10 tips for improving self-esteem 

03/09/2025 by

If tips for improving self-esteem are what you seek, dear reader, then you might find this article helpful.

Self-esteem is an important aspect of life as it affects how we think, feel, and behave. It is the confidence we have in ourselves and our abilities. And it’s the respect we have for ourselves too.

People with high self-esteem tend to have positive outlooks on life, while those with low self-esteem may struggle with insecurity and self-doubt.

Improving self-esteem can be a challenging task, but it is not impossible.

Here are 10 tips for how to improve your self-esteem:

Tips For Improving Self-Esteem
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10 TIPS FOR IMPROVING SELF-ESTEEM

1. Stop comparing yourself to others:

Everyone is on their unique journey through life, and you’re on yours. There is no comparison.

A major issue for people today is the way social media makes it almost inevitable that we compare ourselves to others. We see so much of what they’re doing every time we pick up our smartphones.

It can be easy to believe that they’re doing better than us. Then we fall into the trap of feeling inadequate or not good enough.

Remember, social media creates a false view of reality.

The idea that everyone is doing well except you is simply misleading. Everyone has their fair share of life’s problems, despite anything social media might suggest. Everyone struggles from time to time.

So, don’t compare yourself to what you believe others are doing. Instead, focus on your progress and accomplishments.

2. Embrace your flaws:

No one is perfect, and it’s important to remember that everyone has flaws.

Instead of focusing on your flaws and feeling bad about them, try to find ways to embrace them.

For example, if you have freckles, embrace them as a unique feature of your face.

Perhaps you’re not good with words. So what? There are plenty of people who are not good with words. So, make a joke about it rather than let it bother you. Make it part of your authenticity and personal charm.

3. Focus on the positive:

We can all find ourselves thinking about all the negative things in our lives. It’s human nature really, but focusing on the negative can have a detrimental effect on self-esteem.

So, instead, make a habit of focusing on the positive things in your life.

This can be as simple as writing down three things you are grateful for daily. There’s always something for which we can be grateful, even if it’s just a favourite television show or enjoying coffee with a friend.

4. Surround yourself with positive people:

We are the people with whom we mix. Human beings are social animals, and we live within groups. The people within those groups can have a significant impact on our self-esteem.

Being accepted by the group requires us to be a reflection of the other members. If they’re cynical, sarcastic, and negative, then we gradually become the same, if only to fit in. However, that negativity is not good for our self-esteem.

So, we need to spend time with people who uplift us and make us feel good about ourselves. Therefore, we must avoid those people who bring us down or make us feel bad about ourselves.

5. Treat yourself with kindness:

The way we talk to ourselves can have a big impact on self-esteem.

We must be kind to ourselves and avoid negative self-talk.

We must talk to ourselves as we would to a friend. If a friend came to us with a problem, we would be supportive and understanding, right?

So, why wouldn’t we want to treat ourselves with the same kindness?

We must always be kind to ourselves.

6. Set goals and achieve them:

Nothing boosts our confidence and self-esteem like an achievement.

So, setting and achieving goals can be a great way to boost self-esteem.

We start by setting small, achievable goals and work our way up to bigger ones.

As we achieve our goals, we start to feel more confident in ourselves and our abilities. It’s a virtuous circle.

7. Take care of yourself physically:

Our physical health and well-being are essential to self-esteem.

Taking care of ourselves is important for our overall well-being and can also help improve our self-esteem.

So, we must make sure we are getting enough sleep, eating well, and getting regular exercise. When we take care of ourselves, we feel better both physically and mentally.

8. Practice emotional self-care:

Our emotional well-being is as important as our physical health.

So, we must learn to take care of ourselves emotionally by taking time to relax and do the things we enjoy.

This can be anything from reading a book to taking a long bath, going for a walk, or listening to a favourite piece of music.

9. Learn something new:

When we possess knowledge, we tend to get the respect of others. And obviously, that’s good for our self-esteem.

So, learning something new can be a great way to boost self-esteem.

It can be something small, like learning a new recipe, or something bigger, like taking a class.

The act of learning something new can make you feel accomplished and can help to build self-confidence.

10. Give it time:

Remember this: self-esteem is not something that can be improved overnight.

It takes time and effort to build self-esteem, but by incorporating these tips into our daily lives, we can improve.

10 TIPS FOR IMPROVING SELF-ESTEEM
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Conclusion:

As readers will recognize, self-esteem is an important aspect of our lives, and it can be challenging to improve it.

However, if you follow these tips, you will start to feel better about yourself, and your self-esteem will improve.

And remember this: if you can only do one thing, be kind to yourself.

You’re better than you think you are, and the world is a better place with you in it.

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Tax poem for those who bear the burden

03/09/2025 by

If you’re searching for a tax poem, I have an original one for you today.

It has been said that tax is the price we pay for living in a civilised society.

Someone must pay for the things we take for granted. Where would we be without healthcare, education, defence, roads, the rail network, and so much more? And it all comes at a cost.

On that basis, I agree we must accept the need to pay at least some taxes.

However, I think the tax burden must be managed carefully because tax acts as a disincentive to enterprise and hard work.

In the UK, currently, the tax burden is higher than it has been at any time since World War II. For me, that is far too high.

Politicians seem to think the solution to every problem is simply to throw money at it.

I agree that there will be times when the allocation of greater resources to a problem is the appropriate strategy.

However, frequently, it would be more appropriate to consider root and branch reform instead.

The problem with that, of course, is it would be generally unpopular and result in negative media headlines, which politicians hate.

So, they throw money at it instead and pass the bill on to Joe Public.

That leaves ordinary folk feeling like they’ve been mugged.

So, I condensed my thoughts on this subject into today’s poem.

If you like it, please feel free to share it on social media.

Tax poem

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23 quotes to inspire you to think bigger

03/08/2025 by

Today, let’s explore some quotes to inspire you to think bigger.

If you’re thinking anyway, you might as well think big, or so the saying goes.

Far too many people underestimate their ability, what they can do, and what they can achieve.

