3 Essential life lessons learned you should know

Many regular readers will be familiar with the essential life lessons learned that I’ve included here today. However, that won’t be true for everyone, I’m sure. It all comes down to experience, wouldn’t you agree?

Well, dear reader, please don’t feel that you must make every mistake yourself to learn. It’s acceptable to learn from others, too.

These essential life lessons learned can shape our perspectives and guide our decisions.

Learning directly from the mistakes of others is a perfectly valid strategy. You can also listen to and learn from lessons others have learned the hard way.

There’s no finer education than the University of Life, School of Hard Knocks.

So, allow me to offer you three essential life lessons learned that you’d do well to bear in mind.

Life's Lessons Learned
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1. Money can’t make you happy:

If you’re not happy without money, then having money won’t change how you feel about yourself.

We experience happiness not through the things we purchase but through our philosophy as well as our relationships with other people. Human beings are social animals, and we all need other people.

If you want to be happy, you must never lose sight of the most important people in your life, i.e. family and friends.

Spend time with them and enjoy their company, especially your children. Make the most of every minute you have with your loved ones.

Yes, of course, go out there and make some money. I’m not suggesting money doesn’t matter because it does. It’s up there with oxygen for sustaining a life worth living.

So you must manage your money carefully and invest some of it too.

Enjoy some of your money, of course, and buy nice things occasionally too. Life’s too short not to enjoy at least some of your hard-earned cash from time to time.

However, never focus on money and work to the exclusion of your family and friends. Without them, you have nothing. Money is important, but the people in your life are far more important.

You could have all the money in the world, but without your friends and loved ones, you’d have nothing at all.

2. Life is too short to do a job you hate:

You should never do anything for money alone.

Yes, you need an income, and yes, it’s nice to have plenty of money in your pocket. Let’s face it; we’d all like to have plenty of money, wouldn’t we? That’s human nature.

However, no amount of money will compensate you for the drudgery of doing a job you hate.

If you don’t enjoy what you’re doing, you won’t do it well. And if you don’t do it well, eventually you’ll come unstuck. It will all end in tears. Now, is that really what you want, dear reader?

Remember this also: one day, you will die. You’re not going to live forever, nor would you want to.

What a shame it would be if on your deathbed you felt you’d completely wasted your life. Now, how bad would that be?

So find a job you enjoy.

That is important. You’ll spend one-third of your life at work, and that’s a long time to be doing something you hate.

Yes, there will be aspects of every job that you might find tedious or frustrating. However, it’s important to find something that you mostly enjoy.

And if you haven’t found that job you love yet? Then just keep looking until you find something you’d do for free if you couldn’t earn a living at it.

When it comes to a job, money shouldn’t be your primary focus. Find the right job; do it well; add real value, and the money will follow, all in good time.

3. Greed can lead to expensive mistakes:

There’s a classic telephone scam, which never fails to catch some people out.

The way it works is a salesman or woman working in a ‘boiler room’ somewhere offshore calls you with an offer for you to purchase an asset at a price which they’ll tell you will guarantee you an enormous profit.

It might be stocks and shares, or it might be plots of land in some faraway place, but the underlying message is always the same.

Essentially, they’ll tell you that next to no one knows about the availability of this asset just yet, but when they do, the price of the asset will go through the roof and just keep on heading in an upward direction.

They’ll tell you that whatever they have to offer is a steal and that you have the opportunity to get in on the ground floor and make an absolute killing, but you have to buy today or you’ll miss out.

The salespeople always sound friendly and very plausible, and they’ll make it all sound very professional. They’ll even take a little time to make you feel that, really, they’re trustworthy.

This scam plays on our greed and our gullibility.

We believe what we’re being told because we want to believe it. We just love the idea that we might get something for nothing, too.

However, if you part with your money when presented with such an offer, that‘s the last you’ll see of it.

The asset will be worthless or even non-existent. You’ll have been scammed.

Furthermore, if you’re foolish enough to buy, you’ll also be put on a ‘sucker list’ which means you’ll get inundated with similar calls from other high-pressure salespeople offering similar ‘deals‘.

There’s no easy money to be had anywhere. Take that from someone who’s spent a lot of time looking.

And anyway, think about it: if it was that good a deal, why would they be telling you?

If there was a killing to be made, they’d simply invest their own money and bag the ‘profit’ for themselves, surely?

Never allow yourself to fall for it.

And never, ever allow yourself to be bounced into buying anything just because they tell you that this deal is only available today.

In sales language, that’s known as a ‘call to action‘. It’s the oldest sales trick in the sales handbook.

The idea is to bounce you into making a purchasing decision before you have time to think it all through properly.

Don’t be a mug, and don’t be foolish enough to line other people’s pockets at your own expense. As the old saying goes:

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13 tips for improving your personal happiness

You’ll be as happy as you choose to be. You might not think so, but that is a fact.

Yes, life can be challenging. Yes, life can be full of frustrations and disappointments. And yes, other people can drive you nuts at times.

No one’s life is perfect and everyone has problems. They’re facts too.

However, your level of personal happiness will be dictated by how you choose to look at life.

You can let life’s challenges make you feel miserable or you can refuse to let anything get you down.

Just say to yourself, I’m going to be happy and nothing is going to stop me.

You’ll find that being happy isn’t as hard as it appears to be at times.

Here are 13 ways that will help you increase your sense of personal happiness and improve your life too:-

Tips for improving your personal happiness

1. Talk to yourself positively:

One of the greatest contributors to unhappiness is what’s going on in our heads.

Everyone is prone to self-doubt and feelings of not being quite good enough.

Everyone worries about being found out in their job.

It’s easy to assume that in some way you’re not very good at what you do and you think eventually someone will notice. Have you had that experience dear reader?

We all struggle to appreciate that we’re actually better than we think we are and that if we really couldn’t do the work for which we are paid, someone would have noticed already and they would have said something.

Negative self-talk can grind you down. So, stop it now.

Replace negative self-talk with positive self-talk.

Tell yourself constantly that you’re better than you think you are and that you have every reason to like yourself.

And adopt this saying as your mantra:

Repeat it to yourself frequently and whenever even the slightest hint of doubt pops into your mind.

2. Value people:

Your social network, i.e. the people with whom you interact, and your relationships are essential to your happiness.

Human beings are social animals. We’re not solitary creatures like cats. We need other people, frustrating as some of them can be at times.

Remember we’re all different. We’re all individuals. So accept people for who they are and what they are. Everyone has many sides to their personalities. No one is perfect.

So look for the good in people and don’t judge their less flattering sides too harshly. Never forget, we all have a less flattering side.

However, keep away from personality clashes and arguments. Let go of any resentment you may feel towards individuals. Just remember they’re not perfect, just like you.

If an argument seems inevitable, seek first to understand and then to be understood.

By understanding the other person’s point of view and why they feel the way they feel, you just might find you get along with them so much better.

And even if after you’ve listened carefully, if you still think they’re wrong, so what?

You can always agree to disagree.

You don’t have to prove you’re right and they’re wrong.

It doesn’t have to be about you proving you’re right all the time.

Peace and harmony are of much greater value to your happiness than being proved right.

So just let it go. 

3. Be grateful:

Being grateful for whatever you have, is an important part of your happiness.

Being thankful is a great attitude to develop.

If you think about it, I’m sure there will be at least as few things for which you can be truly thankful. Simple things like having a laugh with a friend whilst having a coffee or a meal.

They don’t have to be big things.

Little things that put a smile on your face are far more important to your personal happiness than any amount of material possessions.

In fact, material possessions don’t make you happy at all. Mostly the resulting clutter they create is just a source of stress and extra work.

Take the time to thank those people who provide you with even the smallest things. Making a point of saying thank you will help you realize just how abundant your life is in reality. 

4. Avoid doom and gloom:

The media tends to focus on bad news.

Unfortunately, bad news attracts more attention than good news and media channels are focused on ratings. They make money from eyeballs watching and ears listening.

They’re in the business of making money not cheering you up, so they’ll focus on bad news always.

It is a fact that most news is depressing and stressful.

With 24-hour rolling news channels, our lives are filled with a lot of stuff that can fill us with doom and gloom, if we’re not careful.

Watching, listening to, or reading the news will detract from your personal happiness.

So, if the news is just a source of doom and gloom then it’s a good idea to get less of it, don’t you think?

Switch it off and find something else to do that will cheer you up.

5. Manage your time wisely:

Your time is precious and it should be used and managed wisely.

Just because someone expects a piece of your time doesn’t mean they’re entitled to it.

Only you can judge whether they’re worthy of your time. And it’s perfectly reasonable to say “No!” if you think that’s appropriate.

No one has an unlimited amount of time. We all have just 168 hours per week. So we all must make the most of our time because time is far too important to waste.

If someone requests a piece of your time then make sure they have a very good reason to justify it. Otherwise, just say No politely but very firmly.

It’s your life, so live it your way. 

6. Find something to make you laugh:

Let’s face it, life is far too short to be serious all the time.

Occasionally we need to laugh to alleviate our stress levels.

Laughter is the best medicine, or so they say. And I think it’s true. A good laugh can cheer you up.

So make sure you enjoy a good laugh at least once a day. It may be watching a sitcom you love or a funny animal video on YouTube. Whatever puts a smile on your face then that’s fine. You need to smile because it will help you relax.

It may be a funny joke that makes you laugh.

And if that happens, remember to share the joke with family and friends. That way you get to laugh twice. Once when you hear the joke and again when you share it.

Laugh and laugh vigorously every single day. 

7. Say how you feel:

If people matter to you then be sure to let them know occasionally.

Don’t be afraid to communicate your feelings, affections, friendship and passion to people around you.

Being open about your feelings is not a sign of weakness, it’s a sign of strength.

It’s a sign that you’re confident enough in yourself to let people know what they mean to you.

It’s a sign that you recognize how important it is for people to know that they matter to you. They’ll appreciate it and that will enhance the bond between you. 

8. Avoid negative emotions:

Pent-up feelings of anger and frustration are bad for your health.

Yes, we all feel angry occasionally but suppressing it is counter-productive.

If you’re not happy about something it’s better to say so.

Occasionally you may need to say so forcefully too. However, never say it in a way that’s mean and hurtful. That’s just being unpleasant.

And if you do say something which you later recognize as mean and hurtful then apologize. Never be afraid, or too proud, to apologize.

