Creating a Life Plan: 17 ways the rich think differently

Creating a Life plan

Have you ever thought about creating a life plan, dear reader? If you’re young and have your life ahead of you, certainly, it’s a good idea. You can always let life happen to you, of course, but it’s better if you go out and make life happen the way you’d prefer it to be. And to have a good life, having money certainly helps. So money is at the heart of life planning.

Now, why is it that some people are wealthy and others are not?

You might argue that the rich inherit money, and therefore they’re just lucky. For a few people, that may be true. However, it’s not a universal truth.

Having wealthy parents helps, no doubt but there are plenty of examples of self-made millionaires and billionaires. And there are plenty of examples of people who lost all their wealth and then just created another fortune.

There are also plenty of examples of poor people who enjoyed good fortune winning a lottery only to squander their millions within a few short years.

This would suggest that the rich and poor have a different philosophy concerning creating a life plan and money as a resource.

17 ways the rich and poor think differently:

The video embedded here explores 17 ways in which rich people and poor people think differently. It’s an interesting video and it makes some really useful points that will help you in your life planning. It’s informative and well worth a few minutes of your time, in my opinion.

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7 inspirational quotes about happiness

Quotes About Happiness

If I were to conduct a survey of readers on the question of happiness, I’m fairly sure that most people would say that whilst they want to be happy, they have yet to achieve that state of mind consistently.

Why is that do you think?

I think it’s because we’re always chasing what we haven’t got.

Being happy requires us to be content with what we have got. If we’re always chasing more, then by definition we can’t be content with what we’ve got, can we?

So if you want to be happy, then I think the trick is to learn to enjoy whatever it is that you’ve actually got, rather than fretting about those things that you’d like to possess but you don’t right now.

Take pleasure in the moment, whenever you can, and always look for the positives in any situation.

Happiness is a state of mind. You can choose to be happy or not.

It’s all down to the way you choose to look at the world.

You can allow things to bother you or you can say, “I’m not going to worry about stuff I can’t change, I’ll just focus on enjoying my life for what it is and make the best of it.”

Here are 7 inspirational quotes about happiness to help you think about what it all means.

Quotes about happiness:

  1. I am determined to be cheerful and happy in whatever situation I may find myself in. For I have learned that the greater part of our misery or unhappiness is determined not by our circumstances but by our disposition. ~Martha Washington
  2. It is not easy to find happiness in ourselves, and it is not possible to find it elsewhere. ~Agnes Repplier
  3. Happiness is not something ready-made. It comes from your own actions. ~Dalai Lama
  4. Be happy with what you have and are, be generous with both, and you won’t have to hunt for happiness. ~William E. Gladstone
  5. Happiness cannot be travelled to, owned, earned, worn or consumed. Happiness is the spiritual experience of living every minute with love, grace and gratitude. ~Denis Waitley
  6. There is only one way to happiness and that is to cease worrying about things that are beyond the power of our will. ~Epictetus
  7. Happiness is not something you postpone for the future; it is something you design for the present. ~Jim Rohn

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7 inspirational quotes about marriage

Marriage can be a thorny subject for some and a source of great pleasure for others. If a successful marriage is your aim, then you’ll need to master the art of compromise, as well as choose a life partner for whom you have the greatest respect and whose company you enjoy.

Friendship is at the heart of any successful marriage, and friendship is a relationship of equals.

That means the power dynamic in your relationship must be balanced. Both parties must feel that their needs are being met.

You’re a team, and as with all teams, each of you has a role to play. One person cannot be expected to bear the burden of doing everything while the other person does nothing. That’s not fair, nor is it sustainable.

A successful marriage can be your greatest investment. Choose your partner wisely, and a successful relationship can be yours. Whereas, failing to choose carefully could prove to be painful for all concerned.

So today I offer you seven inspirational quotes about marriage to help you reflect on what is one of life’s great institutions.

Remember this; choose well and nurture your relationship, and it can last a lifetime.

Find the right partner, and you’ll appreciate their presence in your life with each passing year and much more so as you get older.

