30 of the best puns guaranteed to make you smile

If you’re looking for the best puns, read on.

Do you enjoy clever puns, dear reader?

I must say, I do. I love them, and I’m always on the lookout for the best puns I can find, and occasionally I write my own too.

So here are 30 of the best puns you’ll hear today.

Unfortunately, I cannot be sure of their origin, but they’re guaranteed to make you laugh, of that I’m sure.

Certainly, they made me laugh, and I hope they brighten your day too.

Enjoy them all and feel free to pass them on.

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The Best Puns (1-15):

  1. Jokes about German sausage are the wurst.
  2. A soldier who survived mustard gas and pepper spray is now a seasoned veteran.
  3. Atheists can’t solve exponential equations because they don’t believe in higher powers.
  4. I stayed up all night to see where the sun went. Then it dawned on me.
  5. A girl said she recognised me from my vegetarian club but I’d never met herbivore.
  6. I did a theatrical performance about puns. It was a play on words.
  7. The Energiser Bunny has been arrested and charged with battery.
  8. What’s the difference between a poorly dressed man on a bicycle and a nicely dressed man on a tricycle? A tire.
  9. I didn’t like my beard at first but it grew on me.
  10. What do you call a dinosaur with an extensive vocabulary? A thesaurus.
  11. Did you hear about the man who jumped off a bridge in France? He was in Sein.
  12. When you get a bladder infection, urine trouble.
  13. What does the clock do when it’s hungry? It goes back four seconds.
  14. I dreamt I wrote Lord of the Rings but I think I was just Tolkien in my sleep.
  15. Thanks for explaining the word “many” to me, it means a lot.
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The Best Puns (16-30):

  1. Atheism is a non-prophet organization.
  2. I ordered 2000 lbs. of Chinese soup. It was Won Ton.
  3. With great reflexes comes great response ability.
  4. Did you hear about the guy who got fired from the calendar factory for taking a day off?
  5. Why do the French eat snails? They don’t like fast food.
  6. A courtroom artist was arrested today for an unknown reason. Details are sketchy.
  7. Don’t make jokes about unemployed people. They don’t work.
  8. My computer’s got Miley Virus. It has stopped twerking.
  9. My boss told me to have a good day. So I went home.
  10. What is the best thing about living in Switzerland? Well, the flag is a big plus.
  11. The best time to open a gift is the present.
  12. Why did the picture end up in jail? It was framed!
  13. I used to build stairs for a living but it’s an up and down business.
  14. Did you hear about the Italian chef with a terminal illness? He pastaway.
  15. What happens if you eat yeast and shoe polish? Every morning you’ll rise and shine!

So dear reader, was this post amusing and worth a few minutes of your time?

If any of the best puns listed above made you smile, then please share this post with your friends on social media.

When you share, everyone wins.

It’s always a good idea to pass on the smiles.

Put a smile on someone else’s face now, and you’ve done your good deed for the day. So go on, please share this post now.

Then perhaps you’d like some more laughs? Then please just click on the links below.

MAKE MONEY MANIA

© Mann Island Media Limited 2024. All rights reserved.

21 silly jokes guaranteed to make you laugh

If jokes that are just slightly silly appeal to you, then here are 21 silly jokes guaranteed to make you laugh.

These are the sort of jokes you’d find in Christmas crackers. Corny, but you can’t help laughing at them. Well, groaning anyway.

Certainly, they all made me smile, and I hope you enjoy them too, dear reader.

Take a few moments to enjoy them, and then please feel free to pass them on.

Silly Jokes:

Please share this post:

So dear reader, was this post amusing and worth a few minutes of your time?

If any of these silly jokes made you smile then please share this post with your friends on social media.

When you share, everyone wins. It’s always a good idea to pass on the smiles.

Put a smile on someone else’s face and you’ve done your good deed for the day. So go on, please share this post now.

Then perhaps you’d like some more laughs? Then just click on the links below.

Thank you for your support.

Other articles you’ll enjoy:

© Mann Island Media Limited 2024. All rights reserved.

Why an investment in knowledge pays dividends

Today I want to explain why an investment in gaining knowledge is important and should be considered seriously.

You don’t get paid for the hour; you get paid for the value you put into the hour. Everyone must understand that important distinction, dear reader.

You get paid for the value you add.

The more value you can add, the more you’ll get paid over time.