If you want to make your mark on this world, you must think big. To make your mark, you’ll need to make a difference. You’ll need to stand out head and shoulders above the crowd.

That can be a lonely place to be, of course. However, the rewards can be extraordinary.

Rewards can be in terms of recognition. They can be financial too. And let’s not forget that such rewards have the potential to include your place in history.

Does that sound a little dramatic?

Well, other people leave their mark on history, so why not you?

Too many people fear trying in case they fail. However, there is no such thing as failure, just opportunities to learn, to hone your skills, and then have another go with a better understanding of what will and won’t work.

You must believe in yourself, dear reader. Self-belief is an essential ingredient for success. Others don’t need to believe in you, but you must feel you have whatever it takes to do it, whatever it is.

Remember, you’re as good as anyone. If you dig deep, you’ve got what it takes.

Here are 23 quotes to inspire you to think bigger.

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Quotes to inspire you to think bigger (1-12):

  1. You have to think big to be big. ~Claude M. Bristol
  2. Once we accept our limits, we go beyond them. ~Albert Einstein
  3. Courage is like a muscle; it’s strengthened by use. ~Ruth Gordon
  4. Think big; think disruptive. Execute with full passion. ~Masayoshi Son
  5. Success seems to be connected with action. Successful people keep moving. They make mistakes, but they don’t quit. ~Conrad Hilton
  6. That’s precisely the question everyone should be asking, why the hell not? Why not you? Why not now? ~Timothy Ferriss
  7. The quality of a person’s life is in direct proportion to their commitment to excellence, regardless of their chosen field of endeavour. ~Vince Lombardi
  8. It takes courage to grow up and turn out to be who you really are. ~E. Cummings
  9. Do not let what you cannot do; interfere with what you can do. ~John Wooden
  10. Believe those who are seeking the truth. Doubt those who find it. ~André Gide
  11. No one is so old as those who have outlived enthusiasm. ~Henry David Thoreau
  12. Think little goals and expect little achievements. Think big goals and win big success. ~David Joseph Schwartz

Quotes to inspire you to think bigger (13-23):

  1. The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, you’ll only achieve small things. ~T. Harv Eker
  2. Do not be afraid to ask dumb questions; they are easier to handle than dumb mistakes. ~Author Unknown
  3. What the world needs is more geniuses with humility, there are so few of us left. ~Oscar Levant
  4. Life’s tragedy is that we get old too soon and wise too late. ~Benjamin Franklin
  5. For me, the winning strategy in any start-up business is, ‘Think big but start small.’ ~Carmen Busquets
  6. Middle age is when you’re sitting at home on a Saturday night and the telephone rings and you hope it isn’t for you. ~Ogden Nash
  7. We don’t stop playing because we grow old; we grow old because we stop playing. ~George Bernard Shaw
  8. Forty is the old age of youth; fifty is the youth of old age. ~Victor Hugo
  9. Five years from now I see myself still working hard to get where I want to be because I think big. ~Chanel Iman
  10. It takes the same effort to think small as to think big. But to think big frees you from the insignificant details. ~Jorge Paulo Lemann
  11. Listen, if you don’t talk a big game, you never get anywhere. If you don’t think big, you don’t get big. Some people call it egotistical, some people call it high hopes, some people call it confidence. It’s all in how you want to dissect it. ~Vanilla Ice
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21 thought-provoking quotes about happiness to inspire you

03/07/2025 by

My aim today is to inspire you with some thought-provoking quotes about happiness.

You’ll be happy as you choose to be. That might sound odd, but it’s true.

Yes, life’s challenging. Yes, life’s full of frustrations and disappointments. And yes, people do drive you nuts occasionally.

No one’s life is perfect, despite any outward signs to the contrary.

And it is a fact that everyone has problems.

Personal happiness depends on how we choose to view life. It’s that simple. Happiness is not a destination; it’s a state of mind.

So if you’re not currently in that state, here are 21 thought-provoking quotes about happiness to help you.

You can let life’s challenges make you miserable or refuse to let anything get you down.

Focus on the good things in your life, however few and small they may be.

Just say to yourself, I’m going to be happy, and nothing is going to stop me. The result may not be immediate, but maintaining a positive and grateful attitude will make you happier in time.

You’ll find that being happy isn’t as hard as it might appear to be.

Enjoy these 21 thought-provoking quotes about happiness, and I hope they help to increase your sense of personal happiness and make your life much more fulfilling:

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QUOTES ABOUT HAPPINESS

Be happy for this moment. This moment is your life. ~Omar Khayyam

No medicine cures what happiness cannot. ~Gabriel García Márquez

One of the keys to happiness is a bad memory. ~Rita Mae Brown

Whoever is happy will make others happy. ~Anne Frank

We forge the chains we wear in life. ~Charles Dickens

Happiness in intelligent people is the rarest thing I know. ~Ernest Hemingway

People don’t notice whether it’s winter or summer when they’re happy. ~Anton Chekhov

The most important thing is to enjoy your life, and to be happy, it’s all that matters. Audrey Hepburn

Indeed, man wishes to be happy even when he so lives as to make happiness impossible. ~St Augustine

It is not how much we have but how much we enjoy that makes happiness. ~Charles Spurgeon

The foolish man seeks happiness in the distance, the wise grows it under his feet. ~James Oppenheim

Happiness lies in the joy of achievement and the thrill of creative effort. ~Franklin D. Roosevelt

Folks are usually about as happy as they make their minds up to be. ~Abraham Lincoln

Now and then it’s good to pause in our pursuit of happiness and just be happy. ~Robert Brault 

I must learn to be content with being happier than I deserve. ~Jane Austen

If you aren’t grateful for what you already have, what makes you think you would be happy with more? ~Roy T. Bennett 

Who is the happier man, he who has braved the storm of life and lived or he who has stayed securely on shore and merely existed? ~Hunter S. Thompson

If you want to be happy, set a goal that commands your thoughts, liberates your energy and inspires your hopes. ~Andrew Carnegie

For every minute you are angry you lose sixty seconds of happiness. ~Ralph Waldo Emerson 

You will never be happy if you continue to search for what happiness consists of. You will never live if you are looking for the meaning of life. ~Albert Camus

Three grand essentials to happiness in this life are something to do, something to love and something to hope for. ~Joseph Addison

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Like every blogger, I can only keep doing what I do if readers are viewing my blog posts. So you really can help me, dear reader.

