Work Archives - Roy Sutton

Creating a Life Plan: 17 ways the rich think differently

02/10/2026 by Roy Sutton

Today I am exploring the idea of creating a life plan.

Creating a Life Plan:

Have you ever thought about creating a life plan, dear reader? If you’re young and have your life ahead of you, certainly, it’s a good idea. You can always let life happen to you, of course, but it’s better if you go out and make life happen the way you’d prefer it to be. And to have a good life, having money certainly helps. So money is at the heart of life planning.

Now, why is it that some people are wealthy and others are not?

You might argue that the rich inherit money, and therefore, they’re just lucky. For a few people, that may be true. However, it’s not a universal truth.

Having wealthy parents helps, no doubt, but there are plenty of examples of self-made millionaires and billionaires. And there are plenty of examples of people who lost all their wealth and then just created another fortune.

There are also plenty of examples of poor people who enjoyed good fortune winning a lottery only to squander their millions within a few short years.

This would suggest that the rich and poor have different philosophies concerning creating a life plan and money as a resource.

17 ways the rich and poor think differently:

The video embedded here explores 17 ways in which rich people and poor people think differently. It’s an interesting video, and it makes some really useful points that will help you in your life planning. It’s informative and well worth a few minutes of your time, in my opinion.

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How to be happy and why you should be

02/09/2026 by Roy Sutton

How to be happy? Now, that’s a question I hear frequently.

Well, I believe that if you’re going to be happy, then you need a sense of purpose.

Now just think about that for a minute. Your work takes up one-third of your life, so surely it’s essential that you’re happy doing whatever you do?

So dear reader, if the question on your mind today is how to be happy in life, then to find the answer, it’s worth reflecting on your work for a moment and thinking about whether it’s right for you.

Reflect on your work:

Does your work make you happy?

Do you believe your contribution to your job is something that only you can supply?

Would you say that your work is closely aligned with your natural talents?

If your job is a mismatch with your natural talents, then you’re unlikely to do it as well as you might do otherwise. If you don’t do it well, then it’s hard to feel a sense of pride in your work, surely? And if you’re not doing it well, your boss is likely to give you a hard time as well.

So in this scenario, you’re not going to be very happy, are you?

Do what makes you happy:

Let’s face it, spending your life doing something you don’t enjoy is such a waste, wouldn’t you agree?

You have so much natural talent that could be put to better use.

Yes, every job has its chores. Things you have to do, which you hate but accept as part of the job. No job is perfect.

However, tedium should only be a small part of your whole work experience.

To feel happy and fulfilled doing the work you do means that you should enjoy at least 70% to 80% of your daily activity.

What happens if the job you do and your talents are mismatched?

Consider the personal cost:

Human beings are flexible and adaptable, of course. So even in the worst job situations, people survive, but at what cost to themselves?

The further you are from applying your natural talents and abilities, the less likely it is that you’ll enjoy your work in my experience. And being unhappy at work means you’re less likely to be happy in life. That’s a fact.

And if you’re not happy, then it’s difficult to make a genuine contribution to life and the lives of other people. And this matters, particularly for those people who are your loved ones.

If your loved ones have to deal with someone who’s doing a job they don’t enjoy, then it can make their lives miserable, too. In fact, it can be no pleasure for anyone around you.

If you derive no pleasure from your work, then life just becomes a grind. Also, it becomes stressful, which is not very good for your health either.

The sweet spot:

The best and least stressful way to earn a living is by pursuing your interests and something that you both enjoy, and that is compatible with your natural talents. This is the sweet spot, and it’s how to be happy in life.

If society encouraged people to pursue their interests and work to their strengths, then we would not only be happier, but we would also become more productive.

And of course, productive lives are happy lives too. We would all benefit, and society would reap benefits too.

So think about what you enjoy doing and your natural talents, and then think about how you can best apply them.

