3 things you need to know about money

things you need to know about money

Today I’d like you to think about things you need to know about money dear reader. In other words, think about what it all really means.

It’s natural to dream about being rich of course.

Most people dream about being able to buy whatever they want and go anywhere and everywhere they’d like to go.

The attraction of having that pot of gold is why a lot of people will chase every rainbow.

However, whilst money is necessary to sustain life, there are some things you should really understand about money. Here are three of them:-

1. Having money brings its own pressures:

A great fortune is a great slavery. ~Seneca

It’s reasonable to want to create wealth and build a fortune. As suggested above, we all want to feel financially secure don’t we? Why wouldn’t we?

However being financially secure doesn’t mean you’ll have a life without problems and worry.

You’ll just have different problems and different things to worry about.

No one goes through life without problems. Dealing with problems and challenges is an inevitable part of the human condition.

Put simply, having money brings its own pressures.

Once you’ve got money your biggest concern will be to ensure that you hang on to it.

Inevitably that means you can become a slave to managing your money, preserving its capital value and protecting your fortune.

Being wealthy may be the nice problem to have but it’s no less of a problem for that.

So keep it all in perspective.

2. Money can never be more important than people:

We love to earn money, who doesn’t? It gets you things. ~Katie Price

Earning money is great and it does allow you to buy the things you want and the things you need. However money won’t take care of you when you’re ill.

Yes, it might enable you to buy in some hired help.

However that’s not the same as having someone around who genuinely cares about your well-being. That someone for whom you matter much more than money ever will.

In my experience, whilst money is important, nothing in our lives matters more to us than our friends and loved ones. Human beings are social animals and only people matter to us really.

So never focus on money to the point where you neglect the people who should matter most to you. Forget about them and eventually they will forget about you.

You can have all the money in the world but without friends and loved ones you will have nothing at all.

Go out and earn your money by all means and enjoy it too.

However always maintain a sense of balance in your life and make sure that you allocate some time for the people who matter most to you.

An investment of your time in the people you love is an investment that will pay dividends.

3. Money is a precious resource so use it wisely:

A penny saved is a penny earned. ~Benjamin Franklin

I make no apology for repeating Benjamin Franklin’s money mantra frequently repeated by generations of well-meaning parents to their profligate children. It’s as valid today as it was in his day.

Whether Franklin was referring to money saved when making purchases or money saved from income is not obvious in his statement but that doesn’t matter.

The underlying point is that you have to be careful with your money because saving money is the key to building wealth and becoming financially successful. No one ever got rich by wasting their money.

Money like time is a precious resource, so use it wisely.

Please share this post with your friends:

If you found this blog post interesting and useful then please share it on social media with your friends. When you share, everyone wins.

Please share it now and I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

Thank you.

Other articles you might also find interesting:

© Roy Joseph Sutton and Mann Island Media Limited 2019. All Rights Reserved.

How to build character

How to build characterHow to build character? Now that’s a frequently asked question.

Whether it’s someone seeking to build their own character or to improve character in someone else, we hear it often.

However the supplementary question is, what is meant by character?

There’s a difference between being ‘a character’ and being ‘of character’.

Whereas the former just means being a little bit eccentric, a wit perhaps, or even a raconteur. That’s not the subject of this post, despite all these being admirable qualities, of course.

The point being considered here is how to become a person of character.

So what does it mean to be a person of character?

First of all, people of character usually do what is right regardless of whether they’re being watched or not.

They also display traits such as honesty, integrity, courage, manners, self-reliance, commitment, and determination.

The comedian Will Rogers once jokingly observed that to be of character people should live in such a way that they wouldn’t be ashamed to sell their parrot to the town gossip.

So being of good character is an important thing to be.

If achieving sustained success is your aim then talent alone isn’t enough. Talent might get you into the limelight briefly but without strong character you’re unlikely to remain there for too long.

The process of developing good character is one that is on-going too. So you have to keep working at it.

