Creating a Life Plan: 17 ways the rich think differently

Creating a Life planHave you ever thought about creating a life plan, dear reader? If you’re young and have your life ahead of you, certainly, it’s a good idea. You can always let life happen to you, of course, but it’s better if you go out and make life happen the way you’d prefer it to be. And to have a good life, having money certainly helps. So money is at the heart of life planning.

Now, why is it that some people are wealthy and others are not?

You might argue that the rich inherit money and therefore they’re just lucky. For a few people, that may be true. However, it’s not a universal truth.

Having wealthy parents helps no doubt but there are plenty of examples of self-made millionaires and billionaires. And there are plenty of examples of people who lost all their wealth and then just created another fortune.

There are also plenty of examples of poor people who enjoyed good fortune winning a lottery only to squander their millions within a few short years.

This would suggest that the rich and poor have a different philosophy with respect to creating a life plan and money as a resource.

17 ways the rich and poor think differently:

The video embedded here explores 17 ways in which rich people and poor people think differently. It’s an interesting video and it makes some really useful points that will help you in your life planning. It’s definitely informative and well worth a few minutes of your time, in my opinion.

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25 Quotes by Richard Branson to inspire you to greater things

Quotes-by-Richard-BransonSir Richard Charles Nicholas Branson, or simply Richard Branson as he’s better known, is a British billionaire, entrepreneur, and business magnate. By any measure, he’s a successful, self-made, man and therefore we can learn from him. So, some quotes by Richard Branson are worth exploring.

He expressed a desire to become an entrepreneur from an early age. In the 1970s Richard Branson founded the Virgin Group, which today controls more than 400 companies in various fields.

Over the years his interests have extended across retail, music and transport – including land, air, sea and space travel – and his taste for adventure plus his humanitarian work, have resulted in him becoming a prominent global figure.

So here are 25 quotes by Richard Branson to inspire you to greater things.

Quotes by Richard Branson (1-10):

  1. A good leader doesn’t get stuck behind a desk.
  2. Material things are delightful but they’re not important.
  3. Starting your own business isn’t just a job it’s a way of life. 
  4. In business, if you realise you’ve made a bad decision, you change it.
  5. Do not be embarrassed by your failures, learn from them and start again.
  6. Business opportunities are like buses, there’s always another one coming.
  7. You don’t learn to walk by following rules. You learn by doing, and by falling over.
  8. One thing is certain in business. You and everyone around you will make mistakes.
  9. If you’re embarking around the world in a hot-air balloon, don’t forget the toilet paper.
  10. My philosophy is that if I have any money I invest it in new ventures and not have it sitting around.

Quotes by Richard Branson (11-20):

  1. I always find the time to exercise – kitesurfing, tennis or cycling – and to spend time with my loved ones.
  2. Every successful businessman will have experienced setbacks and failures. They’re lying if they say they haven’t.  
  3. It’s a common misconception that money is every entrepreneur’s metric for success. It’s not, and nor should it be.
  4. My interest in life comes from setting myself huge, apparently unachievable challenges and trying to rise above them.
  5. Being a good listener is absolutely critical to being a good leader; you have to listen to the people who are on the front line.
  6. Entrepreneurs are natural problem-solvers, which means that we always have ideas for new businesses popping into our heads. 
  7. My attitude has always been, if you fall flat on your face, at least you’re moving forward. All you have to do is get back up and try again.
  8. It’s rare for a start-up to make money immediately, so you need to make sure that you have enough saved or that you have another income stream that can support you. 
  9. Fun is one of the most important and underrated ingredients in any successful venture. If you’re not having fun, then it’s probably time to call it quits and try something else.
  10. Most people would assume my business success, and the wealth that comes with it, have brought me happiness. But I know I am successful, wealthy, and connected because I am happy.

