed peoples’ outlook on life permanently.

In other words, they made their mark and you can too.

3. A beautiful thing is never perfect. ~Egyptian Proverb

There’s no such thing as perfect; certainly not when we are talking about people.

We’re all imperfect in some way.

However that’s what makes us interesting as individuals. And it’s also what makes it easier for other people to live with us because no matter how good we are in some way, there are also ways in which we are not quite so good.

So accept your imperfections. Work to your strengths and minimise your weaknesses and do the best you can with whatever you have at your disposal. It you do that you can succeed.

4. There’s no shame in not knowing; the shame lies in not finding out. ~Russian Proverb

How often do people refrain from asking a question for fear that they might look a little stupid? Does that ring a bell with you dear reader?

We’ve probably all done it at some point in our lives, wouldn’t you agree?

However it’s rather silly if you think about it.

None of us can know everything, can we? There will always be gaps in our knowledge, that’s for sure.

So if you don’t know something, surely it’s better to find out? Better to ask a question, even if you appear foolish momentarily.

People might laugh but so what?

Intelligent people ask questions and it’s better to look a fool than proceed in ignorance. You may look a fool for not knowing but you’ll look an even bigger fool if you screw up because you didn’t ask.

Never, ever be afraid to ask a question if you don’t know.

That way you’ll learn. Any other way and you’ll never learn.

5. Experience is not always the kindest of teachers but it’s surely the best. ~Spanish Proverb

Education is a wonderful thing, I’m sure you’ll agree.

However the best teacher by a country mile is the School of Hard Knocks at the University of Life.

Making mistakes and getting your fingers burned teaches you lessons you’ll never forget. And those lessons are invaluable.

That’s what they call experience and experience is a valuable commodity indeed.

Experience is the basis of all wisdom.

It’s also an essential element in finding out what you’re good at and what you enjoy.

And if you can find that sweet spot where what you’re good at coincides with what you enjoy doing then you really will begin to shine. So shine on my friend.

6. Having two ears and one tongue, we should listen twice as much as we speak. ~Turkish Proverb

How often are we so keen to get our point across that we don’t really listen to what the other person has to say? That’s a mistake.

Listening is one of the most important skills you can develop.

To quote Stephen R. Covey, “Seek first to understand and then to be understood.”

In order to understand someone else’s point you must listen first.

Listening is not the same as hearing.

Hearing is simply being aware of sounds going on around you.

Listening is absorbing what is being said and considering it carefully.

Listening requires both your ears and your brain to be engaged in the process simultaneously.

Naturally you want to feel that your point of view matters.

If you listen to people first not only will they appreciate it but they’ll also start listening to you. If you’re showing them respect then they’ll do the same to you.

By listening to each other we can begin to understand each other.

And if we understand each other we have the basis for getting along together.

So listen more and talk less.

In this way the world might just become a better place. Let’s hope so anyway.

7. Better to die than to live on with a bad reputation. ~Vietnamese Proverb

Some time ago, a friend of mine was working for a retailer and foolishly did something dishonest. The result was that he lost his job and damaged his reputation in the process.

Only when he began to realise how much damage he’d done to his reputation did he begin to realise how foolish he’d been.

Damaging your reputation can have serious consequences and you can often feel the impact of that for many years after the original indiscretion.

So protect and value your reputation.

It’s one of the most important commodities you have to offer.

Whether you’re in employment or self-employed you’ll always be judged on your reputation. Gain a bad reputation and you’ll be judged harshly.

8. A society grows great when old men plant trees whose shade they know they shall never sit in. ~Greek Proverb

Your legacy in life will be based on what you’ve done for other people, regardless of whether you’ve benefitted from it yourself.

That’s how you’ll be remembered.

A civilised society depends on each of us making a contribution towards the greater good. We cannot just leave it all to someone else.

If you want your grandchildren and their children to enjoy a well-ordered and civilised society then you must be prepared to do something the result of which you may never see. The payoff for you will simply be the knowledge that future generations will benefit from your altruism.

Leaving something that enriches the lives of future generations would be a real and genuine legacy, wouldn’t you agree?

9. God gives the nuts but he doesn’t crack them. ~German proverb

You can’t expect everything to be done for you.

At some point you have to do something for yourself.

If everything is done for you, you’ll never learn; you’ll never develop new skills; and you’ll never be able to deal with life.

So don’t try to avoid the chore, embrace it with enthusiasm and recognise that it’s in your own best interests to act.

10. A wise man makes his own decisions; an ignorant man follows public opinion. ~Chinese Proverb

Criticism can be uncomfortable, so it’s easy to be swayed by the majority view. However, how can we be sure that the majority view is correct? Perhaps they’re all wrong.

Just because a lot of people think something is so, it doesn’t mean that they have a monopoly on knowledge and/or common sense.

Rather than simply following the herd, it’s much better to consider a situation carefully, weighing up the various possibilities, and then forming your own opinion or making your own decision.

Think for yourself; don’t allow the herd to impose their thinking for you.

11. Every ass loves to hear himself bray. ~Proverb of Unknown Origin

As the old saying goes, empty vessels make the most sound.

However just because someone can talk a good game doesn’t mean they can play a good game.

People who are really good at something will demonstrate it by their actions not by their words. They’ll leave the talking to other people.