Essentially character is composed of 3 things:-

  1. Values: Having the right values and knowing what matters most.
  2. Doing what is right: Even when no one is watching.
  3. Being a decent person: Showing wisdom, honesty, integrity, love, humility, loyalty, courage, compassion, empathy, self-awareness, and a willingness to recognize fair criticism.

We all have at least some work to do if we are to become people of good character.

This is an area where constant improvement is necessary, however good you are now.

Some people may be well on the way to being of good character, whilst others may have a lot of work to do yet.

However those that are still some way off can change and they can grow in character. You can be better if you want to be better and you can practice the behaviours necessary. These include:-

How to build character1. Decide you will be better:

As mature adults our first duty is to take care of ourselves and to be the best people we can be. To live lives worthy of respect. So decide to be the person you really could be.

2. Life-long learning:

It doesn’t matter how good you are, there’s always room for improvement.

Improvement comes through education and learning, whether formal or informal, and experience is gained by doing, making mistakes and learning the lessons from mistakes made.

3. Work on yourself:

To quote the late, great Jim Rohn, Work harder on yourself than you do on your job. We’re all works in progress. Make sure you keep getting better.

Don’t leave them saying, “She used to be really good.” When they speak of you, make sure they say, “She just keeps getting better. She’s an example to us all.That applies equally to ‘He’ of course.

4. Pursue excellence:

If anything is worth doing then it’s worth doing properly. The way you live your life is no exception.

5. Add value:

Our contribution to society is in the value we add.

That might be in the example we set or the work that we produce.

We don’t get paid for the hour. We get paid for the value we put into the hour. So make sure you leave every situation better than you found it.

6. Be determined:

If success is your aim, it won’t happen without hard work and determination.

Being good is not enough. Being determined to get to where you really, really want to go is everything.

7. Be persistent:

Never accept an answer unless it’s the want you want.

Never accept an outcome as the final outcome unless it’s the one that you want.

Never quit until you get to where you really want to be or you’ve achieved the goal you set for yourself.

Remember; winners never quit and quitters never win. Be the winner you can be.

How to build character8. Accept every challenge:

Never underestimate the importance of taking on a challenge.

A challenge provides us with experience through which we’ll learn lessons.

It’s also the means through which character is developed in the process.

Not only will we learn more about our own character, we’ll learn about our capacity to achieve.

9. Ask yourself some searching questions:

It is a fact that too many people go to their graves with their full potential unrealized.

They never quite develop their characters to the point where they leave a genuine legacy and an example for others to follow.

Ask yourself this question, If you were to die tomorrow how will you be remembered at your funeral?

What will they say about you?

How would you prefer to be remembered?

What would you like people to say about you? And how can you change now to ensure they do?

Depending on the answers to those questions, you may well decide to make a few changes in your life.

Where to go from here:

If you recognize the need to change, start with value. What values will you live by and what value are you going to add from now on? Be a person with values and of value.

Then think about challenges you could take on to build your character.

In taking on a challenge we can often surprise ourselves in terms of just how far we can go.

Through a challenge we can also learn new skills and improve our self-confidence.

A challenge is an opportunity to grow; it’s an opportunity to learn; and it’s an opportunity to make progress towards becoming the person you really could be.

It’s true that challenges are hard and they’re meant to be.

Challenges push us out of our comfort zone and that’s the whole point. Unless we move out of our comfort zone, how can we possibly grow as people?

So embrace challenges but never fear failing at a challenge; your only fear should be never realizing you full potential because you failed to move out of your comfort zone.

Do well in a challenge and it can provide you with benefits you couldn’t have imagined before you started.

At the very least every challenge makes you that little bit stronger and builds your character, so you really can’t lose.

So do you have some changes to make?

If so, what and by when?

Write them all down and make a plan. Now! It’s never too late to be the person you really could be.

Please share this post with your friends:

If you found this blog post interesting and useful then please share it on social media with your friends. When you share, everyone wins.

Please share it now and I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

Thank you.

Other articles you might also find interesting:

© Roy Joseph Sutton and Mann Island Media Limited 2019. All Rights Reserved.