Inspirational quotes about marriage:

  1. By all means, marry. If you get a good wife, you’ll become happy; if you get a bad one, you’ll become a philosopher. ~Socrates
  2. Happy is the man who finds a true friend and far happier is he who finds that true friend in his wife. ~Franz Schubert
  3. It is not a lack of love but a lack of friendship that makes unhappy marriages. ~Friedrich Nietzsche
  4. My most brilliant achievement was my ability to be able to persuade my wife to marry me. ~Winston Churchill
  5. Don’t marry the person you think you can live with; marry only the individual you think you can’t live without. ~James Dobson
  6. The secret of a happy marriage is finding the right person. You know they’re right if you love to be with them all the time. ~Julia Child
  7. Every good relationship, especially marriage, is based on respect. If it’s not based on respect, nothing that appears to be goodwill lasts very long. ~Amy Grant

If you like poetry, this poem about marriage might appeal to you. It certainly conveys my philosophy about marriage and finding a life partner. Check it out HERE.

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Inspirational Quotes About Marriage

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How to turn enterprise into money and riches

How to turn Enterprise into Money and RichesBeing poor is sh*t. ~Bob Geldof

The media personality and former rock star Bob Geldof’s communication style tends to be blunt and to the point. He’s not a man to sugarcoat his words, or so it seems. However, he does make an important point here.

People may tell you that money isn’t important, but next to oxygen, it’s essential for a life worth living. You couldn’t live long without it today.

Exactly how much money you need depends on your preferred lifestyle, of course. However, even for a fairly basic lifestyle, a reasonable income is necessary.

None of us want to be poor, of course. Fortunately, we don’t have to be. It’s possible to turn enterprise into money, and money into wealth and riches.

And what do I mean by enterprise? I mean your energy, your resourcefulness, your imagination, your know-how and skills, your ambition, and your determination to make life better for you and your loved ones.

Essentially, you can make your life better simply by making it better for other people.

What is work?

The key message today is that you don’t need to be employed by a commercial enterprise or corporation to earn money.

While being employed is one way to earn money, it’s also perfectly feasible to establish your own business and earn your living by being self-employed.

And in the age of the Internet, it’s never been easier to start a business, even if you have very little money to invest.

Remember also that you can start a business initially as a part-time side hustle while being employed until it’s generating enough income for that business to become your primary means of making a living.

And never forget, for most people, the only way you’ll ever get seriously rich is through your own business.

Certainly, unless you’re a Wall Street investment banker or a lawyer, you’re unlikely to get seriously rich being someone’s employee, trading your time for money.

The key to success in business

The key to success in your own business is to find a way to solve problems for people for profit. That’s the way to turn your enterprise into money. And it’s a lot easier than you might imagine.

Let’s face it, there’ll always be plenty of customers for products and services, some of which are yet to be invented.

People will always have problems, and they’ll always need solutions to those problems.

Remember, every product sold by a company is a solution to a problem, or at least it should be.

Turn enterprise into money

Quotes about workIf you continually educate yourself on skills and know-how, then you can create wealth by seeking out customers for whom you can deliver solutions to their problems and/or provide them with services for which they have a need.

If you can satisfy those customers, then you’ll make money, and quite possibly a lot of money, if you can scale up that business as your customer base grows.

Manage your money wisely, and you can build your wealth too.

Determination, hard work, and an eye for problems to be solved are the main ingredients for business success. Your enterprise really can lead you to great wealth.

You don’t have to be poor

You don’t have to be poor unless you’ve given up and you’re just accepting that being poor is your lot in life. It’s not, and nor should it be.

You’re perfectly capable of generating your income, dear reader.

You just need to do stuff for other people and find a way to add value to their lives. In this case, adding value means solving problems or making their lives easier and/or better in some way.

Help yourself by helping others get what they need

It all comes down to your willingness to find a way to serve others. Simple!

There are opportunities there for you to take every single day of the week if you’re enterprising and ready to solve problems for other people. However, you do need to be fleet-footed.

The best time to start a business might have been last year, but the next best time is right now.

And age is no barrier to starting a business either. Remember, Colonel Sanders was 65 years old when he started KFC, and Ray Kroc was 52 when he started building the business we know as McDonald’s.

It can be done, and people do. Why not you? Go on, just go for it! Real riches can be yours.

Good luck!

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How to improve your life quality and have much more

How-to-improve-your-life-qualityHow to improve your life quality? That’s a question we often ask ourselves when life does not quite meet our expectations.

Embarrassed by circumstances

Have you ever been embarrassed by your limited circumstances?