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60 Quotes by Donald Trump to get you thinking

03/06/2025 by

Today I thought it would be interesting to explore some quotes by Donald Trump. Love him or hate him, we certainly cannot ignore him.

Donald John Trump is well-known as an American politician, media personality, and businessman. A member of the Republican Party, he is the 47th president of the United States and he was formerly the 45th president.

Trump was born in New York City and graduated from the University of Pennsylvania. He became the president of his family’s real estate business in 1971, renamed it the Trump Organization, and began acquiring and building skyscrapers, hotels, casinos, and golf courses.

Despite experiencing some business bankruptcies, he’s had the resilience to bounce back and re-establish himself.

From 2004 to 2015, he hosted the reality television show The Apprentice.

His fans love him, and the political establishment loathes him, but he’s successful and it’s always interesting to try to understand how successful people tick.

So here are 60 quotes by Donald Trump which I think provide us with some insight into Trump the man and what drives him and his presentational style.

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Quotes by Donald Trump (1 – 20)

A little hyperbole never hurts.

Sometimes it pays to be a little wild.

Leverage: don’t make deals without it.

It’s always good to be underestimated.

Politicians can’t manage. All they can do is talk.

There can be no prosperity without law and order.

If you’re going to be thinking, you may as well think big.

When America is united, America is totally unstoppable.

It is the right of all nations to put their own interests first.

I judge people based on their capability, honesty, and merit.

Sometimes, by losing a battle, you find a new way to win the war.

When somebody challenges you, fight back. Be brutal, be tough.

We will follow two simple rules: Buy American and hire American.

You need to generate interest, and you need to create excitement.

Sometimes, part of making a deal is denigrating your competition.

My whole life is about winning. I don’t lose often. I almost never lose.

You have to convince the other guy it’s in his interests to make the deal.

I understand now that certain events can take on symbolic importance.

If people can just pour into the country illegally, you don’t have a country.

Without passion, you don’t have energy; without energy, you have nothing.

Quotes by Donald Trump (21 – 40)

I’ve always won, and I’m going to continue to win. And that’s the way it is.

The final key to the way I promote is bravado. I play to people’s fantasies.

We will no longer surrender this country or its people to the false song of globalism.

You can’t be scared. You do your thing, you stand up tall, and whatever happens, happens.

The most basic duty of government is to defend the lives of its own citizens. Any government that fails to do so is a government unworthy to lead.

No dream is too big. No challenge is too great. Nothing we want for our future is beyond our reach.

We must speak our minds openly, debate our disagreements honestly, but always pursue solidarity.

What separates the winners from the losers is how a person reacts to each new twist of fate.

In the end, you’re measured not by how much you undertake but by what you finally accomplish.

I try to learn from the past, but I plan for the future by focusing exclusively on the present. That’s where the fun is.

One of the key problems today is that politics is such a disgrace, good people don’t go into government.

The most important thing in life is to love what you’re doing, because that’s the only way you’ll ever be really good at it.

I didn’t take it personally. They were politicians. They sensed an issue that might play with the voters and the press, so they jumped on the bandwagon.

Good publicity is preferrable to bad publicity, but from a bottom-line perspective, bad publicity is sometimes better than no publicity at all. Controversy, in short, sell.

Sometimes you need conflict in order to come up with a solution. Through weakness, oftentimes, you can’t make the right sort of settlement, so I’m aggressive, but I also get things done, and in the end, everybody likes me.

If you’re interested in ‘balancing’ work and pleasure, stop trying to balance them. Instead make your work more pleasurable.

I have made the tough decisions, always with an eye toward the bottom line. Perhaps it’s time America was run like a business.

We will be a country of generosity and warmth. But we will also be a country of law and order.

I’m competitive, and I love to create challenges for myself. Maybe that’s not always a good thing. It can make life complicated.

Every day, I wake up determined to deliver a better life for the people all across this nation that have been neglected, ignored, and abandoned. I have visited the laid-off factory workers and the communities crushed by our horrible and unfair trade deals. These are the forgotten men and women of our country.

Quotes by Donald Trump (41 – 60)

Everybody has their detractors. Some people say arrogance, or whatever they may say. I only have one thing in mind, and that’s doing a great job for the country.

Do not let anyone tell you it cannot be done. No challenge can match the heart and fight and spirit of America. We will not fail. Our country will thrive and prosper again.

We do not seek to impose our way of life on anyone, but rather to let it shine as an example for everyone to follow.

I think the big problem this country has is being politically correct. I’ve been challenged by so many people, and I don’t frankly have time for total political correctness. And to be honest with you, this country doesn’t have time either.

The problems we face now – poverty and violence at home, war and destruction abroad – will last only as long as we continue relying on the same politicians who created them in the first place.

If you love what you do, if you love going to the office, if you really like it – not just say it, but really like it – it keeps you young and energised. I really love what I do.

Speeches are much easier if you read them. I just find when I do that, it’s harder to fire up the crowd.

Americans want great schools for their children, safe neighbourhoods for their families, and good jobs for themselves. These are the just and reasonable demands of a righteous public.

I rely on myself very much. I just think that you have an instinct, and you go with it. Especially when it comes to deal-making and buying things.

I want trade deals, but they have to be great for the United States and our workers. We don’t make great deals anymore, but we will once I become president.

Together, we will determine the course of America and the world for years to come. We will face challenges. We will confront hardships. But we will get the job done.

We have to straighten out our country; we have to make our country great again, and we need energy and enthusiasm.

I came out strongly against the war with Iraq because it was going to destabilize the Middle East.