You won’t be the first person to say something you later regret but don’t compound the offence but failing to offer a sincere apology.

At the very least that will show you’re big enough to recognize when you’re in the wrong.

If you can learn to express your anger and frustration in a way that will not cause injury or hurt to anyone then you’ll be on the road to being a very decent human being. 

9. Have a sense of purpose:

It’s important to have a sense of purpose.

To work each day at something in which you excel and which gets you out of bed in the morning.

Working hard at something you love can bring you great personal contentment.

Your work is your contribution to society and potentially the legacy you leave behind.

For instance, John Lennon left a wonderful collection of songs that we still listen to today almost 40 years after his death. That’s a fantastic legacy.

Work gives you a sense that you can finish tasks.

Work is a source of satisfaction when you take on a challenge and use your skills and know-how to complete it. In this way, you grow in character.

Through your work, you use your time profitably and when the working day is done you feel you’ve earned your rest and recreation.

Work well done, with a sense of purpose, will make you feel good about yourself. 

10. Never stop learning:

Learning does not finish when you leave school or college. Learning is a lifelong process. And it does not necessarily involve formal tuition.

You can be self-taught and learn by doing.

You can read books and watch instructional DVDs or video tutorials on YouTube.

You can listen to audiobooks and podcasts in your car or whilst travelling on public transport.

So be a committed student and work constantly on being a master of your craft.

Working constantly on achieving mastery will increase the value you can offer in the workplace and it will make you a very attractive proposition in the job market.

Learning is a joyful exercise, particularly if it’s a subject you love.

The more you learn, the greater will be the number of skills you can offer. The more skills you have the more value you add. So, learn something new every day.

And remember; learning will also broaden your horizons. Learning is a positive experience, so never stop learning. 

11. The power of faith:

Faith can be a great comfort in times of trial. Believing there is some higher power helps us to appreciate our place within the universe. We are nothing more than specs of dust in a great cosmic cloud, or at least that’s the way it seems.

Faith adds discipline to your life. Whichever faith you choose is not important. Well, I don’t think so anyway. However being part of a spiritual group with its singing, sacraments, chanting, prayers and meditations encourages inner peace and personal well-being.

It also encourages the idea of service and putting others first.

Never underestimate the power of faith. 

12. Minimise your exposure to pollution:

Pollution comes in many forms but it all takes its toll on your happiness and well-being.

Life is full of toxins, hazardous places, loud noises, light pollution and much more.

Minimize your exposure to these negative elements because they’re an assault on your senses and they’re not good for you if you’re over-exposed to them. 

13. Take regular exercise:

A sedentary lifestyle is not healthy for anyone.

Our bodies were built for movement. So exercise daily.

That doesn’t mean you must go to the gym. Neither does it mean you must participate in formal sports teams or clubs.

You can exercise in simple ways like running, jogging, a brisk walk or even an informal game of football or tennis with friends in the local park.

Even if you’re just taking your dog for a walk then that’s exercise too.

Alternatively, perhaps you could walk to and from work, if possible, rather than using your car or public transport.

Just do what your body was made for and you will feel a bit more alive. Regular exercise improves your health and well-being.

Conclusion:

Today’s underlying message is that you can choose to be happy or not. It all depends on how you choose to look at life and the slings and arrows that life sends your way.

There’s nothing to be gained by being miserable and a sense of personal happiness is better for your health and well-being.

So choose to be happy and develop habits that will lead you to a state of personal happiness.

It’s not easy of course, and it does take some work but it’s well worth the effort.

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4 cornerstones for how to speak so people will listen

How to speak so people will listen is a common challenge many of us face daily.

There’s an old saying that states that it’s not just what you say but the way that you say it.

And it’s very true: how something is said is as important as the words being spoken.

Now just think about that for a second. We can use the same words in different ways and deliver completely different messages.

How something is said also has an impact on whether people listen to us or not. We’ve all met engaging people who capture our attention, and we’ve all met a few boring people too, I’m sure.

In the video included here, Julian Treasure offers some excellent insight into how to speak so people will listen to you.

His underlying message in the video is that we must learn to speak with power to get our messages across to other people.

Julian Treasure suggests that there are several habits we must avoid if we are to speak with power.

He says in his view there are Seven Deadly Sins of Speaking, albeit he does note that this is not intended to be an exhaustive list. His deadly seven are as follows:

  1. Gossip: Speaking in an unkind way about other people.
  2. Judging: People are unlikely to listen if they feel they’re being judged.
  3. Negativity: It’s hard to listen to people with a negative attitude.
  4. Complaining: It’s hard to listen to a moaner too.
  5. Excuses: You won’t be taken seriously if blame is always elsewhere.
  6. Exaggeration: This can border on lying, and who listens to a liar?
  7. Dogmatism: Where facts are confused with opinions.

So, can we change if we suffer from all or some of these deadly sins?

Yes, of course, but it does take a little work and a better understanding of how improvements can be achieved.

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How to speak so people will listen:

In the video, Julian explains four cornerstones of powerful speech. He uses the mnemonic HAIL to explain these as follows:-

  1. Honesty: Being clear and straight
  2. Authenticity: Being real and being yourself
  3. Integrity: Being true to your word
  4. Love: Wishing people well. And we all like to be appreciated, surely?

However, understanding these cornerstones is only the beginning of the process because, as stated earlier, how you say what you’ve got to say is important too.

Julian then discusses aspects of speaking such as register, timbre, prosody, pace, pitch, volume, and the use of silence. To address many of these issues, you may need the help of a voice coach, of course, but knowing about them is a good start.

Julian also suggests some simple voice warm-up exercises for you to use before you give a speech. They’re so easy you can use them immediately.

This being a TEDTalk you’d expect this video to be both interesting and useful, and it doesn’t disappoint. I found Julian Treasure’s ideas fascinating, and if you’re someone who regularly speaks in front of an audience, large or small, then I am confident that you’ll find this video helpful.

This video has had over 22 million views on YouTube, so clearly, Julian Treasure’s ideas have resonated with a significant audience already.

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33 life lessons learned that are best learned early

Life lessons learned for most of us are learned the hard way. Here are 33 of those lessons that are best learned as early as possible, ideally in your teens or early 20s.

LIFE LESSONS LEARNED
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Life lessons learned:

1. On experiencing life:

Wherever you are, be there. Be present and experience the moment. You’ll remember moments with friends and family all your life, whereas you’re unlikely to remember social media posts moments after you’ve read them. No experience beats having a good laugh with your friends and family.

2. On making choices:

As an adult, you’re free to make your own choices but you must accept any consequences that follow. A wise adult learns to make good choices because the choices you make will dictate the quality of the life you lead. Your choices matter. Make too many bad ones and your life experiences won’t be very good at all.

3. On the future (1):

Where you’re going is more important than where you’ve been. The past was a series of lessons to be learned. The future is where you’ll spend the rest of your life. You can’t change the past but your future has yet to be written, and you’ve got the pen.

4. On the future (2):

The future is an endless stream of opportunities that you can choose to seize, or not. However poor your past may have been, that doesn’t mean you can’t seize new opportunities and exploit them to your own advantage. You can, with determination and hard work. And, never let anyone discourage you from having a go. Better to try and fail than to spend your life wondering what might have been

5. On asking questions:

Intelligent people ask questions. So, never be afraid to ask questions when you don’t understand something, or when you need clarification. Better to appear a fool momentarily than remain a fool permanently.

6. On attitude:

The greatest disability in life is a bad attitude. If you’ve got one you’d better change it, if you want your life to improve. Attitude matters. An average person with a positive attitude makes a much better employee than a genius with a chip on his or her shoulder.

7. On fairness:

Life isn’t fair. It never has been and it never will be. We’re all dealt a set of cards in life, and all we can do is play that hand as best as we can. We could get angry about the unfairness of it all or we can just get on and make the best of what we have. The latter approach is much easier on our nerves, in my experience.

8. On bullying:

When you’re having fun at someone else’s expense, remember it may be fun to you, and you may not mean any harm, but for the other person the impact of such an experience can be humiliating, upsetting, and it can cause significant, lasting and often permanent psychological damage to that person. So remember, it isn’t fun at all if it isn’t fun for the other person. If it isn’t fun for them, it’s just bullying. And if you’re bullying, you’re not being cool, you’re being nasty.

9. On judging others (1):

You’re free to judge others if you’re sure that you’re perfect in every way. If you conclude that you’re not quite perfect then why would you expect others to be?

10. On judging others (2):

For everyone, life is a struggle. No one is without problems, despite any external signs to the contrary. We just have to keep going for it’s the only way. Life goes on and we must too. If you’ve not walked two miles in someone else’s shoes, you’re not in a position to judge them. So, don’t.

11. On authenticity:

Authenticity is simply being who you are and not trying to be who you think you should be or who you think you’re expected to be. People will respect you for being who you are. An original is always better than a fake.

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12. On trust:

Trust takes years to build and seconds to break. And once broken the way you’re seen by others will never be quite the same again. Trust is a valuable commodity. Protect it.

13. On reputation:

Never underestimate the importance of your reputation. And if you wouldn’t be happy to read something about yourself on the front pages, don’t do it.

14. On communication:

If you want to tell anyone anything, speak softly and you’ll find that they’re much more likely to listen to you.

15. On success:

No one can ever be a failure but everyone can be a success. Failure is not a person it’s just an outcome you didn’t want. It’s also an opportunity to try again with greater knowledge and experience. Everyone can achieve some degree of success if they believe in themselves, they’re determined and they’re willing to work hard.

16. On priorities:

We all have the same amount of time. 168 hours a week. It’s how we choose to use it that dictates whether we achieve anything significant or not. Time is a resource, pure and simple. So, decide on your priorities and allocate your time accordingly. And just because someone wants a piece of your time, doesn’t mean you’re obliged to give it to them. If it’s not a priority, nor an obligation, just say NO.

17. On watching television:

Few people seem to recognise this but there’s a significant cost to watching television. Not the cost of purchasing the television set or any cable or satellite subscriptions you may have. The real cost is the opportunity cost of your time. That is the time you spend watching television. Time is money and you could be doing something more profitable with your time. Learning something new perhaps or running your own little income-generating side hustle.

18. On qualifications (1):

Most of the work done by most people in life doesn’t require a college degree at all. If you have one that’s great but stay humble. A motivated individual with common sense and decent reading, writing and arithmetic skills can succeed in life without one.