It’s really that simple.

If you can solve problems for people with the skills you’ve got, then you can earn an excellent living.

The question is, what underpins your skills and your ability to add value? The answer to that question would be knowledge, of course.

Knowledge comes from learning, and learning is a lifelong process.

Learning is an investment

The quote at the top of this post from the venerable Benjamin Franklin reminds us of the importance of learning. Learning is an investment in ourselves.

We all have an enormous capacity to consume and retain knowledge in our heads, and that knowledge is then a currency with which we can trade. The more knowledge we have, the more value we can add.

When it comes to investing, nothing will pay you a better dividend than making sure you have a good education. And I stress that it’s a lifelong process. It doesn’t end when you leave school or college.

And it’s not about whether or not you went to college or university. Important as they may be, learning can be achieved in many ways.

Self-education is the best education

Knowledge can be gained through reading books, listening to audio and video tutorials, and challenging yourself to master anything that appeals to you.

Learning from hands-on experience, making mistakes, and learning the lessons you can take from any mistakes you’ve made.

In particular, if you want to master the game of money and all matters financial, then you need to become a seeker of financial knowledge and know-how.

You need to become a reader and a keen student of finance. To be successful in investing, of course, you need to know what you’re doing. You need financial education.

The price of ignorance

If you think that education is expensive, then think again. The price of ignorance is far greater.

Ignorance can prove to be very costly indeed. And that’s true in every aspect of your life.

Getting an education may seem expensive, but it’s nowhere near as expensive as ignorance.

So, if you’re not already, become a reader.

The investment in yourself is well worth the effort, and it’ll pay you a handsome dividend.

As the late, great Jim Rohn once said:

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25 witty one-liner jokes that might just make you smile

In need of being cheered up a little, dear reader? Then perhaps some of these witty one-liner jokes will make you smile.

I’ve been trawling my journal for some of the best one-liners I’ve heard in recent months, and I’ve picked out some of the best just for you.

I cannot confirm the authors of individual quotes, but if you know, please let me know via the contact page. I’m very keen to add credits where possible.

In the meantime, relax and take a few moments to enjoy these witty one-liner jokes.

Witty one-liner jokes (1-10):

  1. Moses had the first tablet connected to the cloud.
  2. Can I speak a second language? Does profanity count?
  3. Of course, my conscience is clear. It’s never been used.
  4. Am I ignorant and apathetic? I don’t know and I don’t care.
  5. If your horses don’t smoke, then your stable must be on fire.
  6. What two words do sharks most like to hear? Man overboard!
  7. I have the heart of a lion. For which I got a lifetime ban from the zoo.
  8. Four of the most beautiful words in the English language. I told you so!
  9. If I had 50 cents for every math exam I’d failed, I’d have $9.35 by now.
  10. I heard a song on the radio about tortillas. Actually, it was more of a rap.

Witty one-liner jokes (11-20):

  1. Do I think whiteboards are a wonderful invention? Certainly, they’re remarkable.
  2. I’ve no idea why, but they say I’m condescending. That’s talking down to people.
  3. The one thing I can say about the good old days is that I was neither good nor old.
  4. Leave them wanting more is always great advice unless you work in disaster relief.
  5. What do you call the soft tissue between a shark’s teeth? An unfortunate swimmer.
  6. In need of a good laugh? Start an argument with someone when they have hiccups.
  7. If we should never eat late at night, then the obvious question is, “Why does the fridge have a light?”
  8. I was having short-term memory problems, so I went to see my doctor. He wanted payment in advance.
  9. I read in the newspaper that a semicolon broke the law. Two consecutive sentences, apparently.
  10. 250 pounds on Earth is the same as 95 pounds on Mercury. So I’m not fat; I’m living on the wrong planet.

Witty one-liner jokes (21-25):

  1. What do you get when you wake up on a workday, only to realize that you’re out of coffee? A depresso.
  2. When I woke up this morning, I couldn’t remember on which side the sun rises. Then it dawned on me.
  3. Now there’s a difference between a man who eats shoots and leaves and a man who eats, shoots, and leaves.
  4. If peeling onions causes you to shed a few tears, then don’t form an emotional bond with them in the first place.
  5. Should women be allowed to have children after 40? Well, it’s their choice, but 40 seems more than enough children to me.

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So, dear reader, was this post worth a little piece of your time? Did you enjoy reading it? Did any of these witty one-liner jokes make you smile?

