How to find and do work you love, now and forever

10/13/2025 by

How to find and do work you love? A great question for all you very intelligent readers to contemplate today.

Now, not everyone will find the answer, of course, but most people frequently ask this question in my experience.

Job satisfaction:

How many people would say they get job satisfaction from their work, in percentage terms?

Apparently, it’s only around 20%.

That would suggest that 80% of all people hate their jobs.

If true, I think that matters, and it’s especially relevant to society if you think about it. Why?

Quite simply, because it suggests that most people will not be quite as productive as they might otherwise be. Let’s face it, you can’t really be at your most productive if you’re not happy in your job.

A sense of purpose:

So dear reader, which side are you on?

Does the work you do place you in the 20% who enjoy job satisfaction, or are you one of the 80%?

Essentially, job satisfaction comes as a result of doing work that gives us a sense of purpose.

If we have a genuine sense of purpose, we’ll have a strong desire to do our work well. And we can only do it to the best of our ability if it really matters to us.

Doing our work well matters because that’s how we make a difference.

Hence, that’s how we make a contribution and leave a legacy behind us.

So in that sense, job satisfaction certainly matters.

Consider your work:

Does your work really matter to you?

And does it give you a sense of purpose? Perhaps it’s simply the means for paying your bills?

Do you get out of bed each morning looking forward to the day ahead?

No job is ever perfect, but given that work takes up a third of our lives, it’s essential we enjoy what we do and derive at least some job satisfaction from it.

Maybe there’ll be some elements of a given job we dislike, but mostly we should enjoy our work because that way we’re better placed to do it well.

In the inspirational TEDx Talk video embedded below, Scott Dinsmore explains how, during the early part of his career, he was encouraged to do any job just to build up his resumé.

However, he very quickly realized that this approach was unwise and resulted in no job satisfaction.

He makes his point with an excellent quote from Warren Buffett who said, “Taking any job just to build your resumé is like putting off s*x until your old age.”

Now, why would that make sense?

Experience is important, of course, but work should not just be about building your resumé.

Work should be about adding value and making a meaningful contribution to society.

It should be about using your skills and natural talent to make a difference to the lives of others.

So, if success is your aim, then the work you do must matter to you.

If you find work you enjoy, then job satisfaction will follow.

Put simply, if you like the work you do, you’ll do it well. And if you do it well, people will notice. And once people begin to notice you, then you’re on your way to achieving real success.

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Knowledge required:

The trick is to find work that you can’t not do.

Something you’d happily do for nothing if you couldn’t find someone to pay you to do it.

That’s the basis for real job satisfaction.

All of this is more easily said than done, of course.

Perhaps you’ve no idea about what matters to you in terms of work.

If you’re relatively young and new to the world of work, how could you possibly know? In that case, you need to start improving your basic knowledge and awareness.

1. Know yourself:

A good starting point for improving your knowledge is becoming a self-expert. Knowing just what you have in your arsenal.

  • What are your unique strengths?
  • What are your weaknesses?
  • What fills you with enthusiasm?
  • What fills you with dread?
  • What do you love to do?
  • What do you hate doing?

If I asked someone you knew well to tell me what you’re good at, what would they say?

  • For what activity do they regard you as the ‘go to’ person?
  • What do they regularly thank you for?
  • What would you do for fun if you couldn’t do it for a living?
  • On what activity can you lose yourself for hours at a time?

By answering these questions and others like them, you’ll get a better idea of what you’re looking for. And let’s face it, if you don’t know what you’re looking for, you’ll never find it.

2. Know your values:

What do you regard as your set of values? What moral framework matters to you when you’re making decisions?

What would you not do simply because you wouldn’t want to disappoint your family? What would make you feel proud if you were to tell your family that’s what you’re doing?

Anything you choose to do should be congruent with your own set of values.

3. Know your experiences:

The most powerful lessons in life come from the mistakes we make. The lessons we learn from our own mistakes and the things we’ve done are collectively known as experience. And experience is a valuable commodity.

Pay attention to your experience. Think about the things you’ve done right. Think about the things you’ve done wrong.

When have you felt completely in control of a situation, regardless of the challenges you face?

When have you felt completely out of your depth?

Think about the things you’ve enjoyed doing. Think about those activities you really hated.

4. Know what matters to you:

In crude but simple language, the underlying question here is, “What is it that you actually DO ‘give a sh*t’ about?”