3 of life’s lessons learned you really should know

Lifes Lessons LearnedMany regular readers will be familiar with these three of life’s lessons included here today but that’ll not be true for everyone. It all comes down to experience really, doesn’t it?

Well dear reader, please don’t feel that you must make every mistake yourself in order to learn.

You can learn from the experience of others, and you can choose to bear in mind the lessons others have learned.

So here are three of life’s lessons learned that you would do well to bear in mind:-

1. Money can’t make you happy:

If you’re not happy without money then having money won’t change how you feel about yourself.

We experience happiness not through the things we purchase but through our personal philosophy, as well as our relationships with other people. People are social animals.

If you want to be happy you must never lose sight of the most important people in your life, i.e. family and friends.

Spend time with them and enjoy their company, especially your children. Make the most of every minute you have with your loved ones.

Yes of course, go out there and make some money. I’m not suggesting money doesn’t matter because it does. It’s up there with oxygen for sustaining a life worth living.

So you must manage your money carefully and invest some of it too.

Enjoy your some of your money and buy nice things occasionally too. Life’s too short not to enjoy some of what you have from time to time.

However never focus on money and work to the exclusion of your family and friends. Without them you have nothing. Money is important but the people in your life are far more important.

You could have all the money in the world but without you friends and loved ones you’d have nothing.

Lifes Lessons Learned2. Life is too short to do a job you hate:

You should never do anything for money alone.

Yes you need an income and yes it’s nice to have plenty of money in your pocket. Let’s face it we’d all like to have plenty of money, wouldn’t we? That’s human nature.

However no amount of money will compensate you for the drudgery of doing a job you hate.

If you don’t enjoy what you’re doing, you won’t do it well. And if you don’t do it well eventually you’ll come unstuck. It will all end in tears. Now is that really what you want dear reader?

And then you must always remember that one day, like everyone else, you will die. You’re not going to live forever, nor would you want to.

What a shame it would be if on your death bed you felt you’d completely wasted your life. Now how bad would that be?

So find a job you enjoy.

That really is important. You’ll spend one third of your life in work and that’s a long time to be doing something you hate.

If you haven’t found a job you love yet then keep looking.

Don’t focus on money. Find the right job; do it well and add real value; and the money will follow in time.

3. Greed can lead to expensive mistakes:

There’s a classic telephone scam, which never fails to catch some people out.

The way it works is a salesman or woman working in a ‘boiler room’ somewhere offshore calls you with an offer for you to purchase an asset at a price which they’ll tell you will guarantee you an enormous profit.

It might be stocks and shares or it might be plots of land in some faraway place but the underlying message is always the same.

Essentially they’ll tell you that next to no one knows about the availability of this asset just yet but when they do the price of the asset will go through the roof and keep on going.

They’ll tell you that whatever they have to offer is a steal and that you have the opportunity to get in on the ground floor and make an absolute killing but you have to buy today or you’ll miss out.

The sales people always sound friendly, very plausible and they’ll make it all sound very professional. They’ll even take a little time to make you feel that really they’re trustworthy.

This scam plays on our greed and our gullibility.

We believe what we’re being told because we want to believe it. We just love the idea that we might get something for nothing.

However if you part with your money that‘s the last you’ll see of it.

The asset will be worthless or even non-existent. You’ll have been scammed.

Furthermore, if you’re foolish enough to buy, you’ll also be put on a ‘sucker list’ which means you’ll get inundated with similar calls from other high-pressure sales people offering similar ‘deals‘.

In reality any deal that sounds too good to be true will prove to be too good to be true.

There’s no easy money to be had anywhere. And anyway, if it was that good a deal why would they be telling you? If there really was a killing to be made, they’d simply invest their own money and bag the ‘profit’ for themselves, surely?

Never allow yourself to fall for it.

And never, ever allow yourself to be bounced into buying anything just because they tell you that this deal is only available today.

In sales language that’s known as a ‘call to action‘. It’s the oldest sales trick in the sales handbook.