If you did enjoy this article, then please share it with your friends on social media.

People do enjoy witty one-liner jokes, so please share this post now.

If you could share it, I’d be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

Your support is appreciated. Thank you.

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50 candidates for short joke of the day to raise a smile

If you’re looking for candidates for the short joke of the day, then there are some great jokes on offer here today, dear reader.

Perhaps you’re just looking for something to make you laugh.

Then I’m sure at least one or two of these will tickle your funny bone.

Enjoy them all.

And then please pass them on.

Short Joke of the Day (1-20):

  1. I’m a social vegan. I avoid meet.
  2. Boycott shampoo. Demand real poo.
  3. Avoid dangerous cults. Practise safe sects.
  4. Do gun manuals have a troubleshooting section?
  5. Remember, there’s no lifeguard in the gene pool.
  6. Do they allow loud laughing in Hawaii or just a low ha?
  7. Never fight with a dinosaur. You’ll just get jurasskicked.
  8. I’ve just sold a homing pigeon on eBay for the 15th time.
  9. What did the daughter corn ask the mother corn? Where’s popcorn?
  10. Humpy Dumpty had a terrible summer. However, he’s had a great fall.
  11. Do you want to hear a construction joke? Sorry, I’m still working on it.
  12. A man was attacked by string instruments. It was a brutal act of violins.
  13. Q: Why do ghosts like to ride in elevators? A: Because it lifts their spirits.
  14. I wouldn’t say Poop jokes are the best jokes but they’re a solid Number 2.
  15. Could there be a worse time to have a heart attack than during a game of Charades?
  16. Could there be a more aptly named firm of divorce lawyers than Ditcher, Quick and Hyde?
  17. If you ever get an email about pork, ham, salt and preservatives, don’t open it. It’s SPAM.
  18. WIFE: I have blisters on my hands from the broom. HUSBAND: Why didn’t you use the car?
  19. I saw two guys wearing identical outfits and I just asked them if they were gay. They arrested me.
  20. Julie Andrews famously portrayed Mary Poppins in the film. Now I hear she will no longer be endorsing cheap lipstick. Apparently, it crumbles easily and makes her breath smell. In a statement she explained, “The super colour fragile lipstick gives me halitosis.”

Short Joke of the Day (21-30):

  1. If I don’t pay my exorcist, will I get repossessed?
  2. A human fart can be louder than a trombone. I discovered that at my daughter’s school concert.
  3. When a cougar gets so old she needs a hearing aid, does she become a Def Leopard?
  4. I didn’t think that wearing orthopaedic shoes would make a difference but I stand corrected.
  5. My wife told me I have two faults. She said I don’t listen and some other crap she was banging on about.
  6. If I get a headache, I take two Aspirin and keep away from children, just as it recommends on the bottle.
  7. We keep having meetings at work because our boss is keen to work out why nothing productive is being done.
  8. Q: What do you get if you divide the circumference of a pumpkin by its diameter? A: Pumpkin Pi
  9. I was struck on the head by a large bottle of Omega 3 capsules. Luckily the marks on me were only Super Fish Oil.
  10. A naked woman robbed the bank today. Despite the bank being full of businessmen, no one could remember her face.

Short Joke of the Day (31-40):

  1. At the bus stop, I asked the bus driver how long the next bus would be. The same length as this one, he said.
  2. Take me back to those wild pre-COVID days when we’d party hard and eat cake after someone had blown on it.
  3. I yelled “COW!” at a woman on a bike and she gave me the finger. Then she crashed her bike straight into a cow on the crossing. What can I say? I tried.
  4. I got up this morning and ran around the block five times. By then I was tired, so I picked the block up and put it back in the toy box.
  5. I’m worried my wife might be showing the first signs of Alzheimer’s. She’s just told me she can’t remember what she ever saw in me.
  6. Why is it that brain cells, skin cells and hair cells all die constantly and yet, fat cells seem to have eternal life?
  7. I accidentally wore a red shirt to shop in Target today and, to cut a long story short, I’m covering for Michelle this weekend.
  8. My wife asked me to pass her the lip balm but I gave her superglue by mistake. She’s still not talking to me.
  9. I see people my age mountain climbing, whereas I get a sense of achievement just getting my leg through my underwear without losing my balance.
  10. I need to get in shape. If I were murdered on the street today, my chalk outline would be a circle.

