How to find and do work you love, now and forever

How to find and do work you loveHow to find and do work you love? A great question for all you very intelligent readers to contemplate today.

Now not everyone will find the answer of course but most people frequently ask this question in my experience.

Job satisfaction:

How many people would say they get job satisfaction from their work, in percentage terms?

Apparently it’s only around 20%.

That would suggest that 80% of all people hate their jobs.

If true, I think that matters and it’s especially relevant to society if you think about it. Why?

Quite simply because it suggests that most people will not be quite as productive as they might otherwise be. Let’s face it, you can’t really be at your most productive if you’re not happy in your job.

A sense of purpose:

So dear reader, which side are you on?

Does your workplace you in the 20% who enjoy job satisfaction or are you one of the 80%?

Essentially job satisfaction comes as a result of doing work that gives us a sense of purpose.

If we have a genuine sense of purpose, we’ll have a strong desire to do our work well. And we can only do it to the best of our ability if it really matters to us.

Doing our work well matters because that’s how we make a difference.

Hence that’s how we make a contribution and leave a legacy behind us.

So in that sense job satisfaction certainly matters.

Consider your work:

Does your work really matter to you?

And does it give you a sense of purpose? Perhaps it’s simply the means for paying your bills?

Do you get out of bed each morning looking forward to the day ahead?

No job is ever perfect but, given work takes up a third of our lives, it’s essential that we enjoy what we do and derive at least some job satisfaction from it.

Maybe there’ll be some elements of a given job we dislike but mostly we should enjoy our work because that way we’re better placed to do it well.

In the inspirational TEDx Talk video embedded below, Scott Dinsmore explains how in the early part of his career he was encouraged to do any job just to build up his resumé.

However, he very quickly realized that this approach was unwise and resulted in no job satisfaction.

He makes his point with an excellent quote from Warren Buffett who said, “Taking any job just to build your resumé is like putting off sex until your old age.”

Now, why would that make sense?

Experience is important of course but work should not just be about building your resumé.

Work should be about adding value and making a meaningful contribution to society.

It should be about using your skills and natural talent to make a difference to the lives of others.

So, if success is your aim then the work you do must matter to you.

If you find work you enjoy then job satisfaction will follow.

Put simply, if you like the work you do you’ll do it well. And if you do it well people will notice. And once people begin to notice you then you’re on your way to achieving real success.

Knowledge required:

The trick is to find work that you can’t not do.

Something you’d happily do for nothing if you couldn’t find someone to pay you to do it.

That’s the basis for real job satisfaction.

All of this is more easily said than done of course.

Perhaps you’ve no idea about what matters to you in terms of work?

If you’re relatively young and new to the world of work how could you possibly know? In that case you need to start improving your basic knowledge and awareness.

1. Know yourself:

A good starting point for improving your knowledge is becoming a self-expert. Knowing just what you have in your arsenal.

  • What are your unique strengths?
  • What are your weaknesses?
  • What fills you with enthusiasm?
  • What fills you with dread?
  • What do you love to do?
  • What do you hate doing?

If I asked someone you knew well to tell me what you’re good at what would they say?

  • For what activity do they regard you as the ‘go to’ person?
  • What do they regularly thank you for?
  • What would you do for fun if you couldn’t do it for a living?
  • On what activity can you lose yourself for hours at a time?

By answering these questions and others like them you’ll get a better idea of what you’re looking for. And let’s face it, if you don’t know what you’re looking for you’ll never find it.

2. Know your values:

What do you regard as your set of values? What moral framework matters to you when you’re making decisions?

What would you not do simply because you wouldn’t want to disappoint your family? What would make you feel proud if you were to tell your family that’s what you’re doing?

Anything you choose to do should be congruent with your own set of values.

3. Know your experiences:

The most powerful lessons in life come from the mistakes we make. The lessons we learn from our own mistakes and the things we’ve done are collectively known as experience. And experience is a valuable commodity.

Pay attention to your experience. Think about the things you’ve done right. Think about the things you’ve done wrong.

When have you felt completely in control of a situation regardless of the challenges you face?

When have you felt completely out of your depth?

Think about the things you’ve enjoyed doing. Think about those activities you really hated.

4. Know what matters to you:

In crude but simple language the underlying question here is, “What is it that you actually DO ‘give a shit’ about?

We tend to do stuff because other people suggest it’s what we should be doing. However, it really should be about what actually matters to us.

Identify what it is that makes you come alive and makes you feel energized.

John Lennon’s Aunt Mimi famously said, “Playing the guitar is all very well John but you’ll never make a living at it.

Fortunately, John didn’t listen to her and his guitar helped him to make a very lucrative living because he really enjoyed writing songs and playing music.

In fact, his creative output continues to generate millions of dollars for his estate 40 years after his death.

John Lennon did well because he did something he enjoyed doing and he didn’t allow himself to be influenced by those who thought he should pursue a different line of work.

Confidence compounds:

By working to your strengths your confidence will grow.

Each success you have will improve your confidence. And as your confidence grows, one success will lead to another. It’s a virtuous circle.

Environment matters too:

Jim Rohn once said, “You’re the average of the five people you spend the most time with.

Personally, I think this is true.

The people around you really do matter.

They influence you and their attitude rubs off on you.

Human beings are social animals and we exist within groups. We also have to fit into the group otherwise we’re very quickly ostracized by other group members.

Hang around with people who inspire possibility. People who lift you up and not pull you down. Mix with people who will influence you in a positive way. Find role models from whom you can learn.

How to find and do work you love:

Scott Dinsmore’s mission is to change the world by helping people find what excites them and build a career around the work only they are capable of doing.

If you can find the work you are compelled to do then you can add real value to your fellow human beings.

Discover what you’re really meant to do and you’ll be on to a winner.

You’ll also get maximum job satisfaction.

Therefore in conclusion, if you’ve yet to find what you’re looking for then keep looking until you do.

In the meantime, I recommend that you watch the video. It is thought-provoking and compelling and it will be a good use of your time.

Recommended Reading:

There are plenty of good books that will help you identify your true strengths, as well as help you home in on the work you should be doing.

In the video, Scott Dinsmore suggests Strengths Finder 2.0 by Tom Rath as a good book to help you in your quest.

Certainly, it is worthy of your time, it’s very useful and I have a copy of it in my own personal reference library.