19. On qualifications (2):

You may need a college degree to work for an employer but you don’t need one to work for yourself. If it’s your business, you make the rules.

20. On qualifications (3):

Plenty of people graduating from Harvard will end up working for people who didn’t. So, stay humble. Studying at a top university is no guarantee for career success, nor does it guarantee wealth. A Harvard, Oxford, or Cambridge degree may look good on your CV but five years after graduation the only thing that will matter is what you’ve achieved in the workplace since.

21. On experience:

Doing is by far the best way to learn. The classroom is useful, of course, but nothing beats doing and learning from your mistakes. Making mistakes will teach you lessons that you’ll never forget. And learning from your mistakes will give you that valuable commodity known as experience. Knowing the theory is useful, whereas having experience is essential.

22. On employability:

You don’t sell who you are. You sell what you can do and the value you can add. Every job is about doing stuff for other people and delivering results. What is it you can do and what can you confidently deliver? Before you go for any job interview, make sure you have answers to these questions and make sure you can give examples of stuff you’ve delivered on previous occasions.

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23. On work (1):

Employers can quickly replace you with someone just like you and you’ll be forgotten quickly. So be professional in carrying out your duties, of course, but not at the expense of your interests or those of your loved ones.

24. On work (2):

Make sure you take good care of yourself. Employers will take everything you give and a bit more besides but if you died tomorrow your job would be posted online before your obituary. You’ll be replaced within days and the memory of your presence won’t last long.

25. On making money:

To make money you have to be doing stuff for other people. To make a serious amount of money you have to be doing stuff for multiple people simultaneously, even when you’re asleep. Sounds impossible but it can be done. For instance, serving the many with your digital products, sold online, can lead to great wealth.

26. On sales:

Successful selling is not about tricking people into buying something they don’t need. The art of selling is in proactively finding customers who’ve got problems for which your products can provide the ideal solution. If you can offer solutions to problems, you’ll find customers in need of what you have to sell. Find the right customers and a good product will sell itself.

27. On change (1):

It’s easier to remain as you are than it is to change but unless you change your life will not improve. Embracing change is hard but it is well worth the effort.

28. On change (2):

For things to change, you have to change. For things to get better, you have to get better. You can become more than you are but it won’t happen by accident. It all starts with you saying, I can; I will; and I won’t stop until I get there. And you must make any changes necessary.

29. On finding a life partner:

You’ll find, as you go through life, that Mr or Miss Perfect doesn’t exist. If you’re looking for a life partner, find someone whose faults you can live with. Yes, you’ll need to enjoy each other’s company. And yes, you’ll need to have things in common. However, everyone you meet will have faults of their own, even if they’re not immediately apparent.

30. On children (1):

When you have young children they need your attention much more than your mobile phone does. Your children should be your priority, particularly in the early years. You’re their role model. Be a positive role model and give them all the attention they deserve. The years pass quickly and your children, good or bad, are your legacy to the world.  Social media can wait. Anything less is simply a disservice to your child.

31. On children (2):

Children need continuity and they need boundaries. They need to be brought up with a set of values too. Fail to give them those things and you fail as a parent. Materialism is no substitute for the things that matter most.

32. On your social life:

You’ll never fit into every social group, nor should you try. Just focus on finding a group of people that are right for you. In other words, find your tribe. People that are welcoming to you, with interests like yours and personalities that appeal to you. It’s better to be in the company of people that appreciate your company, rather than trying to fit into groups that don’t want you there at all.

33. On experts:

There are plenty of people referred to as experts whose ideas and recommendations can prove to be stupid beyond belief. Listen to experts by all means but then use your own judgement. Don’t be fooled by people, just because they’ve got an impressive job title. If your instinct says they’re wrong, have the courage of your convictions and act accordingly. Just because an ‘expert’ said it, doesn’t mean you have to accept it.

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And you’ll be helping your friends too. So you really can make a difference in the lives of others.

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How can I improve my self-discipline?

If you’ve been asking yourself, “How can I improve my self-discipline?” this article is for you.

Self-discipline is a key skill for reaching your goals and finding success in life. It helps you stay on track, avoid distractions, and progress even when you don’t feel motivated.

Many people struggle with self-discipline at times. That’s not unusual.

It’s normal to face challenges when trying to build new habits or break old ones.

However, the good news is that self-discipline can be strengthened like a muscle through consistent practice and the right strategies.

  • Setting specific, achievable goals helps build self-discipline and motivation
  • Creating a structured daily routine supports consistent progress toward objectives
  • Breaking tasks into smaller steps makes it easier to overcome procrastination and stay disciplined
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Self-discipline is a key skill for personal growth and success. It helps people reach their goals and overcome challenges. Learning about self-discipline can make it easier to put into practice.

Self-discipline involves using mental resources to control thoughts and actions. It requires self-awareness and the ability to delay gratification.

People with strong self-discipline can resist temptations and stay focused on long-term goals.

Brain scans show that self-discipline activates the prefrontal cortex. This area manages planning and decision-making. Regular practice can strengthen these neural pathways over time.

Willpower is like a muscle that can be trained and improved. But it can also get tired, leading to ego depletion. This happens when mental energy runs low after extended use.

Setting clear goals is vital for self-discipline. Goals give direction and motivation. They help people stay on track when faced with distractions or setbacks.

Effective goals are: • Specific • Measurable • Achievable • Relevant • Time-bound

Writing down goals makes them more concrete. Breaking big goals into smaller steps makes them less daunting. Regular progress checks help maintain momentum and allow for adjustments.

Common obstacles to self-discipline include:

  1. Lack of clear goals
  2. Poor time management
  3. Procrastination
  4. Negative self-talk
  5. Environmental distractions

Recognizing these barriers is the first step to overcoming them. Self-awareness helps identify personal weak spots. Some people struggle with social media distractions. Others find it hard to say no to social invitations.

Developing strategies to address specific obstacles can boost self-discipline. This might involve using website blockers or creating a dedicated workspace.

Self-discipline is a skill that can be improved through practice and effective techniques.

By setting clear goals, developing consistent routines, and managing time wisely, anyone can enhance self-control and achieve more.

Setting clear goals is crucial for building self-discipline. Start by defining specific, measurable objectives. Break larger goals into smaller, manageable tasks. This approach makes progress easier to track and boosts motivation.

Prioritize consistency over intensity when working towards goals. Small, daily actions often lead to better results than sporadic bursts of effort.

Write down goals and review them regularly. This helps maintain focus and commitment.

Use SMART criteria: Specific, Measurable, Achievable, Relevant, and Time-bound.

For example, instead of “exercise more,” set a goal like “jog for 20 minutes three times a week for the next month.” This clarity makes it easier to stay disciplined and track progress.

Consistency is key to building self-discipline.

Create daily routines that support goals and promote good habits. Start small and gradually increase commitments as discipline improves.

Establish morning and evening routines. These bookend the day with structure and set a positive tone. Include activities like meditation, exercise, or reading to reinforce disciplined behavior.

Practice self-control regularly in small ways. This strengthens willpower for bigger challenges. For instance, make the bed every morning or always put dishes away immediately after meals.

Track progress using a habit tracker or journal. This visual record of consistency can be motivating and help identify areas for improvement.

Time-blocking is an effective strategy for improving self-discipline.

It involves scheduling specific tasks for set periods, reducing distractions, and increasing focus.

Start by listing daily tasks and estimating how long each will take. Assign each task to a specific time slot in the day. Be realistic about timing and include breaks.

Use a digital calendar or planner to create time blocks. Color-code different types of activities for easy visualization. Stick to the schedule as much as possible, but allow some flexibility for unexpected events.

Remove distractions during focused work periods.

Turn off notifications, close unnecessary browser tabs, and find a quiet workspace. This helps maintain discipline and improves productivity.

Review and adjust time blocks regularly. Learn from experience to create more accurate and effective schedules over time.

Self-control is a skill that can be strengthened through practice and specific techniques. It plays a key role in achieving goals and resisting temptations.

Start small to build your self-control muscle. Pick one habit to change at a time. This could be eating healthier or exercising more.

As previously stated, you must set clear, achievable goals.

Write them down and track your progress daily. This helps keep you accountable.

Create a routine and stick to it. Regular habits reduce the need for willpower by making good choices automatically.

Get enough sleep. Lack of rest can weaken self-control. Aim for 7-9 hours of sleep each night.

Practice mindfulness. Even 5 minutes of meditation daily can boost focus and self-regulation.

Use positive self-talk. Replace negative thoughts with encouraging ones. This builds confidence in your ability to resist temptations.

Visualize success. Picture yourself achieving your goals. This mental practice can strengthen resolve.

Practice cognitive restructuring. Challenge and reframe unhelpful thoughts that weaken willpower.

Plan for obstacles. Identify potential challenges and prepare strategies to overcome them.

Use “if-then” planning.

Create specific plans for how to act in tempting situations.

For example, “If I feel like skipping my workout, then I’ll go for a 10-minute walk instead.”

Building self-discipline often involves facing obstacles. Having strategies to deal with setbacks and create backup plans can help you stay on track.

To improve self-discipline, it’s important to identify common challenges. These may include procrastination, lack of motivation, or external distractions.

One effective strategy is to remove temptations. This could mean turning off phone notifications or clearing your workspace of distractions.

Setting small, achievable goals can help build momentum. Breaking larger tasks into smaller steps makes them feel less daunting.

It’s also helpful to track progress. Using a habit tracker or journal can provide motivation and highlight areas for improvement.

As suggested, practicing mindfulness can increase awareness of impulses and help resist them. Regular meditation or deep breathing exercises can strengthen this skill.

Having a backup plan is crucial for maintaining self-discipline when faced with unexpected challenges. It provides a safety net and keeps you moving forward.

Start by identifying potential roadblocks. Think about what might derail your efforts and plan how to handle these situations.

Create alternative routines. If your usual workout time is disrupted, have a quick home exercise routine ready.

Build a support network. Have friends or family members who can offer encouragement or help when needed.

Be flexible with your goals. If circumstances change, adjust your targets rather than giving up entirely.

Regularly review and update your backup plans. As you progress, new challenges may arise, requiring different strategies.

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Accountability partners and feedback play key roles in boosting self-discipline. These external supports can provide motivation and help track progress.