Not there yet? Keep looking:

It’s important to be happy doing what you do, but if you’ve yet to find work that makes you happy, then keep looking and don’t give up until you find it.

It’s possible to enjoy what you do. Other people do, and so can you.

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How to know your life purpose in 5 minutes

02/09/2026 by Roy Sutton

How to know your life purpose in 5 minutes? Now there’s an interesting question.

If you ask yourself five simple questions, you can identify your purpose, and with that knowledge, you can succeed.

If you speak with successful people, they’ll usually have a strong sense of their life purpose.

However, most people in life are unaware of their life purpose.

Far too many people in this world are unhappy with their lives because, for whatever reason, they feel they haven’t made the best use of their natural talent.

Too many people that I meet in their 40s and 50s seem to feel their lives have been mostly wasted so far.

Now, I’m not referring to complete losers here.

I’m talking about people who actually appear to have what we all crave, i.e. an affluent lifestyle and well-paid jobs.

However, just because they’ve made some money doesn’t mean they feel they’ve made the best of their lives.

Money’s important for living, of course, but having a sense of purpose and a feeling that we’re making a difference in other people’s lives is also very important if we want to be happy with our lives. And surely we all want to be happy?

Do you know your life purpose, dear reader?

Would you say you’re happy with your life?

I strongly believe that we’ve all been put on this earth for a reason.

We all have our part to play, and we all have a unique contribution to make.

Certainly, we all have a unique set of talents.

So surely, if we know what we have to offer, we’re closer to knowing our life purpose?

If what we do is congruent with our life purpose, then we can make a real difference to the world around us and to other people, too.

How to know your life purpose:

The question is, where to start?

Well, if you have absolutely no idea what your life purpose is, then a little self-analysis is a good place to start. However, what questions should you be asking yourself?

In the video below from TEDx Talks Adam Leipzig offers some inspired thinking on how to find your life purpose.

In the video, Adam suggests some simple questions to ask yourself that will quickly lead you to a sense of what your life purpose should be.

I found this video inspirational and really useful, and I recommend it to you.

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If so, then please share it on social media with your friends.

When you share, everyone wins. So go on, please share it now.

If you do, I’ll be ever so grateful, and you’ll be helping a keen blogger reach a wider audience.

Your support is appreciated, dear reader. Thank you.

Articles you might find interesting:

How to know your life purpose in 5 minutes, How to know your life purpose in 5 minutes

Filed Under: Self-Help Tagged With: Achievement, Attitude, being the best, How to know your life purpose, Inspiration, Life, Meaning, Motivation, Philosophy, Sage Advice, self-actualisation, self-actualization, Success, Wisdom, Work

How to make an impression : Job Interview Tips

02/03/2026 by Roy Sutton

Today’s theme is how to make an impression.

As the old saying goes, you only get one chance to make a good first impression.

These days, hiring managers are spoilt for choice when interviewing for any job regarded as a decent opportunity. In fact, unless the job is a real stinker, they’ll usually get hundreds of applicants.

True, they won’t interview them all, but they’ll interview enough for it to be important for you to make a memorable impression on them if you’re to have any chance at all.

Good candidates will know this and make sure they’ve researched job interview tips beforehand.

So dear reader, if you’ve found this page via a search engine, are you looking for some job interview tips?

If you’ve got a job interview anytime soon, then naturally you’ll want a few pointers on how to perform to the best of your ability. You’ll not only want to showcase your skills but also leave an impression on the interviewer that lasts long after you’ve left the interview room.

Don’t forget, though, the impression you leave can be a good one, but it can also be a bad one. And leaving a bad one is the last thing you want to do, assuming you really want the job.

The embedded video offers some useful job interview tips, making its points with irony. The video made me smile, and I hope it brightens your day too.

How to make an impression:

If you enjoyed this article and the funny video, dear reader, then please share it with your friends on social media.

Share the fun, and everyone wins.

Put a smile on someone else’s face, and you’ve done your good deed for the day. So go on, share now.