However, allow me to recommend another three excellent texts you might also consider. They are as follows:-

Who Do You Think You Are?: Understanding Your Motives and Maximizing Your Abilities by Nick Isbister and Martin Robinson

The Pathfinder: How to Choose or Change Your Career for a Lifetime of Satisfaction and Success by Nicholas Lore

Find what you were born for: Discover your strengths, forge your own path and live the life you want by Zoe McKey

I have all of these books in my personal library and I’ve found them all extremely useful and helpful and I use them as reference texts all the time.

You can check them out by clicking on the links.

I strongly recommend you take a closer look at them all. You won’t regret it if you do decide to buy your own copies. Check them out now whilst it’s all fresh in your mind.

DISCLOSURE: 

This website is an Amazon affiliate. Should you click on any of the links included in the text above and you then make a purchase, you should be aware that this website will receive a small commission. However, there will be no additional charge to you in making that purchase. Nevertheless, these commissions do serve to cover the cost of maintaining this site, so you’ll be helping to ensure that this resource can remain available free of charge to readers. Your understanding is truly appreciated, dear reader. Thank you.

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How to love your job when you hate it

How to love your job when you hate itHow to love your job when you hate it? A question I’ve been asked numerous times. My response is always the same. The best way to appreciate the job you have is to imagine your life without it.

That starts with taking a closer look at what’s good about it.

Life’s too short to hate your job:

Do you hate your job dear reader?

Do you tell everyone, at every opportunity that you hate your job?

By telling everyone you hate your job, do you imagine they’ll be impressed, or in some way feel sympathy for you?

Maybe you think, by doing this, your fellow workers will regard you as someone who’s unafraid to speak their mind?

Perhaps you think that in the eyes of your fellow workers this approach will make you look good, maybe?

Hold that thought and then consider this question. How do you feel about working with someone else who’s always moaning about how unhappy they are in their job?

Do you admire that person?

Do they impress you with their negativity?

My guess is that your response to my question will be negative. I’m sure you’ll be unimpressed with such people.

Everyone hates a moaner:

If you imagined that moaning about how unhappy you are is the best way to get people on your side then seriously you need to think again. Everyone hates a moaner, whatever indications you’ve heard to the contrary. Let me tell you this, no one’s impressed.

Your colleagues may not actually say so but they’ll find your negativity irritating at the very least. In fact, it’s probably driving them all nuts.

Life’s short and it’s hard enough for most people. So having some moaning Minnie constantly bringing them down just makes life harder.

Constant negativity is just a pain in the rear for most people.

Imagine your life without your job:

If your current mindset means you hate your job right now then the first thing to do is start changing that mindset. Start by looking at your job in a different way.

How?

Well, imagine your life without your current job? What would that be like? Think about that question carefully and be honest with yourself.

Without your job you’d have nothing to do; no reason to get out of bed; nowhere to go; no sense of purpose; nothing to challenge you; no money; and you’d be without the camaraderie of your fellow workers. You’d probably feel lonely and lack any real social life too.

How would that make you feel?

Would you feel better about yourself without those things?

I’m sure if you’re honest with yourself you’d realise that work gives us far more than we realise. I don’t think you’d really be happy without all those things mentioned above.

So the best way to begin appreciating your job is to imagine your life without it.

No job is perfect:

Most jobs come with an element of frustration and a spoonful of tedium. That’s life.

No job is perfect but no job is all bad either.

It’s just a matter of how you choose to look at things.

If you focus on the bad things then everything will seem bad. However, if you focus on the good bits then your job can begin to look very different and you’ll start to feel more positive about your work.

The fact is we all need to do something with our time, surely?

Even millionaires need to have something to fill their time.

There are only so many holidays you can take and so much shopping you can do.

Eventually, everyone needs a sense of purpose and we all want to feel that we’re making a contribution to the world around us.

Life’s a short movie:

Life’s far too short to be unhappy.

So if you hate your job then you have two choices:-

  1. You find another job; or
  2. You start looking differently at your current job.

And before you start searching the vacancy columns or the job websites, think carefully about what you might be throwing away, should you leave your current job.

Moving to another job doesn’t guarantee that you’ll be any happier.

Neither will it guarantee that you’ll find the perfect job for you.

So it’s worth thinking seriously about your current job first. At least it’s the devil you know.

Can you begin to look at your current job differently? Perhaps you need a little help?

I really hate my job:

Here’s a great motivational speech from the one and only Zig Ziglar that you might find very useful.

It’s full of great advice and well worth a few minutes of your time.

If you don’t like your job right now then you really should watch it.

Even if you do like your job, watch it anyway. I found it truly inspirational. So take a look at it now.

Further Listening:

I’m a huge fan of Zig Ziglar but I recognise that he had an evangelical presentation style that’s not to everyone’s taste.

However, if you can get beyond that presentation style then his words are inspirational and informative.

I particularly like his audiobooks which I listen to constantly when I’m driving.

One audiobook I can recommend is:-

The Born to Win Seminar

Listen to this and I promise you it will help you discover your untapped greatness and guide you towards greater success in life.

I bought my own copy of this audio program for my own personal library and it was well worth the price. I listen to it over and over again and I always find something new in his words.

You can check this audio program if you just CLICK HERE.

DISCLOSURE: This website is an Amazon affiliate. Should you click on any of the links included in the text above and you then make a purchase, you should be aware that this website will receive a small commission. However, there will be no additional charge to you in making that purchase. Nevertheless, these commissions do serve to cover the cost of maintaining this site, so you’ll be helping to ensure that this resource can remain available free of charge to readers. Your understanding is truly appreciated, dear reader. Thank you.

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The advantages of work: Why you should take it seriously

Advantages of workThe advantages of work are many but often people fail to appreciate the importance of their work. So my question to you today dear reader is, how do you regard your work?

Perhaps for you, work is just a source of income but by no means your passion?

Maybe it’s something you must do simply because you desperately need an income but it doesn’t leave you feeling energized and motivated to do the best job you possibly could do?

Perhaps mostly you’re just going through the motions, doing the minimum you can get away with each day and longing for the weekend and time off?

Maybe you’re the sort of person who prefers to spend your time in the office chatting and drinking coffee with your workmates?

Does any of this sound like you dear reader or possibly a slightly exaggerated version of you?

If that’s not you and your work is your passion, or at least you take it seriously, then this article is not really for you.

This article is for readers who feel less than energised by the work they’re currently doing and those who need a timely reminder that there are good reasons for taking your work seriously.

Work is your livelihood:

If you’re not pulling your weight in your current job then you should know that it won’t have gone unnoticed. Just because your boss has yet to say anything doesn’t mean he or she hasn’t noticed.

