Why you should put something away for a rainy day

10/08/2025 by
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Dear Reader, have you ever considered why you should put something away for a rainy day?

When you’re doing well and have a good income, it’s easy to imagine that the good times will go on forever and you can enjoy it all with the expectation that money will continue to flow in your direction without interruption.

But life’s not like that. Into every life, some rain will fall, as the saying goes.

Good times don’t last forever. Life tends to be cyclical, like the changing of the seasons.

The time to repair your roof is when the sun is shining, for winter will have its day and we must be prepared for inclement weather.

Savings matter:

When you get paid each month you must set some money aside, separated into three accounts, as follows:

You must be prepared to pay those bills that come in regularly; you must be ready for an emergency. Equally, you must start creating wealth, so that one day you’ll be able to retire.

Bill Payment:

You cannot live in the modern age without incurring bills.

Whether it’s utility bills, phone bills, TV subscriptions, mortgage payments or rent, credit card payments, food bills, repayments on a car loan, et cetera. You must set money aside to pay all those bills when they fall due.

Emergency Account:

As the saying goes, stuff happens.

And when stuff happens you must be prepared to deal with it. You must have an emergency fund you can tap into to deal with emergency repairs or even an unexpected interruption to your income. These things do happen.

Financial Freedom:

When you’re young, it’s easy to think that you’ll keep on working, if you must, to earn an income.

However, trust me, one day you will want to retire from work, or at least from the daily grind.

If you are to retire you will need some wealth.

The best time to start building wealth is when you’re young.

Start a 401K or pension whilst you’re young, pay into it regularly and with some luck and good financial management, you can enjoy a comfortable old age.

By starting young you will benefit from the magic of compounding. The impact of compound interest should not be underestimated.

Remember; it will rain:

Think of life in terms of the seasons and prepare accordingly.

Most people experience hard times at some point in their lives, particularly when they’re young.

You can be sure it will rain; the only question is when.

You will be able to weather the storm a lot better if you have a financial cushion in the form of some savings.

If you are lucky enough to have an income now, you’d do well to remember to put some of your income away for a rainy day.

It’s easy to squander your money thinking the good times will never end.

However, nothing lasts forever. So, my advice is, to be prepared.

Why you should put something away for a rainy day
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Change habits and you can change your life

10/05/2025 by

To change habits requires discipline and recognition that change is essential if life is to improve.

So, is your life going in the direction you’d like it to go, dear reader? Perhaps, it’s not.

Somehow, you can’t quite achieve the results you’d like to achieve. Would that be true?

In the video included here, Bob Proctor explains that the reason you’re stuck and can’t get the results you want is likely to be because of a paradigm.

And what’s a paradigm?

Well, Bob goes on to explain what paradigms are and how they are formed.

He also explains how change can be achieved.

If change is something you’d like to achieve, then this is a really interesting presentation; it is fairly short but worth watching.

I recommend it to you, so take a few minutes and check it out now.

Quotes about change
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Change habits:

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31 amusing quotes by Woody Allen to raise a smile

09/29/2025 by

Today I thought it might be amusing to explore some of the many quotes by Woody Allen. A man with a ready supply of witty one-liners that are always guaranteed to raise a smile.

As many readers will know, Woody Allen is an American film director, writer, actor, and comedian whose career spans more than six decades and multiple Academy Award-winning films.

He began his career writing material for television in the 1950s, and he’s written several books, as well as humorous pieces for the magazine The New Yorker.

Woody Allen has developed a monologue style of comedy, rather than traditional jokes, and his stage persona is that of an insecure, intellectual, fretful nebbish.

In 2004, Comedy Central ranked Woody Allen fourth on a list of the 100 greatest stand-up comedians, while a UK survey ranked Woody Allen the third-greatest comedian.

Anyway, here are 31 amusing quotes by Woody Allen and I hope you enjoy them all.

Please feel free to share them with your friends.