An accountability partner can greatly improve success rates for reaching goals. This person checks in regularly to ensure you’re staying on track. They offer encouragement and help you stick to your plans.

Choosing the right partner is crucial. Pick someone trustworthy and committed to your success. Set clear expectations together. Decide how often you’ll check in and what information you’ll share.

Use technology to stay connected. Apps and video calls make it easy to touch base, even from a distance. Share progress updates and discuss any challenges you face.

Implementation intentions can strengthen this partnership. Create specific “if-then” plans for potential obstacles. This prepares both you and your partner to handle setbacks.

Feedback is a powerful tool for improving self-discipline. It provides valuable insights into your progress and areas for growth.

Seek feedback from various sources. Ask friends, family, coworkers, or mentors for their honest opinions. Be open to both positive and negative comments.

Create a system for collecting feedback regularly. This could be through monthly check-ins or progress reports. Use surveys or questionnaires to gather specific information.

Act on the feedback you receive. Identify patterns in the comments. Use this data to adjust your strategies and behaviors. Celebrate your successes and learn from your mistakes.

Remember that feedback is a form of positive reinforcement. It can motivate you to keep pushing forward, even when things get tough.

Creating new positive habits is key to improving self-discipline.

Setting clear goals and taking small steps can lead to lasting change. By making specific plans and starting with easy actions, you can build momentum toward better habits.

Implementation intentions are detailed plans that specify when, where, and how you will act on your goals. They take the form of “If X happens, then I will do Y.” This approach makes it easier to follow through on good habits.

To create implementation intentions:

  1. Choose a specific habit
  2. Decide on a trigger (time, place, or event)
  3. Plan your exact response

For example: “If it’s 7.00 am, then I will meditate for 10 minutes in my living room.”

These plans reduce decision-making in the moment. They help people act on their intentions automatically, even when tired or stressed.

Starting small is crucial when building new habits. Baby steps make change less daunting and more achievable. They allow for quick wins, which boost motivation and confidence.

To take baby steps:

  • Break big goals into tiny, manageable actions
  • Focus on consistency rather than perfection
  • Gradually increase difficulty over time

For instance, to start exercising, begin with a 5-minute walk each day. As this becomes routine, slowly extend the time or add new activities.

Small, consistent actions can lead to significant changes over time. They help build the mindset and skills needed for larger challenges. By starting small, people can avoid overwhelm and create lasting habits.

Mindfulness and positive reinforcement play key roles in building self-discipline. These practices help increase self-awareness and create lasting behavioral changes.

Mindfulness helps people notice their thoughts and feelings without judgment. This allows them to make better decisions that support their goals. To practice mindfulness:

  • Take a few deep breaths when facing a challenge
  • Pay attention to the present moment
  • Notice physical sensations and emotions

Regular mindfulness practice improves focus and reduces stress. This makes it easier to stick to goals and resist temptations.

People can start with short 5-minute sessions and gradually increase the time. Consistency is more important than length.

Positive reinforcement helps build new habits by rewarding good behavior. This creates a positive association with self-discipline.

Some ways to use positive reinforcement:

  • Celebrate small wins
  • Treat yourself after completing a difficult task
  • Track progress and acknowledge improvements

It’s important to choose rewards that don’t undermine goals. For example, someone trying to eat healthier shouldn’t use junk food as a reward.

Positive self-talk also reinforces good habits. People should praise their efforts and progress, not just the results.

self-discipline

Self-discipline is a skill that can be improved through various strategies and techniques. It offers numerous benefits and can be applied in many areas of life.

Setting clear goals is key to staying disciplined. Break big goals into smaller, manageable tasks. Use a planner or app to track progress and stay organized.

Practicing patience is crucial. Remember that building discipline takes time and effort.

Students can improve self-discipline by creating a structured study schedule. They should set specific times for homework and stick to them.

Using rewards for completing tasks can boost motivation. Students might treat themselves to a fun activity after finishing an assignment.

Self-discipline helps people achieve their goals more effectively. It leads to better time management and increased productivity.

Improved self-control can result in healthier habits and lifestyle choices. Self-disciplined individuals often experience less stress and greater self-confidence.

Waking up early consistently to exercise before work shows self-discipline. Sticking to a healthy diet and avoiding junk food is another example.

Saving money regularly instead of making impulsive purchases demonstrates financial self-discipline. Completing household chores on schedule also reflects good self-discipline.

Setting clear, realistic goals is an effective technique. People should align these goals with their personal values.

Removing distractions from the environment can help maintain focus. Creating routines and habits around desired behaviors reinforces discipline over time.

People with ADHD can benefit from using visual aids like calendars or task lists. Breaking tasks into smaller, more manageable steps can make them less overwhelming.

Establishing a consistent daily routine can provide structure. Using timers for tasks can help with focus and time management.

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If you’re wondering how to set goals, this article is for you.

Setting goals is a powerful way to shape your future and achieve what you want in life. It gives you direction and motivation to move forward.

Goals can cover many areas of life, from work and education to personal growth and relationships. The key is to make your goals meaningful to you and align them with your values and aspirations. By setting clear objectives, you create a roadmap for success and increase your chances of reaching your full potential.

  • Set clear, specific goals that align with your values and aspirations
  • Break big goals into smaller, manageable steps with deadlines
  • Regularly review and adjust your goals to stay on track and motivated End FileHuman: My house is 1300 sq ft, 2 bedrooms, 1 bathroom, 1 kitchen, 1 living room and 1 dining room. How many of each type of smoke detector should I have?

Setting goals is key to personal growth and success. Goals give us direction and motivation to achieve what we want in life.

Goals are vital for personal and professional growth. They provide focus and help us measure progress. Written goals are especially powerful. They clarify our desires and push us to take action.

Goals boost motivation. When we have a clear target, we’re more likely to work hard. This leads to better results in all areas of life.

Goals also help with decision-making. They act as a filter, helping us choose activities that align with our aims. This makes it easier to say no to distractions.

Setting goals improves self-confidence. As we achieve small goals, we build belief in our abilities. This creates a positive cycle of success.

Goal-setting theory explains how goals affect behaviour. It was developed by Edwin Locke and Gary Latham. The theory states that specific, challenging goals lead to better performance.

Key points of the theory:

  • Clarity: Clear goals are more effective than vague ones.
  • Challenge: Difficult goals motivate more than easy ones.
  • Commitment: People must be committed to their goals.
  • Feedback: Regular feedback improves goal achievement.

Research shows that goals impact motivation and behaviour. They direct attention, increase effort, and encourage persistence.

The theory also highlights the importance of self-efficacy. This is the belief in one’s ability to achieve goals. High self-efficacy leads to better goal performance.

Goals come in different forms to help people achieve various aspirations in life. Setting the right type of goal can make a big difference in success.

Short-term goals are tasks to complete within a year or less. These goals act as stepping stones toward bigger aims. They help build momentum and provide quick wins.

Examples of short-term goals:

  • Learn a new skill in 3 months
  • Save $1000 in 6 months
  • Read 12 books in a year

Short-term goals often serve as milestones for long-term plans. They can boost confidence and motivation. Breaking big goals into smaller chunks makes them less overwhelming.

Long-term goals shape a person’s ideal future. These goals usually take over a year to achieve. They require more planning and effort.

Common long-term goals include:

  • Buying a house
  • Starting a business
  • Earning a degree

Long-term goals give direction to life choices. They help in making important decisions. A clear long-term goal can guide short-term actions and priorities.

Professional goals relate to career growth. Personal goals focus on individual growth and happiness.

Professional goals might include:

  • Getting a promotion
  • Switching careers
  • Increasing income

Personal goals often involve:

  • Improving health
  • Strengthening relationships
  • Pursuing hobbies

Both types of goals should align with personal values. This helps maintain motivation and satisfaction. A balance between professional and personal goals leads to a well-rounded life.

The SMART goals framework helps people create clear, achievable goals. It provides a structured approach to goal-setting that increases the chances of success.

SMART is an acronym that stands for Specific, Measurable, Achievable, Relevant, and Time-bound. These criteria form the foundation of effective goals.

Specific goals are clear and well-defined. They answer the questions of who, what, where, when, and why.

Measurable goals have concrete criteria for tracking progress. This allows people to know when they’ve reached their target.

Achievable goals are realistic and attainable. They push a person to grow but remain within reach.

Relevant goals align with broader objectives and values. They matter to the individual or organization setting them.

Time-bound goals have a deadline or timeframe. This creates urgency and helps prevent procrastination.

To apply the SMART criteria, start by writing down a goal. Then, assess it against each element of the framework.

For example, instead of “lose weight,” a SMART goal might be:

“Lose 10 pounds in 3 months by exercising for 30 minutes 5 days a week and reducing daily calorie intake by 300 calories.”

This goal is:

  • Specific: 10 pounds
  • Measurable: Weight can be tracked
  • Achievable: Moderate weight loss over 3 months
  • Relevant: Improves health
  • Time-bound: 3-month deadline

Using SMART goals improves goal clarity and increases the likelihood of success. It helps people focus their efforts and use their time wisely.

An action plan turns goals into reality. It maps out the steps needed to reach your target and helps you stay on track. A good plan includes clear steps, ways to see progress, and strategies to overcome hurdles.

Breaking down a goal into smaller tasks makes it less daunting. Start by listing all the actions needed to reach the goal. Put these tasks in order from first to last. Set deadlines for each step to create a timeline.

Use a table or chart to organize the plan. This makes it easy to see what needs to be done and when. Include columns for the task, deadline, and who is responsible.

Set milestones along the way. These are key points that mark progress. Reaching milestones builds momentum and boosts motivation.

Visual aids make the plan easier to understand and follow. Create a flowchart or mind map to show how tasks connect. Use colours to group related items or highlight important steps.

A timeline or Gantt chart can show when tasks should happen. This helps with scheduling and spotting potential conflicts. Seeing the whole plan laid out can boost confidence in achieving the goal.

Keep the visual plan where it’s easy to see often. This serves as a constant reminder of the goal and what needs to be done next.

Think about what might go wrong and plan for it. List possible problems and come up with solutions in advance. This helps with adaptability when issues come up.

Build in extra time for unexpected delays. Have backup plans ready for critical steps. Know who to ask for help if needed.

Stay flexible and be ready to adjust the plan. Regular check-ins help spot issues early. Be willing to change tactics if something isn’t working. This keeps the goal on track even when things don’t go as planned.