And if you fancy some more laughs, then click on the links below. You’ll find plenty to make you smile.

Success Secrets: How your life can be better than it is now

02/02/2026 by Roy Sutton

How is life for you? Perhaps you’re lucky, and you have a great job, a nice house, a fancy car, a loving family, and a lifestyle that is the envy of your neighbours. If that’s you, then well done, but there’s nothing for you here. If you’ve achieved all that, then you don’t need any success secrets from me.

Success Secrets

If it is you, then I must tell you, you’re in a minority. However, I’m guessing you’re not part of that minority. Am I right? Statistically, you’re much more likely to be a member of life’s majority. Those people with a desire for their lives to be better, but who, for whatever reason, cannot translate that desire into something that’s better.

Statistically, you’re more likely to be part of that group of people constantly on the lookout for success secrets. People searching for the ‘secret sauce,’ if you like. You’re not alone, of course, but I hope this post will help you.

Why is it that some people are successful and others are not?

What secrets do the successful know that the unsuccessful do not know?

Can anyone be successful? The simple answer is yes.

However, unsuccessful people tend to think it’s not possible, so they don’t try. They just accept what they’re given as if that’s all they can expect from life. It’s almost as if they say to themselves, this is all life has for me. It’s like they believe that there are no success secrets.

Well, I must tell you now, if it’s not obvious to you, life can be better. Life is what you make it. Within reason, you can be whatever you want to be. You can have more. Other people do, so why not you?

Right now, where you are is where you are. It doesn’t really matter. What matters is that you don’t have to remain where you are. You’re not a tree; you can move. You can change. You can decide that your life will be different. And you can work towards something that’s better.

Your life really can be better than it is, and you can be better than you are. However, for it to be better, you have to believe it can be better, and you have to believe that you can turn it around. In fact, you have to believe in success secrets.

One thing all successful people have in common is a belief that something different can happen, and they can make it happen. They don’t allow anyone to tell them it can’t be done. They know what they want, and they’re determined to get it.

Some might consider them delusional, but successful people see it as self-belief. They won’t accept that they cannot do something because, intuitively, they know that if they try hard enough, then anything is possible. If they decide what they want and strive for what they want, they just know that somehow they can get it. The price is determination and hard work, but they’re willing to pay that price.

Successful people know that when faced with an elephant, you cannot swallow it whole. However, it can be eaten one bite at a time.

If you’re building a wall, then you don’t start with the entire wall. You start with a single brick, and you get that right. Then once that’s securely in place, you move on to the next brick and then the next and the next and so on. Pretty soon, if you stick at it long enough, you’ll have the whole wall.

Successful people know that they can’t get to where they want to go in one single leap. They know you get there gradually, one step at a time. And if you want to be successful, it starts with taking the first step.

Readers familiar with Neuro-linguistic programming (NLP) will know that if you want to be successful, you look for successful people, identify what they do and then copy that model. The idea is that if it worked for them, then there’s a good chance it will work for you, too. Most successful people will have had role models they’ve copied at various times.

So if you want to be successful, look around for successful people and listen to what they have to say. Most people would accept that Will Smith is successful. In the video included here, he shares his thoughts on the secrets of success.

His observations are interesting and well worth a few minutes of your time. I can recommend them to you.

The real cost of television? The answer will surprise you

02/01/2026 by Roy Sutton

Have you ever considered what the real cost of television is and the effect it has on your life?

When you’ve worked hard all day, I’m sure you find it so easy when you arrive home in the evening to have a bite to eat and then relax in front of the television. You just passively watch whatever’s on offer because it’s your time now, right?

If you’ve worked hard all day, you deserve a rest, surely?

Anyway, you’ve got a nice television, and it cost you a lot of money, right?

So, of course, you want to make the most of it, don’t you?

If you’ve spent all that money, why would you want to waste such a fine piece of technology by not using it? Surely that’s a reasonable argument?