We tend to do stuff because other people suggest it’s what we should be doing. However, it really should be about what actually matters to us.

Identify what it is that makes you come alive and makes you feel energized.

John Lennon’s Aunt Mimi famously said, “Playing the guitar is all very well, John, but you’ll never make a living at it.”

Fortunately, John didn’t listen to her, and his guitar helped him to make a very lucrative living because he really enjoyed writing songs and playing music.

In fact, his creative output continues to generate millions of dollars for his estate 45 years after his death.

John Lennon did well because he did something he enjoyed doing, and he didn’t allow himself to be influenced by those who thought he should pursue a different line of work.

Confidence compounds:

By working to your strengths, your confidence will grow.

Each success you have will improve your confidence. And as your confidence grows, one success will lead to another. It’s a virtuous circle.

Environment matters too:

Jim Rohn once said, “You’re the average of the five people you spend the most time with.”

Personally, I think this is true.

The people around you really do matter.

They influence you, and their attitude rubs off on you.

Human beings are social animals, and we exist within groups. We also have to fit into the group otherwise we’re very quickly ostracized by other group members.

Hang around with people who inspire possibility. People who lift you up and not pull you down. Mix with people who will influence you in a positive way. Find role models from whom you can learn.

How to find and do work you love:

Scott Dinsmore’s mission is to change the world by helping people find what excites them and build a career around the work only they are capable of doing.

If you can find the work you are compelled to do, then you can add real value to your fellow human beings.

Discover what you’re really meant to do and you’ll be on to a winner.

You’ll also get maximum job satisfaction.

Therefore, in conclusion, if you’ve yet to find what you’re looking for, then keep looking until you do.

In the meantime, I recommend that you watch the video. It is thought-provoking and compelling, and it will be a good use of your time.

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15 Quotes by Marcus Aurelius to inspire you

10/11/2025 by
15 Quotes by Marcus Aurelius

Today I am exploring some quotes by Marcus Aurelius to inspire you, dear reader.

Marcus Aurelius was a Roman emperor who ruled jointly with Lucius Verus and then later with his son, Commodus. He was the last of the so-called Five Good Emperors.

Marcus Aurelius was a practitioner of Stoicism and his untitled writing, commonly known as Meditations, is regarded as a significant source of our modern understanding of ancient Stoic philosophy.

It is considered by many commentators to be one of the greatest works of philosophy.

Here are 15 quotes by Marcus Aurelius that will provide insight into his personal philosophy.

Quotes by Marcus Aurelius:

  1. Each day provides its own gifts. ~Marcus Aurelius
  2. Our life is what our thoughts make it. ~Marcus Aurelius
  3. A man’s worth is no greater than his ambitions. ~Marcus Aurelius
  4. The art of living is more like wrestling than dancing. ~Marcus Aurelius
  5. Reject your sense of injury, and the injury itself disappears. ~Marcus Aurelius 
  6. Very little is needed to make a happy life; it is all within yourself, in your way of thinking. ~Marcus Aurelius
  7. When you arise in the morning, think of what a precious privilege it is to be alive – to breathe, to think, to enjoy, to love. ~Marcus Aurelius
  8. It is not death that a man should fear, but he should fear never beginning to live. ~Marcus Aurelius
  9. Waste no more time arguing about what a good man should be. Be one. ~Marcus Aurelius
  10. Accept the things to which fate binds you and love the people with whom fate brings you together, but do so with all your heart. ~Marcus Aurelius
  11. You have power over your mind – not outside events. Realize this, and you will find strength. ~Marcus Aurelius
  12. That which is not good for the bee hive cannot be good for the bees. ~Marcus Aurelius
  13. The object of life is not to be on the side of the majority but to escape finding oneself in the ranks of the insane. ~Marcus Aurelius
  14. He who lives in harmony with himself lives in harmony with the universe. ~Marcus Aurelius
  15. The only wealth which you will keep forever is the wealth you have given away. ~Marcus Aurelius

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Why you should put something away for a rainy day

10/08/2025 by
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Dear Reader, have you ever considered why you should put something away for a rainy day?

When you’re doing well and have a good income, it’s easy to imagine that the good times will go on forever and you can enjoy it all with the expectation that money will continue to flow in your direction without interruption.

But life’s not like that. Into every life, some rain will fall, as the saying goes.