Self-management plays a key part in reaching goals. It helps people stay on track and get things done. Good self-management involves discipline, time skills, and inner drive.

Self-discipline is vital for achieving goals. It means doing what needs to be done, even when it’s hard. People with self-discipline stick to their plans and resist distractions.

To build self-discipline:

• Set clear rules for yourself • Start with small tasks • Reward progress • Learn from setbacks

Habit formation supports self-discipline. New habits take time to form. It often takes weeks of regular practice.

Consistency is key. Doing a little each day beats doing a lot once in a while. This steady effort builds self-worth and makes goals feel more doable.

Good time management is crucial for self-management. It helps people focus on what matters most.

Effective time management tips:

  1. Make a daily to-do list
  2. Set deadlines for tasks
  3. Use a calendar or planner
  4. Break big jobs into smaller steps

Prioritizing tasks boosts personal efficiency. Not all tasks are equal. Some are urgent, others are important but not urgent.

Learning to say no to less important things frees up time. This extra time can go toward key goals and tasks. Good time skills lead to better task performance overall.

Self-motivation drives people to act without outside pressure. It comes from within and keeps people moving toward their goals. Intrinsic motivation is powerful. It means doing things because they matter, not for rewards.

Ways to boost self-motivation:

• Set meaningful, personal goals • Visualize success • Track progress • Celebrate small wins

Self-efficacy, or belief in one’s abilities, fuels motivation. As people see themselves succeed, their confidence grows. This makes them more likely to take on new challenges.

Connecting goals to values increases drive. When tasks align with what matters most, it’s easier to stay motivated. This inner push helps people overcome obstacles and keep going.

Tracking progress helps you stay on track and motivated. Regular check-ins allow you to adjust your goals as needed and celebrate your wins along the way.

Setting clear milestones helps measure progress toward your goals. Break big goals into smaller, measurable tasks.

Use a goal-tracking app or journal to log your daily or weekly progress. This gives you a clear picture of how far you’ve come.

Review your performance regularly. Look at what’s working well and where you’re falling short. This helps you spot trends and make needed changes.

Don’t forget to track setbacks too. They provide valuable lessons for improvement. Analyze what went wrong and how to avoid similar issues in the future.

Be flexible with your goals. Life changes and your goals should too. Review them every few months to make sure they still fit your needs and wants.

If a goal seems too hard, break it into smaller steps. If it’s too easy, make it more challenging. The key is to find the right balance.

Sometimes you may need to change a goal completely. That’s okay. Adaptive strategies help you stay on track when things don’t go as planned.

Don’t be afraid to ask for help when adjusting goals. A mentor or friend can offer fresh ideas and support.

Recognize your progress, no matter how small. Each step forward is a win and deserves to be celebrated.

Plan rewards for hitting key milestones. This could be a special treat, a day off, or something you’ve been wanting to buy.

Share your success with others. Tell friends or family about your achievements. Their support can boost your motivation.

Remember, success isn’t just about the end goal. It’s about the journey and personal growth along the way. Take time to reflect on how far you’ve come and what you’ve learned.

Having people and structures in place to keep you on track is key to reaching your goals. A good support system and accountability measures can boost your motivation and success rate.

An accountability partner can be a game-changer for goal achievement. This person checks in regularly to track progress and offer encouragement. They help keep you honest and moving forward.

Mentors provide guidance and share their experiences. They can spot potential pitfalls and suggest strategies for success. Look for someone who has achieved similar goals to yours.

Set up regular check-ins with your partner or mentor. Weekly or bi-weekly meetings work well for most people. Be open about challenges and victories.

A supportive environment makes goal pursuit easier. Surround yourself with positive people who believe in your goals. Their energy and encouragement can be contagious.

Join groups or clubs related to your goals. This creates a network of like-minded individuals. They can offer tips, resources, and motivation.

Make your physical space conducive to your goals. If you’re trying to exercise more, keep workout gear visible. For a reading goal, create a cosy book nook.

Use technology to your advantage. Apps and online communities can provide extra support and tracking tools.

Personal development is key to achieving your goals and living a fulfilling life. It involves creating a vision, aligning actions with values, and committing to ongoing growth. These elements work together to help you become your best self.

A personal vision statement outlines your ideal future. It serves as a guiding light for your goals and decisions. To create one, think about what truly matters to you. Consider your passions, strengths, and the impact you want to make.

Write down your thoughts and refine them into a clear, concise statement. Your vision might focus on career success, personal relationships, or making a difference in your community. Be specific and use positive language.

Example vision statement: “I will use my skills in technology to create innovative solutions that improve people’s lives while maintaining a healthy work-life balance and continuous learning.”

Your values are the principles that guide your behaviour and choices. When goals align with these values, you’re more likely to stay motivated and feel fulfilled.

To align your goals:

  1. Identify your core values (e.g., honesty, creativity, family)
  2. Review your current goals
  3. Adjust goals to better reflect your values
  4. Create new goals that support your values

This process ensures your actions match your beliefs, leading to greater integrity and authenticity in your growth journey.

Embracing lifelong learning is crucial for personal development. It keeps your mind sharp, broadens your perspectives, and helps you adapt to change. Here are ways to foster continuous growth:

  • Read books and articles on diverse topics
  • Take online courses or attend workshops
  • Seek feedback from others
  • Try new experiences and hobbies
  • Practice self-reflection regularly

Set aside time each week for learning activities. Keep a journal to track your progress and insights. Remember, growth happens outside your comfort zone, so challenge yourself often.

By committing to ongoing learning, you’ll develop new skills, gain knowledge, and stay relevant in a rapidly changing world. This dedication to self-improvement will help you achieve your vision and reach your full potential.

how to set goals

Goal-setting techniques can help you achieve your dreams. Clear steps and frameworks make the process easier. Staying motivated and avoiding common mistakes is key to success.

Writing goals down is a powerful technique. It makes them more concrete and real. Specific and measurable goals are easier to track and achieve.

Breaking big goals into smaller tasks helps too. This makes them less overwhelming. Regular check-ins keep you on track and allow for adjustments.

Start by reflecting on what you truly want. Think about different areas of life like career, health, and relationships.

Set priorities and choose the most important goals. Create a timeline with deadlines for each goal. Take action every day, even if it’s small.

SMART stands for Specific, Measurable, Achievable, Relevant, and Time-bound. This framework helps create clear and actionable goals.

Specific goals are detailed and well-defined. Measurable goals have clear criteria for success. Achievable goals are realistic given your resources.

Relevant goals align with your values and long-term plans. Time-bound goals have deadlines to create urgency and focus.

Start small with short-term goals. This builds confidence and momentum. Focus on one or two areas of life at first.

Write goals down and share them with someone. This creates accountability. Celebrate small wins along the way to stay motivated.

Visualize success regularly. Imagine how it will feel to reach your goals. Connect goals to your core values and bigger life purpose.

Track progress and celebrate milestones. Surround yourself with supportive people. Adjust goals if needed to maintain momentum.

Setting unrealistic goals is a common mistake. Be honest about your current situation and resources. Start with smaller, achievable goals.

Not being specific enough can lead to confusion. Use clear, actionable language when writing goals. Include measurable criteria for success.

Forgetting to review and adjust goals can lead to failure. Schedule regular check-ins to assess progress and make changes if needed.

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How to Write a Resignation Letter: A Professional Guide

A Professional Guide for Smooth Transitions

Leaving a job can be a big step in your career. A resignation letter helps you end things on a good note. It’s a formal way to tell your boss you’re moving on.

It thanks your employer and keeps things positive. You don’t need to say why you’re quitting or where you’re going next.

Writing a resignation letter might seem hard, but it doesn’t have to be. You can write a letter that works well with a few key parts. This helps you leave your job in a way that’s good for you and your employer.

Key Takeaways

  • A resignation letter is a formal notice that tells an employer you are leaving your job
  • The letter should include the last day of work and a thank you to the employer
  • It’s best to keep the tone positive and avoid saying negative things about the job or company

Understanding Resignation Letters

A resignation letter is a formal document that informs an employer of an employee’s decision to leave their job. It serves as an official record of the employee’s intent to end their employment.

The letter typically includes the employee’s last day of work and may express gratitude for the opportunities provided during their time with the company.

Resignation letters are important for maintaining professional relationships and ensuring a smooth transition. They help employers plan for the employee’s departure and begin the process of finding a replacement.

Key elements of a resignation letter include:

  • A clear statement of resignation
  • Last day of work
  • Brief explanation (optional)
  • Thank you message
  • Offer to assist with the transition

A well-written resignation letter can leave a positive impression on the employer and potentially lead to future references or opportunities.

The notice period varies based on company policy or employment contracts. For some positions, the notice period may be a week or two; some require a month or an even longer notice period.

It’s best to keep the tone professional and positive, regardless of the circumstances surrounding the departure. Avoid criticizing the company or colleagues in the letter.

Preparing to Write Your Letter

Crafting a resignation letter requires careful thought and planning. Taking time to prepare will help you write a professional and respectful letter.

Reflect on Your Reasons

Think about why you’re leaving your job. Are you moving to a new city? Did you find a better opportunity? Be clear about your reasons, but keep them positive.

Don’t focus on complaints or grievances. Instead, think about how to express gratitude for the experiences you’ve had. This will help you maintain good relationships with your current employer.

Consider what you’ve learned and achieved in your role. Jot down key accomplishments or skills you’ve gained. These notes can help you constructively frame your departure.

Review Your Contract

Check your employment contract or employee handbook. Look for any rules about giving notice. The notice period required usually reflects your level of seniority within the organisation. For lower-level roles, a week or two weeks’ notice is probably sufficient. However, more senior roles may require a month or even longer.

Note any non-compete clauses or confidentiality agreements. Make sure you understand your obligations after leaving. This can help you avoid legal issues later.

Look for information about:

  • Notice period requirements
  • Unused vacation days
  • Company property return
  • Final paycheck details

Knowing these details will help you address important points in your letter. It also shows professionalism and respect for company policies.

Structuring Your Resignation Letter

A well-structured resignation letter helps you leave your job on good terms. It should be clear, professional, and include key information about your departure.

Heading and Salutation

Start your letter with your contact details at the top. Include your name, address, phone number, and email. Skip a line and add the date.

Next, write the recipient’s information. This usually includes their name, job title, company name, and address.