It is time to remember that old wisdom our soldiers will never forget: that whether we are black or brown or white, we all bleed the same red blood of patriots, we all enjoy the same glorious freedoms, and we all salute the same great American Flag.

I have embraced crying mothers who have lost their children because our politicians put their personal agendas before the national good. I have no patience for injustice, no tolerance for government incompetence, no sympathy for leaders who fail their citizens.

Experience taught me a few things. One is to listen to your gut, no matter how good something sounds on paper. The second is that you’re generally better off sticking with what you know. And the third is that sometimes your best investments are the ones you don’t make.

Every decision on trade, on taxes, on immigration, on foreign affairs, will be made to benefit American workers and American families. We must protect our borders from the ravages of other countries making our products, stealing our companies, and destroying our jobs. Protection will lead to great prosperity and strength.

My style of deal-making is quite simple and straightforward. I aim very high. And then I just keep pushing and pushing and pushing to get what I’m after. Sometimes I settle for less than I sought, but in most cases I still end up with what I want.

The worst thing you can possibly do in a deal is seem desperate to make it. That makes the other guy smell blood, and then you’re dead. The best thing you can do is deal from strength, and leverage is the biggest strength you can have. Leverage is having something the other guy wants. Or better yet, needs. Or best of all, simply can’t do without.

One thing I’ve learned about the press is that they’re always hungry for a good story, and the more sensational the better. It’s the nature of the job, and I understand that. The point is that if you are a little different, or a little outrageous, or if you do things that are bold or controversial, the press is going to write about you.

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33 Quotes by Robin Williams: No 12 really made me smile

03/05/2025 by

He was such an exceptional talent that I thought it would be interesting to take a look back at some quotes by Robin Williams.

The late Robin McLaurin Williams was an American actor and comedian, as I’m sure you’ll know, dear reader.

He was probably best known for his improvisational skills and the wide variety of characters he created on the spur of the moment and portrayed on film, in dramas and comedies alike.

For me, Robin Williams is probably one of the best comic talents of all time, and his passing was the most tremendous loss to the entertainment industry.

So here are 33 great quotes by Robin Williams, and number 12 made me smile.

Enjoy them all, and then please feel free to pass them on.

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Quotes by Robin Williams (1-15)

Reality: What a concept!

Comedy is acting out optimism.

I love kids, but they’re a tough audience.

Spring is nature’s way of saying, ‘Let’s party!’

I’m sorry if you were right, I’d agree with you.

Why do they call it rush hour when nothing moves?

Sometimes you have to make a movie to make money.

What’s right is what’s left if you do everything else wrong.

If it’s the Psychic Network, why do they need a phone number?

You’re only given a little spark of madness. You mustn’t lose it.

I was only a leading man for a minute; now I’m a character actor.

Never pick a fight with an ugly person. They’ve got nothing to lose.

No matter what people tell you, words and ideas can change the world.

People say satire is dead. It’s not dead; it’s alive and living in the White House.

The Second Amendment says we have the right to bear arms, not to bear artillery.

Quotes by Robin Williams (16-25)

We had gay burglars the other night. They broke in and rearranged the furniture.

Being in the same room with people and creating something together is a good thing.

You have this idea that you’d better keep working; otherwise, people will forget. And that was dangerous.

I do believe in love; it’s wonderful, especially love the third time around, it’s even more precious; it’s kind of amazing.

Do I perform sometimes in a manic style? Yes. Am I manic all the time? No. Do I get sad? Oh yeah. Does it hit me hard? Oh yeah.

I’ve never been asked to appear on ‘I’m a Celebrity… Get Me Out of Here!‘ so I guess I mustn’t be on the professional skids just yet.

I used to think that the worst thing in life was to end up alone. It’s not. The worst thing in life is to end up with people who make you feel alone.

It’s hard when you read an article saying bad things about you. It is as if someone is sticking a knife in your heart. But I am the harshest critic of my work.

Divorce is expensive. I used to joke they were going to call it ‘all the money,’ but they changed it to ‘alimony.’ It’s ripping your heart out through your wallet.

I only ever play Vegas one night at a time. It’s a hideous, gaudy place; it may not be the end of the world per se, but you can certainly see it from there.

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Quotes by Robin Williams (26-30)

A woman would never make a nuclear bomb. They would never make a weapon that kills – no, no. They’d make a weapon that makes you feel bad for a while.

I write on big yellow legal pads – ideas in outline form when I’m doing stand-up and stuff. It’s vivid that way. I can’t type it into an iPad – I think that would put a filter into the process.

I left school and couldn’t find acting work, so I started going to clubs where you could do stand-up. I’ve always improvised, and stand-up was this great release. All of a sudden, it was just me and the audience.

Sometimes over things that I did – movies that didn’t turn out very well – you go, ‘Why did you do that?’ But in the end, I can’t regret them because I met amazing people. There was always something that was worth it.

The essential truth is that sometimes you’re worried that they’ll find out it’s a fluke, that you don’t really have it. You’ve lost the muse or – the worst dread – you never had it at all. I went through all that madness early on.

Quotes by Robin Williams (31-33)

I started doing comedy because that was the only stage that I could find. It was the pure idea of being on stage. That was the only thing that interested me, along with learning the craft and working, and just being in productions with people.

The bad thing about being a famous comedian is that every now and then someone approaches me to tell an old joke. Don’t tell me jokes – I have that. People also say the weirdest things, sometimes sarcastic things, and even evil things. They like to provoke to get a reaction.

I basically started performing for my mother, going, ‘Love me!’ What drives you to perform is the need for that primal connection. When I was little, my mother was funny with me, and I started to be charming and funny for her, and I learned that by being entertaining, you make a connection with another person.

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3You did? I hope so.

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15 Funny quotes on friendship that’ll raise a smile

03/04/2025 by

If you’re lucky enough to have one good friend, then you are richer than you imagine, and if you have two then you’re truly blessed.

Friendship is a relationship of equals.

Real friends are people with whom you have a lot in common, especially when it comes to things that make you laugh and those times when you enjoy getting silly.