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Quotes by Woody Allen (1-10):

  1. Marriage is the death of hope.
  2. Eighty per cent of success is showing up.
  3. I think being funny is not anyone’s first choice.
  4. Life is divided into the horrible and the miserable.
  5. My one regret in life is that I’m not someone else.
  6. Who bothers to cook TV dinners? I suck them frozen.
  7. I failed to make the chess team because of my height.
  8. What if nothing exists and we’re all in somebody’s dream?
  9. Money is better than poverty, if only for financial reasons.
  10. If you want to make God laugh, tell him about your plans.

Quotes by Woody Allen (11-20):

  1. I ran into Isosceles. He had a great idea for a new triangle!
  2. In my house I’m the boss, my wife is just the decision-maker.
  3. I’m not afraid to die, I just don’t want to be there when it happens.
  4. When we played softball, I’d steal second base, feel guilty and go back.
  5. I will not eat oysters. I want my food dead. Not sick. Not wounded. Dead.
  6. If my films make one more person miserable, I’ll feel I have done my job.
  7. Bisexuality immediately doubles your chances for a date on Saturday night.
  8. I had a terrible education. I attended a school for emotionally disturbed teachers.
  9. When I was kidnapped, my parents snapped into action. They rented out my room.
  10. I believe there is something out there watching us. Unfortunately, it’s the government.

Quotes by Woody Allen (21-31):

  1. On the plus side, death is one of the few things that can be done as easily lying down.
  2. Most of the time I don’t have much fun. The rest of the time I don’t have any fun at all.
  3. I don’t want to achieve immortality through my work. I want to achieve it by not dying.
  4. Basically, my wife was immature. I’d be at home in the bath, and she’d come in and sink my boats.
  5. I have bad reflexes. I was once run over by a car being pushed by two guys.
  6. His lack of education is more than compensated for by his keenly developed moral bankruptcy.
  7. If only God would give me some clear sign! Like making a large deposit in my name at a Swiss bank.
  8. You can live to be a hundred if you give up all the things that make you want to live to be a hundred.
  9. Organized crime in America takes in over forty billion dollars a year and spends very little on office supplies.
  10. There are worse things in life than death. Have you ever spent an evening with an insurance salesman?
  11. It seemed the world was divided into good and bad people. The good ones slept better, while the bad ones seemed to enjoy the waking hours much more.

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35 Quotes by Victor Hugo that will make you think

09/25/2025 by

Today let’s explore some of the many quotes by Victor Hugo.

Victor-Marie Hugo was a French Romantic writer and politician. During a literary career that spanned more than sixty years, he wrote in a variety of genres and forms.

Victor Hugo is regarded as one of the greatest French writers of all time and his most famous works included the novels The Hunchback of Notre Dame and Les Misérables.

His work touched upon most of the political and social issues and the artistic trends of his time.

In France, his literary stature established him as a national hero.

So, he was a successful man by any measure and, as always, it’s worth listening to what successful people have to say.

So here are 35 quotes by Victor Hugo guaranteed to make you think.

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Quotes by Victor Hugo (1-20):

  1. Liberation is not deliverance.
  2. Habit is the nursery of errors.
  3. Those who live are those who fight.
  4. Perseverance, the secret of all triumphs.
  5. Idleness is the heaviest of all oppressions.
  6. People do not lack strength; they lack will.
  7. The learned man knows that he is ignorant.
  8. It is nothing to die. It is frightful not to live.
  9. He who opens a school door closes a prison.
  10. Strong and bitter words indicate a weak cause.
  11. Fashions have done more harm than revolutions.
  12. There is nothing like a dream to create the future.
  13. Initiative is doing the right thing without being told.
  14. Many great actions are committed in small struggles.
  15. The wicked envy and hate; it is their way of admiring.
  16. Adversity makes men, and prosperity makes monsters.
  17. Forty is the old age of youth; fifty is the youth of old age.
  18. An intelligent hell would be better than a stupid paradise.
  19. Life’s greatest happiness is to be convinced we are loved.
  20. One sees qualities at a distance and defects at close range.