Consider a situation. Perhaps all your friends were going on a night out, but you couldn’t join them because you simply didn’t have the money.

You wanted to join them, of course, but wealth and financial freedom were nothing but a distant dream for you at the time.

Maybe you’ve not had that particular experience but something similar, possibly? The actual situation for you may have been different, but your sense of embarrassment will not have been any less painful and hard to bear, I’m sure.

In one of his audio programs, the late Jim Rohn tells a story about an event that drove him to take a very close look at his life.

A Girl Scout called at Jim’s house one day to sell Girl Scout Cookies as part of an annual fundraiser. In exchange for the cookies, all she asked for was just two dollars.

This was many years ago, of course, but even then, this was not a huge sum of money.

However, Jim’s problem at the time was that he didn’t even have two dollars to spare, so he was reduced to lying to the poor girl. At this point, wealth was something Jim had yet to encounter.

Money does matter

Now some people will tell you that money doesn’t matter, but it does. In our world today, you can’t live without money any longer than you can live without oxygen or water.

Exactly how much money you need depends on your preferred lifestyle, of course. If you don’t want much out of life, then you’ll get by on very little money.

However, most of us do want more out of life; hence, having at least a degree of wealth does matter.

Wealth and financial freedom

Put simply, wealth means financial freedom.

Financial freedom, in turn, means you can do what you want whenever you want without feeling constrained by your circumstances.

A worthy aim, therefore, is to decide what you want out of life and then start working towards building your wealth.

It all starts with change

Have you ever thought to yourself, I don’t want to live like this anymore?

Perhaps you’ve said to yourself, I want more out of life.

You want more, but the problem is that you have no idea how to change your circumstances, right? If you need a little help, then don’t worry, dear reader; you’re not alone.

However, one thing you must accept is that unless you change, nothing will change.

You must increase your value

Perhaps you look at your salary each month and think, How can I start building wealth when this is all the company pays?

If that’s how you think, then you’ll need to change your philosophy or the way you look at things.

The salary you get may be all the company pays you, but it’s for the value of the contribution you make.

There will be other people who are paid a lot more than you. They’re paid more than you quite simply because they’re considered to be more valuable than you to the company.

I’m not suggesting that you’re not valuable. You are valuable as a father, a mother, a brother, a sister, a friend, or even a colleague.

However, my point reflects your economic value to your employer.

It’s a fact that if you’re in a low-skilled job where there’s an oversupply of potential replacements for your services, then you won’t earn much. That’s simply the economics of supply and demand.

However, just because you’re not more valuable now doesn’t mean you can’t become more valuable.

You can increase your skills with a little effort on your part, and you can become more valuable. Become more valuable, and your income will rise.

So while your circumstances may be limited right now, they don’t have to remain that way.

You can work on yourself and improve yourself. It’s all about self-improvement and personal development.

Success can be yours

Success doesn’t just happen to people. No one just gets lucky.

If you asked the CEO of a multi-national corporation how he or she got to where he or she is today, the response is unlikely to be, “Well, I just showed up for work each day, and they just kept promoting me.

No, people have worked very hard to get to a lofty position in life. You don’t get anywhere without hard work.

However, you attract success by the person you become, and you really can become more than you are now.

Jim Rohn suggested that profits are better than wages, and he had a point.

Every rags-to-riches story I’ve ever heard always involves someone’s own business. They started their own business, worked very hard, and one day they became very rich.

Build a business

Now you’re probably thinking, I don’t have the money to start my own business, and I can’t afford to give up my job on a whim.

That’s all true, I’m sure, but some people keep their job initially and start their own business as a part-time enterprise.

Jim Rohn himself built his success that way.

Jim began life in modest circumstances, but he went on to become a millionaire and one of the most influential thinkers of our time. And in case you’re wondering, no, he didn’t go to university.

It can be done; people do, and you can too.

Just make up your mind to start working on yourself.

Increase your value and look for opportunities to solve problems for people.

Solving problems is the basis for any business. Every product should solve a problem for consumers.

The psychology of wealth

There’s psychology linked to building wealth, and you would be wise to understand it.

In the embedded video included here, the late Jim Rohn explains the psychology of wealth and provides a lot of sensible advice.