True friends are people who know all your faults but accept you as you are anyway.

Not everyone with whom you have a friendly relationship is a true friend. Some people are just very good acquaintances.

A real friend is someone you could phone at 3 am when you’re in trouble and know they’d be out to help you in a heartbeat.

Such people are worth their weight in gold, and you should never take them for granted. They’re special, and you should appreciate them being in your life because not everyone is quite so lucky.

Here are 15 funny quotes on friendship that, for me, touch on the very essence of what it all means.

Funny quotes on friendship:

  1. Friends are the chocolate chips in the cookie of life!
  2. Friends buy you food. Best friends eat your food.
  3. Friends come and go, but enemies hang around like a bad smell.
  4. When our phones fall, we panic. When our friends fall, we laugh.
  5. If you have crazy friends you have everything you’ll ever need.
  6. Never let your best friends get lonely. Keep disturbing them.
  7. You have a problem when your imaginary friend thinks he has a problem.
  8. There’s nothing better than a good friend, except for a good friend with chocolate.
  9. Friends come and go, like waves on the ocean, but true friends stay like an octopus on your face.
  10. A best friend is like a four-leaf clover, hard to find, but you’re lucky if you have one.
  11. Laughing is one of the best exercises. It’s like running inside your mind. You can do it almost anywhere and it’s even better with a friend.
  12. I’d walk through fire for my best friend. Well, not fire because that’s dangerous, but a super humid room. Well not too humid, because you know, my hair.
  13. I love making friends. I usually prefer to make them out of plaster and give them funny-looking hats.
  14. Dear Diamond, we all know who is really a girl’s best friend. Sincerely yours, Chocolate Cake.
  15. I hope we’re good friends until we die, then I hope we can stay ghost friends, walk through walls and scare people.

Poem about friendship:

Friendship is such an important part of our lives; I’m sure you’ll agree, dear reader. So, you might be interested in this poem I wrote on friendship and how I see it.

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101 Proverbs that everyone should know

03/04/2025 by

There are thousands of proverbs from all over the world. These simple sayings express essential truths and exist in every language.

Most have become clichés, but they’re based on common sense and centuries of experience, and they’re no less valid for their overuse.

Here are 101 proverbs that I think everyone should know.

These proverbs can be very useful when you aim to emphasize a point. So, see how many of them you can work into your conversations today.

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101 Proverbs (1-25)

There’s no place like home

Beggars can’t be choosers

Opportunity never knocks twice at any man’s door

People who live in glass houses shouldn’t throw stones

Possession is nine-tenths of the law

A nod’s as good as a wink to a blind horse

A volunteer is worth twenty pressed men

Adversity makes for strange bedfellows

There’s honour among thieves

There’s no fool like an old fool

Caesar’s wife must be above suspicion

Don’t get mad, get even

The road to hell is paved with good intentions

Give a man enough rope and he’ll hang himself

Don’t put all your eggs in one basket

East, west, home is best

Every picture tells a story

Everyone wants to go to heaven but nobody wants to die

The price of liberty is eternal vigilance

A chain is only as strong as its weakest link

A change is as good as a rest

The proof of the pudding is in the eating

The way to a man’s heart is through his stomach

Faint heart never won fair lady

Fortune favours the brave

101 Proverbs (26-50)

Give credit where credit’s due

Children and fools tell the truth

Don’t cut off your nose to spite your face

He who sups with the Devil should have a long spoon

Hell hath no fury like a woman scorned

Once a thief, always a thief

Hindsight is always twenty-twenty

If anything can go wrong, it will

If it ain’t broke, don’t fix it

Into every life, a little rain must fall

It never rains but it pours

There are none so blind as those that will not see

There’s an exception to every rule

It’s better to travel hopefully than to arrive

The early bird catches the worm

Once bitten, twice shy

It’s the squeaky wheel that gets the grease

Judge not, that ye be not judged

Least said, soonest mended

Let the buyer beware

Lightning never strikes twice in the same place

Many a true word is spoken in jest

Many are called but few are chosen

Marry in haste, repent at leisure

Necessity is the mother of invention

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101 Proverbs (51-75)

Nothing is certain but death and taxes

Oil and water don’t mix

Old soldiers never die, they just fade away

One good turn deserves another

One volunteer is worth ten pressed men

Prevention is better than cure

Procrastination is the thief of time

Rome wasn’t built in a day

Still waters run deep

Stupid is as stupid does

Talk is cheap

The apple never falls far from the tree

The customer’s always right

Revenge is a dish best served cold

The Devil finds work for idle hands

When in Rome, do as the Romans do

Where there’s muck there’s brass

You can choose your friends but you can’t choose your family

You can’t make an omelette without breaking eggs

The darkest hour is just before the dawn

You can’t win them all

No pain, no gain

You’ll catch more flies with sugar than you will with vinegar

Never give a sucker an even break

You reap what you sow

101 Proverbs (76-101)

The Devil is in the details

The end justifies the means

To the victor go the spoils

The exception which proves the rule

If you want a thing done well, do it yourself

Imitation is the sincerest form of flattery

In the kingdom of the blind, the one-eyed man is king

The whole is greater than the sum of the parts

There’s no such thing as a free lunch

There’s no such thing as bad publicity

Familiarity breeds contempt

There’s nowt so queer as folk

There’s one born every minute

Time is money

There’s safety in numbers

Those who do not learn from history are doomed to repeat it

Those who live in glass houses shouldn’t throw stones

The pen is mightier than the sword

Those who sleep with dogs will rise with fleas

Time and tide wait for no man

Tomorrow never comes

Truth is stranger than fiction

There’s many a good tune played on an old fiddle

There’s many a slip ‘twixt cup and lip

You win some, you lose some

Youth is wasted on the young

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Earn Real Money: Top Strategies for Financial Success in 2025

03/03/2025 by

If you’re looking for ways to earn real money, this article is for you.

Do you want to boost your finances without leaving home?

Well, there are now dozens of legitimate ways to earn extra cash online through various websites and apps.