Quotes by Victor Hugo (21-35):

  1. Laughter is the sun that drives winter from the human face.
  2. Do not let it be your aim to be something, but to be someone.
  3. Doing nothing is happiness for children and misery for old men.
  4. A faith is a necessity to a man. Woe to him who believes in nothing.
  5. Short as life is, we make it still shorter by the careless waste of time.
  6. When a man is out of sight, it is not too long before he is out of mind.
  7. I love all men who think, even those who think otherwise than myself.
  8. When a woman is talking to you, listen to what she says with her eyes.
  9. He who is not capable of enduring poverty is not capable of being free.
  10. No one knows like a woman how to say things which are at once gentle and deep.
  11. All the forces in the world are not so powerful as an idea whose time has come.
  12. It is most pleasant to commit a just action which is disagreeable to someone whom one does not like.
  13. The greatest happiness of life is the conviction that we are loved; loved for ourselves, or rather, loved despite ourselves.
  14. A creditor is worse than a slave-owner; for the master owns only your person, but a creditor owns your dignity and can command it.
  15. There is no such thing as a little country. The greatness of a people is no more determined by their numbers than the greatness of a man is by his height.

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17 amusing quotes by Bob Hope to raise a smile

09/25/2025 by

Today, I thought it would be interesting to explore some quotes by Bob Hope. Always the funny man with a ready wit.

If you’re not quite old enough to remember him now, Bob Hope was one of the biggest stars in the golden age of American entertainment.

In many ways, the quintessential, proud American, Bob Hope was born in 1903 in Eltham, southeast London. His family moved to the United States when he was four years old, and he grew up near Cleveland, Ohio.

He began his career in show business in the early 1920s, initially as a comedian and dancer on the vaudeville circuit, before acting on Broadway.

Bob Hope began appearing on the radio and in films starting in 1934.

He was known for his comedic timing, specializing in one-liners and rapid-fire delivery of jokes that were often self-deprecating, and he helped establish modern American stand-up comedy.

Bob Hope was active in public life until 1998 but, sadly, died at home on July 27, 2003, at the age of 100.

A successful man by any measure, and successful people are always worth listening to.

So here are 17 quotes by Bob Hope, that are amusing and reflect the humour of his era.

Enjoy them all and feel free to share them with your friends.

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Quotes by Bob Hope

  1. They’ll always be an England, even if it’s in Hollywood.
  2. You never get tired unless you stop and take time for it.
  3. Bigamy is the only crime where two rites make a wrong.
  4. I love to go to Washington if only to be near my money.
  5. Middle age is when your age starts to show around your middle.
  6. You know you’re getting old when the candles cost more than the cake.
  7. I don’t feel old. I don’t feel anything till noon. That’s when it’s time for my nap.
  8. I’ve always been in the right place and time. Of course, I steered myself there.
  9. I do benefits for all religions. I’d hate to blow the hereafter on a technicality.
  10. A bank is a place that will lend you money if you can prove that you don’t need it.
  11. I grew up with six brothers. That’s how I learned to dance. Waiting for the bathroom.
  12. If you haven’t got any charity in your heart, you have the worst kind of heart trouble.
  13. She said she was approaching forty, and I couldn’t help wondering from what direction.
  14. I have a wonderful make-up crew. They’re the same people restoring the Statue of Liberty.
  15. A sense of humour is good for you. Have you ever heard of a laughing hyena with heartburn?
  16. I have seen what a laugh can do. It can transform almost unbearable tears into something bearable, even hopeful.
  17. When we recall the past, we usually find that it is the simplest things, not the great occasions, that in retrospect give off the greatest glow of happiness.

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27 quotes to inspire you to greatness and beyond

09/23/2025 by

To achieve greatness, we all need a little inspiration we can refer to frequently. So here are 27 quotes to inspire you to greatness.

Feel free to bookmark this page and refer to them as often as necessary.