Jim was a successful man by any measure, and it’s always worth listening to people who’ve achieved success. They know what they’re talking about because they’ve been there and done it.

He offers simple messages that are thought-provoking and powerful.

This video is well worth your time, and I recommend it to you. Watch it now while you have the chance.

Recommendations for your library

I think Jim Rohn was one of the best motivational speakers I’ve ever heard, and he’s been a big influence on me, that’s for sure.

He’s produced many books, videos, and audio programs over the years, and all of them would add real value to your library.

Two I can strongly recommend you add to your personal reference library are:

Book: Seven Strategies for Wealth & Happiness by Jim Rohn

Audio Program: The Art of Exceptional Living by Jim Rohn

I purchased both of these some time ago, and I still use them constantly as sources of inspiration and motivation.

The audio program is particularly useful, as I listen to it while driving. This means I can use my travel time profitably. Why listen to the radio when you could be listening and learning while you drive?

Purchasing these items represented money well spent for me, and I’ve found them enormously useful. I strongly recommend them to you.

Click on the links and check them out.

Even if you don’t buy them, they’re certainly worth considering. Go check out Jim Rohn’s books and audio programs now while they’re fresh in your mind.

Should you make a purchase, you will not regret buying them. I’m very confident in that.

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Why should I be positive?

Why should I think positivePeople with positive attitudes make better employees, better friends, and better mates.~Michael Josephson

Attitude matters:

Attitude is a subject I return to frequently. And I do that because, from experience, I know it matters.

You may think having an attitude is a good thing. Perhaps it is if your ambition is to be a rock star. However, in almost every other life situation, it won’t work for you.

You’re unlikely to find an employer who is impressed by a negative attitude. So, no employer will be keen to hire someone with a negative attitude.

Most hiring managers have enough problems to deal with each day without adding to them by hiring someone with a chippy attitude.

And if you’re seeking to make new friends or form a relationship, then again, you’re unlikely to impress anyone if you have a negative attitude.

Why would anyone else want their life burdened by a friend or partner with an attitude problem?

Life is hard enough for most people without them having to put up with someone who is high maintenance because of their attitude.

I can tell you this: Your life will be much, much better if you start developing a positive attitude.

Fail to do that, and your life is unlikely to be enjoyable. The choice is yours.

Life’s what you make it:

Your life will be what you choose to make it.

It’s true; it won’t be perfect. It’s true; you’ll have bad times as well as good. Everyone does. However, if you’re positive, it’ll be easier on your nerves, at least.

Look for the positive in every situation. There’s always something positive there, however small.

So go out, be positive, and it will take you further than you might imagine, I promise you.

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How to develop effective time management skills

Time Management SkillsTime Management Skills:

Developing effective time management skills is an essential ingredient for success, and I’m sure you’ll agree. You can’t add real value without making the best use of your time.

However, making the best use of it is not always easy in practice, is it?

So, how good are you, dear reader, at managing your time?

Do you have a reputation for being ruthlessly efficient and productive, or are you someone who’s always struggling to keep up?

When someone asks you to do something in the office, do you accept their request without question and simply add the task to your ‘To Do’ list? If you do, you’re not alone. Many people will do that, in my experience.

Alternatively, perhaps you’re the type who thinks carefully relative to your priorities before you accept such a request. Now be honest. We’d all like to think we’re the latter, when in fact far too many people are the former I think.

Productivity is what matters:

In the world of work, it’s easy to confuse being busy with being productive, but these two concepts are not the same thing at all, are they?

For instance, you can be busy doing things that don’t need doing at all. Whereas being genuinely productive means delivering real results from high-value tasks, which can only be done by someone with your skills.

And let’s face it, reputations are built by being productive, not merely by being busy. It’s the results you deliver, not the energy you expend, that matter most.

Time is your most precious resource:

How often do you hear someone say, “Oh, I would love to do that, if only I had the time.

And yet we all have the same amount of time, i.e. 168 hours per week.

Time is simply a resource like money, although it’s more important than money. I say that because you can get more money, but you can’t get more time. None of us can do that, can we?

So you must learn to use your time wisely. Time is your most precious resource, so you must develop effective time management skills.

High-value tasks must take precedence:

Modern pressures mean it’s easy for us to try to do too many things. We can all be a bit like that, including me, dear reader.