Quotes by Richard Branson (21-25):

  1. Treat failure as a lesson on how not to approach achieving a goal and then use that learning to improve your chances of success when you try again. Failure is only the end if you decide to stop.
  2. Too many people measure how successful they are by how much money they make or the people that they associate with. In my opinion, true success should be measured by how happy you are.
  3. There’s an inherent danger in letting people think that they have perfected something. When they believe they’ve ‘nailed it,’ most people tend to sit back and rest on their laurels while countless others will be labouring furiously to better their work!
  4. From a young age, I learned to focus on the things I was good at and delegate to others what I was not good at. That’s how Virgin is run. Fantastic people throughout the Virgin Group run our businesses, allowing me to think creatively and strategically.
  5. If you want to be more productive, then start at the start: get there on time. Whether it is a meeting, a flight, an appointment or a date, it’s important to ensure you are there when you say you will be there. This may feel like an old-fashioned tip to give, but it has served me well for five decades in business.

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7 inspirational quotes about marriage

Inspirational Quotes About MarriageMarriage can be a thorny subject for some and a source of great pleasure for others. If a successful marriage is your aim then you’ll need to master the art of compromise, as well as choose a life partner for whom you have the greatest respect and whose company you enjoy.

Friendship is at the heart of any successful marriage and friendship is a relationship of equals.

That means the power dynamic in your relationship must be balanced. Both parties must feel that their needs are being met.

You’re a team and as with all teams, each of you has a role to play. One person cannot be expected to bear the burden of doing everything whilst the other person does nothing. That’s not fair, nor is it sustainable.

A successful marriage can be your greatest investment. Choose your partner wisely and a successful relationship can be yours. Whereas, failing to choose carefully could prove to be painful for all concerned.

So today I offer you seven inspirational quotes about marriage to help you reflect on what is one of life’s great institutions.

Remember this; choose well and nurture your relationship and it can last a lifetime.

Find the right partner and you’ll appreciate their presence in your life with each passing year and much more so as you get older.

Inspirational quotes about marriage:

  1. By all means, marry. If you get a good wife, you’ll become happy; if you get a bad one, you’ll become a philosopher. ~Socrates
  2. Happy is the man who finds a true friend and far happier is he who finds that true friend in his wife. ~Franz Schubert
  3. It is not a lack of love but a lack of friendship that makes unhappy marriages. ~Friedrich Nietzsche
  4. My most brilliant achievement was my ability to be able to persuade my wife to marry me. ~Winston Churchill
  5. Don’t marry the person you think you can live with; marry only the individual you think you can’t live without. ~James Dobson
  6. The secret of a happy marriage is finding the right person. You know they’re right if you love to be with them all the time. ~Julia Child
  7. Every good relationship, especially marriage, is based on respect. If it’s not based on respect, nothing that appears to be goodwill lasts very long. ~Amy Grant

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How is success achieved? Could this be the secret?

How-is-success-achievedHow is success achieved? Certainly many desire it but few really achieve it. Why is that do you think dear reader?

Could it be all about your mindset? Can your thinking have an impact on whether you succeed or not?

Well in the embedded video, Carrie Green suggests that your mindset really does matter.

Programming your mind for success:

This is an inspirational talk on the subject of success from Ms Carrie Green given at TEDxManchester.

Her underlying message is that success is never achieved by accident.

Success is in fact achieved by knowing what you want, knowing why you want it and then programming your mind to drive you towards your goal.

I’d not heard Carrie Green speak before I stumbled on this video but I must say I’m very impressed.

If you can spare a few minutes then this video is well worth a little piece of your time. I’m confident that you won’t be disappointed. Recommended.

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21 quotes by women that will make you think

Quotes by WomenToday let’s explore some quotes by women. Not enough credit is given to women’s thinking and ideas, in my opinion.

The late, former British Prime Minister, Margaret Thatcher once said, If you want something said, ask a man but if you want something done, ask a woman.”

Certainly, if you want anything done then it’s probably better if you ask a woman. In my experience, they’ll do a good job for you and they’ll do it when they say they’ll do it.

However, women are perfectly capable of saying things that are profound too. Sadly the men usually aren’t always listening but that’s not a reason for ignoring what some exceptional ladies had to say.

To prove the point, here are 21 quotes by women.