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QUOTES TO INSPIRE YOU TO GREATNESS (1 – 10)

If you’re going through hell keep going. ~Winston Churchill

You can do anything, but not everything. ~Author Unknown

Opportunities don’t happen, you create them. ~Chris Grosser

The starting point of all achievement is desire. ~Napoleon Hill

Don’t raise your voice, improve your argument. ~Author Unknown

It’s lack that gives us inspiration. It’s not fullness. ~Ray Bradbury

Innovation distinguishes between a leader and a follower. ~Steve Jobs

The main thing is to keep the main thing the main thing. ~Author Unknown

The successful warrior is the average man, with a laser-like focus. ~Bruce Lee

If you want to achieve greatness stop asking for permission. ~Author Unknown

QUOTES TO INSPIRE YOU TO GREATNESS (11 – 20)

Success is the sum of small efforts, repeated day-in and day-out. ~Robert Collier

Inspiration is hard to come by. You have to take it where you find it. ~ Bob Dylan

What seems to us as bitter trials are often blessings in disguise. ~Author Unknown

All our dreams can come true if we have the courage to pursue them. ~Walt Disney

Too many of us are not living our dreams because we are living our fears. ~Les Brown

If you are not willing to risk the usual you will have to settle for the ordinary. ~Jim Rohn

Genius is one percent inspiration and ninety-nine percent perspiration. ~Thomas A. Edison

Try not to become a person of success, but rather try to become a person of value. ~Albert Einstein

What’s the point of being alive if you don’t at least try to do something remarkable? ~Author Unknown

When you stop chasing the wrong things, you give the right things a chance to catch you. ~Lolly Daskal

QUOTES TO INSPIRE YOU TO GREATNESS (21 – 27)

Everyone is good at something and once you find it, what you can achieve is limitless. ~Andrew Flintoff

The whole secret of a successful life is to find out what is one’s destiny to do and then do it. ~Henry Ford

The ones who are crazy enough to think they can change the world, are the ones who do. ~Author Unknown

I believe that the only courage anybody ever needs is the courage to follow your own dreams. ~Oprah Winfrey

Everyone must start as a complete beginner but only those driven to succeed will achieve mastery in time. ~Joseph Crosby

Greatness is achieved beyond your comfort zone. No one ever made their mark in life by taking the easy way every time. ~Roy Sutton

I know of no single formula for success. But over the years I have observed that some attributes of leadership are universal and are often about finding ways of encouraging people to combine their efforts, their talents, their insights, their enthusiasm and their inspiration to work together. ~Queen Elizabeth II

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How to find the right job for you – Simply Explained

09/16/2025 by

How to find the right job for you?

If you’re wondering how to find the right job for you, then this article was written with you in mind, dear reader.

Do you enjoy your work? Do you have a job you love? Do you wake up each morning filled with enthusiasm for the day ahead?

Alternatively, maybe you feel your job allows you to earn an income, but beyond that, you can’t wait until 5 pm when the working day is over.

Perhaps you’re constantly asking the question, “How to find the right job for you?”

If that’s you, then you’re not alone.

The Lottery Question:

The acid test when you’re not sure is to ask yourself what I call the lottery question.

What does that mean? It means you ask yourself this:

If I won millions on the lottery and money ceased to be an issue, would I continue to do the work I’m doing now, or would I try something else?”

Yes, of course, if you won the lottery, you’d have a little fun with the money first, but eventually, your life would need a sense of purpose and routine again.

So how would you fill your time then?

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Never work a day in your life:

If you enjoy what you do, and you’re recognized as being very good at it, then you’ll do your job well, and you’ll be successful at what you do. And if you enjoy what you do, you’ll never have to work a day in your life. Now, how good would that be?

So if you’re not happy with your job right now, the next question to ask yourself is, “What do I really want to be?”

To answer that question, you need to consider two things:

These are quite different things, but if you can find the sweet spot between them, then you have the basis for finding a job you’ll love.

So the steps to job heaven are as follows:

STEP 1: What are you good at?

Not merely competent but really good at?

Think about that question carefully and be honest with yourself.

What activities are intuitive to you? Things you can do easily and readily without having to give them too much thought?

Ask friends and colleagues for their views, and ask them to be really honest with you. Ask people you work with about the tasks for which they consider you to be the absolutely first choice ‘go-to’ person.

Gather together this information and make a list.

STEP 2: What do you enjoy doing?