Our lives are cluttered with too many activities, too many objectives, too many distractions, and far too many demands on our time.

The result is that we tend to lose focus on what matters most and in the end we don’t do anything as well as we should have done.

In my experience, in most jobs, you’ll find that 90% of productivity is down to completing the top three or four major activities within that job. What I call high-value tasks.

If you take the top three major activities – the high-value tasks – associated with your job and focus on those to the exclusion of just about everything else you’ll almost certainly maximise your productivity and efficiency.

Most common time management mistake:

The problem is, when we’re working, we seem to find it easier to focus on minor tasks and random actions requested by other people.

We feel obliged to accept requests from others. It’s a common mistake of which we can all be guilty.

Now, while tidying up all those minor tasks might make us feel like we’re achieving some quick wins, we’re usually fooling ourselves.

By the end of the day, we’re usually left with a sense that we haven’t done all we should have done, and that leaves us feeling stressed.

And that’s when we start to think about how we might improve our time management.

We can’t do everything, nor should we try:

We must recognise that we can’t do everything, but we can be selective about what we choose to do.

And if we’re going to get those major tasks of higher value completed, then they must take precedence over those low-value, minor tasks, which can always wait if necessary.

High-value tasks should always take precedence over low-value tasks.

Work smarter:

People often think of time management as a skill that would allow them to work faster. Well, let me tell you this: that’s not the idea at all.

Effective time management skills allow us to work smarter rather than harder.

Instead of getting lost in the minutiae of everyday life, with effective time management skills, we focus on and prioritise those things that will add the most value to our productivity. In other words, we focus on high-value activity.

The law of three:

So. if time management is an issue for you, dear reader, start by taking a good, hard look at your list of daily activities and asking yourself these three questions:

  1. What single task can only I do and, when completed by me, will add the most value to the business?
  2. What’s the second task on my list that only I can do, and when I’ve completed it, will allow me to add the most value to the business?
  3. What is the third task on my list that only I can do and that, when completed by me, will add the most value to the business?

Once you’ve identified your list of three major, high-value tasks, that’s where your focus should be each day before you touch any other minor tasks or accept random requests from other people.

Most powerful time management tool:

The point of work is to deliver results. You’ll deliver the best results if you concentrate on your top three major tasks first.

And never forget that you’ll be judged by the results you deliver. No one cares what you have to do for someone else, they only care about the results they expect from you.

Your time is your time, and you must decide how it is to be used most effectively.

Just because someone asks for a piece of your time doesn’t mean you’re obliged to give it to them at the expense of your productivity. Never be afraid to deploy the most effective time management tool of them all.

And what is the most effective time-management tool? It’s the word NO.

Think of the word NO as a baseball bat.

Whenever someone requests that you do something, NO is how you can whack that request right out of the ballpark.

Be in control of your time, at all times:

You’re not obliged to agree to a request even if someone asks nicely. It’s reasonable to be working to your priorities.

All too often we feel obliged to do things for other people when we should have just said politely, “No, I’m sorry, but I can’t do that right now for you because I have to deliver this by 5 pm and it’s a priority.”

If our productivity matters to us, and it should, then our focus should always be on our major, high-value deliverables.

Unfortunately, we allow ourselves to be driven by the agendas of other people.

However that’s not good for our productivity, nor is it good for our well-being or stress levels.

People will take everything you’re prepared to give:

I can tell you from experience that other people will take everything you’re prepared to give and a bit more besides. That’s the nature of people.

However, if you fail to deliver what you’re being paid to deliver, then no list of incidental work completed for other people will be accepted as an adequate plea in your defence when your boss wants to know why you’ve failed to deliver your high-value results.

If you’re painting my house, I’ll measure you on the quality and timeliness of your work, not the amount of help you gave to my neighbour by, say, looking after her dog.

What you do for other people is irrelevant to me, should you fail to deliver what I’m paying you to deliver.

Focus on your priorities:

In reality, if your colleagues can’t get something done by you, they’ll simply ask someone else. So let them.

Why worry? Just be very polite when faced with a random request, but say NO firmly. I can tell you this: you’ll have to be disciplined, but it’s a habit worth developing.

We can all be guilty of expending far too much of our energy helping other people achieve their aims, to the detriment of our interests and our ability to deliver high-value results.

To achieve anything of significance in life, we must be focused on our major activities.