The real cost of television?

Opportunity cost:

Well, it’s an argument, of course, but have you ever given serious thought to the real cost of that television to you?

How much do you think it actually costs?

Now, I’m not referring to the price tag in the store when you purchased your television, though even that’s not insignificant.

I’m referring to the opportunity cost of the time wasted passively watching television.

Never forget, time is money.

And time wasted watching television could have been used doing something that would have been far more profitable for you, at least in the long term.

Deep down, I suspect, in your heart, you know that dear reader, don’t you? Nevertheless, knowing and acting on the knowledge you possess are two different things.

The importance of time:

How often do you hear people say things like, I’d love to earn more money; I’d love to have a better job; I’d love to learn another language; I’d love to learn to play the piano; and so on? Then you’ll hear them say, “If only I had the time.”

Do you recognise yourself anywhere there, dear reader?

The simple fact is that when it comes to time.

We all have the same amount, 168 hours each week. It all comes down to how you choose to use and prioritize your time.

Time is a resource, like any other:

Successful people recognise that time is their most precious resource, and they use it wisely.

People who succeed have a genuine sense of purpose, and they’re very focused on their goals. They know what they want, and they have a plan as to how they’ll get it.

Do you have a genuine sense of purpose, dear reader?

Have you got a clear idea in terms of where you’re going?

Do you know what it is you want out of life?

Life can be better:

Perhaps life is something that’s just happening to you, and you’re just going with the flow?

That’s an acceptable strategy if you’re willing to accept whatever life throws at you.

However, you must ask yourself: Are you really happy with your life and the share of life’s pie you’ve been given so far, or do you want more?

Well, let me tell you this, dear reader. For things to improve, you must first learn to use your time wisely.

Remember: Time is more important than money because you can always get more money, but you can’t get more time.

Secondly, you need a clear sense of direction and your own plan for how you’ll get to where you want to go. Without direction and a plan, you’ll be destined to be used as part of someone else’s plan.

However, that’ll only be for as long as you can serve some useful purpose for them.

Once you no longer serve any purpose for them you’ll cease to be part of their plan. And then you’ll be scratching around looking for another way to earn a living.

The world is an unforgiving place, that’s for sure.

Be a person of value:

Work is just doing stuff for other people in exchange for money.

However, we don’t just get paid for the hour. Our pay is dictated by the value we put into that hour.

The more value we can add the more we’ll earn.

And to add more value we must be increasing our knowledge and skills constantly.

We reap what we sow.

If we fail to reap, we cannot sow.

And how can you reap if you spend your life passively watching television? Time wasted cannot be recovered.

You’ll get out what you put it:

In my experience, we get out of life exactly what we put in. The more we put in the more we’ll get out.

The obvious question is, how can you get more out of life?

If you’re happy to go through life passively watching television but struggling to make a decent living then that’s fine, if that’s what you want. Just keep doing what you’re doing. Waste as much of your time as you like.

However, if you want more than that then it’s time to start designing the life you want and avoiding time-wasters like television.

It’s time to decide where you’re going; and what you want out of life. It’s time to develop your plan for success. And above all, it’s time to stop wasting your time.

You can be a winner. Anybody can.

However, it does require some effort on your part and a clear sense of direction though. That’s a given.

A great source of inspiration:

And if you’re going to be a winner, in addition to using your time wisely, you’ll also need a constant source of inspiration to keep you motivated.

One of my greatest sources of inspiration is the late, great business philosopher Jim Rohn.

You’ll find plenty of videos featuring Jim Rohn on YouTube.

However, you might also consider buying one of Jim Rohn’s books or even an audio recording to listen to in your car or on your smartphone or iPad.

One Jim Rohn book (also available as an audio recording) that I can highly recommend is:

The Art of Exceptional Living.

Check it out on Amazon while it’s fresh in your mind. You won’t regret it.

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Do that for me, and I’ll be forever grateful.