And if you’re building a reputation for being a slacker then it’s only a matter of time before the company will find a reason to get rid of you, if you’re not careful.

You must appreciate that a business cannot carry costs that add little or no value to that business. That is, it can’t if its aim is to survive, at least.

Commercial reality will very quickly kick any business in the butt should its management fail to keep tight control on costs.

Companies are not registered charities.

Any costs must be covered by the prices charged. If a business bears unnecessary costs for long then the result will be pricing that is simply uncompetitive. And if the business isn’t competitive then it will lose out to the competition.

Think about that for a second. As a consumer, if Company A is selling a product at a lower price than Company B, where will you buy it? You’ll go for the best price every time. No customer loyalty will survive even a small saving in price. To believe otherwise would be naïve.

So if you’re not adding value then potentially you’re at risk of losing your job.

Your work is your livelihood, so losing your job could actually hurt you. In fact, the best way to appreciate your job is to imagine your life without it.

Work provides you with a sense of purpose:

The very essence of what work is all about is simple. Work is just doing stuff for other people in return for money. It gives us an income but it also gives us a sense of purpose.

Through work, we apply our skills and know-how to deliver an output or an outcome for someone else. That may be an individual or an organisation but either way we are paid for what we actually deliver.

Essentially that’s the psychological contract we enter into when we agree to do work for someone else.

If we’re not delivering what we’re paid to deliver then we’re not doing our job properly. We are not fulfilling the psychological contract that is work.

Taking pride in our work is important too. Our sense of purpose should drive us to do the best we can with the skills we have and we should be constantly seeking to improve.

If we don’t love what we do at any given time then we should be looking for ways to change our mindset to take a more positive view.

If we view our work positively then we’re more likely to be energised by it and if we’re energised by it then we’re more likely to do it well.

Work is how we make a difference:

You must also recognise that there’s a big difference between being busy and delivering real results. Never confuse industry with effectiveness. The two are very different things.

If I’m paying you to paint houses then the only measure I will use to judge you on is how well and how efficiently you paint houses. I don’t really care how helpful you might have been to the electrician or the refuse collector.

Being busy doesn’t count for anything unless you’re busy doing the right things. Doing the right things is how we make a real difference. And surely we’d all like to make a difference?

Other benefits:

Having a job actually provides us with many benefits.

For a start with the income it generates, it allows us to put a roof over our head and food on our table.

Managed carefully, the money we earn will put clothes on our backs and allow us to heat our homes.

And of course, it provides so much more too.

Having a job gives us status and our own income gives us a degree of independence and freedom.

All these things together improve our self-esteem.

And of course, work gives us a reason to get you out of bed each day.

Work is how we make a contribution to the society around us. Not just in what we actually do but also in the taxes we pay. That’s how we pull our weight and justify membership in the society in which we live.

However, let us not forget the camaraderie we enjoy with work colleagues. People are social animals and we need the company of others.

Yes, some of them will drive us nuts at times but mostly they’re good people just like us, with lives just like ours and with whom we can relate.

We share their laughs and we share their tears too at times; the good times and the bad times; it all makes life worth living.

Work allows us to engage with other people and that’s very important.

Your work can be your legacy too:

Work is what we do for other people and what we’ve done for other people is how we’ll be remembered long after we’re gone. So potentially your work is your legacy.

On that basis, whatever you do strive to do it well.

It might not seem much to you but it will matter to other people.

Have a sense of pride in your work whatever it is. It doesn’t matter whether you sweep roads or you’re a skilled heart surgeon we all have our place in society and we all have our contribution to make.

And whatever role you play, no one is better than anyone else.

Enjoy your work or keep looking:

It’s important you find a way to enjoy your work because you spend a third of each day doing it.

Sometimes it’s just a case of looking at your work in a different way in order to appreciate what you have. However sometimes even then for whatever reason, you’ll feel unhappy.

If you can’t find a way to enjoy your work then find another job. One more suited to your natural talent perhaps. However until you find the right thing, you must grit your teeth and do your current work to the best of your ability.

And never, ever just walk away from a job without having another one to go to.

It is ironic perhaps but it’s always much easier to find another job when you already have one.

Without a job, a potential employer might wonder whether you’re unlucky or just a loser. And usually, employers will be reluctant to take a chance on you if they’re unsure.

Conclusion:

The importance of work to our lives and our self-esteem should not be underestimated. So do the work you’re paid to do and do it well. Do that and success can be yours.

Don’t do your job properly and you’ll struggle to hold on to it for very long. Lose it and almost certainly you’ll regret it.

That’s the nature of work, it always has been and it always will be.

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How to become rich through your work

How to become richHow to become rich through your work? A question many people ask. Some people get rich but somehow you don’t dear reader. Why? You work hard but you’ve got very little to show for it, right?

How is it that other people succeed and get rich but you never seem to make any progress at all?

Perhaps the question you’ve been asking yourself is, what’s the real link between working hard and getting rich?

Well give me a couple of minutes of your time dear reader and I’ll tell you what I’ve learned about work over the years and how it’s linked to the generation of real wealth.

First off, as I’ve said many times before; work is simply doing stuff for other people in return for money.

If you enjoy your work and it comes naturally to you then you’ll do it well. If you do it well then people will notice. And once people start to notice then increasingly you’ll be in demand.

The greater the demand for your services the more you’ll get paid. In short, your value will increase.

If you truly enjoy your work and it becomes your passion then it won’t seem like work at all.

However, if you work for a single employer then essentially you’re trading your time for money, regardless of whether you enjoy your work or otherwise.

Even if you work for multiple employers one at a time, the effect is the same. You’re simply trading your time for money. It cannot be scalable because, as an individual, there’s only so much you can do in a given period of time.

There’s nothing wrong with trading your time for money of course and it’s the way that most people earn a living. However, you’re unlikely to get seriously rich that way.

Working for an employer will certainly make you a living of course but, unless you work on Wall Street or in the City of London, that’s about all.

To earn serious money you need to be doing stuff for many people simultaneously. The more people you can serve simultaneously the more money you can make.

The obvious question in your mind now will be, how’s that be done?

Well, creative people serve many people simultaneously don’t they?

For instance, if you write a bestselling book, record a bestselling song or produce a bestselling DVD these would all add value to the lives of many people simultaneously.

When people buy the book, the song or the DVD in their millions then you can make millions of dollars in the process. Just ask JK Rowling, Paul McCartney or Ricky Gervais. They’ve all become rich through their creative work.