Then make a list of all the things you really enjoy doing.

Which activities really give you a buzz?

What activities get you so absorbed that you really lose track of time?

What activities would you do for free or as a hobby if you couldn’t make a living at them?

Paul McCartney once said that if he couldn’t have made a living out of writing songs and playing music, he’d have done it as a hobby, simply because he loved it so much. In fact, it was his hobby before it was the way he earned a living.

What activities make you feel the same way? Make that list and don’t be reasonable.

All this requires time for reflection and careful thought, as well as feedback from other people. So do give it the time it deserves.

Don’t jump to conclusions. You do want to ensure you get it right, don’t you?

STEP 3: Which items are common to both lists?

When you have your two lists ready, the final step is to identify the common ground between them, the point at which the two lists intersect.

If you find an item that is contained on both lists then you have found the Holy Grail.

Finding something you’re genuinely good at and have a real talent for, and which is also something you really enjoy, will give you the greatest chance of success in life.

It is essential you find the common ground between your lists because:-

And if you get it right, sometimes people will sprinkle fairy dust on you too. And then a magical career beckons.

Finding your perfect job is never about luck.

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Find the right work for you:

If you’re doing something you enjoy doing and you’re doing it well, you’ll stick with it long enough to get someone’s attention. And when you get their attention, you’ll dazzle them because you’re doing it well.

That’s not luck; it’s hard work, perseverance and timing.

Once you’ve identified what you want, the next question is, “How do you get it?” That’s another challenge, entirely.

Have you managed to find the perfect job for you?

If so, you’re lucky indeed. Enjoy every moment. If you haven’t found it yet, keep looking;

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15 funny work quotes that will certainly resonate with you

09/13/2025 by

Today, I thought it would be amusing to explore some funny work quotes.

Personally, I love my work. I love having a sense of purpose and something to get me out of bed each day.

However, not everyone feels the way I do, and anyway, it’s never a good idea to take anything too seriously.

Occasionally, we must laugh at the nature of human existence. And a good place to start laughing is with the subject of work.

Love it or hate it, it dominates all our lives nevertheless. So today I’ve pulled together 15 funny work quotes to make you smile.

Once again, these quotes come from many sources, but one in particular I must acknowledge, and that’s Cool Funny Quotes, where you’ll find some of these and many more besides. So check it out.

funny work quotes
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Funny work quotes:

  1. Hard work never killed anybody, but why take a chance? ~Edgar Bergen
  2. I don’t work on weekends or any other day that ends with “Y”. ~Author Unknown
  3. The human race is faced with a cruel choice: work or daytime television. ~Author Unknown
  4. Money frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy. ~Groucho Marx
  5. Son, if you really want something in this life, you have to work for it. Now quiet! They’re about to announce the lottery numbers. ~The Simpsons
  6. If A is success in life, then A is equal to X plus Y plus Z. Where X is work; Y is play, and Z is keeping your mouth shut. ~Albert Einstein (well, maybe!)
  7. As I have gotten older and wiser I discovered that there are six things that I really loved about my job. Payday, lunchtime, quitting time, vacation time, holidays, and of course retirement. ~Tom Goins
  8. If you think your boss is stupid, remember: you wouldn’t have a job if he was any smarter. ~John Gotti
  9. If you had to identify in one word the reason why the human race has not achieved and never will achieve its full potential that word would be ‘meetings.’ ~Dave Barry
  10. He’s so lazy that if there were work in bed, he would rather sleep on the floor. ~Paddy O’Dea
  11. Why is Monday so far from Friday and Friday so close to Monday? ~Author Unknown
  12. Got to work this morning and my boss told me ‘have a good day’, so I went home and had a great day! ~Author Unknown
  13. Work is just something I’m doing until I win the lottery. ~Author Unknown
  14. Sometimes the best part of my job is that my chair swivels. ~Author Unknown
  15. I once had a job in an orange juice factory, but I got canned because I couldn’t concentrate. ~Author Unknown

Enjoyed these quotes? Please share them:

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If any of these funny quotes made you smile, then please share them with your friends on social media.