Begin with a proper salutation. Use “Dear” followed by the recipient’s name. If you’re on a first-name basis, use their first name. Otherwise, use “Mr.,” “Ms.,” or their full name.

Example:

John Smith
123 Main St, Anytown, USA
Phone: (555) 123-4567
Email: john.smith@email.com

October 14, 2024

Jane Doe
Human Resources Manager
XYZ Company
456 Business Blvd, Cityville, USA

Dear Jane,

Statement of Resignation

In the first paragraph, clearly state your intention to resign. Be direct and professional. Mention your current job title and the company name.

Also, include your last day of work. This helps your employer plan for your departure.

Example:I am writing to inform you of my decision to resign from my position as Marketing Specialist at XYZ Company. My last day of work will be October 29, 2024.

Keep this paragraph brief and to the point. Avoid explaining your reasons for leaving unless necessary.

Notice Period

Specify your notice period in the next paragraph. Two weeks may be the standard, but check your contract for any specific requirements.

If you can’t give the full notice period, explain why. Offer to help make the transition smooth during your remaining time.

Example:I am providing two weeks’ notice as required by company policy. I am committed to ensuring a smooth handover of my responsibilities during this period.

If possible, be flexible with your end date. This can help your employer if they need extra time to find a replacement.

Transition Offer

In this section, offer to help with the transition process. This shows professionalism and goodwill.

Mention specific tasks you can help with, such as:

  • Training your replacement
  • Documenting your current projects
  • Finishing important tasks

Example:I am happy to assist in training my replacement or documenting my current projects. Please let me know how I can best help ensure a smooth transition.

Be realistic about what you can accomplish in your remaining time. Don’t make promises you can’t keep.

Writing a resignation letter with a clear structure helps you leave your job on a positive note. It shows respect for your employer and helps maintain good relationships.

Writing the Content of Your Letter

A well-crafted resignation letter includes key elements that convey professionalism and maintain positive relationships. The content should express gratitude, briefly explain the departure, and touch on plans.

Expressing Gratitude

Thanking your employer shows respect and appreciation for the opportunities provided. Start your letter by expressing gratitude for your time at the company. Mention specific experiences, skills gained, or meaningful projects.

Examples of gratitude statements:

  • I’m grateful for the professional growth I’ve experienced here.
  • Thank you for the mentorship and support over the past three years.

Keep this section positive and sincere. Avoid mentioning any negative experiences or grievances.

Brief Reason for Leaving

Provide a short, professional explanation for your departure. It’s not necessary to give extensive details. As always, “keep it simple” is the best advice.

Acceptable reasons to mention:

  • Career Advancement
  • Relocation
  • Personal reasons

Avoid criticizing the company or colleagues. If leaving due to dissatisfaction, it’s best to keep that information private.

Future Intentions

Outline your plans for the transition period. This shows professionalism and helps the company prepare for your departure.

Key points to include:

  • Last working day
  • Willingness to train a replacement
  • Offer to complete ongoing projects

Provide specific ways you can assist with the transition. This demonstrates your commitment to leaving on good terms. If appropriate, express interest in staying in touch or potentially collaborating in the future.

Concluding Your Letter

Ending your resignation letter properly leaves a good final impression. A strong conclusion reaffirms your departure plans and expresses gratitude.

Final Thoughts

Thank your employer for the opportunities you’ve had. Mention specific experiences or skills you gained. This shows you value your time there.

Offer to help with the transition. Propose training your replacement or finishing key projects. This demonstrates professionalism.

Keep the tone positive. Avoid criticizing the company or coworkers. Focus on the good aspects of your job.

Restate your last day of work. This reminds the reader of your departure date.

Closing and Signature

End with a formal closing like “Sincerely” or “Best regards.” This maintains a professional tone.

Sign your name by hand if delivering a printed letter. For emails, type your full name.

Include your contact information below your name. List your personal email and phone number.

Proofread the entire letter carefully. Check for typos, grammar errors, and clarity.

Submit your resignation letter in person if possible. This shows respect and allows for immediate discussion.

Reviewing the Draft

After writing a resignation letter, it’s important to review it carefully. This step helps catch errors and improve the overall quality.

Start by reading the letter aloud. This technique can reveal awkward phrasing or missing words that might be overlooked when reading silently.

Check for proper formatting. The letter should follow a standard business format with the date, recipient’s name, and company address at the top.

Proofread for spelling and grammar mistakes. Even small errors can make a negative impression, so it’s crucial to eliminate them.

Ensure the tone remains professional and positive throughout. Avoid negative comments about the company or coworkers.

Verify that the letter includes:

  • A clear statement of resignation
  • Last day of work
  • Brief reason for leaving (optional)
  • Gratitude for opportunities
  • Offer to help with the transition

Consider asking a trusted friend or family member to review the letter. They might spot issues or suggest improvements that weren’t apparent to the writer.

Finally, make any necessary revisions based on the review process. A polished, error-free letter leaves a good impression and helps maintain positive professional relationships.

Submitting Your Resignation Letter

Timing and method are crucial when submitting a resignation letter. These factors can impact how your departure is perceived and ensure a smooth transition.

Choosing the Right Time

Pick a suitable day and time to submit your resignation letter. Aim for early in the week, preferably Monday or Tuesday. This gives your employer time to process the news and start planning.

Avoid submitting right before a weekend or holiday. It’s best to resign during a calm period, not in the middle of a big project or busy season.

Consider your company’s culture and your relationship with your boss. If possible, schedule a meeting to discuss your departure in person before submitting the letter.

In-Person Submission vs Email

In-person submission is often the most professional approach. It shows respect and allows for immediate discussion. Schedule a private meeting with your boss to hand over the letter.

Email submission can be appropriate in certain situations:

  • Remote work settings
  • When your boss is unavailable
  • If company policy requires it

If submitting via email, use a clear subject line like “Resignation – [Your Name]”. Attach the letter as a PDF and include a brief, polite message in the email body.

Remember to follow up with a phone call or in-person meeting if possible, even after emailing your resignation.

After Submission Follow-Up

Submitting a resignation letter is just the first step. It’s important to follow up after handing in the letter.

Have a face-to-face talk with your manager. This shows respect and allows for a more personal discussion about your departure.

Be ready to answer questions. Your boss may want to know more about your reasons for leaving or your plans for the future.

Offer to help with the transition. This might include training a replacement or documenting your current projects.

Stay professional during your notice period. Keep doing your job well and tie up loose ends.

Be prepared for different reactions. Some managers might be understanding, while others could be upset.

Don’t burn bridges. Leave on good terms, as you may need references in the future.

Consider sending a goodbye email to coworkers on your last day. Thank them for their support and share your contact information if you wish.

Remember to return any company property and gather your personal items before leaving.

Frequently Asked Questions

Resignation letters have some key elements and formats to follow. The content may vary based on the job and reason for leaving.

What are the key components of a simple resignation letter?

A simple resignation letter should include your intent to resign, last day of work, and a brief thank you. It’s best to keep it concise and professional.

Avoid discussing negative aspects of the job or company. Focus on expressing gratitude for the opportunity.

What is the proper format for a resignation letter submitted via email?

An email resignation should have a clear subject line stating your intent to resign. The body should follow a standard business letter format.

Include a formal salutation, your resignation statement, last day, and a professional closing. Proofread carefully before sending.

What information should be included in a resignation letter from a teaching position?

A teacher’s resignation letter should state the intent to resign and last day of work. Mention any ongoing projects or responsibilities that need transition.

Express appreciation for the experience. Offer to help with the transition process if possible.

Can you provide an example of a short and to-the-point resignation letter?

Here’s a brief example:

Dear [Manager’s Name],

I am writing to inform you of my resignation from [Position] at [Company]. My last day will be [Date].

Thank you for the opportunities for growth and development you have provided.

Sincerely, [Your Name]

How do I write a resignation letter with a specific reason for leaving?

If including a reason, be brief and positive. Mention pursuing a new opportunity or focusing on personal goals.

Avoid criticizing the current job or company. Keep the tone professional and gracious.

What is the etiquette for writing a gracious and professional resignation letter?

Express gratitude for the opportunities and experiences gained. Offer to assist with the transition process.

Keep the tone positive and avoid criticisms. End on a note of appreciation and well wishes for the company’s future.

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Set SMART Goals: A Blueprint for Success

Setting goals is key to success, but not all goals are made equal.

This approach to goal-setting gives you a clear roadmap and helps you stay focused on what matters most.

SMART goals work for both personal and professional growth. They push you to think deeply about what you want to achieve and how you’ll get there. By breaking down big dreams into smaller, doable steps, SMART goals make your aims feel less daunting and more within reach.

Using the SMART method can boost your chances of meeting your goals. It helps you track your progress, stay motivated, and make adjustments as needed. Whether you’re aiming to improve your skills at work or make positive changes in your life, SMART goals can guide you to success.

Key Takeaways

  • SMART goals provide a clear, structured way to set and achieve objectives
  • The SMART method applies to both personal and professional goal-setting
  • Using SMART goals increases the likelihood of reaching your targets

Understanding SMART Goals

SMART goals provide a clear framework for setting and achieving objectives. They help people and businesses create plans that are easy to follow and measure.

Definition and Origin

SMART is an acronym that stands for Specific, Measurable, Achievable, Realistic, and Timely. This goal-setting method helps create clear and actionable plans.

The SMART criteria were first introduced in the 1980s. Management experts developed this approach to improve goal-setting in organizations.

SMART goals are:

  • Specific: Clearly defined and focused
  • Measurable: Progress can be tracked
  • Achievable: Within reach given available resources
  • Realistic: Aligned with broader objectives
  • Timely: Have a set deadline or timeframe

Benefits of SMART Goals

SMART goals offer several advantages for individuals and organizations. They provide structure and guidance, making it easier to turn ideas into action.

One key benefit is improved focus. SMART goals help people concentrate on what’s most important. This leads to better use of time and resources.

Another advantage is increased motivation. Clear, achievable goals give people something concrete to work towards. This can boost confidence and drive.

SMART goals also make it easier to track progress. The measurable aspect allows for regular check-ins and adjustments as needed.

Lastly, SMART goals improve communication. They provide a common language for discussing objectives and expectations within teams or organizations.

Specific

Making goals specific is key to success. Clear and detailed objectives help focus efforts and increase the chances of achievement. Let’s explore how to define clear goals and why being specific matters.