Then again not everyone can write, sing or perform. Perhaps you’re a designer?

Suppose you design furniture, say a chair perhaps?

You produce a fabulous design and offer it to a furniture manufacturer. They really like it and they want to use it but you hold the intellectual property rights (IPR) because it’s your design. So the manufacturer must pay you a royalty when the design is used for every unit sold.

If that chair becomes very popular and sells in the millions, your ongoing royalty payments can add up to something quite substantial. Replicate that with many designs and you could get very rich indeed.

In this case, the example is furniture but the same would apply if you design anything. For instance, the man who designed the retroreflective safety device known as cat’s eyes in Britain got very rich through his design. Fashion design is another area where serious money can be made from your designs if they become popular.

The trick with creative work is to understand the law around copyright and IPR and make sure you’re rewarded for your work through royalties.

The advantage of creative work is that the series of royalty payments can have a very long tail. Your work can be the gift that keeps on giving for years and years.

Take a song like Imagine by John Lennon.

John Lennon wrote that song around 1971 but we still hear it regularly on radio and television to this day. So despite the fact that it’s almost 40 years since Lennon’s tragic death, the song still earns money for his estate, i.e. his family. Now that’s a real legacy for them.

Starting a business and selling products by the thousand is another way to serve many people simultaneously.

If your business can produce products that provide your customers with genuine solutions to their problems then there really is serious money to be made. Problems are an opportunity to make money if you can offer suitable solutions.

How to become richYour business will employ people who are trading their time for money but through your business, you’ll be serving the many simultaneously and you can enrich yourself in the process.

The takeaway message for you today is that if you work one-to-one you’ll make a living but if you can work one-to-many you’ll make a fortune.

Whether it’s becoming a creative person, a performing artist, or starting a business, serving the many is the real route to riches.

It’s not easy of course but it can be done and people do. With a little self-belief and a lot of hard work, you can too.

So when are you going to get started?

Go on, have a go! Serve the many not the few.

Remember; it’s better to try and fail than to spend your life wondering what might have been.

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11 wise sayings about life lessons and what they mean

11 wise sayings about life lessonsToday dear reader, I offer you 11 wise sayings about life lessons and some observations about what I think they really mean for your life.

I hope you find this interesting.

Wise sayings about life lessons:

1. When in Rome, do as the Romans do. ~English Proverb

If you visit a foreign country, with a different culture to that found in your own, then the best way to get along with local people is to respect their culture and their way of doing things.

Essentially it’s all about respecting and adhering to their way of life, as far as reasonably possible.

Respect people and they’ll appreciate it.

Learn a little bit of their language and you’ll really connect with them. They won’t mind if you don’t get all the words and pronunciation completely correct. It’ll probably make them smile a little and they’ll really appreciate you making the effort.

Treat people with respect and they’ll treat you with respect. It’s that simple.

2. Be contrary and be known. ~Arab Proverb

If you want to get yourself noticed then a ‘me too’ approach to life is unlikely to get you very far. When you’re just like everyone else then how can you stand out in the crowd?

If you really want to get noticed then you need to offer something a bit different, surely?

To stand out in the crowd then you’ll need to dress differently, have an unusual hairstyle or offer something new.

Go against the accepted thinking of the day and you’ll get noticed.

Suggest something which goes against the received wisdom of the day and people might just listen if you back up your observation with a reasoned argument.

Be different, be contrary and you’ll get noticed.

Back it up with real substance and you will make a permanent impression on public consciousness.

Elvis Presley was like nothing that went before him; neither were The Beatles.

These were people who had a look, style and approach all of their own. They made a genuine impact and they changed peoples’ outlook on life permanently.

In other words, they made their mark and you can too.

3. A beautiful thing is never perfect. ~Egyptian Proverb

There’s no such thing as perfect; certainly not when we are talking about people.

We’re all imperfect in some way.

However, that’s what makes us interesting as individuals. And it’s also what makes it easier for other people to live with us because no matter how good we are in some way, there are also ways in which we are not quite so good.

So accept your imperfections. Work to your strengths and minimise your weaknesses and do the best you can with whatever you have at your disposal. If you do that you can succeed.

4. There’s no shame in not knowing; the shame lies in not finding out. ~Russian Proverb

How often do people refrain from asking a question for fear that they might look a little stupid? Does that ring a bell with you dear reader?

We’ve probably all done it at some point in our lives, wouldn’t you agree?

However, it’s rather silly if you think about it.

None of us can know everything, can we? There will always be gaps in our knowledge, that’s for sure.

So if you don’t know something, surely it’s better to find out? Better to ask a question, even if you appear foolish momentarily.

People might laugh but so what?

Intelligent people ask questions and it’s better to look a fool momentarily than proceed in ignorance. You may look a fool for not knowing but you’ll look an even bigger fool if you screw up because you didn’t ask.

Never, ever be afraid to ask a question if you don’t know.

That way you’ll learn. Any other way and you’ll never learn.

5. Experience is not always the kindest of teachers but it’s surely the best. ~Spanish Proverb

Education is a wonderful thing, I’m sure you’ll agree.

However, the best teacher by a country mile is the School of Hard Knocks at the University of Life.

Making mistakes and getting your fingers burned teaches you lessons you’ll never forget. And those lessons are invaluable.

That’s what they call experience and experience is a valuable commodity indeed.

Experience is the basis of all wisdom.

It’s also an essential element in finding out what you’re good at and what you enjoy.

And if you can find that sweet spot where what you’re good at coincides with what you enjoy doing then you really will begin to shine. So shine on my friend.

6. Having two ears and one tongue, we should listen twice as much as we speak. ~Turkish Proverb

How often are we so keen to get our point across that we don’t really listen to what the other person has to say? That’s a mistake.

Listening is one of the most important skills you can develop.

To quote Stephen R. Covey, Seek first to understand and then to be understood.”

In order to understand someone else’s point, you must listen first.

Listening is not the same as hearing.

Hearing is simply being aware of sounds going on around you.

Listening is absorbing what is being said and considering it carefully.

Listening requires both your ears and your brain to be engaged in the process simultaneously.

Naturally, you want to feel that your point of view matters.

If you listen to people first not only will they appreciate it but they’ll also start listening to you. If you’re showing them respect then they’ll do the same to you.

By listening to each other we can begin to understand each other.

And if we understand each other we have the basis for getting along together.

So listen more and talk less.