Quotes by Women:

  1. I was smart enough to go through any door that opened. ~Joan Rivers
  2. You can’t give up! If you give up, you’re like everybody else. ~Chris Evert
  3. I choose to make the rest of my life the best of my life ~Louise Hay
  4. In order to be irreplaceable one must always be different. ~Coco Chanel
  5. One cannot accomplish anything without fanaticism. ~Eva Perón
  6. Done is better than perfect. ~Sheryl Sandberg
  7. If you don’t risk anything, you risk even more. ~Erica Jong
  8. The way we talk to our children becomes their inner voice. ~Peggy O’Mara
  9. If you don’t like the road you’re walking, start paving another one. ~Dolly Parton
  10. Knowing what must be done does away with fear. ~Rosa Parks
  11. Power’s not given to you. You have to take it. ~Beyoncé
  12. A surplus of effort could overcome a deficit of confidence. ~Sonia Sotomayor
  13. The most difficult thing is the decision to act, the rest is merely tenacity. ~Amelia Earhart
  14. You can’t please everyone, and you can’t make everyone like you. ~Katie Couric
  15. Make the most of yourself by fanning the tiny, inner sparks of possibility into flames of achievement. ~Golda Meir
  16. You are the one that possesses the keys to your being. You carry the passport to your own happiness. ~Diane von Furstenberg
  17. The difference between successful people and others is how long they spend time feeling sorry for themselves. ~Barbara Corcoran
  18. I’d rather regret the things I’ve done than regret the things I haven’t done. ~Lucille Ball
  19. If you think taking care of yourself is selfish, change your mind. If you don’t, you’re simply ducking your responsibilities. ~Ann Richards
  20. One of the secrets to staying young is to always do things you don’t know how to do, to keep learning. ~Ruth Reichl
  21. Step out of the history that is holding you back. Step into the new story you are willing to create. ~Oprah Winfrey

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What is life’s most precious resource?

Life's most precious resourceTo realize the value of one year: Ask a student who has failed a final exam. To realize the value of one month: Ask a mother who has given birth to a premature baby. To realize the value of one week: Ask an editor of a weekly newspaper. To realize the value of one minute: Ask a person who has missed a train, a bus or a plane. To realize the value of one millisecond: Ask the person who has won a silver medal at the Olympics. Time waits for no one. Treasure every moment you have. You will treasure it even more when you can share it with someone special. ~Author Unknown

Life’s most precious resource:

What is life’s most precious resource, dear reader?

Now many readers might say money.

However, think about it for a second.

Certainly, money is an essential resource, particularly in the modern age. And for most people, there’s never quite enough.

Nevertheless, you can always get more money. You can start a business; you can earn a bigger salary; you could win the lottery; you could even sell some of your possessions, if necessary.

So in that sense money is not a limited resource. You can get more of it.

The importance of time:

If money’s not the most precious resource, how about time?

We often fail to appreciate the significance of time and most of us can be quite wasteful of it, at least occasionally.

When you think about it, time is a very limited resource. We’re all limited to just 168 hours per week, whether we like it or not.

None of us can get more hours than that each week however wealthy we may be. We cannot buy more time, can we?

And we’re only on this Earth for a finite amount of time too.

Precious commodity:

So if we can’t get any more, time must be a very precious commodity. In fact, it must be our most precious commodity.

It’s the only commodity we cannot get more of, so it’s got to be more precious than anything else, surely?

Therefore if time is so precious we must use it wisely, surely?

We must guard it carefully. And we must never allow other people to waste our time, certainly if our aim is to achieve anything of significance in life.

Never give your time away cheaply:

Just because someone asks for a piece of your time, that does not imply an obligation on you to give it to them automatically.

People are entitled to make such a request, of course. However, it’s perfectly reasonable for you to think about it very carefully before you decide whether to agree to their request.

And it’s perfectly reasonable for you to say NO if you don’t consider what is being asked of you the best use of your time.

If a NO is the most appropriate response from your standpoint then so be it.

Remember, it’s your time:

NO is the most powerful time management tool you have at your disposal.

It’s perfectly legitimate for you to have your own aims and your own agenda and your time should be allocated in such a way that you can achieve whatever it is you’re trying to achieve. So never be afraid to say NO.

Always be polite of course but guard your time very carefully.