Short Joke of the Day (41-50):

  1. I don’t think inside the box. I don’t think outside the box either. I don’t even know where I might find the box.
  2. I wasn’t planning on going for a run today. However, those cops suddenly came out of nowhere.
  3. 90 per cent of my Google search history is just words I wasn’t sure how to spell correctly.
  4. I often wonder what happened to all those people who’ve asked me for directions over the years
  5. A dentist married a manicurist. It didn’t work out. They fought constantly, tooth and nail.
  6. My car broke down outside Pizza Hut last night. So I ordered a pizza to be delivered to my home, then I got a lift from the delivery guy.
  7. Have you ever woken up and kissed the person next to you, then felt truly grateful to be alive? I just did and apparently, I won’t be allowed to fly with this airline again.
  8. They say love is the best feeling in the world. I disagree. There’s no better feeling than finding a public toilet when you’re out and about and suddenly struck down with diarrhoea.
  9. In the furniture store, the sales guy told me the sofa would sit five people without any problems. Then it occurred to me, I don’t know five people without any problems.
  10. I’ve been in a lot of places but I’ve never been in Cahoots. Apparently, you can’t go alone, you have to be in Cahoots with someone. I’ve never been in Cognito either. I hear no one recognises you there. I have, however, been in Sane. They don’t have an airport. You have to be driven there. I’ve made several trips.

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So dear reader, were these candidates for the short joke of the day as amusing as you’d hoped? Was this post worth a few minutes of your time?

If any of these jokes made you smile, please share this post with your friends on social media.

When you share, everyone wins. It’s always a good idea to pass on the smiles.

If you can put a smile on someone else’s face, you’ve done your good deed for the day. So go on, and please share this post now.

Then perhaps you’d like some more laughs? Then click on the links below.

Your support is appreciated, dear reader. Thank you.

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10 silly jokes that’ll definitely make you laugh

SILLY JOKESLooking for some silly jokes to make you laugh, dear reader? Then I’ve got 10 good ones for you today and they’re guaranteed to make you laugh.

There’s nothing smutty here, just genuinely good fun.

So sit back and take a few moments to enjoy a good laugh.

Silly jokes:

  • What do you call zombies in the belfry?
  • Dead ringers
  • What’s it called when you borrow money to buy a bison?
  • A buffaloan
  • What do you call a rotten hot dog?
  • A rankfurter
  • What do you call a hippy’s wife?
  • Mississippi
  • What do you call a ghost who only haunts the town hall?
  • The nightmayor
  • What do you call a dance for people who hate each other?
  • An avoidance
  • What do you call an American sketch drawing?
  • A Yankee doodle
  • What do you call a goat that’s a professional comedian?
  • Billy the Kid
  • What do you call an ancient Egyptian ruler with no teeth?
  • A gummy mummy
  • What do you call a blonde police officer?
  • A fair cop

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So dear reader, was this post amusing and worth a few minutes of your time?

If any of these silly jokes made you smile then please share them with your friends on social media.

When you share, everyone wins. It’s always a good idea to pass on the smiles.

Put a smile on someone else’s face and you’ve done your good deed for the day. So go on, and share this post now.

Then perhaps you’d like more laughs? Then just click on the links below.

Thank you for your support.

Articles you might enjoy:

Copyright © Mann Island Media Limited 2024. All rights reserved.

8 short jokes guaranteed to make you laugh

Looking for some short jokes, dear reader? Well, I’ve got eight funny ones here for you today. I guarantee they’ll make you laugh.

So, grab a cup of coffee and take a few moments to relax and enjoy them all.

And please, feel free to pass them on.

Short Jokes:

1. The Brown Bear:

Two friends, Bill and George were out hiking in the Katmai National Park in Alaska when suddenly they saw a brown bear ambling along in their direction.

Bill immediately takes out a pair of running shoes from his backpack and then sits down to replace his heavy hiking books with his Nikes.

George is puzzled by Bill’s actions, so naturally, he asks, “Bill why are you putting on your running shoes right now?

George, you don’t seriously think I’m going to hang around until we’re spotted by that bear, do you?” Bill responds.

Bill, don’t be ridiculous,” said George, “you’ll never outrun a brown bear.

I don’t have to outrun the bear,” Bill responded “I only have to outrun you!