You’ll be helping a keen blogger reach a wider audience.

Thank you.

Success and why you should never quit

01/30/2026 by Roy Sutton

It’s always too early to quit. ~Norman Vincent Peale

Success and why you should never quit

Today I want you to consider success and why you should never quit, dear reader.

Achieving any form of success requires determination and a lot of hard work. Anything you want can be yours if you want it badly enough, but nothing’s for free.

The price you’ll pay is in blood, sweat, and tears. Long days, late nights and a laser-sharp focus on your goals.

The road to success will also inevitably involve occasional setbacks. That’s the nature of the game we call success. And it is a game where the best players become the winners.

So you’ll need to be single-minded, and you’ll need to push yourself very hard. It’s not easy and nor is it meant to be.

From time to time self-doubt will creep into your mind. You’ll start to imagine that maybe you’re not quite good enough. Siren voices in your head will start telling you that it’s all too difficult and that maybe it’s time to quit.

You may even start asking yourself, “Why am I putting myself through all the hard work when I could just spend my life cruising along and having fun?“

The problem is, no pain, no gain. And if you quit, you’ll spend your life wondering what might have been.

So just keep your eye on the prize. Nothing worth having was ever easy to achieve. However, it can be done and people do.

You can do it too. All you need is a little self-belief and a genuine desire to make your mark on life.

Just ignore any setbacks; ignore any siren voices in your head, and refuse to give up until you get to where you want to be.

Remember this; quitters never win and winners never quit. Greatness lies within you. So go on, be a winner.

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So please share it now. If you do I’ll be ever so grateful and you’ll be helping a keen blogger reach a wider audience.

Thank you.

How to build wealth from nothing: 5 Top Tips

01/23/2026 by Roy Sutton

There’s nothing you can do about being born poor. If that was the case, then it was just unfortunate. However, you don’t have to go through life remaining poor.

It is possible to build wealth over time, and plenty of people do, frequently from absolutely nothing.

Many people born poor become wealthy through their efforts, and you can too, dear reader.

Here are five tips to help you build wealth from nothing.

How to build wealth from nothing:

1. Pay yourself first:

You can make money relatively easily, but holding on to it can be very hard.

We’re all constantly bombarded with reasons why we should spend our money in return for some fleeting sense of gratification. Would that be an experience you recognize, dear reader?

It doesn’t have to be that way, of course, and rich people know that only too well.

So what do rich people do that’s different from everyone else?

Simple! They always pay themselves first.

And what do I mean by paying yourself first?

I mean, the moment you’re paid, you take a slice off the top of your income immediately and put it away somewhere safe. And by a slice, I mean to say 10%, or more if you can afford it.

And what do I mean by somewhere safe?

Well, initially, that would be depositing your money in an interest-bearing account.

However, once your money starts building into a larger sum then you can start thinking about other forms of investment that’ll potentially give you greater returns. Stocks and bonds, for instance.

Building a capital sum is important because, as your money grows, it starts to generate a second income stream for you. That may not seem important to you now, but it will be as you get older.

So paying yourself first is a discipline to which you must adhere until it becomes a habit you do without thinking.

You must always put some money away, and you must make that money work hard for you. You must grow and protect your investment portfolio with careful diversification, and over time, you’ll find yourself building a sizeable fortune.

So here’s today’s mantra for you: Pay Yourself First. Never forget that, please, dear reader.

2. Be an investor, not a speculator:

You must understand that there’s a big difference between investing and speculation. They’re not the same thing at all.

I don’t wish to imply that there’s something wrong with speculation, though. There isn’t.

In the world of finance, speculation brings liquidity to the market, and therefore it does have its place.

However, speculation tends to operate on the ‘greater fool’ principle.

By that, I mean someone is prepared to buy an asset for a given price in the hope that it can then be sold quickly to someone else, the greater fool, for a greater price.