You could earn thousands of pounds per year from your sofa without special skills or qualifications.

From completing online surveys and watching videos to self-publishing digital books and playing mobile games, the opportunities are wide-ranging.

Many platforms like Swagbucks offer multiple earning methods including cash-back for shopping and simple tasks that fit into your daily routine. Others, like Mistplay, allow you to make money playing games on your mobile phone.

The key is knowing which platforms are genuine and understanding how to maximize your earnings from each.

Most of these methods won’t replace a full-time income, but they can provide a meaningful financial boost when used consistently and strategically.

Key Takeaways

  • Legitimate online earning opportunities include surveys, video watching, and cashback shopping that can be done from home with no special qualifications.
  • Mobile apps provide flexible ways to earn through gaming, completing small tasks, and participating in reward programmes.
  • Combining multiple income streams yields better results than focusing on a single method for maximizing your online earning potential.

DISCLAIMER: In this article the reader is presented with ideas that have worked for other people. However, you must do your due diligence before making any commitment in either time or money.

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Earn Real Money

Exploring Online Surveys and Focus Groups

Sharing your opinions online can turn spare time into actual cash. Many companies pay for consumer feedback through surveys and focus groups, providing a legitimate way to earn extra money from home.

Maximising Earnings from Surveys

Online surveys offer a simple entry point to earning money in your spare time.

Sites like Swagbucks allow you to complete short questionnaires for cash or gift vouchers. While individual surveys might pay modestly, strategic participation can add up.

To maximise earnings, create accounts on multiple platforms such as Branded Surveys and Survey Junkie. This approach ensures you’ll never run out of surveys to complete.

Tips for survey success:

  • Complete profile questionnaires fully to receive more targeted surveys
  • Check emails daily for high-paying survey invitations
  • Look for sign-up bonuses when joining new platforms
  • Set aside dedicated time each day for completing surveys

Be realistic about earnings—most surveys pay between £0.50 and £5 depending on length and complexity. Consistency is key to making this method worthwhile.

Participating in Focus Groups for Cash

Focus groups offer substantially higher pay than standard surveys.

These sessions typically involve more in-depth discussions about products or services and can pay between £40 and £200 per session.

Many market research companies now conduct focus groups online via video calls, making participation more convenient. Sessions usually last 1-2 hours, offering excellent hourly rates.

Top focus group platforms:

Unlike surveys, focus groups aren’t daily opportunities. However, participating in just one monthly session could earn you significantly more than dozens of standard surveys.

Leveraging Task-Based Platforms

The gig economy offers flexible ways to earn income through task-based platforms that match your skills with people willing to pay for them. These platforms have transformed how people work, allowing anyone to monetise their talents or spare time.

Finding Freelance Gigs on Fiverr and Upwork

Task-based earning opportunities on Fiverr and Upwork are excellent starting points for freelancers. These platforms connect skilled individuals with clients seeking specific services.

On Fiverr, freelancers create “gigs” in categories like graphic design, writing, or programming. Pricing begins at £5 but can increase substantially with additional services or expertise. Building a strong profile with detailed descriptions and portfolio samples increases visibility.

Upwork operates slightly differently, with freelancers bidding on posted jobs. The platform takes a percentage of earnings, typically 5-20% based on your client relationship history. Successful Upwork freelancers:

  • Create detailed profiles highlighting qualifications
  • Set competitive yet fair rates
  • Specialise in high-demand niches
  • Maintain prompt, professional communication

Both platforms offer protection through secure payment systems and dispute resolution services.

Earning as a Field Agent or Task Rabbit

For those preferring physical tasks over digital work, platforms like TaskRabbit connect people with local gigs. Users can earn money assembling furniture, doing deliveries, or helping with household projects.

Field Agent offers opportunities to complete retail audits, mystery shopping, and market research tasks. Workers use the mobile app to find nearby assignments, often involving visiting shops to check merchandise displays or collect pricing information. Most tasks pay £5-20 and can be completed during regular shopping trips.

Requirements typically include:

  • Smartphone with reliable internet
  • Transportation for reaching locations
  • Attention to detail
  • Basic photography skills

Payment processing occurs weekly or bi-weekly through direct deposit or PayPal. The flexibility allows workers to accept only tasks that fit their schedule and location preferences.

Understanding Cash-Back and Reward Apps

Cash-back apps offer a simple way to earn money on purchases you already make.

These digital tools connect shoppers with retailers who provide rewards for transactions completed through their platforms.

Maximising Savings with Rakuten and Ibotta

Rakuten operates primarily as an online shopping portal where users can earn extra cash on everyday purchases.

To use it effectively, shoppers must start their online shopping journey through the Rakuten website or app before completing a purchase.

The app pays quarterly via PayPal or cheque, with rates typically ranging from 1% to 10% depending on the retailer. Some special promotions can offer even higher percentages during sales events.

Ibotta works differently by focusing on in-store purchases. Users need to:

  • Browse available offers before shopping
  • Purchase qualifying items
  • Upload receipts to verify purchases

Ibotta offers cash back on groceries, clothing, and even alcoholic beverages. The app requires a minimum of £20 in earnings before withdrawal options become available.

Another such website is TopCashBack which operates in a similar way to Rakuten. Purchase through the site and you’ll get cash back.

Earning with Fetch Rewards and KashKick

Fetch Rewards simplifies the process by awarding points for any receipt you upload, regardless of where you shop. These points convert to gift cards for popular retailers like Amazon, Tesco, and Sainsbury’s.

Special branded items earn bonus points, making it worthwhile to check promotions before shopping. Many users appreciate that Fetch doesn’t require pre-selecting offers.

KashKick offers multiple earning methods beyond traditional shopping, including:

  • Completing surveys
  • Watching videos
  • Trying new services or apps

Payments are made via PayPal once users reach the £10 threshold. The platform partners with various services across different industries, from travel bookings to tax preparation services.

Unlike some competitors, KashKick doesn’t use a point system—all earnings are displayed in actual currency values, making it easier to track your rewards.