With that Bill disappeared into the distance shouting back as he went, “Good luck with that bear George.

Moral of the Story: When it’s you or the other guy, make sure it’s not you.

2. The Efficiency Expert:

I took my wife to a fancy restaurant in Manhattan called The Lemon Tree.

As the waiter was taking our order I noticed he had a spoon in his shirt pocket. This seemed a little strange but initially, I ignored it.

However, when the busboy brought our water and utensils, I couldn’t help noticing that he also had a spoon in his shirt pocket.

And then as I gazed around the restaurant I could see that all the staff had spoons in their shirt pockets.

So when the waiter came back to serve the soup naturally I enquired, “Why is every member of staff here carrying a spoon?

Well,” said the waiter, “the restaurant’s owner hired consultants from McKinsey to improve our processes. After several weeks of analysis, they concluded that the spoon was the most frequently dropped utensil. They calculated that there was a drop frequency of approximately three spoons per table per hour.

Are you serious?” I felt compelled to ask.

Yes sir!” said the waiter. “They concluded that if our people are better prepared, we can reduce the number of trips back to the kitchen and save 15 man-hours per shift.

As luck would have it at this point I managed to drop my spoon and he replaced it with the spare from his pocket immediately.

He then explained, “I’ll simply get another spoon when I next go to the kitchen, rather than making a special trip there right now.

Such efficiency was impressive.

I then noticed that there was a string hanging out of the waiter’s fly.

Looking around, I could see that all of the other waiters had the same string hanging from their flies too.

Puzzled by this I asked the waiter, “Why do you all have a string hanging from the fly in your trousers?

Oh!” he said, lowering his voice, “The McKinsey consultants concluded that this will help us save time when we have to visit the restroom during a shift.

How so?” I inquired.

Well,” he said, “by tying this string to the tip of our ‘you-know-what’, we can pull it out without touching it and eliminate the need to wash our hands. This shortens the time spent in the restroom by 39% they think.

Wow!” I said. “But how do you put it back in your trousers once you’ve finished?

Well,” he whispered, “I don’t know about the others, but I use the spoon.

3. Goodtime Girl:

I met a girl in a bar who said she worked in a fairground.

She asked me if I would like to go to her place and have a good time.

She wasn’t kidding. I went on the Dodgems, the Big Dipper, the Waltzer and the Ghost Train, all for free. I even came home with a goldfish and some Cotton Candy.

4. Car Park Incident:

I left my car in a multi-storey car park the other day, and when I returned, the back of the car had a huge dent in it.

I found a note under the windshield wiper, and it said, “Sorry but I accidentally reversed into your car. There were witnesses, so I left this note so they’d think I was leaving my contact details. Well, I’m not. And in case you’re wondering, the CCTV is broken too, so it’s not your lucky day.”

5. Farming Logic:

A guy is driving along a country road when he sees a farmer standing in the middle of a large field. The farmer is doing absolutely nothing except standing and gazing into the distance.

The guy stops and asks the farmer if he’s OK.

Yes,” said the farmer, “I’m fine.”

That’s good,” says the guy. “I was a little worried, as you’re just standing and staring at nothing in particular.”

That’s because I’m trying to win a Nobel Prize,” the farmer responds.

A Nobel Prize?” says the guy, somewhat surprised. “How will you win a Nobel Prize?

Well,” says the farmer, “I’m told that to win a Nobel Prize, you just need to be out standing in your field.”

6. The Counterfeiters:

A couple of small-time counterfeiters, Jack and Earl had managed to get hold of a small stock of the actual paper used for printing American currency. This was a genuine stroke of luck and they intended to make the most of it. So they set about printing some twenty-dollar bills.

However, they’d been drinking heavily beforehand and their attention to the job wasn’t all that it should have been. Nevertheless, they printed off their counterfeit currency and then staggered off to bed.

The following morning when they’d sobered up they looked at their previous night’s work and suddenly realized they’d printed $18 dollar bills by mistake.

Oh, no!” said Jack. “We’ve used all the paper, so we can’t print them off again, can we?

No problem,” said Earl. “All we need to do is find some little hick town in the hills somewhere and go into a store and ask some inbred to change them for lower denomination notes.

Do you think that will work?” said Jack.

Sure!” said Earl “And I know just the place.

So Jack and Earl got in their car with all the counterfeit currency and headed for a little hick town in NowheresVille.

