3 of life’s lessons learned you really should know

Lifes Lessons LearnedMany regular readers will be familiar with the three life’s lessons learned that I’ve included here today, but that won’t be true for everyone, of course. It all comes down to experience really, wouldn’t you agree?

Well dear reader, please don’t feel that you must make every mistake yourself in order to learn.

Learning directly from the mistakes of others is a perfectly valid strategy. You can also listen to and learn from lessons others have learned the hard way.

There’s no finer education than the University of Life, School of Hard Knocks.

So, allow me to offer you three of life’s lessons learned, that you’d do well to bear in mind.

1. Money can’t make you happy:

If you’re not happy without money then having money won’t change how you feel about yourself.

We experience happiness not through the things we purchase but through our personal philosophy, as well as our relationships with other people. Human beings are social animals, and we all need other people.

If you want to be happy you must never lose sight of the most important people in your life, i.e. family and friends.

Spend time with them and enjoy their company, especially your children. Make the most of every minute you have with your loved ones.

Yes, of course, go out there and make some money. I’m not suggesting money doesn’t matter because it does. It’s up there with oxygen for sustaining a life worth living.

So you must manage your money carefully and invest some of it too.

Enjoy some of your money, of course, and buy nice things occasionally too. Life’s too short not to enjoy at least some of your hard-earned cash from time to time.

However never focus on money and work, to the exclusion of your family and friends. Without them you have nothing. Money is important but the people in your life are far more important.

You could have all the money in the world but without your friends and loved ones you’d have nothing at all.

Lifes Lessons Learned2. Life is too short to do a job you hate:

You should never do anything for money alone.

Yes, you need an income and yes, it’s nice to have plenty of money in your pocket. Let’s face it we’d all like to have plenty of money, wouldn’t we? That’s human nature.

However, no amount of money will compensate you for the drudgery of doing a job you really hate.

If you don’t enjoy what you’re doing, you won’t do it well. And if you don’t do it well eventually you’ll come unstuck. It will all end in tears. Now is that really what you want, dear reader?

Remember this also; one day, you will die. You’re not going to live forever, nor would you want to.

What a shame it would be if on your death bed you felt you’d completely wasted your life. Now, how bad would that be?

So find a job you enjoy.

That really is important. You’ll spend one-third of your life in work and that’s a long time to be doing something you really hate.

And if you haven’t found a job you love yet? Then just keep looking, until you find something you’d do for free if you couldn’t earn a living at it.

When it comes to a job, money shouldn’t be your primary focus. Find the right job; do it well and add real value; and the money will follow, all in good time.

3. Greed can lead to expensive mistakes:

There’s a classic telephone scam, which never fails to catch some people out.

The way it works is a salesman or woman working in a ‘boiler room’ somewhere offshore calls you with an offer for you to purchase an asset at a price which they’ll tell you will guarantee you an enormous profit.

It might be stocks and shares or it might be plots of land in some faraway place but the underlying message is always the same.

Essentially they’ll tell you that next to no one knows about the availability of this asset just yet but when they do the price of the asset will go through the roof and just keep on heading in an upwardly direction.

They’ll tell you that whatever they have to offer is a steal and that you have the opportunity to get in on the ground floor and make an absolute killing but you have to buy today or you’ll miss out.

The salespeople always sound friendly, very plausible and they’ll make it all sound very professional. They’ll even take a little time to make you feel that really they’re trustworthy.

This scam plays on our greed and our gullibility.

We believe what we’re being told because we want to believe it. We just love the idea that we might get something for nothing too.

However if you part with your money, when presented with such an offer, that‘s the last you’ll see of it.

The asset will be worthless or even non-existent. You’ll have been scammed.

Furthermore, if you’re foolish enough to buy, you’ll also be put on a ‘sucker list’ which means you’ll get inundated with similar calls from other high-pressure salespeople offering similar ‘deals‘.

In reality, any deal that sounds too good to be true will always prove to be too good to be true.

There’s no easy money to be had anywhere. Take that from someone who’s spent a lot of time looking.

And anyway, think about it, if it was that good a deal why would they be telling you?

If there really was a killing to be made, they’d simply invest their own money and bag the ‘profit’ for themselves, surely?

Never allow yourself to fall for it.

And never, ever allow yourself to be bounced into buying anything just because they tell you that this deal is only available today.

In sales language that’s known as a ‘call to action‘. It’s the oldest sales trick in the sales handbook.

The idea is to bounce you into making a purchasing decision before you have time to think it all through properly.

Don’t be a mug and don’t be foolish enough to line other peoples’ pockets at your own expense. As the old saying goes, invest in haste, repent at leisure.

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