We must concentrate on completing our big three major high-value deliverables daily and focus relentlessly on working towards achieving our own goals generally.

The need for balance:

If you’re asked to do something, then it’s perfectly reasonable to say NO, if doing otherwise would prevent you from delivering the results you’re being paid to deliver on time.

Yes, of course, occasionally there will be tasks you’re obliged to accept for whatever reason.

However, mostly being firm in declining such a request is a sign that you’re assertive and in control of delivering as much value as possible.

Another polite but firm response to a request might be something like, “Sorry, I would love to help you with that, but I cannot right now because I have my hands full with the deadline for this project.

As with everything, there is a balance to be struck, of course.

Sometimes it’s in your interest to do someone a favour because one day you might need them to return that favour. That’s reasonable, provided you always retain a primary focus on keeping your main things the main things.

Conclusion:

You should always ensure that you’re making progress towards achieving your big three deliverables and your own goals generally.

It’s perfectly reasonable to have your agenda and a desire to achieve your own goals and add the greatest value only you can add.

If you want to make a difference, focus on your three major activities.

Those activities that only you can do.

And to ensure that you’re doing that, don’t be afraid to use the most effective time management tool of them all whenever necessary. Use the word NO politely but firmly.

Always keep the main things the main things.

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Change habits and you can change your life

Change HabitsIs your life not quite going in the direction you’d like it to go, dear reader?

Somehow, you can’t quite achieve the results you’d like to achieve. Would that be true?

In the video included here, Bob Proctor explains that the reason you’re stuck and can’t get the results you want is likely to be because of a paradigm.

And what’s a paradigm?

Well, Bob goes on to explain what paradigms are and how they are formed.

He also explains how change can be achieved.

If change is something you’d like to achieve, then this is a really interesting presentation; it is fairly short but worth watching.

I recommend it to you, so take a few minutes and check it out now.

Change your habits:

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What makes a great idea and why you should keep a journal

What makes a great idea.What makes a great idea? Now, that’s an interesting question, in my opinion.

How is it that one idea can be successful and another idea less so?

Why has the iPhone been so successful, yet once-popular smartphones like the Blackberry have disappeared?

How do you know when one of your ideas might make a big difference?

The importance of timing

A key ingredient for a great idea is timing. Ideas are a dime a dozen. The trick is to know when one of your inspired thoughts is right for its time and, therefore, how hard to push it.

If you’re too far ahead of other people’s thinking, that inspired thought you believed was a great idea will only be ignored because it won’t resonate with people.

If you’re too far behind, then it will be ignored because they’ve seen it all before or something else is already doing it better.

However, if you can hit that sweet spot between the two extremes, then you can generate value from your idea because it will solve a problem or capture the imagination of the people who are ready for it.

An idea whose time has come is a truly great idea. Though coming up with one is not so easy, of course.

Good ideas are valuable

Great ideas are rare, so they become very valuable. And that value is why it’s worthwhile to constantly seek out great ideas.

Should you decide the world is not quite ready for your inspired thinking, don’t worry. The world not being ready now doesn’t mean the world will never be ready.

Keep a journal and make a note of all those flashes of inspiration. And add your journals to your library. Never throw your journals away. Go through them occasionally and see what ideas you’ve had for which the time might now be right.

Keep a journal

The real message today is: KEEP A JOURNAL.

Your journals could be a source of pure gold in the future, so make sure you buy quality notebooks that you can add to your library as you fill them with your thoughts and inspiration.

By keeping journals, you’re creating value. Value starts with a good-quality notebook, so it’s worth investing in quality.

And never, ever dismiss your ideas. They may not work today, but one day they may make you a fortune.

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Warren Buffett’s Top 10 Rules for Success to Inspire You

Warren Buffett Top 10 Rules for SuccessToday I offer you Warren Buffett’s Top 10 Rules for Success, dear reader.

If you want success, then it would be wise to listen to people who have already achieved some success.

Identify what they did to achieve their success and copy it.

If it worked for them, then it will probably work for you.

Now, there are few people more successful in their chosen field than Warren Buffett.

He offers you his ‘Top 10 Rules for Success’ in the video embedded here, and it’s worth your time to listen to him.

They are his top tips and I recommend them to you.

Warren Buffett’s Top 10 Rules For Success:

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