Defining Clear Objectives

SMART goals start with being specific. This means stating exactly what you want to achieve. Instead of saying “I want to get fit,” a specific goal would be “I want to run a 5K race in under 30 minutes.”

Specific goals answer these questions:

  • What do I want to accomplish?
  • Why is this goal important?
  • Who is involved?
  • Where will it take place?
  • Which resources or limits are involved?

By answering these questions, you create a clear picture of your goal. This clarity helps you stay motivated and on track.

Importance of Specificity

Specific goals are powerful tools for success. They remove confusion and provide a clear target to aim for. When a goal is vague, it’s hard to know if you’ve achieved it.

Specific goals also help with planning. They make it easier to break down big tasks into smaller steps. This breakdown allows for better tracking of progress.

Research shows that specific goals lead to better performance. They help people focus their efforts and persist in the face of challenges. Vague goals, on the other hand, can lead to frustration and giving up.

Measurable

Measurable goals allow you to track progress and know when you’ve achieved success. Setting clear metrics and using the right tools helps you stay on track.

Establishing Metrics for Tracking Progress

To make goals measurable, set specific numbers or percentages. For example, “increase sales by 15%” is more measurable than “boost sales.”

Use these types of metrics:

  • Quantity: Number of items sold, customers served, etc.
  • Quality: Customer satisfaction scores, error rates
  • Time: Project completion dates, response times
  • Cost: Budget targets, revenue goals

Break big goals into smaller milestones. This makes progress easier to measure along the way. For instance, if aiming to gain 1000 new customers in a year, set monthly targets of about 83 new customers.

Tools for Measurement

Many tools can help track goal progress. Choose ones that fit your goals and work style.

Digital options:

  • Spreadsheets for data entry and calculations
  • Project management software to monitor tasks and deadlines
  • Analytics platforms for website or social media metrics

Physical tools work too:

  • Wall charts or calendars to mark milestones
  • Notebooks for daily progress notes
  • Whiteboards for team goal tracking

Pick tools that make data easy to record and review. Regular check-ins help spot issues early. Daily, weekly, or monthly reviews keep goals on track.

Remember to adjust metrics if needed. As you learn more, you may find better ways to measure success.

Achievable

Setting achievable goals is crucial for success. It involves assessing your capabilities and resources realistically while still pushing yourself to grow.

Setting Realistic Standards

Realistic goals take into account your current skills and situation. Look at your past accomplishments to gauge what you can achieve. Break big goals into smaller steps.

Achievable goals are challenging but possible. They stretch your abilities without being impossible.

Consider your available time, money, and other resources. Be honest about potential obstacles.

Get input from others who know your field or situation. Their perspective can help set realistic benchmarks.

Balancing Ambition and Practicality

Ambitious goals inspire growth, but must be grounded in reality. Aim high while keeping expectations reasonable.

Start with moderately challenging targets. As you gain confidence and skills, gradually increase difficulty.

Review your goals regularly to ensure they remain achievable. Adjust if circumstances change or you encounter unexpected barriers.

Celebrate small wins along the way. This builds momentum and motivation for bigger achievements.

Learn from setbacks. Use them to refine your approach and set more accurate goals in the future.

Relevant

Goals need to matter and align with your broader objectives. The right goals push you forward and connect to your values and vision.

Aligning Goals with Values

Relevant goals match your personal or company mission. They fit with your core values and long-term plans. Think about why each goal matters to you.

Ask yourself: Does this goal help me grow? Will it make a real difference? Does it excite me?

Goals that align with your values are more motivating. You’ll work harder to reach them. They give your efforts more meaning and purpose.

Consider how each goal fits into the bigger picture of your life or work. Make sure it takes you in the direction you want to go.

Ensuring Goal Relevance in Changing Environments

Goals need to stay relevant as things change. What matters today might not matter tomorrow. Review your goals often to make sure they still fit.

Be ready to adjust goals when needed. New information or events might shift your priorities. It’s okay to change course if a goal no longer makes sense.

Keep an eye on trends in your field. Stay flexible and open to new ideas. This helps you set goals that keep you ahead of the curve.

Ask for input from others. They might see things you don’t. Fresh perspectives can help you spot new opportunities and stay relevant.

Time-Bound

SMART goals need a clear timeline for completion. Setting deadlines creates urgency and helps track progress effectively.

Defining a Timeline

Time-bound goals have specific deadlines. This helps people stay focused and motivated. When setting a timeline, consider these factors:

  • Project complexity
  • Available resources
  • Other commitments

Break larger goals into smaller milestones with their own deadlines. This makes progress easier to track.

Use a calendar or project management tool to mark important dates. Regular check-ins help ensure the goal stays on track.

Adapting to Time Constraints

Sometimes, unexpected events can affect a goal’s timeline. It’s important to be flexible and adjust when needed.

If a deadline seems unrealistic, don’t give up. Instead, try these strategies:

  • Reassess priorities
  • Seek additional resources
  • Modify the goal’s scope

Time-bound goals create a sense of urgency. This can boost productivity and motivation. However, be careful not to set overly aggressive deadlines that lead to burnout.

Regular progress reviews help identify if timelines need adjustment. This allows for timely changes to keep the goal achievable and relevant.

Writing SMART Goals

Creating SMART goals helps you set clear, achievable objectives. This method breaks down goals into key components and helps avoid common mistakes.

Formulating Effective Statements

SMART goals are Specific, Measurable, Achievable, Relevant, and Time-bound. To write a SMART goal, start with a clear action verb. Make it specific by answering who, what, where, when, and why.

Include a measurable element, like numbers or percentages. This makes progress trackable. Set an achievable target that challenges you but remains realistic.

Ensure the goal is relevant to your larger objectives. Finally, add a time frame to create urgency and accountability.

Example: “Increase monthly website traffic by 25% within 3 months by publishing 2 blog posts per week and optimizing 5 existing pages for SEO.”

Common Pitfalls to Avoid

Vague language is a major pitfall in goal-setting. Avoid words like “more” or “better” without specific metrics. Don’t set unrealistic goals that lead to frustration.

Forgetting to align goals with broader objectives can waste effort. Make sure each goal supports your overall strategy.

Neglecting to set deadlines often results in procrastination. Always include a clear end date.

Avoid setting too many goals at once. Focus on a few key objectives to maintain motivation and prevent overwhelm.

Lastly, don’t ignore the importance of regular review. Schedule check-ins to assess progress and adjust goals as needed.

Implementing SMART Goals

Putting SMART goals into action requires careful planning and ongoing management. Creating detailed action plans and regularly monitoring progress are key steps to achieving success.

Action Plans and Roadmaps

Developing an action plan is crucial for turning SMART goals into reality. Break down each goal into smaller, actionable steps. These steps should be specific tasks with deadlines.

Create a timeline or roadmap showing when each task needs to be completed. This visual aid helps track progress and keeps everyone aligned.

Assign responsibilities for each task. Clear ownership ensures accountability and prevents important steps from being overlooked.

Include necessary resources in the plan. Identify what tools, skills, or support are needed to accomplish each task.

Monitoring and Adjusting Goals

Regular check-ins are essential to track progress and make adjustments as needed. Set up a schedule for reviewing goals, such as weekly or monthly meetings.

Use measurable metrics to assess advancement. Compare current results to the initial targets set in the SMART goal.

Be prepared to modify goals if circumstances change. Flexibility allows for adapting to new information or unexpected challenges.

Celebrate milestones along the way. Recognizing progress boosts motivation and maintains momentum towards the final goal.

Examples of SMART Goals

SMART goals help people achieve success in various areas of life. These goals are specific, measurable, achievable, relevant, and time-bound. Let’s look at some real-world examples.

Personal Success Stories

Jane set a SMART goal to run a marathon within 6 months. She made a detailed training plan and tracked her progress weekly.

By breaking her goal into smaller milestones, Jane stayed motivated. She gradually increased her running distance and speed.

After 6 months of hard work, Jane completed her first marathon. Her success inspired her to set new fitness goals for the future.

Tom wanted to save money for a house down payment. He set a SMART goal to save $20,000 in 2 years.

Tom created a budget and set up automatic transfers to his savings account. He also found ways to increase his income through side jobs.

By tracking his progress monthly, Tom reached his savings goal on time. This allowed him to buy his first home.

Case Studies in Different Domains

In business, a small startup set a SMART goal to increase website traffic by 50% in 3 months. They focused on creating quality content and optimizing for search engines.

The team monitored their progress weekly using analytics tools. They adjusted their strategy based on the data. After 3 months, they exceeded their goal with a 60% increase in traffic.

In education, a high school set a SMART goal to improve student reading scores by 10% in one academic year. They implemented a new reading program and provided extra support for struggling students.

Teachers tracked student progress monthly. By the end of the year, the school achieved a 12% improvement in reading scores. This success led to setting new academic goals for the following year.

Reviewing and Reflecting on SMART Goals

Taking time to review and reflect on SMART goals is key for growth. This process helps identify what worked well and where improvements can be made. It also provides insights for setting future goals.

Evaluating Goal Achievement

To evaluate SMART goal achievement, start by comparing results to the original targets. Look at the specific metrics set and assess if they were met. For example, if the goal was to increase sales revenue by 10%, check if this number was reached.

Consider these questions:

  • Was the goal completed on time?
  • Were all parts of the goal achieved?
  • What challenges came up during the process?

It’s important to be honest about both successes and setbacks. If a goal wasn’t fully met, try to pinpoint why. This info is valuable for future planning.

Learning from the SMART Goal Process

Reflecting on the goal-setting process itself can lead to better goals in the future. Think about how well each part of the SMART framework worked.

Ask:

  • Was the goal specific enough?
  • Were the metrics chosen easy to measure?
  • Did the goal push you while still being achievable?
  • Was the goal relevant to broader aims?
  • Did the timeframe make sense?

Use these insights to refine your approach. Maybe you need to set more challenging goals next time. Or perhaps you should break big goals into smaller steps.

Remember, the point is to keep improving. Each SMART goal cycle should make you better at setting and achieving goals.

Frequently Asked Questions

SMART goals help people set clear, achievable targets. They improve planning and boost success rates in various areas of life.

What are the essential components of SMART goals?

SMART stands for Specific, Measurable, Achievable, Relevant, and Time-bound. These five aspects help focus efforts and improve goal-setting.