The idea is to bounce you into making a purchasing decision before you have time to think it all through properly.

Don’t be a mug and don’t be foolish enough to line other peoples’ pockets at your own expense.

Please share this post with your friends:

If you found this blog post interesting and useful then please share it on social media with your friends. When you share, everyone wins.

Please share it now and I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

Thank you.

Other articles you might also find interesting:

© Roy Joseph Sutton and Mann Island Media Limited 2019. All Rights Reserved.

The A – Z Guide to Success

Guide to SuccessLooking for a guide to success? We could all use one, right?

Well here is a concise A- Z guide of the things you will need to bear in mind.

Perhaps it’s a little over-simplified, if I’m honest, but it does cover all the bases, of that I’m sure.

If you need a guide to success then print this list and pin it above your desk and refer to it constantly:-

  • (A) Achieve your dreams. Avoid negative people, things and places.
  • (B) Believe in yourself and in what you can do.
  • (C) Consider every angle and look at things from both sides.
  • (D) Don’t give up and never give in.
  • (E) Enjoy. Motivation happens when you’re happy with life.
  • (F) Family and Friends. Never, ever lose sight of them.
  • (G) Give more than what you believe is enough.
  • (H) Hold on to your dreams. These should drive you onward and upward.
  • (I) Ignore those who belittle your ambition. If you believe you can, what they think is irrelevant.
  • (J) Just be you. The key to failure is trying to please everyone.
  • (K) Keep trying no matter how hard life may seem.
  • (L) Learn to love yourself. You’re as good as anyone.
  • (M) Make things happen. The harder you work the luckier you’ll get.
  • (N) Never lie, cheat or steal. Always play a fair game.
  • (O) Open your eyes. Be aware of what’s going on around you.
  • (P) Practice makes perfect. Be a student of your craft and work towards mastery.
  • (Q) Quitters never win and winners never quit. Be a winner not a quitter.
  • (R) Ready yourself. Be prepared and be ready when opportunity strikes.
  • (S) Stop procrastinating. Get on with it. It’s later than you think.
  • (T) Take control of your life. Discipline and self-control are key to success.
  • (U) Understand others. Seek first to understand and then to be understood.
  • (V) Visualize it. What will success look like to you? How will you recognize it?
  • (W) Want it more than anything. It must matter to you if you’re to keep going when it gets hard.
  • (X) X Factor is that little bit of magic that makes you different from all the other wannabes. When you’re truly motivated, you’ll deliver that extra something that will help you shine like a star. Shine like a star and you’ll get noticed. Get noticed and you’re on the way to achieving success.
  • (Y) You are unique. You have special qualities no one else has. So work to your strengths and do the things that only you can do.  That way you will begin to shine like a star.
  • (Z) Zero in on your dreams and just go for it. Don’t stop until you get to where you want to be.

Please share this post with your friends:

If you found this blog post interesting and useful then please share it on social media with your friends. When you share, everyone wins.

Please share it now and I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

Thank you.

Other articles you might also find interesting:

© Roy Joseph Sutton and Mann Island Media Limited 2019. All Rights Reserved.

How to speak so people will listen

How to speak so people will listenThere’s an old saying which states; it’s not just what you say but the way that you say it.

And it’s very true, how something is said is as important as the words being spoken.

Now just think about that for a second. We can use exactly the same words in different ways and we will deliver completely different messages.

How something is said also has an impact on whether people listen to us or not. We all met engaging people who capture our attention and we’ve all met a few boring people too.

In the video included here Julian Treasure offers some excellent insight into how to speak so people will listen to you.

His underlying message in the video is that we must learn to speak with power if we are to get our messages across to other people.

Julian Treasure suggests that there are a number of habits we must avoid if we are to speak with power.