In this way, the world might just become a better place. Let’s hope so anyway.

7. Better to die than to live on with a bad reputation. ~Vietnamese Proverb

Some time ago, a friend of mine was working for a retailer and foolishly did something dishonest. The result was that he lost his job and damaged his reputation in the process.

Only when he began to realise how much damage he’d done to his reputation did he begin to realise how foolish he’d been.

Damaging your reputation can have serious consequences and you can often feel the impact of that for many years after the original indiscretion.

So, protect and value your reputation.

It’s one of the most important commodities you have to offer.

Whether you’re in employment or self-employed you’ll always be judged on your reputation. Gain a bad reputation and you’ll be judged harshly.

8. A society grows great when old men plant trees whose shade they know they shall never sit in. ~Greek Proverb

Your legacy in life will be based on what you’ve done for other people, regardless of whether you’ve benefitted from it yourself.

That’s how you’ll be remembered.

A civilised society depends on each of us making a contribution towards the greater good. We cannot just leave it all to someone else.

If you want your grandchildren and their children to enjoy a well-ordered and civilised society then you must be prepared to do something the result of which you may never see. The payoff for you will simply be the knowledge that future generations will benefit from your altruism.

Leaving something that enriches the lives of future generations would be a real and genuine legacy, wouldn’t you agree?

9. God gives the nuts but he doesn’t crack them. ~German proverb

You can’t expect everything to be done for you.

At some point, you have to do something for yourself.

If everything is done for you, you’ll never learn; you’ll never develop new skills, and you’ll never be able to deal with life.

So don’t try to avoid the chore, embrace it with enthusiasm and recognise that it’s in your own best interests to act.

10. A wise man makes his own decisions; an ignorant man follows public opinion. ~Chinese Proverb

Criticism can be uncomfortable, so it’s easy to be swayed by the majority view. However, how can we be sure that the majority view is correct? Perhaps they’re all wrong.

Just because a lot of people think something is so, it doesn’t mean that they have a monopoly on knowledge and common sense.

Rather than simply following the herd, it’s much better to consider a situation carefully, weighing up the various possibilities, and then forming your own opinion or making your own decision.

Think for yourself; don’t allow the herd to impose their thinking on you.

11. Every ass loves to hear himself bray. ~Proverb of Unknown Origin

As the old saying goes, empty vessels make the most sound.

However just because someone can talk a good game doesn’t mean they can play a good game.

People who are really good at something will demonstrate it by their actions not by their words. They’ll leave the talking to other people.

You’ll never impress anyone by singing your own praises.

However, you’ll win them over if you can demonstrate how good you are by the results you deliver.

So go on, start showing people what you can do.

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What matters most in life? People or money?

What matters most in lifeWhat matters most in life? People or money? Think about that for a second or two.

Occasionally I’m sure we all think to ourselves, “Wouldn’t it be wonderful to be rich and financially secure?

Sounds fantastic, doesn’t it? Money, money, money!

You’d be able to do whatever you want; travel anywhere; and buy anything. Whether it’s a nice house, a fabulous car, the best clothes, the latest fashions or the latest gadgets, you could have them all.

No more searching for cheap flights and even cheaper holidays.

And you wouldn’t have to worry about a job anymore, would you?

Wealth would mean the end to all your problems, surely?

Wealth is not a life without problems:

If only it were that easy, dear reader. Wealth, if you had it, might eliminate some of your problems but it would also present you with lots of new ones too.

Remember, riches may be chains of gold but they’re still chains.

Everyone has problems, regardless of any wealth and privileges they may enjoy. They’ll just have different problems.

Caretaker of your own possessions:

If wealth is something you’ve yet to experience, then it may not be obvious to you but once you’ve got plenty of money, you become the caretaker of your own possessions.

You worry about losing your wealth. And you worry about the volatility of financial markets and how your wealth will be affected, both now and in the longer-term.

When you’ve got money, plenty of people will be hoping they can separate you from at least some of it. It seems like everyone is trying to sell you something and/or give you advice.

Others will resent your wealth:

And don’t forget, many people will resent you for your wealth. Not everyone will be happy for you, that’s for sure.

Then you become a magnet for criminals and con artists, and indeed politicians, who want a piece of your wealth.

You don’t know who you can trust anymore. Do people become your friends because they like you or are they simply after your money? Once you’ve got wealth, it’s virtually impossible to know.

The impact of instant wealth:

However much you may dream of winning the lottery, for instance, it would have an impact on your life in ways you couldn’t begin to imagine. It wouldn’t solve all your problems, it would present you with many more.

If you’ve suddenly got wealth and your friends haven’t, then your relationship with them is unlikely ever to be the same again. Even if you share some of your sudden wealth with them, it’s unlikely to help.

Whatever you share with people from your winnings, it will just create tensions within your friendship group. Why did you give her X and I only got Y, will be one accusation you’ll hear frequently, for instance.

What matters most in life? 

If you are wealthy, dear reader, I’m pleased for you. Enjoy it all.

For those people working hard to become rich; good luck to you. I hope you achieve your goals and enjoy your wealth when you find that pot of gold at the end of the rainbow.

However whatever your financial circumstances, never ever forget this; only people matter.

You can have all the money in the world but without your family and close friends, you would have absolutely nothing at all.

It’s the people in our lives that make life worth living.

They make us laugh, they make us cry. They’re there for us when we need someone to listen; someone to put an arm around our shoulder and tell us that everything will be fine; and someone to give us a pat on the back when we’ve done well.

Money might make life comfortable but does it make you rich? I don’t think it does.

If your life is blessed with good people who care about you then that’s when you’re truly rich. If you also have a sense of purpose and a hobby then you have all you need. Anything else is a bonus.

Money is nice to have of course and I wouldn’t discourage anyone from seeking to build wealth. Quite the contrary, you should always be trying to build your little nest egg for the future.

However, money alone will not make you happy. To be happy, your life needs people, purpose and a pastime.

These are the things that really matter.

Money is simply the icing on the cake. Nice to have but not essential to your happiness. Whereas having people in your life is essential to your happiness.

If you could only have either money or family and friends, which would you choose? Personally, I’d choose the people every time.

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The secret to being a successful entrepreneur

The secret to being a successful entrepreneurHow often do you hear people say that they’d love to start their own business and become an entrepreneur?

People will tell you that they’d love to be a success in business, making a difference in peoples’ lives with great products and services.

Then they’ll add the caveat that unfortunately, the time’s not right for them at this moment. One day they’ll have a go but their circumstances won’t allow it at present.