Good times don’t last forever. Life tends to be cyclical, like the changing of the seasons.

The time to repair your roof is when the sun is shining, for winter will have its day and we must be prepared for inclement weather.

Savings matter:

When you get paid each month you must set some money aside, separated into three accounts, as follows:

You must be prepared to pay those bills that come in regularly; you must be ready for an emergency. Equally, you must start creating wealth, so that one day you’ll be able to retire.

Bill Payment:

You cannot live in the modern age without incurring bills.

Whether it’s utility bills, phone bills, TV subscriptions, mortgage payments or rent, credit card payments, food bills, repayments on a car loan, et cetera. You must set money aside to pay all those bills when they fall due.

Emergency Account:

As the saying goes, stuff happens.

And when stuff happens you must be prepared to deal with it. You must have an emergency fund you can tap into to deal with emergency repairs or even an unexpected interruption to your income. These things do happen.

Financial Freedom:

When you’re young, it’s easy to think that you’ll keep on working, if you must, to earn an income.

However, trust me, one day you will want to retire from work, or at least from the daily grind.

If you are to retire you will need some wealth.

The best time to start building wealth is when you’re young.

Start a 401K or pension whilst you’re young, pay into it regularly and with some luck and good financial management, you can enjoy a comfortable old age.

By starting young you will benefit from the magic of compounding. The impact of compound interest should not be underestimated.

Remember; it will rain:

Think of life in terms of the seasons and prepare accordingly.

Most people experience hard times at some point in their lives, particularly when they’re young.

You can be sure it will rain; the only question is when.

You will be able to weather the storm a lot better if you have a financial cushion in the form of some savings.

If you are lucky enough to have an income now, you’d do well to remember to put some of your income away for a rainy day.

It’s easy to squander your money thinking the good times will never end.

However, nothing lasts forever. So, my advice is, to be prepared.

Why you should put something away for a rainy day
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Change habits and you can change your life

10/05/2025 by

To change habits requires discipline and recognition that change is essential if life is to improve.

So, is your life going in the direction you’d like it to go, dear reader? Perhaps, it’s not.

Somehow, you can’t quite achieve the results you’d like to achieve. Would that be true?

In the video included here, Bob Proctor explains that the reason you’re stuck and can’t get the results you want is likely to be because of a paradigm.

And what’s a paradigm?

Well, Bob goes on to explain what paradigms are and how they are formed.

He also explains how change can be achieved.

If change is something you’d like to achieve, then this is a really interesting presentation; it is fairly short but worth watching.

I recommend it to you, so take a few minutes and check it out now.

Quotes about change
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Change habits:

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15 Quotes by Elon Musk to help get you thinking

10/01/2025 by

Today I am exploring quotes by Elon Musk.

Born in Pretoria, South Africa, Elon Musk is a technology entrepreneur and engineer. He holds South African, Canadian and U.S. citizenship and is probably best known as the co-founder, CEO and product architect of Tesla Inc.

In 2016, he was ranked 21st on the Forbes list of the World’s Most Powerful People.

Apparently, his net worth is around $19.4 billion and he’s listed by Forbes as the 40th-richest person in the world.

By any definition, Elon Musk is a clever and successful man and of course, it’s always worth listening to successful people.

So today I offer you 15 quotes by Elon Musk dear reader.

He’s an interesting character and his observations will certainly get you thinking I’m sure.

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15 Quotes by Elon Musk:

  1. I think it matters whether someone has a good heart. ~Elon Musk
  2. I hate writing about personal stuff. I don’t have a Facebook page. I don’t use my Twitter account. I am familiar with both, but I don’t use them. ~Elon Musk
  3. When something is important enough, you do it even if the odds are not in your favour. ~Elon Musk
  4. If you get up in the morning and think the future is going to be better, it’s a bright day. Otherwise, it’s not. ~Elon Musk
  5. People should pursue what they’re passionate about. That will make them happier than pretty much anything else. ~Elon Musk
  6. I think that’s the single best piece of advice: constantly think about how you could be doing things better and questioning yourself. ~Elon Musk
  7. There have to be reasons that you get up in the morning and you want to live. Why do you want to live? What’s the point? What inspires you? What do you love about the future? If the future does not include being out there among the stars and being a multi-planet species, I find that incredibly depressing. ~Elon Musk
  8. Some people don’t like change, but you need to embrace change if the alternative is disaster. ~Elon Musk
  9. People work better when they know what the goal is and why. It is important that people look forward to coming to work in the morning and enjoy working. ~Elon Musk
  10. I think it’s very important to have a feedback loop, where you’re constantly thinking about what you’ve done and how you could be doing it better. ~Elon Musk
  11. Man has the power to act as his own destroyer – and that is the way he has acted through most of his history. ~Elon Musk
  12. Really, the only thing that makes sense is to strive for greater collective enlightenment. ~Elon Musk
  13. We can’t have, like, willy-nilly proliferation of fake news. That’s crazy. You can’t have more types of fake news than real news. That’s allowing public deception to go unchecked. That’s crazy. ~Elon Musk
  14. Brand is just a perception, and perception will match reality over time. Sometimes it will be ahead, other times it will be behind. But brand is simply a collective impression some have about a product. ~Elon Musk
  15. In order to have your voice be heard in Washington, you have to make some little contribution. ~Elon Musk

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15 Quotes by Bruce Lee that will still inspire you today

09/26/2025 by

Today I am exploring quotes by Bruce Lee.

Bruce Lee is best remembered for his roles in popular martial arts movies of the early 1970s, such as Enter the Dragon.

Born Lee Jun-fan in San Francisco in 1940, he was a Hong Kong-American actor, director, martial artist, martial arts instructor, and philosopher brought up in Kowloon, Hong Kong.

Bruce Lee is considered by commentators, critics, the media, and indeed other martial artists to be the most influential martial artist of all time.

He also remains a pop culture icon of the 20th century, bridging the gap between East and West.

Sadly, Bruce Lee died of a cerebral oedema in Hong Kong in 1973, but subsequently, he was named by Time magazine as one of the 100 most influential people of the 20th century. For a martial artist, that’s fairly impressive, don’t you think?

Despite his untimely death, he continues to influence people, and there are several websites dedicated to Bruce Lee around the world.

In his relatively short life, he was credited with many inspirational quotes, so I thought today I’d share a few of these with you, dear reader.

So here are 15 quotes by Bruce Lee that will still inspire you today.

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Quotes by Bruce Lee:

  1. As you think, so shall you become. ~Bruce Lee
  2. To hell with circumstances; I create opportunities. ~Bruce Lee
  3. Obey the principles without being bound by them. ~Bruce Lee
  4. Knowledge will give you power, but character respect. ~Bruce Lee
  5. Showing off is the fool’s idea of glory. ~Bruce Lee
  6. A quick temper will make a fool of you soon enough. ~Bruce Lee
  7. Mistakes are always forgivable if one has the courage to admit them. ~Bruce Lee
  8. A wise man can learn more from a foolish question than a fool can learn from a wise answer. ~Bruce Lee
  9. If you love life, don’t waste time, for time is what life is made up of. ~Bruce Lee
  10. I fear not the man who has practised 10,000 kicks once, but I fear the man who has practised one kick 10,000 times. ~Bruce Lee
  11. To know oneself is to study oneself in action with another person. ~Bruce Lee
  12. The possession of anything begins in the mind. ~Bruce Lee
  13. I’m not in this world to live up to your expectations and you’re not in this world to live up to mine. ~Bruce Lee
  14. Always be yourself, express yourself, have faith in yourself, do not go out and look for a successful personality and duplicate it. ~Bruce Lee
  15. Ever since I was a child I have had this instinctive urge for expansion and growth. To me, the function and duty of a quality human being is the sincere and honest development of one’s potential. ~Bruce Lee

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15 funny quotes to gladden your heart

09/26/2025 by

I’ve said it before, and I’ll say it again. I love quotes. And I’m always on the lookout for great quotes, and particularly funny quotes.

Many great quotes have influenced my own personal philosophy.

Others have been really useful as a means for reinforcing messages in presentations.

And then some just make me smile.

I’m referring to those funny quotes that resonate with me, offering a germ of truth within the underlying wit.

So here are 15 funny quotes to brighten your day and put a smile on your face.

Enjoy them all. Certainly, I did.