He says in his view there are Seven Deadly Sins of Speaking, albeit he does note that this is not intended to be an exhaustive list. His deadly seven are as follows:-

  1. Gossip: Speaking in an unkind way about other people.
  2. Judging: People are unlikely to listen if they feel they’re being judged.
  3. Negativity: It’s hard to listen to people with a negative attitude.
  4. Complaining: It’s hard to listen to a moaner too.
  5. Excuses: You won’t be taken seriously if blame is always elsewhere.
  6. Exaggeration: This can border on lying and who listens to a liar?
  7. Dogmatism: Where facts are confused with opinions.

So if we suffer from all or some of these deadly sins, can we change?

Yes, of course but it does take a little work and a better understanding of how improvements can be achieved.

In the video Julian explains that there are four cornerstones to powerful speech. He uses the mnemonic HAIL to explain these as follows:-

  1. Honesty : Being clear and straight
  2. Authenticity : Being real and being yourself
  3. Integrity : Being true to your word
  4. Love : Wishing people well. And we all like to be appreciated, surely?

However understanding these cornerstones is only the beginning of the process because, as stated earlier, how you say what you’ve got to say is important too.

Julian then discusses aspects of speaking such as Register; Timbre; Prosody; Pace; Pitch; Volume; and the use of Silence. To address many of these issues you may need the help of a voice coach of course but knowing about them is a good start.

Julian also suggests some simple voice warm-up exercises for you to use before you give a speech. They’re so easy you can use them immediately.

Being a TEDTalk you’d expect this video to be both interesting and useful and it doesn’t disappoint. I found Julian Treasure’s ideas fascinating and if you’re someone who regularly speaks in front of an audience, large or small, then I am confident that you’ll find this video helpful.

This video has had over 22 million views on YouTube so clearly Julian Treasure’s ideas have resonated with a significant audience already.

Polite request:

If you found this blog post and the embedded video useful then please share it on social media with your friends. When you share, everyone wins.

Please share it now and I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

Thank you.

Other articles you might also find interesting:

© Roy Joseph Sutton and Mann Island Media Limited 2019. All Rights Reserved.

If you knew you’ll die tomorrow, here’s what’s important to you today?

Life is Short

Life is short:

Many of the posts on this blog reflect on the importance of money to living life in the modern age.

Let’s be honest it’s difficult to live without money today, is it not?

Nevertheless we must also remember that life is short. And for some people it’s very short indeed.

So, whilst money is important to some degree, it’s not an ideal means for measuring success, is it? Not success in life anyway.

In the modern age it’s easy to become obsessed with money but the accumulation of money for its own sake should never be the underlying motive that drives us, surely? That can only lead to a life of misplaced priorities I think.

If your approach to life includes an obsession with money then you’ll be doomed to disappointment I think. One day you’ll look back and wished you’d spent a bit more time with family, friends and loved-ones.

So what would be an ideal measure of success?

For me a better measure for success is whether we’re feeling fulfilled by what we’re doing.

If our work is something we’d do as a hobby if we couldn’t get paid for it then that’s a better way of gauging success. As the great Warren Buffett once said, “Look for a job that you’d take it you didn’t need a job.”

A sense of purpose and work which is fulfilling and truly absorbing is a much less stressful way of living. If we enjoy what we do we’ll do it well and the money will follow anyway. If we do our work exceptionally well then people will notice. And once we get noticed, we’re on our way to genuine success.

Never be driven by money alone.

Never accept a job simply because it’s well paid.

It’s nice to have a good salary, of course. However once we get used to the money we still have to spend a third of our lives doing the work for which we’re being paid well. And to do work we don’t enjoy, is a very big price to pay in terms of emotions, our stress levels and the impact on our central nervous system.

If life is short then our time is very precious, surely?

What’s the point of working every hour we’ve got just to become rich, only then to die suddenly of a heart attack having had no time to enjoy the fruits of our work?

What a waste that would be. Being the richest man or woman in the graveyard is hardly a title worth having, is it?

So the underlying message to you today dear reader is to find work you enjoy doing and to make sure you leave a little time to enjoy life too.

No one’s life is perfect.

Everyone faces challenges occasionally. Inevitably your life will have its ups and downs too. However make sure there are more ups than downs in life, as far as you possibly can.