However very few of those who say they’ll have a go, will ever actually have a go. They don’t really have the desire and they probably don’t understand the secret to being a successful entrepreneur anyway.

The only way to get rich:

As an entrepreneur, success is measured by the money you make. Let’s face it starting any business is all about making money for the owners. Otherwise, why would anyone bother?

And starting your own business can be a fantastic thing to do and, for most people, it’s the only way you’ll ever have the chance to make some serious money.

Certainly, you’re unlikely to get seriously rich working for someone else.

However, to succeed in business, first, you must get started.

The critical ingredient to success in business is getting off your butt and actually doing something about it.

And the best time to do it is now. Last year or the year before might have been better but otherwise now is always the best possible time. It’s simple really.

The secret to making money:

Getting off your butt is one thing but how do you make money as an entrepreneur? Well, dear reader pull up a chair and listen carefully for the secret is very simple.

The secret to making money as an entrepreneur is to solve problems for people. To make their lives easier in some way.

Solve problems; make money:

Every product you sell must solve a problem for the customer.

So if you can identify problems for which people need a solution and if you can offer those solutions, otherwise known as products, at value for money prices then you can make money and you can be successful.

Remember this too; you don’t necessarily have to be the first with a solution either. If you can improve on an existing solution in some way then you can still make some serious money. If you can ‘build a better mousetrap‘ then people will buy it.

For instance, Steve Jobs and Apple were not the first to offer cellular mobile phone handsets, and nor were Samsung. Yet these two companies both dominate the market for smartphones right now.

The secret to being a successful entrepreneurMake a difference:

Has your appetite for business been whetted, dear reader?

Do you have any ideas you think might make a difference?

You do?

Then you have to be prepared to take action. Having ideas means nothing unless you take action.

Ideas are ten-a-penny. Plenty of people have good ideas that never see the light of day.

Occasionally people will have good ideas but just leave it all too long and then someone else comes along with the same idea and makes serious money from it. That’s happened to me. I came up with a great idea for a teeshirt slogan. Failed to act and someone else came along with the same idea and it’s currently a best seller on Amazon. My loss; their gain.

Having ideas is easy. Implementation is the tough bit and there are too few people with the drive and determination to turn a good idea into a business opportunity and then make money from it.

So you must take action if you want to be a successful entrepreneur.

Not tomorrow; not next week; not next year; but right now.

Become a ‘doer’:

In my experience, true entrepreneurs are doers, they’re not dreamers.

So go on, get started right now.

Solve people’s problems and you’ll be on your way down the road to riches. It can be done and people do. And so can you! Go for it.

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Work and Money: Which is more important?

work and moneyIt was never, ever about the money. ~Guy Ritchie

How often are we tempted to do something just for the money?

Certainly, I’ve done things for money alone and perhaps you have too dear reader?

In my experience, it’s always proved to be a mistake because no amount of money compensates you for the drudgery of doing something you hate.

And more importantly, if you hate what you’re doing then you’re unlikely to do it very well, are you? It’s hard to feel motivated to do something you hate, surely?

Work and money:

My message today then is very simple really. If you don’t enjoy what you’re doing, you won’t do it well. And if you don’t do it well then eventually you’ll come unstuck. And so it’s all going to end in tears, very probably.

Conversely, if you actually enjoy doing what you’re doing then it will hardly seem like work at all and you’ll be motivated to do it well and produce the best results possible.

Do it well and people will notice and, once people start to notice, your career will start moving onward and upward. Every hiring manager wants someone with a track record for delivering exceptional results.

So never do anything for money alone. Money is nice to have, of course, and none of us can get by these days without it. However, life’s too short to spend your time doing something you hate.

Find a job that’s right for you first and then work hard to master your trade. Get better at it, become more valuable and then get as much as you can in terms of income.

When you’re producing exceptional results, never forget to ensure you’re getting paid what you’re worth.

It should never be about the money but that doesn’t mean you should ignore your value and sell yourself short. It’s about work and the value you can add first and then it’s about making sure you’re suitably rewarded for the value you’re delivering.

Be a dedicated professional, of course, but don’t be a mug. Just because it’s not about the money doesn’t mean you should ignore the money.

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8 Top Business Tips for Success Today

Business Tips for SuccessBusiness tips for success:

I read an article recently about a guy with a college degree who was feeling disillusioned because he couldn’t find a job. At least not one that met his expectations relative to the type of job and income he felt his degree merited.

Well, it’s a tough world out there, as I’m sure you know only too well dear reader, and despite what some people may think, the world doesn’t owe us a living. The world owes us nothing and it’s down to us to make a life for ourselves.

Work is just doing stuff for other people in return for money and there will always be people with stuff that needs doing. So rather than seeking a job, perhaps we’d all be better off if we focused on seeking customers for the services we could provide.

That’s at the heart of what business is all about, providing people with solutions to their problems for profit, and there’s much to be said for becoming an entrepreneur.

So today let’s explore some business tips for success for entrepreneurs.

The advantages of self-employment:

There are many advantages to being self-employed.

For instance, not having to deal with office politics is a big advantage for a start.

And of course, being the beneficiary of all of the proceeds of your hard work is another good reason.

Instead of making a lot of money for other people, you could be making it all for yourself. The harder you work the more you make for yourself too.

Unless you’re a lawyer or an investment banker, the chances are the only way you’ll ever make serious money is through building your own business. Building a business that one day you’ll be able to sell for a lot of money.

However, remember this; you might think that if you’re self-employed then you’re your own boss. Well, that’s not true. The customer is the boss, always.

Serve customers badly and you won’t be serving them for very long, that’s for sure.

The first rule of business is that you must know thy customer.

You must gain a deep understanding of the products, services and marketing that will appeal to your target customer.

One size will not fit all and each market will require a different approach.

Now going into business is not for the faint-hearted. You must be prepared to work very hard, at least in the early days, when you’re trying to establish your business.

However, if you can provide your target customers with real solutions to real problems then you can make serious money.

If someone else is already offering a solution to the target problem then your solution must be better or cheaper than theirs in some way if it is to sell.

Creating great products and offering great customer service is the route to business success.

However never forget your reputation and image. These things matter too.

Make sure you create an image that will appeal to as wide an audience as possible. Running your own business will be a challenge but it can also be extremely rewarding, both financially and in terms of a sense of achievement.

Remember also that running a small business is not a whole lot different to running a large business. The only real difference is one of scale. The key issues are always the same.