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Funny Quotes:

  1. In my defence, I was left unsupervised.
  2. I used to think I was indecisive but now I’m not so sure.
  3. Life is short. Smile while you still have teeth.
  4. Dear Math, please grow up and solve your own problems, I’m tired of solving them for you.
  5. If I won an award for laziness, I’d send someone else to pick it up.
  6. I want to be like a caterpillar. Eat a lot. Sleep for a while. Wake up beautiful.
  7. My bed is a magical place where I suddenly remember everything I forgot to do.
  8. The early bird can have the worm because worms are gross and mornings are stupid.
  9. I don’t want to sleep like a baby. I want to sleep like my husband.
  10. Unless your name is Google stop acting like you know everything.
  11. Life has no hands but it can still give you a slap in the face sometimes.
  12. Silence is golden unless you have kids. Then it’s just suspicious.
  13. Having great power is wonderful until you get the electricity bill.
  14. I hate it when you have to be nice to someone you’d like to punch in the face.
  15. Write a wise saying and your name will live forever. ~Author Unknown

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People love funny quotes, so please share this post now.

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25 Quotes by Adam Smith that will make you think

09/25/2025 by

Today I thought exploring some quotes by Adam Smith would be interesting.

Adam Smith was a Scottish economist and philosopher who was a pioneer in the thinking of political economy.

He wrote two classic works, The Theory of Moral Sentiments (1759) and An Inquiry into the Nature and Causes of the Wealth of Nations (1776).

The latter, often abbreviated as The Wealth of Nations, is the first modern work that treats economics as a comprehensive system and as an academic discipline.

Adam Smith laid the foundations of classical free market economic theory, and he developed the concept of division of labour and expounded upon how rational self-interest and competition can lead to economic prosperity.

However, Adam Smith was a controversial figure in his day, and his general approach and writing style were often satirised by other writers such as Horace Walpole.

Nevertheless, he was an important figure, and his ideas are influential to this day. So, as always with successful people, it’s worth thinking about what he had to say.

So, here are 25 quotes by Adam Smith that will make you think.

I hope you’ll find them interesting and, please, do pass them on.

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Quotes by Adam Smith (1-10):

  1. All money is a matter of belief.
  2. Every man lives by exchanging.
  3. There’s a lot of ruin in a nation.
  4. Happiness never lays its finger on its pulse.
  5. Mercy to the guilty is cruelty to the innocent.
  6. Individual ambition serves the common good.
  7. The real tragedy of the poor is the poverty of their aspirations.
  8. No complaint is more common than that of a scarcity of money.
  9. This is one of those cases in which the imagination is baffled by the facts.
  10. Never complain of that of which it is, at all times, in your power to rid yourself.

Quotes by Adam Smith (11-20):

  1. With the greater part of rich people, the chief enjoyment of riches consists in the parade of riches.
  2. What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?
  3. Man is an animal that makes bargains. No other animal does this. No dog exchanges bones with another.
  4. Labour was the first price, the original purchase, money that was paid for all things. It was not by gold or by silver, but by labour, that all wealth of the world was originally purchased.
  5. The real and effectual discipline which is exercised over a workman is that of his customers. It is the fear of losing their employment which restrains his frauds and corrects his negligence.
  6. As soon as the land of any country has all become private property, the landlords, like all other men, love to reap where they never sowed and demand a rent even for its natural produce.
  7. I have never known much good done by those who affected to trade for the public good.
  8. All for ourselves, and nothing for other people, seems, in every age of the world, to have been the vile maxim of the masters of mankind.
  9. Consumption is the sole end and purpose of all production; and the interest of the producer ought to be attended to, only so far as it may be necessary for promoting that of the consumer.
  10. It is not by augmenting the capital of the country, but by rendering a greater part of that capital active and productive than would otherwise be so, that the most judicious operations of banking can increase the industry of the country.
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Quotes by Adam Smith (21-25):

  1. Virtue is more to be feared than vice because its excesses are not subject to the regulation of conscience.
  2. No society can surely be flourishing and happy, of which the far greater part of the members is poor and miserable.
  3. The propensity to truck, barter and exchange one thing for another is common to all men, and to be found in no other race of animals.
  4. It is not from the benevolence of the butcher, the brewer, or the baker that we expect our dinner, but from their regard to their own interest.
  5. Great ambition, the desire of real superiority, of leading and directing, seems to be altogether peculiar to man, and speech is the great instrument of ambition.

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27 quotes to inspire you to greatness and beyond

09/23/2025 by

To achieve greatness, we all need a little inspiration we can refer to frequently. So here are 27 quotes to inspire you to greatness.