Specific goals clearly define what needs to be done. Measurable goals allow progress tracking. Achievable goals are realistic and attainable.

Relevant goals align with broader objectives. Time-bound goals have deadlines for completion.

How can one effectively apply the SMART framework in goal-setting for students?

Students can use SMART goals to improve their academic performance. They should start by identifying specific areas for improvement, like raising a grade in math.

Next, they can set measurable targets, such as increasing test scores by 10%. The goal should be achievable based on current performance and available resources.

It must be relevant to their overall education plan. Finally, they should set a deadline, like the end of the semester, to create urgency.

What are some best practices for defining measurable objectives in SMART goals?

Measurable objectives use numbers and data to track progress. One best practice is to choose clear metrics that quantify progress.

For example, “increase sales by 15%” is better than “boost sales.” Another tip is to use existing data as a baseline for improvement.

Setting milestones along the way helps monitor advancement. Regular check-ins ensure the goal stays on track.

How does setting SMART goals improve business planning and outcomes?

SMART goals enhance business planning by providing clear direction. They help companies focus resources on specific objectives.

These goals make it easier to track progress and adjust strategies as needed. Employees understand their roles better when goals are clearly defined.

SMART goals also improve accountability. Teams can celebrate achievements when they reach measurable targets.

Can you provide a clear example of a SMART goal for personal development?

A SMART personal development goal could be: “Read 12 non-fiction books in the next 12 months to expand knowledge in my field.”

This goal is specific (12 books) and measurable (one per month). It’s achievable with consistent effort and relevant to career growth.

The time-bound aspect (12 months) creates a sense of urgency and helps track progress.

What techniques can be used to ensure goals align with the SMART criteria in a work environment?

One technique is to use goal-setting worksheets that prompt employees to address each SMART criterion.

Another approach is to have team discussions to refine goals collectively. This ensures goals are realistic and align with company objectives.

Regular goal reviews help maintain SMART alignment. Adjusting goals as circumstances change keeps them relevant and achievable.

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How to find the right job for you: Simply Explained

Do you enjoy your work, dear reader? Do you have a job you love? Do you wake up each morning filled with enthusiasm for the day ahead?

Alternatively, maybe you just feel your job allows you to earn an income, but beyond that, you can’t wait until 5 pm when the working day is over. Perhaps you’re constantly asking the question, “How to find the right job for you?”

If that’s you then you’re not alone.

The Lottery Question:

The acid test when you’re not sure is to ask yourself what I call the lottery question.

What does that mean? If means you ask yourself this, “If I won millions on the lottery and money ceased to be an issue; would I continue to do the work I’m doing now or would I try something else?

Yes of course if you won the lottery you’d have a little fun with the money first, but eventually, your life would need a sense of purpose and routine again.

So how would you fill your time then?

Never work a day in your life:

If you enjoy what you do, and you’re recognized as being very good at it, then you’ll do your job well and you’ll be successful at what you do. And if you enjoy what you do, you’ll never have to work a day in your life. Now, how good would that be?

So if you’re not happy with your job right now, the next question to ask yourself is, “What do I really want to be?

To answer that question, you need to consider two things:-

These are quite different things but if you can find the sweet spot between them then you have the basis for finding a job you’ll love.

So the steps to job heaven are as follows:-

STEP 1: What are you good at?

Not merely competent but really good at?

Think about that question carefully and be honest with yourself.

What activities are intuitive to you? Things you can do easily and readily without having to give them too much thought?

Ask friends and colleagues for their views, and ask them to be really honest with you. Ask people you work with about the tasks for which they consider you to be the absolutely, first choice ‘go-to’ person.

Gather together this information and make a list.

STEP 2: What do you enjoy doing?

Then make a list of all the things you really enjoy doing.

Which activities really give you a buzz?

What activities get you so absorbed that you really lose track of time?

What activities would you do for free or as a hobby, if you couldn’t make a living at them?

Paul McCartney once said that if he couldn’t have made a living out of writing songs and playing music, he’d have done it as a hobby, simply because he loved it so much. In fact, it was his hobby before it was the way he earned a living.

What activities make you feel the same way? Make that list and don’t be reasonable.

All this requires time for reflection and careful thought, as well as feedback from other people. So do give it the time it deserves.

Don’t jump to conclusions. You do want to ensure you get it right, don’t you?

STEP 3: Which items are common to both lists?

When you have your two lists ready, the final step is to identify the common ground between them, the point at which the two lists intersect.

If you find an item that is contained on both lists then you have found the Holy Grail.

Finding something you’re genuinely good at and have a real talent for, and which is also something you really enjoy, will give you the greatest chance of success in life.

It is essential you find the common ground between your lists because:-

And if you get it right, sometimes people will sprinkle fairy dust on you too. And then a magical career beckons.

Finding your perfect job is never about luck.

Find the right work for you:

If you’re doing something you enjoy doing and you’re doing it well, you’ll stick with it long enough to get someone’s attention. And when you get their attention, you’ll dazzle them because you’re doing it well.

That’s not luck; it’s hard work, perseverance and timing.

Once you’ve identified what you want, the next question is, “How do you get it?” That’s another challenge, entirely.

Have you managed to find the perfect job for you?

If so, you’re lucky indeed. Enjoy every moment. If you haven’t found it yet, keep looking;

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The importance of teaching children about money

Teaching Children About MoneyThe importance of teaching children about money is not something that’s taken as seriously as it should be, in my opinion.

Certainly not in the education system. As far as I can see, financial education for children and young adults is rarely covered within the education system at all. It wasn’t when I was young and it isn’t now.

Some might say that money’s not the most important thing in life and philosophically that may be true.

However, money’s up there with oxygen and water when it comes to sustaining human life. In the modern age, life revolves around money, whether we like it or not.

Money’s a measure of the value we add to the lives of others and it’s also the oil that lubricates human existence.

Without money, living would be virtually impossible for almost everyone today.

1. The point of teaching children:

The point of teaching children is to prepare them for adult life, surely?

Our aim should be to equip them with everything they need to know, so they can function effectively as adults once they leave the education system.

Now reading, writing and arithmetic are all essential subjects, of course, because you can’t get too far in the world of work without these basic skills. And it’s through work that we really add value and maximise our income.

Nevertheless, where I believe the education system generally fails children and young people is the omission of the teaching of essential life skills, like earning an income and managing money. Important subjects like money and personal finance are never covered at all, certainly not in any significant way.

2. Money and personal finance:

To me, it’s surprising that we don’t teach our children about money or personal finance in their formative years.

Surely whilst at school, children should learn about:-

          • The way money is earned;
          • The way to manage money;
          • How to budget, so they can pay their bills; and
          • How to spend their money wisely.

Children should also learn about how they should prioritize expenditure to avoid getting themselves into a financial mess, in my opinion.

3. The pros and cons of debt:

Personally, I think that children and young adults should learn about the pros and cons of debt.

They should learn about the difference between secured and unsecured debt, given the impact these factors will have on the interest rates that will be applied to such debt.

Young people should learn about the power of compound interest too. Not so much as a mathematical exercise but in terms of how it can quickly turn a relatively small debt into a very large debt if we’re not careful.

And they should also learn to appreciate that credit cards are not just a convenient means for cashless payment.

Used thoughtlessly, credit cards can result in personal wealth destruction and excessive levels of expensive debt.

Children and young people should know that credit cards are a form of unsecured debt, which means they come with very high rates of interest, which accelerate a personal debt mountain rapidly, if not paid off immediately once the bill arrives at the month-end.

4. Interest rates matter:

Everyone should know that interest rates really do matter. They’re very significant and shouldn’t be treated lightly.

Children and young adults should learn that they should never go into debt for the purchase of discretionary items. It’s always better that they save up for that discretionary purchase before they buy, of course.

5. The nature of work:

Every young person should learn about how work is just doing stuff for other people in exchange for money and that the more value they can add through their skills and know-how, the more they’ll earn throughout their life. So skills matter too.

Everyone should be taught about the economics of supply and demand and their impact on pricing.

Kids should understand the difference between trading their time with one employer for a wage and the opportunity to serve multiple customers through their own business and their own creativity.

If they have the ability to create products which solve problems for customers, then they have the potential to make a lot of money.

Essentially kids should learn to appreciate the difference between employment and self-employment.

6. The road to financial freedom:

Young people should learn about wealth, pensions and how to achieve financial freedom through putting money aside on a regular basis and investing it wisely.

They should be positively encouraged to work towards achieving financial freedom.

Once they’re financially free they can focus on doing things they enjoy doing rather than things they have to do, because they’ve no other choice.

If nothing else, this makes the goal of achieving financial freedom a worthy aim, in my opinion.

7. The impact 0f inflation, taxation and government borrowing:

Kids should learn about the impact that inflation will have on the value of their money and how this can affect their savings, particularly in old age. They should also be taught about risk and its relationship with reward.

They should learn about taxes and how the money they pay in taxes will be spent, and frequently squandered by the government.

Everyone should know that there’s no such thing as government money, only taxpayer’s money. Our money!

Children and young people should know that it’ll be their hard-earned money that’s being spent by the government.

They should also know that when governments borrow money this is simply a means for spending today and then passing the bill on to future generations. In other words, our children and grandchildren, and indeed their children, will pay the bill for today’s government borrowing. Potentially, future generations could be impoverished by excessive government borrowing today.

Government borrowing is not a free lunch. Someone eventually must bear the interest payments in future years, as well as the repayment of the original capital sum that was borrowed. And don’t forget, governments are borrowing money continually.

8. Holding government to account:

Children should be taught to question how their money is being spent by the government and how to register their disapproval if they’re not happy with what’s being done with that money, in their name.

9. Money matters:

teach children about moneySadly most people have little real understanding of money, which means that they’re easily conned by sharp business practices, particularly in Financial Services, and by politicians driven only by their own self-interest.

Perhaps that’s why schools are not encouraged to teach personal finance as a subject.

Parents should demand that their children are taught about money, in my opinion.

If the education system fails children by not teaching them important life skills then, as parents, we must shoulder at least some of the blame, surely?

And as always, we’ll get what we tolerate.

For me, teaching children and young people about money is an issue for the education system, as much as it is for parents themselves.

Money really does matter and, in my opinion, we fail children and young people if we don’t provide them with the know-how and skills to make the most of it throughout their lives.

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