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Delving Into Passive Income Streams

Passive income offers opportunities to build wealth with minimal ongoing effort after initial setup. These methods can supplement regular earnings whilst you focus on other priorities.

Investing with Acorns and Real Estate Platforms

Micro-investing has revolutionised wealth building for beginners. Acorns and similar platforms allow individuals to invest spare change from everyday purchases into diversified portfolios. This approach requires minimal capital to start and operates quietly in the background.

Real estate investing no longer demands large capital outlays. Property crowdfunding platforms enable investors to:

  • Purchase fractional shares of properties
  • Earn rental income without landlord responsibilities
  • Benefit from property appreciation
  • Start with as little as £100 in some cases

Cryptocurrency staking presents another investment avenue, where holders can earn interest by holding certain digital currencies in specialised wallets. Some networks offer 5-12% annual returns, though this comes with unique market volatility risks.

Understanding Affiliate Marketing and Online Returns

Affiliate marketing creates income through product recommendations. When someone purchases through an affiliate’s unique link, the marketer earns a commission. Success requires:

  • Building an audience through blogs, social media, or YouTube
  • Recommending products that genuinely help followers
  • Creating authentic content that establishes trust

Many wealth-builders generate £500+ monthly through strategic affiliate relationships.

Reselling digital products offers another efficient income stream. Creating items once (e-books, templates, courses) and selling them repeatedly creates true passive income. Online marketplaces handle transactions, delivering products automatically to buyers whilst creators receive payments without further effort.

These methods require upfront work but can eventually generate income with minimal maintenance, making them popular among those seeking financial independence.

Profiting from the Gig Economy

The gig economy offers multiple ways to earn money through flexible, temporary work arrangements. Platforms like Uber, Doordash, Instacart, and Poshmark provide opportunities to generate income based on your schedule and preferences.

Earning with Uber and Doordash

If you own a car, driving for Uber can be a lucrative way to earn money. Drivers typically earn £10-20 per hour depending on location and time of day. Peak hours (evenings and weekends) often yield higher earnings due to surge pricing.

Setting up an account requires:

  • Valid driving licence
  • Vehicle insurance
  • Background check
  • A vehicle that meets requirements

Doordash offers another transport-based opportunity. As a “Dasher,” one delivers food from restaurants to customers. This requires less stringent vehicle requirements than Uber.

Pro tip: Many successful gig workers combine both platforms, switching between them to maximise earnings based on current demand. They track which service pays better during specific times and adjust accordingly.

Building an Income with Instacart and Poshmark

Instacart shoppers can earn money by shopping for and delivering groceries. The platform offers two roles: in-store shoppers (part-time employees who prepare orders) and full-service shoppers (independent contractors who shop and deliver).

Full-service shoppers typically earn £10-15 per hour including tips. The job requires:

  • Reliable transport
  • Smartphone
  • Ability to lift grocery items
  • Good knowledge of produce selection

Poshmark offers a different gig opportunity through its clothing resale platform. Users photograph and list unwanted clothing items, set prices, and ship sold items to buyers.

The average Poshmark seller earns £700-£1,000 monthly with dedicated effort. Success on the platform depends on:

  • Quality photography
  • Detailed descriptions
  • Prompt shipping
  • Active engagement with potential buyers

Many combine these platforms to create a diversified income stream.

Generating Revenue Through Gaming and Apps

The digital landscape offers numerous opportunities to earn money whilst playing games or using apps on your mobile device. Gaming apps utilise various methods to generate revenue, including in-app purchases and mobile advertising, which they can share with users willing to participate.

Monetising Gameplay with Mistplay and Bingo Cash

Mistplay rewards users for playing games through a point-based system that converts to real cash. Players earn units by downloading recommended games and actively playing them. The more time spent playing, the more points accumulated, which can be exchanged for gift cards from popular retailers.

Bingo Cash offers a competitive approach where players compete in real-time Bingo tournaments against others. Unlike traditional gaming, these apps allow users to wager small amounts and potentially win larger sums based on skill level and tournament performance.

Both platforms use secure payment methods and have established track records of actually paying users. Success typically requires consistent gameplay and strategic approaches to maximise earnings.

Leveraging Apps That Pay You While Watching Videos

Several apps have developed business models that pay users simply for watching video content. These platforms generate income through advertising revenue and share a portion with viewers.

Apps like Swagbucks and InboxPounds reward users with points for watching advertisements, product reviews, and sponsored content. These points can then be converted to cash via PayPal or gift cards.

The earning potential varies based on time invested and availability of content. Most successful users establish daily routines, watching videos during commutes or downtime. Though individual video rewards may seem small (typically pence rather than pounds), consistent usage can accumulate to meaningful amounts over time.

Many of these apps also offer additional earning methods like surveys and cashback shopping to supplement video-watching income.

Evaluating the Platforms for Reselling and Crafts

Finding the right platform to sell your crafts or resell items is crucial for earning consistent income online. Different marketplaces offer unique advantages depending on your products and business goals.

Succeeding on Etsy and Poshmark

Etsy stands out as a premier marketplace for handmade items, with artisans earning an average of £49,180 annually. The platform’s focused audience means buyers come specifically seeking unique, handcrafted goods.

Tips for Etsy success:

  • Use high-quality photos with natural lighting
  • Craft detailed product descriptions with relevant keywords
  • Price competitively but value your craftsmanship
  • Respond promptly to customer enquiries

Poshmark excels for fashion resellers. Unlike Etsy, it’s perfect for pre-loved clothing and accessories. The social aspect of Poshmark requires active engagement.

Poshmark strategies:

  • Share listings regularly
  • Participate in “Posh Parties”
  • Follow trending sellers
  • Offer bundle discounts to encourage multiple purchases

Flipping Items on Decluttr and eBay

Decluttr specialises in technology, media and entertainment items. It’s brilliantly straightforward – scan barcodes, receive an instant valuation, and ship items for free.