So here are some top business tips for success for would-be entrepreneurs:-

Top business tips for success today:

1. Control your costs:

Of the many business tips for success I could suggest, none can be more important than keeping an eye on the money.

Money comes into your business and money goes out. It’s that simple.

However, if you fail to ensure that the former is always greater than the latter, at least for most of the time, then trouble will follow at some point, whatever the size of your business.

A bigger business might be able to weather the storm a bit longer but the consequences of expenditure consistently exceeding income will be the same. Keep losing money and eventually, your business will go bust.

Take every opportunity to maximize your revenue and always keep your costs as low as you can. And never, ever lose sight of cash flow.

Don’t spend money unless it is absolutely necessary.

Ask yourself, do I really need to spend this money? What will I get in return? Can I achieve the same result at less or even no cost?

It might surprise you to learn how frequently it is possible to avoid cost, whilst still doing all the things big businesses do.

The key message here is that you must keep an iron-grip on costs and you must manage cash flow carefully.

2. Do your own market research:

Every product should solve a problem for your customer and you should have some idea of what that problem is and how your product will solve it relative to other products offered by your competition.

Just because you think you’ve got a great product, doesn’t mean customers will see it that way. Your opinion means nothing if there are not enough people willing to buy your product at the price you’re trying to charge for it.

If your product won’t sell then potentially your business could be in trouble.

Perhaps you think you’ve spotted a gap in the market?

If it’s a genuine gap then you might be on to a winner. However, a gap in the market doesn’t always guarantee that there is a market within that gap. Maybe there’s a reason for the gap which you’ve yet to understand.

In business, the trick is to find out what people really want and then offer it to them.

How do you find that out?

One very good way is simply to ask them yourself.

I’m not referring to your family and friends here. They’ll be far too polite to give you any meaningful feedback.

You must talk to real customers, if and when you have them, and potential customers.

You can conduct some of your own market research in your local shopping mall or wherever you think your target customers might congregate. And don’t be shy. Only by actually talking to people can you confirm whether your ideas have real potential.

So, identify some basic questions, stand there with a clipboard and just start asking people, as politely as possible.

Often they’ll be far more helpful than you might expect.

And don’t forget you can always use the Internet too.

Search engines like Google have keyword search tools that are free to use. These tools allow you to get a ‘rough and ready’ measure of what people are searching for and how frequently.

And don’t forget social media. Facebook and Twitter, for instance, can be great channels for asking questions, so you can gauge what people think.

Market research doesn’t have to be expensive. As a small business entrepreneur, it is possible to do it yourself. You don’t have to spend a lot of money on this activity but it’s essential that you do it.

Your results might not be quite as scientific as those produced by the professional market research people, but they will provide you with a rough guide and that’ll probably be good enough in the first instance.

3. Advertising costs money: is there a better way?

Another of the most important business tips for success has to be visibility. I cannot stress highly enough that visibility matters, both for your business and your products. It’s absolutely crucial.

Your products might be the best in the world but they won’t sell at all if potential customers have no idea they exist. Surely that much is obvious.

The question is, how does any business ensure that customers have visibility of its products? The obvious answer is advertising of course.

However, media advertising can be costly, and it’s a cost that new businesses often cannot afford.

One small advert in the back of a glossy magazine can cost you a lot of money and yet you have to ask yourself whether that would be money well spent?

How often do you notice the small advertisements in the back of a magazine? In my case, the answer is not very often.

With so many advertisements competing for my attention, I tend to filter them all out. I’m willing to bet that you do too dear reader.

So, if you’re not careful, money spent on advertising can be money wasted in my experience.

A better approach might be to use some creative thinking with a focus on public relations.

Smart entrepreneurs know that business is show business. It’s all about getting noticed.

For example, the entrepreneur Richard Branson is a brilliant exponent at getting media attention at little or no financial cost to his business.

It helps that he’s a likeable guy of course but he’s also clever and creative in his approach.

If you have an interesting back story perhaps the local press, local radio or even television might be willing to run a story on you and your business and the products you have to offer?

Social media can be a powerful medium for gaining attention for your business too.

Social media is also a useful way of driving traffic to your company’s website, particularly Pinterest which is an incredible tool.

Then there’s using search engine optimization (SEO) techniques on your website content to ensure you drive traffic to your site from the search engines.

Let’s face it, you do need to appear on the first page of a Google search if there’s to be any chance of anyone noticing you and your business through search queries. So, if you can optimize your website for SEO, then you can get enormous amounts of traffic from Google and other search engines, like Bing and Yahoo.

Make sure you offer visitors to your company website the opportunity for signing up for a regular email newsletter. And give them an incentive to sign up.

This could be a free report or perhaps a discount code for one of your products.

How about running a competition using your company’s fan page on Facebook or your company website?

The price of say a smartphone or a Kindle or other desirable electronic device as a prize would be cheaper than the cost of a small advert in a glossy magazine but it’s more likely to get noticed and it’ll probably generate a lot more excitement.

If you have a car or van; don’t forget that it can be emblazoned with your company logo, your website details and product information on the back, sides and front. Even on the roof.

It would be free advertising as you’re driving around.

Park your vehicle at a big event attended by thousands of people and you’re beginning to master the art of guerrilla marketing.

The bottom line is that creative thinking and public relations can produce powerful results in your quest for visibility at a fraction of the cost of advertising. The key message is; be creative.

4. Don’t make yourself indispensable:

The biggest mistake any entrepreneur or business manager can make is to think that every decision should be made by them.

If you’ve started a business from scratch you tend to form an emotional bond with it. It becomes your baby and you become very protective of it.

That’s natural of course but as the business grows you’ll have so many things to do that you couldn’t possibly do them all.

You could try, of course. However, if you try to do everything you’ll find yourself falling behind in key areas like product sourcing, sales and keeping your accounts up to date.

Fall behind, and it becomes very hard to catch up. Potentially it is also very damaging for the business.

So you have to learn the art of delegation.

A good start would be to document every task and process within the business and then create an Operations Manual. This can include everything from the preferred method for answering the phone to completing invoices and dealing with complaints.

It can also include the degree of flexibility which you are delegating to staff, so they can get on with basic tasks allowing you to get on with those activities which are much more important for achieving business success.

No business should be dependent solely on one person.

If it is and that person gets seriously ill or has an accident then obviously the business would be in trouble very quickly and it would struggle.

Delegate basic activities to your staff and you can be sure that the business will continue to function even when you’re not around.