When you share, everyone wins. It’s always a good idea to pass on the smiles.

Put a smile on someone else’s face, and you’ve done your good deed for the day. So go on, please share them now.

Then perhaps you’d like some more laughs? Then just click on the links below.

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Public Speaking The Power of the Pause

09/07/2025 by
Public Speaking The Power of the Pause

Today, I offer you a tip for public speaking the power of the pause. This is a great tip from Brian Tracy.

If you aim to be successful, then mastering the art of public speaking is an essential skill you must develop.

If you’re a successful, high-profile individual, you can’t avoid speaking in public, at least occasionally. However much you might try to resist it, I’m afraid it’s like trying to hold back the tide. It can’t be done.

However, I recognize that public speaking can be a bit daunting even for people who are otherwise quite confident.

So if you lack confidence in this area, then don’t worry. You’re not alone, I promise you. Most people feel just like you do when they find themselves standing in front of a crowd, faced with the expectation that they’ll be able to say something meaningful and present it interestingly and engagingly, too.

Public Speaking The Power of the Pause
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The key to being interesting is developing your public speaking technique. The more you practice and build your technique, the more confident you’ll feel when you step up to the lectern.

One way to improve your public speaking technique is to learn from some of the best speakers and copy what they do. And Brian Tracy is an excellent speaker worthy of study. Personally, I find him both interesting and inspiring.

So if Brian has something to say, then listening to him is worthy of your time, I believe.

In the short but excellent video embedded with this post, Brian Tracy offers some helpful advice on the subject of public speaking. In particular, using the power of a pause to emphasize or reinforce a point being made.

An important element of public speaking is making sure that the underlying messages resonate with your audience. If they take away three or four powerful messages, then you’ll have done your job and done it well.

If you want to improve your public speaking skills, I recommend you watch this video.

You’ll learn some helpful tips, as well as one of the little-known secrets used by top public speakers.

Once again, I must say, Brian’s short video is well worth a few minutes of your time.

Public Speaking The Power of the Pause

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Thank you for being so supportive.

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How to love the life you live and live the life you love

09/04/2025 by

How to love the life you live and live the life you love? Now there’s a question.

Do you love the life you live? Do you enjoy your work? Life should never be just about work, but it’s a big part of our lives, so it affects how we feel about ourselves.

Do you get up each morning feeling inspired by what you’ll be doing during the day ahead?

A good question to ask yourself is the one Steve Jobs asks in the video below: “If you knew that today was the last day of your life, would you still be happy doing what you have to do today?“

Knowing we will die one day reminds us that our time is precious and we should use it wisely.

Life is short, and none of us knows when our final moment will arrive. So we must follow our heart and focus our energy on work that really matters to us.

If your work matters to you, then you’ll do it well. And if you do it well, you’ll make a difference. Make a difference and you’ll leave a legacy. Do this and you’ll love the life you live.

All of this is easier said than done, of course.

Many people experience life without any real sense of satisfaction. Far too many people experience a lifetime of disappointment and regret, too. This all adds up to people living lives they don’t love.

However, it doesn’t have to be that way. You don’t have to accept a less-than-satisfactory life.

If your life is unsatisfactory, then you need to change. And change is possible.

A good place to start is by listening to the inspiring observations from the late Steve Jobs, founder of Apple, contained in the video ‘If today were the last day of my life‘ included below. His words are thought-provoking and powerful. I found this video truly inspirational, and I recommend it to you.

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How to love the life you live:

Before you watch the video, ask yourself this question. Between now and death, would you be happy to continue with the life you have right now?

No?

Then you must change and keep changing until you love the life you live.

Never accept second best because life’s far too short.

Remember: Whilst you have to make a living, you also have to make a life as well. So, have no regrets. Start making the life you want to live as quickly as possible. It’s later than you think.

Please share this post with your friends:

Did you find this article and the video interesting and valuable, dear reader?

If so, then please share it on social media with your friends. When you share, everyone wins.

So please share it now. If you do, I’ll be ever so grateful, and you’ll be helping a keen blogger reach a wider audience.

Thank you.

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