This is what professional speculators do, and they can make money this way because they know what they’re doing and they have sophisticated systems to support them.

However, for ordinary people, speculation is like gambling in a casino. And you should never invest your money as though you’re gambling in a casino.

You might get lucky occasionally, of course, but over time your losses will outstrip any gains you might make, and almost certainly by a significant margin.

So my recommendation to you, dear reader, is that you should never speculate. Instead, you should focus on becoming an investor.

By investing, I mean buying stocks and shares in solid, well-managed, cash-generative businesses that can pay good dividends on a sustained basis.

Buy stocks worth holding for the long term. This will provide you with a steady income stream from the dividends, regardless of any short-to-medium-term volatility in the market. And spread your risk by building a diversified portfolio.

If you reinvest your dividends, then over time you will find that this approach should give you a good return on your money.

If you want to make money and build capital, then my advice to you, dear reader, is to be an investor, not a speculator.

3. Focus on value, not price:

The legendary investor Warren Buffett once said, “Price is what you pay; value is what you get.”

With this observation, he’s making an important point. There’s a distinction between price and value.

A low price for an asset doesn’t necessarily mean you’ll get good value.

And a high price doesn’t automatically mean you will not get value.

Price in itself is not a measure of value. You must consider other factors to judge value.

When you’re buying any financial asset, say stocks and shares, you should always focus on value, and you must establish metrics by which you can adequately judge the intrinsic value of that asset.

Judged in isolation, price is just a number, nothing more.

A lower price means absolutely nothing if you’re getting little or no value in return for your money.

Never, ever forget that it’s the intrinsic value that will determine whether something is worth buying or not.

Get genuine value at the right price, and then you can get a decent return over time from an investment.

4. Create a personal private income:

Much as we all aspire to do work we love, you must never forget, dear reader, that ultimately work is simply a means to an end.

Essentially, work is just doing stuff for other people in exchange for money. In turn, that money is then the fuel on which we run our lives.

Money provides us with the means to put bread on the table, a roof over our heads, clothes on our backs, and those of our loved ones, of course.

If you work hard enough, you can earn a lot of money.

Manage that money wisely, and you can build capital. Invest that capital intelligently, and you can create your private income streams.

When you have a decent private income in your own right then you can truly pick and choose the work you do.

Then you only have to do what you enjoy doing: that thing that gives you a genuine sense of purpose.

Creating a personal, private income is a worthy goal, and it’s well worth the effort.

That way, you’re in control of your own life, and no one else can dictate what you should and shouldn’t do.

You’ll be in control of the good ship ‘Me’ and only you will decide where it goes.

The message here is, to work hard now, so one day you don’t have to work hard.

5. Never forget what matters most:

It would be very easy to believe that a life filled with lots of money and materiality would make you blissfully happy. Well let me tell you, dear reader, that in isolation, it won’t.

I’m not suggesting that these things are not important but you must get your priorities right.

Yes, of course, go out there and make money. Manage it carefully. Buy nice things and enjoy some of that money too.

However, to be truly happy, you must never lose sight of the most important thing in your life and that is family and friends.

People are social animals; we’re not solitary animals like cats. We need other people and most of all, we need our loved ones. A life filled with loved ones and laughter will be a happy life.

So make time for your loved ones, especially your children. Enjoy their company and make the most of every minute with them.

Never focus on work to the exclusion of your family and friends. Without them, you have nothing. Money is important, of course but people are much more important.

Never lose sight of the people in your life.

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When you share, everyone wins.

Please share it now, and I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

Thank you for your support.

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Filed Under: Wisdom Tagged With: 5 Top Tips, Achievement, Business, Employment, Financial, financial freedom, How to build wealth from nothing, Inspiration, Investment, Life, Making Money, money, Motivation, Success, Wealth, Wisdom, Work

Why an investment in knowledge pays dividends

01/19/2026 by Roy Sutton

Today, I want to explain why an investment in gaining knowledge is important and should be considered seriously.