And remember this; it’s your time and you decide how it’s best used.

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Editor’s Note: Today’s quote was originally featured on the website www.JuanUlloa.com and I thank Juan Ulloa for sharing it.

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33 short sharp quotes to get you thinking

short sharp quotesIf you’re looking for some short sharp quotes then here are 33 which I hope will get you thinking about life, the Universe and everything.

Short Sharp Quotes (1-20):

  1. Never complain; never explain.
  2. Troubled waters make skilled sailors.
  3. Mistakes are just lessons to be learned.
  4. You’re never too old to do something stupid.
  5. Yes, I have a sleep disorder. It’s known as children.
  6. We live in the era of smartphones and stupid people.
  7. No response is a response and a very powerful one too.
  8. To understand politics, you must read between the lies.
  9. You can’t change the past, but you can shape the future.
  10. Sometimes you’ve got to be smart enough to play stupid.
  11. If you want to change your life, change the way you think.
  12. Life’s hard for everyone but it’s even harder if you’re stupid.
  13. Wouldn’t it be great if everything was as easy as getting fat?
  14. One good friend is worth infinitely more than 1,000 fake ones.
  15. Some people serve as examples, whilst others serve as a warning.
  16. Test my patience if you must but, I must warn you, I’m negative.
  17. Don’t waste your words on people who deserve only your silence.
  18. On Spaceship Earth, we’re all crew. We all have a contribution to make.
  19. It’s not who you are that holds you back. It’s who you think you’re not.
  20. If it’s not right, don’t do it. If you can’t be sure it’s true, then don’t say it.

Short Sharp Quotes (21-33):

  1. You can’t argue with a closed mind and a fixed point of view. So, don’t try.
  2. If you have a problem with me, then cry me a river and drown yourself in it.
  3. Being wise is not hard. Think of something stupid to say and then don’t say it.
  4. Knowledge is like underwear. Nice to have but showing it off is rarely a good idea.
  5. We’re all prisoners to the mobile phone. That’s why they’re known as cell phones.
  6. Watch what they do, not what they say. Talk is cheap. Results are everything.
  7. You’re not the dumbest person on the planet. However, you’d better hope he doesn’t die.
  8. Never confuse the people who are always around you with the people who are always there for you.
  9. We must learn from the mistakes of others. None of us will live long enough to make every mistake ourselves.
  10. Words spoken in anger tell you a lot about what people really think. They offer a glimpse behind the mask.
  11. We come from dust and we return to dust. So it’s probably best not to dust. It might be someone you know.
  12. Some people are only meant to be there for a single chapter of your life. Not everyone will be a constant in your story.
  13. Evaluate the people in your life then eliminate any that are a negative influence on you. It’s your life and you decide.

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Success and why you should never quit

Success and why you should never quitIt’s always too early to quit. ~Norman Vincent Peale

Today I want you to consider success and why you should never quit, dear reader.

Achieving any form of success requires determination and a lot of hard work. Anything you want can be yours if you want it badly enough, but nothing’s for free.

The price you’ll pay is in blood, sweat and tears. Long days, late nights and a laser-sharp focus on your goals.

The road to success will also inevitably involve occasional setbacks. That’s the nature of the game we call success. And it is a game where the best players become the winners.

So you’ll need to be single-minded and you’ll need to push yourself very hard. It’s not easy and nor is it meant to be.

From time to time self-doubt will creep into your mind. You’ll start to imagine that maybe you’re not quite good enough. Siren voices in your head will start telling you that it’s all too difficult and that maybe it’s time to quit.

You may even start asking yourself, “Why am I putting myself through all the hard work when I could just spend my life cruising along and having fun?

The problem is, no pain, no gain. And if you quit, you’ll spend your life wondering what might have been.

So just keep your eye on the prize. Nothing worth having was ever easy to achieve. However, it can be done and people do.

You can do it too. All you need is a little self-belief and a genuine desire to make your mark on life.

Just ignore any setbacks; ignore any siren voices in your head, and refuse to give up until you get to where you want to be.

Remember this; quitters never win and winners never quit. Greatness lies within you. So go on, be a winner.

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Does being a success really matter?