Eventually, they came to a tiny little town deep in the hills with just one store. So they stopped and entered the store.

Jack handed one of the counterfeit $18 bills to the guy behind the counter and politely asked, “Hey buddy, would you mind changing this for some lower denomination notes, please? If you could, that would be appreciated.

The clerk looked at the $18 bill, smiled and said, “Sure, no problem. What’s your preference, two nines or three sixes?

7. The Thoughtful Husband:

Sometime after Stephen had died his widow, Alice was finally able to speak about what a wonderful and thoughtful man her late husband had been.

Stephen thought of everything“, she told her friend Mabel. “You know, just before he died, Stephen called me to his bedside and he handed me three envelopes.

Really?” said Mabel. “And what did he say?

He said, Alice, I have put my last wishes in these three envelopes. After I am dead, please open them and do exactly as I’ve instructed. Then I can rest in peace,” Alice responded.

So, what was in the envelopes?” Mabel enquired.

In the first envelope, there was $5,000 with a note which said, ‘Please use this money to buy a nice casket’. So I bought a beautiful mahogany casket with such thick padding in the lining that I know Stephen is resting very comfortably.” Alice responded.

Really?” said Mabel.

Yes,” said Alice, “And in the second envelope there was $10,000 with a note which said, ‘Please use this for a nice funeral’. I arranged a very dignified funeral for Stephen, attended by all his friends and family.

So what was in the third envelope?” asked Mabel.

The third envelope contained $50,000 with a note which said, ‘Please use this to buy a suitable stone so I’m remembered’.” Alice responded.

At this point, she held up her hand to Mabel and pointed to the ten-carat diamond ring on her finger.

So Mabel,” said Alice, “do you like the stone?

8. The Hearing Test:

Bill was concerned about his elderly wife’s hearing. So he decided to test it without telling her.

He went to the corner of the room about 15 feet away from her and said, “Honey can you hear me?

There was no response.

So he went about 5 feet away from his wife and again said, “Honey can you hear me?

Still, he got no response.

So he leaned over the back of her chair and raised his voice, shouting in her ear, “HONEY CAN YOU HEAR ME?”

His wife put down her newspaper and turned towards him saying, “Bill, I said ‘Yes’ three times already!

Moral of the Story: Don’t assume someone else is the source of a problem. It could be you who’s the problem.

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Perhaps you’d like more laughs? Then click on the links below.

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Thank you for your support.

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Copyright © Mann Island Media Limited 2024. All Rights Reserved.

46 Bad jokes that are funny and will make you smile

If you’re looking for some bad jokes that are funny and will make you smile, then here are 46 original jokes, written just for you, and which I hope you will enjoy.

Please feel free to pass them on.

Bad jokes that are funny (1–10):

Bad jokes that are funny (11–20):

Bad jokes that are funny (21-30):

Bad jokes that are funny (30–40):

I started work on a construction site, and the foreman asked me whether I was familiar with boring. “Sure,” I said. “I can be as boring as the best of them.

Bad jokes that are funny (40–46):

Please share with your friends:

So, dear reader, did any of these bad jokes that are funny prove to be as funny as you’d hoped?

I hope so.

However, there are plenty more laughs for you if you click on the links below. You’ll find plenty of smiles to amuse you.

And if you’ve enjoyed what you’ve read today, please share it with your friends on social media. When you share, everyone wins. It’s always a good idea to pass on the smiles.

If you could share it now, then I would be ever so grateful. You’d be helping a keen blogger reach a wider audience.

Thank you for your support, dear reader.

Articles you might enjoy:

Copyright © Mann Island Media Limited 2024. All rights reserved.

The 4 steps to financial freedom

Many people are searching for the steps to financial freedom. Search the internet and there will be references to seven, eight, nine, and even ten steps but I think only four steps matter.

However before I discuss those steps, let us first think about the biggest cause of people remaining poor, namely the debt burden.

Statistics suggest that most people these days are heavily in debt. And debt is a burden that enslaves us. Knowing we have debts can be stressful.

What is the underlying cause of such debt? That’s simple. Mostly it’s the overuse of credit cards with little or no thought to how this will affect our financial well-being.

Unsecured debt built up through the excessive use of credit cards is expensive. Very, very expensive!

That means even a small sum outstanding on a credit card can quickly become a large debt due to the effect of compound interest if you only make the minimum payment each month.