Investment in knowledge

An investment in knowledge pays the best interest. ~Benjamin Franklin

You don’t get paid for the hour; you get paid for the value you put into the hour. Everyone must understand that important distinction, dear reader.

You get paid for the value you add.

The more value you can add, the more you’ll get paid over time.

It’s really that simple.

If you can solve problems for people with the skills you’ve got, then you can earn an excellent living.

The question is, what underpins your skills and your ability to add value? The answer to that question would be knowledge, of course.

Knowledge comes from learning, and learning is a lifelong process.

Learning is an investment

The quote at the top of this post from the venerable Benjamin Franklin reminds us of the importance of learning. Learning is an investment in ourselves.

We all have an enormous capacity to consume and retain knowledge in our heads, and that knowledge is then a currency with which we can trade. The more knowledge we have, the more value we can add.

When it comes to investing, nothing will pay you a better dividend than making sure you have a good education. And I stress that it’s a lifelong process. It doesn’t end when you leave school or college.

And it’s not about whether or not you went to college or university. Important as they may be, learning can be achieved in many ways.

Self-education is the best education

Knowledge can be gained through reading books, listening to audio and video tutorials, and challenging yourself to master anything that appeals to you.

Learning from hands-on experience, making mistakes, and learning the lessons you can take from any mistakes you’ve made.

In particular, if you want to master the game of money and all matters financial, then you need to become a seeker of financial knowledge and know-how.

You need to become a reader and a keen student of finance. To be successful in investing, of course, you need to know what you’re doing. You need financial education.

The price of ignorance

If you think that education is expensive, then think again. The price of ignorance is far greater.

Ignorance can prove to be very costly indeed. And that’s true in every aspect of your life.

Getting an education may seem expensive, but it’s nowhere near as expensive as ignorance.

So, if you’re not already, become a reader.

The investment in yourself is well worth the effort, and it’ll pay you a handsome dividend.

As the late, great Jim Rohn once said:

“Work harder on yourself than you do on your job.”

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How to improve your life quality and have much more

01/11/2026 by Roy Sutton

How to improve your life quality? That’s a question we often ask ourselves when life does not quite meet our expectations.

Embarrassed by circumstances

Have you ever been embarrassed by your limited circumstances?

Consider a situation. Perhaps all your friends were going on a night out, but you couldn’t join them because you simply didn’t have the money.

You wanted to join them, of course, but wealth and financial freedom were nothing but a distant dream for you at the time.

Perhaps you haven’t had that particular experience, but something similar, possibly? The actual situation for you may have been different, but your sense of embarrassment will not have been any less painful and hard to bear, I’m sure.

In one of his audio programs, the late Jim Rohn tells a story about an event that drove him to take a very close look at his life.

A Girl Scout called at Jim’s house one day to sell Girl Scout Cookies as part of an annual fundraiser. In exchange for the cookies, all she asked for was just two dollars.

This was many years ago, of course, but even then, this was not a huge sum of money.

However, Jim’s problem at the time was that he didn’t even have two dollars to spare, so he was reduced to lying to the poor girl. At this point, wealth was something Jim had yet to encounter.

Money does matter

Now, some people will tell you that money doesn’t matter, but it does. In our world today, you can’t live without money any longer than you can live without oxygen or water.

Exactly how much money you need depends on your preferred lifestyle, of course. If you don’t want much out of life, then you’ll get by on very little money.

However, most of us do want more out of life; hence, having at least a degree of wealth does matter.

Wealth and financial freedom

Put simply, wealth means financial freedom.

Financial freedom, in turn, means you can do what you want whenever you want without feeling constrained by your circumstances.

A worthy aim, therefore, is to decide what you want out of life and then start working towards building your wealth.

It all starts with change

Have you ever thought to yourself, I don’t want to live like this anymore?

Perhaps you’ve said to yourself, I want more out of life.