Take some time to smell the roses and have a laugh. As the old Music Hall song used to say; “enjoy yourself, it’s later than you think.”

You wouldn’t want to live forever, but you should be living your life to the full today. Life is short and it’s definitely later than you think.

Polite request:

If you found this blog post useful then please share it on social media with your friends. When you share, everyone wins.

Please share it now and I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

Thank you.

Other articles you might also find interesting:

© Roy Joseph Sutton and Mann Island Media Limited 2019. All Rights Reserved.

How to find the right job for you: Simply Explained

Do you enjoy your work? Do you have a job you love? Do you wake-up each morning filled with enthusiasm for the day ahead? Alternatively maybe you just feel your job allows you to earn an income but beyond that you can’t wait until 5pm when the working day is over? Perhaps you’re constantly asking how to find the right job for you? If that’s you then you’re not alone.

The acid test when you’re not sure is to ask yourself the lottery question. What does that mean? If means you ask yourself this, “If I won the lottery and money ceased to be an issue; would I continue to do the work I’m doing now or would I try something else?

Yes of course if you won the lottery you’d have a little fun with the money first, but eventually your life would need a sense of purpose and routine again. So how would you fill your time then?

If you enjoy what you do, and you are recognized as being very good at it, then you’ll do your job well and you’ll be successful at what you do. And if you enjoy what you do, you’ll never have to work a day in your life. Now how good would that be?

So if you’re not happy with your job right now, the next question to ask yourself is, “What do I really want to be?

To answer that question, you really need to consider:-

  1. What are you good at?
  2. What do you enjoy doing?

These are quite different things but if you can find the sweet spot between them then you have the basis for finding a job you’ll love. So the steps to job heaven are as follows:-

STEP 1: What are you good at?

Not merely competent but really good at? Think about that question carefully and be honest with yourself.

What activities are intuitive to you? Things you can do easily and readily without having to give them too much thought?

Ask friends and colleagues for their views, and ask them to be really honest with you. Ask people you work with about the tasks they consider you the absolutely, first choice ‘go to’ person?

Gather together this information and make a list.

STEP 2: What do you enjoy doing?

Then make a list of all the things you really enjoy doing.

Which activities really give you a buzz? What activities get you so absorbed that you really lose track of time? What activities would you do for free or as a hobby, if you couldn’t make a living at them?

Paul McCartney once said that if he couldn’t have made a living out of writing songs and playing music, he’d have done it as a hobby, simply because he loved it so much.

What activities make you feel the same way? Make that list and don’t be reasonable.

All this requires time for reflection and careful thought, as well as feedback from other people. So do give it the time it deserves.

Don’t jump to conclusions. You do want to ensure you get it right don’t you?

STEP 3: Where is the common ground between your lists?

When you have your two lists ready, the final step is to identify the common ground between them, the point at which the two lists intersect.

If you find an item that is contained on both lists then you have found the Holy Grail. Finding something you’re genuinely good at and have a real talent for, and which is also something you’d really enjoy, will give you the greatest chance of success.

It is essential you find the common ground between your lists because:-

  1. If you really enjoy it, you’ll stick with it.
  2. If you’re really good at it, someone will notice

And if you get it right, sometimes people will sprinkle fairy dust on you too.

Finding job heaven is never about luck. If you’re doing something you enjoy doing and you’re doing it well, you’ll stick with it long enough to get someone’s attention. And when you get their attention, you’ll dazzle them because you’re doing it well.

That’s not luck; it’s hard work, perseverance and timing.

Once you’ve identified what you want, the next question is, “How do you get it?” That will be the subject of another post.

Have you managed to find job heaven? If so, how did you succeed?

If you’ve any ideas you can share then that will really help your fellow readers.

Polite request:

If you found this article useful then please share it on social media with your friends. When you share, everyone wins.

Please share it now and I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

Thank you.

Other articles you might also find interesting:

© Roy J Sutton and Mann Island Media Limited 2019. All Rights Reserved.