Feel free to bookmark this page and refer to them as often as necessary.

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QUOTES TO INSPIRE YOU TO GREATNESS (1 – 10)

If you’re going through hell keep going. ~Winston Churchill

You can do anything, but not everything. ~Author Unknown

Opportunities don’t happen, you create them. ~Chris Grosser

The starting point of all achievement is desire. ~Napoleon Hill

Don’t raise your voice, improve your argument. ~Author Unknown

It’s lack that gives us inspiration. It’s not fullness. ~Ray Bradbury

Innovation distinguishes between a leader and a follower. ~Steve Jobs

The main thing is to keep the main thing the main thing. ~Author Unknown

The successful warrior is the average man, with a laser-like focus. ~Bruce Lee

If you want to achieve greatness stop asking for permission. ~Author Unknown

QUOTES TO INSPIRE YOU TO GREATNESS (11 – 20)

Success is the sum of small efforts, repeated day-in and day-out. ~Robert Collier

Inspiration is hard to come by. You have to take it where you find it. ~ Bob Dylan

What seems to us as bitter trials are often blessings in disguise. ~Author Unknown

All our dreams can come true if we have the courage to pursue them. ~Walt Disney

Too many of us are not living our dreams because we are living our fears. ~Les Brown

If you are not willing to risk the usual you will have to settle for the ordinary. ~Jim Rohn

Genius is one percent inspiration and ninety-nine percent perspiration. ~Thomas A. Edison

Try not to become a person of success, but rather try to become a person of value. ~Albert Einstein

What’s the point of being alive if you don’t at least try to do something remarkable? ~Author Unknown

When you stop chasing the wrong things, you give the right things a chance to catch you. ~Lolly Daskal

QUOTES TO INSPIRE YOU TO GREATNESS (21 – 27)

Everyone is good at something and once you find it, what you can achieve is limitless. ~Andrew Flintoff

The whole secret of a successful life is to find out what is one’s destiny to do and then do it. ~Henry Ford

The ones who are crazy enough to think they can change the world, are the ones who do. ~Author Unknown

I believe that the only courage anybody ever needs is the courage to follow your own dreams. ~Oprah Winfrey

Everyone must start as a complete beginner but only those driven to succeed will achieve mastery in time. ~Joseph Crosby

Greatness is achieved beyond your comfort zone. No one ever made their mark in life by taking the easy way every time. ~Roy Sutton

I know of no single formula for success. But over the years I have observed that some attributes of leadership are universal and are often about finding ways of encouraging people to combine their efforts, their talents, their insights, their enthusiasm and their inspiration to work together. ~Queen Elizabeth II

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Why you must earn before you spend

09/14/2025 by

Today’s message is all about why you must earn before you spend.

Earn it before you spend it! ~Author Unknown

Why you must earn before you spend:

If you want to build wealth, then developing good money habits is essential, dear reader.

And if you’re a parent, it’s a good idea to encourage your children to develop good money habits as well.

In fact, if you can only give your children one piece of financial advice, then the best piece of advice is included in the quote above. I can’t repeat it often enough. Earn before you spend.

WHY YOU MUST EARN BEFORE YOU SPEND
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Far too many people today do the exact opposite.

People spend money they don’t have to impress people they probably don’t even like. The result is a burden of debt from which it can be very hard to escape.

Occasionally, we all want to buy those big-ticket items. A nice television, nice furniture, a nice personal computer, tablet, or smartphone, et cetera. Naturally, these are things we all want. The question is, does it make sense to incur debt to own these things?

My advice is to save the money first and then buy the thing you really want.

Financing schemes are there to make other people rich. And by using unsecured finance, that always means you’ll pay a lot more for items acquired using credit.

The ‘buy now, pay later’ deal comes with a high interest rate added. So inevitably, if you go down this road, you’ll end up paying a lot more than you would otherwise.

Yes, you’ll receive the item more quickly; that’s true. However, you’ll enrich someone else at your own expense. In what way does that make sense? After all, a debt burden can prove very stressful.

Now, be honest with yourself; there really are very few things in life we couldn’t live without if we really had to, surely?

Look after your own interests rather than lining the pockets of other people while impoverishing yourself and your family in the process. That is today’s life tip.

Financial education matters, and the sooner you get one, the better.

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