You want more, but the problem is that you have no idea how to change your circumstances, right? If you need a little help, then don’t worry, dear reader; you’re not alone.

However, one thing you must accept is that unless you change, nothing will change.

You must increase your value

Perhaps you look at your salary each month and think, How can I start building wealth when this is all the company pays?

If that’s how you think, then you’ll need to change your philosophy or the way you look at things.

The salary you get may be all the company pays you, but it’s for the value of the contribution you make.

There will be other people who are paid a lot more than you. They’re paid more than you quite simply because they’re considered to be more valuable than you to the company.

I’m not suggesting that you’re not valuable. You are valuable as a father, a mother, a brother, a sister, a friend, or even a colleague.

However, my point reflects your economic value to your employer.

It’s a fact that if you’re in a low-skilled job where there’s an oversupply of potential replacements for your services, then you won’t earn much. That’s simply the economics of supply and demand.

However, just because you’re not more valuable now doesn’t mean you can’t become more valuable.

You can increase your skills with a little effort on your part, and you can become more valuable. Become more valuable, and your income will rise.

So while your circumstances may be limited right now, they don’t have to remain that way.

You can work on yourself and improve yourself. It’s all about self-improvement and personal development.

Success can be yours

Success doesn’t just happen to people. No one just gets lucky.

If you asked the CEO of a multi-national corporation how he or she got to where he or she is today, the response is unlikely to be, “Well, I just showed up for work each day, and they just kept promoting me.”

No, people have worked very hard to get to a lofty position in life. You don’t get anywhere without hard work.

However, you attract success by the person you become, and you really can become more than you are now.

Jim Rohn suggested that profits are better than wages, and he had a point.

Every rags-to-riches story I’ve ever heard always involves someone’s own business. They started their own business, worked very hard, and one day they became very rich.

Build a business

Now you’re probably thinking, I don’t have the money to start my own business, and I can’t afford to give up my job on a whim.

That’s all true, I’m sure, but some people keep their job initially and start their own business as a part-time enterprise.

Jim Rohn himself built his success that way.

Jim began life in modest circumstances, but he went on to become a millionaire and one of the most influential thinkers of our time. And in case you’re wondering, no, he didn’t go to university.

It can be done; people do, and you can too.

Just make up your mind to start working on yourself.

Increase your value and look for opportunities to solve problems for people.

Solving problems is the basis for any business. Every product should solve a problem for consumers.

The psychology of wealth

There’s psychology linked to building wealth, and you would be wise to understand it.

In the embedded video included here, the late Jim Rohn explains the psychology of wealth and provides a lot of sensible advice.

Jim was a successful man by any measure, and it’s always worth listening to people who’ve achieved success. They know what they’re talking about because they’ve been there and done it.

He offers simple messages that are thought-provoking and powerful.

This video is well worth your time, and I recommend it to you. Watch it now while you have the chance.

How to improve your life quality

Recommendations for your library

I think the late Jim Rohn was one of the best motivational speakers I’ve ever heard, and he’s been a big influence on me; that’s for sure.

He’s produced many books, videos, and audio programs over the years, and all of them would add real value to your library.

Two I can strongly recommend you add to your personal reference library are:

Book: Seven Strategies for Wealth & Happiness by Jim Rohn

Audio Program: The Art of Exceptional Living by Jim Rohn

I purchased both of these some time ago, and I still use them constantly as sources of inspiration and motivation.

The audio program is particularly useful, as I listen to it while driving. This means I can use my travel time profitably. Why listen to the radio when you could be listening and learning while you drive?

Purchasing these items represented money well spent for me, and I’ve found them enormously useful. I strongly recommend them to you.

Even if you don’t buy them, they’re certainly worth considering. Go check out Jim Rohn’s books and audio programs now while they’re fresh in your mind.

Check out Jim Rohn on Amazon

Should you make a purchase, you will not regret buying them. I’m very confident in that.

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Thank you.

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