Does being a success really matterDo your work with your whole heart and you will succeed; there’s so little competition. ~Elbert Hubbard

So many people are just trying to get through life with as little effort as possible.

Now that’s fair enough if that’s what you want. Then again, do nothing and you’ll get nothing and you’ll be nothing.

Again, maybe you don’t care. Maybe a stress-free life is much more important to you than being driven to achieve. And that’s a reasonable choice to make.

However, we all have enormous potential.

We can all make our mark and make a real contribution to life and the people who matter most to us.

If you want more out of life, then success really is there for the taking.

Yes, it requires a lot of hard work and you will need to hone your skills until you are one of the best at what you do. However others do it, so why not you?

Why shouldn’t you make a real difference?

If you can continually focus on your desired outcome then you can and will succeed.

Go the extra mile and you’ll reach a place worthy of the effort you’ve expended. And remember, there’s very little traffic on the extra mile.

There really is far less competition than you think. For most people, the required effort is just far too much.

So go on, go for it. You’re as good as anyone and better than most. Believe you can and you will.

Being a success does matter because you have enormous potential and the world needs all the potential it can get. The world needs people just like you to make a real difference.

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11 wise sayings about life lessons and what they mean

wise sayings about life lessonsToday dear reader, I offer you 11 wise sayings about life lessons and some observations about what I think they really mean for your life.

I hope you find this useful and interesting.

Wise sayings about life lessons:

1. When in Rome, do as the Romans do. ~English Proverb

If you visit a foreign country, with a different culture to that found in your own, then the best way to get along with local people is to respect their culture and their way of doing things.

Essentially it’s all about respecting and adhering to their way of life, as far as reasonably possible.

Respect people and they’ll appreciate it.

Learn a little bit of their language and you’ll really connect with them. They won’t mind if you don’t get all the words and pronunciation completely correct. It’ll probably make them smile a little and they’ll really appreciate you making the effort.

Treat people with respect and they’ll treat you with respect. It’s that simple.

2. Be contrary and be known. ~Arab Proverb

If you want to get yourself noticed then a ‘me too’ approach to life is unlikely to get you very far. When you’re just like everyone else then how can you stand out in the crowd?

If you really want to get noticed then you need to offer something a bit different, surely?

To stand out in the crowd then you’ll need to dress differently, have an unusual hairstyle or offer something new.

Go against the accepted thinking of the day and you’ll get noticed.

Suggest something which goes against the received wisdom of the day and people might just listen if you back up your observation with a reasoned argument.

Be different, be contrary and you’ll get noticed.

Back it up with real substance and you will make a permanent impression on public consciousness.

Elvis Presley was like nothing that went before him; neither were The Beatles.

These were people who had a look, style and approach all of their own. They made a genuine impact and they changed peoples’ outlook on life permanently.

In other words, they made their mark and you can too.

3. A beautiful thing is never perfect. ~Egyptian Proverb

There’s no such thing as perfect; certainly not when we are talking about people.

We’re all imperfect in some way.

However, that’s what makes us interesting as individuals. And it’s also what makes it easier for other people to live with us because no matter how good we are in some way, there are also ways in which we are not quite so good.

So accept your imperfections. Work to your strengths and minimise your weaknesses and do the best you can with whatever you have at your disposal. If you do that you can succeed.

4. There’s no shame in not knowing; the shame lies in not finding out. ~Russian Proverb

How often do people refrain from asking a question for fear that they might look a little stupid? Does that ring a bell with you, dear reader?

We’ve probably all done it at some point in our lives, wouldn’t you agree?

However, it’s rather silly if you think about it.

None of us can know everything, can we? There will always be gaps in our knowledge, that’s for sure.

So if you don’t know something, surely it’s better to find out? Better to ask a question, even if you appear foolish momentarily.

People might laugh but so what?

Intelligent people ask questions and it’s better to look like a fool momentarily than proceed in ignorance. You may look like a fool for not knowing but you’ll look like an even bigger fool if you screw up because you didn’t ask.

Never, ever be afraid to ask a question if you don’t know.

That way you’ll learn. Any other way and you’ll never learn.