It will also give you a bit more thinking time for steering the company towards bigger and better things.

The key message here is that you must delegate. Never delude yourself into thinking that only you can do a particular task.

5. Charge sensible prices:

If you’re to earn a decent income then any list of business tips for success must stress the importance of knowing the value you can add and know your worth too.

It’s easy when you’re a small business to undervalue your products and your time. The result is that you undercharge for what you have to offer.

This is particularly true when professionals are selling their expertise and time on the basis of a consultancy arrangement.

It’s common for first-timers to lack the confidence to charge what they might perceive to be a high rate for their services.

The problem is that selling things cheaply can be counter-productive because customers then think they’re getting an inferior product or service and can be put off.

It is a fact that price can often be used as a proxy measure for quality when your business is being judged.

You have to be very business-like when considering the pricing of your products and services.

So look at what your competitors are charging and then analyse where you think your products and services fit into the market.

If you struggle with that idea then you can always seek guidance from someone else, like a fellow business owner or your accountant.

However, you must always remember that you must believe in your products and services. If you don’t then why should anyone else?

You must project confidence.

If you don’t have the courage of your convictions then the chances are that your business will never succeed.

Believe in yourself and charge what you’re really worth. Sell yourself on the basis of the value you bring and the value you can add.

6. Make the best use of technology:

Sometimes small business owners think that because they are small they can only act in a small way. However, that can be a mistake.

Don’t be afraid to invest in your business. For instance, investing in up-to-date technology like the right phone system and websites do not have to be expensive but they can be the difference between a customer contacting you or not.

These days no business, large or small, can operate without a website.

And that website needs to be as user-friendly as it possibly can be.

Make sure your website provides customers and potential customers with the opportunity to sign up for a regular email newsletter. And as suggested earlier, offer them an incentive so they do sign up.

Ensure also that your telephone system allows customers to reach you at their first attempt. Certainly, customers won’t make too many attempts to call you before they’ll simply go elsewhere.

If you don’t know how to do all this yourself then go on a course or seek guidance from someone with the right expertise.

Good communications will pay handsome dividends over time.

7. Set goals:

Another in this list of business tips for success, that I want to really stress here, is the importance of goal-setting.

You have to know what it is you’re trying to achieve if you’re to have any chance of successfully achieving it.

Never set your sights too low either. Set yourself a challenge and then put all your energy into achieving it.

Once you’ve set a goal then you need to establish a plan as to how it is going to be achieved.

For instance, if your goal is to achieve a certain level of turnover over the next year, you have to break that down into the small steps you will need to take for it to be achieved.

How many sales will you need to achieve each day, each week and each month?

What implications will those sales targets have for production?

Do you have enough sales staff to generate that amount of business?

And so on.

Always create a plan and review it regularly making adjustments as and when necessary.

8. If you got a great idea then do something with it:

How many great ideas never see the light of day because the person with the idea fails to do anything about it?

And how many times does someone with an idea see someone else come along with the same idea and beat them to market?

Let me give you an example. Two years ago I thought up a great idea for a teeshirt slogan. However, I was busy and so in the end I didn’t do anything about it. Fast forward two years, and the other day I noticed one of the best selling teeshirts on Amazon was one bearing the slogan that I’d thought up.

Someone else had the idea too, but they actually did something about it. And they’re now benefitting from the income generated. From my standpoint, great opportunity missed.

Procrastination stops many entrepreneurs from cashing in on a great idea. Don’t let this be you.

If you’re waiting for the perfect time to do anything you will be waiting for the rest of your life.

Now is always the perfect time to start.

Don’t wait until you think the economy will be better or your children have left home or some other arbitrary barrier.

The right time to start your business is right now.

So go for it. Yes, you’ll make mistakes. You won’t get everything right the first time. You won’t become an instant millionaire either.

However, by getting started you’ll be heading in the right direction and you’ll learn along the way.

Hard work combined with implementing good ideas will get you there eventually.

Business Tips for SuccessConcluding Remarks:

I hope these business tips for success prove useful to you dear reader.

However please note, this blog post was not intended to be a comprehensive guide for entrepreneurs.

You’ll find many excellent books on the subject and I recommend that you make a point of reading as many of them as you can because educating yourself is always a good idea. It doesn’t have to be formal education. Self-education can be just as good in practice. And then, of course, you can start creating your own list of business tips for success.

And the best form of education in my experience is to learn by doing. You will make mistakes but the lessons learned from those mistakes will be far more valuable to you than anything anyone can teach you in a classroom.

Being an entrepreneur can be a roller coaster ride but it can be a fantastic and enriching experience too. So if you fancy it, go for it.

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Why an investment in knowledge pays dividends

KnowledgeAn investment in knowledge pays the best interest. ~Benjamin Franklin

You don’t get paid for the hour; you get paid for the value you put into the hour. It’s important everyone understands that important distinction dear reader.

You get paid for the value you add.

The more value you can add the more you will get paid.

It’s really that simple.

If you can solve problems for people with the skills you’ve got, then you can earn an excellent living.

The question is what underpins your skills and your ability to add value? The answer to that question would be knowledge, of course.

Knowledge comes from learning and learning is a lifelong process.

The quote at the top of this post from the venerable Benjamin Franklin reminds us of the importance of learning. Learning is an investment in ourselves.

We all have enormous capacity to consume and retain knowledge in our heads and that knowledge is then a currency with which we can trade. The more knowledge we have the more value we can add.

When it comes to investing, nothing will pay you a better dividend than making sure you have a good education. And I stress, it’s a lifelong process. It doesn’t end when you leave school or college.

And it’s not about whether or not you went to college or university. Important as they may be, learning can be achieved in many ways.

Knowledge can be gained through reading books; listening to audio and video tutorials, and challenging yourself to master anything that appeals to you. Learning from hands-on experience, making mistakes and learning the lessons you can take from any mistakes you’ve made.

In particular, if you want to master the game of money and all matters financial then you need to become a seeker of financial knowledge and know-how.

You need to become a reader and a keen student of finance. To be successful in investing, of course, you really need to know what you’re doing. You need financial education.

Ignorance can prove to be very costly indeed. And that’s true in every aspect of your life.

Getting an education may seem expensive but it’s nowhere near as expensive as ignorance.

So, if you’re not already, become a reader.

The investment in yourself is well worth the effort and it’ll pay you a handsome dividend.

As the late, great Jim Rohn once said, “Work harder on yourself than you do on your job.”

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