Are you affected by debt, dear reader? Are your finances out of control? Would you like to achieve financial freedom?

Steps to Financial Freedom:

People often say, “If only I could increase my income, I could pay off my debts.”

Those same people, if they did increase their income, would probably just spend more. And financial freedom would remain a distant dream.

If financial freedom is your aim, then you must take control of your finances. The steps to financial freedom are as follows:-

1. Spend less than you earn:

It all starts with spending less than you earn. If you spend less than you earn, you can work on becoming debt-free and then start to build capital.

2. Pay yourself first:

You must always pay yourself first. What does that mean? It means that as soon as you get paid each month, you take a minimum of 10% of what you earn and put it away somewhere safe immediately.

Never, ever wait until the end of the month to see what you’ve got left.

If you do that, you’ll never save anything.

If you take 10% upfront, it will just be another debit on your income like taxes and pension contributions. You’ll quickly get used to having only the remaining 90% to live on.

And what do you do with the 10% or whatever you’ve put away?

3. Eliminate credit card debt:

Initially, if you have a credit card debt burden, then it makes sense to use that money to deal with paying off your debt first because the interest you’ll pay on the debt is always greater than any interest you’ll get on savings.

To pay off your credit card debt, you must find a way to eliminate the interest element each month so that any payments you then make go against the outstanding balance.

And how is that done?

Well, when you take out a new credit card account, it often comes with a period of zero interest, usually six months. These accounts also usually allow you to transfer in outstanding debt from another credit card account.

So by moving from one card provider to another and transferring the debt across to the new account, you then have a period of six months to make payments against the outstanding balance without accumulating interest on the old debt.

Never, ever use this card to increase your debt. Use it only to reduce your debt.

At the end of the period of zero interest on your new card, repeat the process if necessary. Once again, you move to another card account offering you a zero-interest period. By focusing only on the outstanding balance, it will be paid off sooner.

Eliminating the burden of debt is the first step on the road to financial freedom.

Freedom from debt will give you peace of mind. And that peace of mind is a good reason for spending less than you earn.

Once the debt is cleared, what next with the money you’ve paid yourself first?

4. Build capital:

Initially, put your money into a savings account. Then, as that builds into a larger sum, you can start thinking about other forms of investment like stocks, bonds, and property.

Once you develop the habit of putting some of your money away each month, it’s amazing how quickly it accumulates into a decent capital sum, and you’ll be on the road to achieving financial freedom.

Conclusion:

Learn to live within your means.

If you live modestly and spend your money wisely, you can ensure that you have enough money when you need it.

You can also build that nest egg for your retirement and give a little back to those less fortunate than yourself. And you’ll feel so much better about yourself too.

Conversely, gathering too much clutter through excessive spending on things you don’t need can become stressful, as well as wasteful. The choice is yours.

Financial freedom is achievable, and it will give you peace of mind.

You will sleep better knowing you’re debt-free.

Do this, and one day your older self will be grateful you made the effort, I can assure you.

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If so, then please share it on social media with your friends. When you share, everyone wins.

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Thank you for your support.

Copyright © Mann Island Media Limited 2024. All rights reserved.

4 funny international commercials to make you smile

Today I have some very funny international commercials for you.

When it comes to watching television, I find the commercials are usually much better than everything else. Would you agree dear reader?

I love clever commercials and funny commercials are always a pleasure to watch.

And the best commercials are memorable because they combine clever and funny. Such commercials really do punch above their weight.

Well dear reader, if like me you enjoy clever and amusing commercials then I think you might enjoy the ones in the embedded video below.

These are not new commercials, but you will enjoy them I’m sure.

They made me smile, so I hope they brighten up your day too.

4 FUNNY INTERNATIONAL COMMERCIALS


Please share this post with your friends:

So, dear reader, did these funny international commercials make you laugh?

I hope so. However, there are plenty more laughs for you if you click on the links below. You’ll find plenty of smiles to amuse you.

And if you’ve enjoyed what you’ve read, please share it with your friends on social media.

When you share, everyone wins.

It’s always a good idea to pass on the smiles.

If you could share it now, I’d be ever so grateful. You’d be helping a keen blogger reach a wider audience.

Thank you.

Articles you might enjoy:

Copyright © Mann Island Media Limited 2024. All rights reserved.