You’ll never impress anyone by singing your own praises.

However you’ll win them over if you can demonstrate how good you are by the results you deliver.

So go on, start showing people what you can do.

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So please share this post now. If can you do that for me then I’ll be ever so grateful and you’ll be helping a keen blogger reach a wider audience.

Thank you.

Other articles you might find interesting:

© Roy Joseph Sutton and Mann Island Media Limited 2020. All Rights Reserved.

How to ensure your dreams and goals add value to your life

Dreams and Goals 2I’m sure you must have dreams and goals dear reader. After all, most people do. However, how often do people fail to realise their dreams though? How often do dreams and projects simply never happen? Why is that?

Well in the thought-provoking TED video included here, Bel Pesce suggests how not to follow your dreams. She gives five reasons why you’ll fail, if you adopt the wrong approach.

Bel Pesce observations relate to the beliefs people hold in relation to how success is achieved. In her view, those erroneous beliefs are as follows:-

1. Believe in overnight success

We see someone successful but we don’t see their back-story. They appear to have gained their success overnight, when in fact it was down to years of hard work mastering their craft first.

No one succeeds without years of hard work first. Nothing happens by accident. It’s all down to determination, grit and an insatiable desire for success.

Opportunity may come overnight, but you have to be well-prepared to grab that opportunity when you see it. Being prepared means mastering your craft.

2. Believe someone else has the answers for you

It’s your life, and no one else knows you and your life better than you.

You need to find your own way, in your own time. In finding a way, it must be a way that suits you well and one with which you feel truly comfortable.

No one else has the perfect answers that will be a good fit with your life.

3. Believe you can settle when growth is guaranteed

It can be amazing just how many people will stop and settle once they’ve reached a goal they’d set for themselves. They get to a point where they think, it’s OK now.

And yet, OK is never OK.

When you reach a peak, you must find the next peak, if you are to continue to grow and sustain success.

4. Believe the fault is down to someone else

If you have a dream, it’s all down to you to find a way to make it happen. You find a way or you make a way. And you never accept No for an answer, unless of course that was the answer you wanted.

The key message is it’s all down to you. If you fail to achieve your dream then it’s your fault and no one else is to blame. Simple!

5. Believe the only things that matter are the dreams themselves

Having a goal is important but life is not just about goals.

Life is a journey with a constant stream experiences and interactions with other people along the way.

The real fun is in the participation. Achievement is just a bonus.

Achievement is a momentary experience but life is not. Life goes on beyond the moment.

Dreams and goals in perspective:

If you’re driven by your dreams then I recommend that you listen to what Bel Pesce has to say. It might just save you some heartache.

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Here’s a truly brilliant ‘don’t quit’ poem to inspire you

Don't Quit PoemIf you’re in search of a ‘don’t quit poem’ to inspire you then I can offer you a truly brilliant one right here.

Many people aspire to success but it can be hard to keep going. You want success but do you want it badly enough to pay the price. There’s always a price and that price must always be paid first. That price is not about money, the price must be paid in blood, sweat and tears.

How often do people quit when with a little more effort or a few more steps they would have achieved their goal?

Now I have no scientific data to back up my conclusion but I suspect it happens quite a lot, wouldn’t you agree?

Certainly from anecdotal evidence I have, from talking to people I know, this is the case.

People start out on a project or goal with enthusiasm and they think it’s all going to be easy. Then it proves to be a bit harder than they imagined, so they quit. Is that an experience to which you can relate dear reader?

Well we must all accept that nothing worth having is ever easy to gain. As I said, there’s a price to be paid.

Nevertheless people do succeed all the time. So if other people can succeed, why not you?

Just decide on your goal, pursue it with determination and energy, and if it all starts to get a bit hard, just don’t quit until you get to where you want to be in life. Don’t quit and you can succeed; quit and you won’t.

The last thing you want is to spend your life wondering what might have been. So keep going.

To inspire you when the challenge gets hard, here’s a memorable and thought-provoking poem by the late Robert Service, the so called ‘Bard of the Yukon’. It’s called The Quitter and it’s reprinted here :-

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Why you should put something away for a rainy day

When you have money, think of the time when you had none. ~Japanese Proverb

Most people experience hard times at some point in their lives, particularly when they’re young.

If you are lucky enough to have a good income now, you’d do well to remember the tough times and put some of your income away for a rainy day.

You can be sure it will rain, the only question is when.

You will be able to weather the storm a lot better if you have a financial cushion in the form of some savings.

It’s easy to squander your money thinking the good times will never end. However nothing lasts forever. So, be prepared.

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Creating a life plan: 17 ways the rich and poor think differently

Why is it that some people are wealthy and others not?

You might argue that the rich inherit money and therefore they’re just lucky. That may be true in some cases, perhaps.

Having wealthy parents certainly helps no doubt but there are plenty of examples of self-made millionaires and billionaires. And there are plenty of examples of people who lost all their wealth and then just created another fortune.

There are also plenty of examples of poor people who’ve enjoyed good fortune on a lottery only to squander their millions within a few short years.

This would suggest that the rich and poor have a different philosophy with respect to creating a life plan and money as a resource.

The video embedded here explores 17 ways in which rich people and poor people think differently. The video is interesting and informative and well-worth a few minutes of your time.

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