5. Experience is not always the kindest of teachers but it’s surely the best. ~Spanish Proverb

Education is a wonderful thing, I’m sure you’ll agree.

However, the best teacher by a country mile is the School of Hard Knocks at the University of Life.

Making mistakes and getting your fingers burned teaches you lessons you’ll never forget. And those lessons are invaluable.

That’s what they call experience and experience is a valuable commodity indeed.

Experience is the basis of all wisdom.

It’s also an essential element in finding out what you’re good at and what you enjoy.

And if you can find that sweet spot where what you’re good at coincides with what you enjoy doing then you really will begin to shine. So shine on my friend.

6. Having two ears and one tongue, we should listen twice as much as we speak. ~Turkish Proverb

How often are we so keen to get our point across that we don’t really listen to what the other person has to say? That’s a mistake.

Listening is one of the most important skills you can develop.

To quote Stephen R. Covey, Seek first to understand and then to be understood.”

In order to understand someone else’s point, you must listen first.

Listening is not the same as hearing.

Hearing is simply being aware of sounds going on around you.

Listening is absorbing what is being said and considering it carefully.

Listening requires both your ears and your brain to be engaged in the process simultaneously.

Naturally, you want to feel that your point of view matters.

If you listen to people first not only will they appreciate it but they’ll also start listening to you. If you’re showing them respect then they’ll do the same to you.

By listening to each other we can begin to understand each other.

And if we understand each other we have the basis for getting along together.

So listen more and talk less.

In this way, the world might just become a better place. Let’s hope so anyway.

7. Better to die than to live on with a bad reputation. ~Vietnamese Proverb

Some time ago, a friend of mine was working for a retailer and foolishly did something dishonest. The result was that he lost his job and damaged his reputation in the process.

Only when he began to realise how much damage he’d done to his reputation did he begin to realise how foolish he’d been.

Damaging your reputation can have serious consequences and you can often feel the impact of that for many years after the original indiscretion.

So, protect and value your reputation.

It’s one of the most important commodities you have to offer.

Whether you’re in employment or self-employed you’ll always be judged on your reputation. Gain a bad reputation and you’ll be judged harshly.

8. A society grows great when old men plant trees whose shade they know they shall never sit in. ~Greek Proverb

Your legacy in life will be based on what you’ve done for other people, regardless of whether you’ve benefitted from it yourself.

That’s how you’ll be remembered.

A civilised society depends on each of us making a contribution toward the greater good. We cannot just leave it all to someone else.

If you want your grandchildren and their children to enjoy a well-ordered and civilised society then you must be prepared to do something the result of which you may never see. The payoff for you will simply be the knowledge that future generations will benefit from your altruism.

Leaving something that enriches the lives of future generations would be a real and genuine legacy, wouldn’t you agree?

9. God gives the nuts but he doesn’t crack them. ~German proverb

You can’t expect everything to be done for you.

At some point, you have to do something for yourself.

If everything is done for you, you’ll never learn; you’ll never develop new skills, and you’ll never be able to deal with life.

So don’t try to avoid the chore, embrace it with enthusiasm and recognise that it’s in your own best interests to act.

10. A wise man makes his own decisions; an ignorant man follows public opinion. ~Chinese Proverb

Criticism can be uncomfortable, so it’s easy to be swayed by the majority view. However, how can we be sure that the majority view is correct? Perhaps they’re all wrong.

Just because a lot of people think something is so, it doesn’t mean that they have a monopoly on knowledge and common sense.

Rather than simply following the herd, it’s much better to consider a situation carefully, weighing up the various possibilities, and then form your own opinion or make your own decision.

Think for yourself; don’t allow the herd to impose their thinking on you.

11. Every ass loves to hear himself bray. ~Proverb of Unknown Origin

As the old saying goes, empty vessels make the most sound.

However just because someone can talk a good game doesn’t mean they can play a good game.

People who are really good at something will demonstrate it by their actions not by their words. They’ll leave the talking to other people.

You’ll never impress anyone by singing your own praises.

However, you’ll win them over if you can demonstrate how good you are by the results you deliver.

So go on, start showing people what you can do.

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