The platform works best for:

  • CDs, DVDs and Blu-rays
  • Mobile phones and tablets
  • Gaming consoles and games
  • Books with ISBN numbers

eBay remains the versatile giant for resellers, with its massive audience and auction format potentially driving higher profits. The broad customer base means virtually any item can find a buyer.

eBay profit tactics:

  • Research completed listings for accurate pricing
  • Use the scheduled listing feature for peak buying times
  • Offer free postage when possible
  • Build positive feedback through excellent service
Time Management Techniques

Frequently Asked Questions

People around the world want to know how to earn real money online. These questions cover the most common inquiries about legitimate income opportunities, payment methods, and verification of authentic platforms.

What are effective ways to earn money online without an initial investment?

Several methods exist to earn money online without spending anything upfront. Completing surveys on platforms like Answeree allows you to accumulate points that convert to cash.

Content creation on social media platforms can generate income through partnership programmes and sponsorships. This requires only time and creativity rather than financial investment.

Offering freelance services based on existing skills such as writing, graphic design, or virtual assistance provides another no-cost entry point to online earning.

How can one quickly receive funds into a PayPal account by performing online tasks?

Many platforms offer PayPal payments for completing simple tasks online. Money-making apps often partner with PayPal for swift transfers after completing surveys, watching videos, or testing products.

Microtask websites pay for small jobs like data entry, transcription, or image tagging with funds typically delivered within 24-72 hours. Some services even offer same-day processing for regular contributors.

Which applications offer a daily payout for performing simple activities?

Several apps provide daily payment options for basic activities. Rewarded Play pays users for playing games and watching advertisements, with earnings available quickly.

Cash advance apps often provide same-day transfers for completed tasks. Some cashback applications transfer rewards within 24 hours of qualifying purchases or activities.

What genuine games can I play to earn real money?

Legitimate gaming opportunities exist across various platforms. Tournament-style gaming apps allow players to compete for cash prizes based on skill level and performance.

Game apps in the UK and elsewhere reward players with points convertible to real currency or gift cards. Some platforms pay users for testing new games and providing feedback to developers.

How can I identify platforms that pay authentic cash for online work?

Verification methods help determine legitimate paying platforms. Check for established payment history by reading reviews on independent websites and forums.

Look for transparent payment terms including minimum payout thresholds and processing times. Legitimate platforms typically offer multiple secure payment options such as bank transfers, PayPal, or gift cards.

Are there any free mobile applications that provide instant monetary rewards?

Many free apps offer quick payment for various activities. Real money-making apps provide instant or same-day rewards for watching advertisements, completing surveys, or shopping through affiliate links.

Scanning receipt apps pay users for uploading shopping receipts, with payment typically processed within 24-48 hours. Some cashback applications provide immediate rewards for qualifying purchases at partner retailers.

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Types of debt and why they matter

03/02/2025 by

If you’re just starting your financial education, then a good starting point would be to understand the different types of debt and why they matter.

I categorize debt as either good debt or bad debt.

Understanding the difference between the two is essential if you don’t want to remain poor all your life.

Do you carry some debt, dear reader? If you do, you’re not alone.

Now you may think that debt is just part of life, and you may even believe that debt can’t be avoided.

Debt is certainly very hard to avoid; that much is true.

However, don’t forget that personal debt is a burden on us because it has to be serviced and eventually repaid.

Yes, it may be a burden you can’t avoid, but it’s no less stressful potentially for that technicality.

For emphasis, let me repeat, in my opinion, there’s good debt and then there’s bad debt.

The obvious question is: when is a debt considered bad debt? To put it another way, when is debt a bad idea?

Let’s consider some examples of debt.

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1. Secured Debt:

Buying a house is an example of secured debt.

When buying a house, most people need a mortgage, which is of course debt.

However, as long as you don’t overstretch yourself, mortgage debt is usually manageable for most people. And a lender will rarely allow you to overextend yourself these days.

With a mortgage, the debt is secured against your property, so the risk for the lender is small.

If you fail to repay the mortgage loan, a lender simply repossesses the property and sells it to recover their money.

So because the associated risk to the lender is low, interest rates on secured debt are low too.

Coupled with long repayment periods, typically around 25 years, the monthly repayments on a mortgage are not significantly different from what you might pay if you rent a property.

So, borrowing to purchase a property is good debt because eventually you’ll repay the debt and own the property, assuming you repay in full.

It’s good debt because it results in the long-term acquisition of a valuable asset.

You need a roof over your head, of course, so buying with a mortgage makes good financial sense because at least you’ll own the property in the future.

And with luck, you’ll enjoy some capital appreciation on the value of the property too. That’s not guaranteed, of course, but historically, that’s been the trend for those holding property assets for an extended period, certainly in the United Kingdom.

In summary, secured debt bears the lowest interest rates and leads to the acquisition of a valuable asset. So in my opinion, that makes it a good form of debt.

2. Unsecured debt:

When is debt a bad idea? The simple answer is that when it’s an unsecured debt.

And what’s unsecured debt?

It’s a debt against which nothing valuable has been put up as security.

If the borrower fails to repay, the lender has nothing it can repossess to sell on to recover the balance outstanding. So for the lender, that represents increased risk.

And because unsecured debt has no form of security to compensate, the interest rate charged by the lender will be high, and sometimes very high.

The interest rate charged reflects the risk to the lender. The higher the risk, the higher the interest rate applied.

Lenders recognize that there’s a risk that a proportion of their clients will fail to repay unsecured loans, so those who do make the repayment in full have also paid a premium to protect the lender from any losses they might have incurred due to non-payment by others.

There will be occasions when unsecured debt is unavoidable.

For instance, young people just starting out might need some basic items of furniture for their homes. A bed would be a good example. You must have one, and if you can’t afford it, then you might need to use a hire purchase arrangement. Handled with care, then this shouldn’t be a huge problem. But care is essential.

3. When is debt a bad idea?

So when is unsecured debt a bad idea?

Put simply, when you start buying with unsecured credit that which you could live without. That gadget you couldn’t resist or those shoes that looked nice in the store. Non-essentials you could have lived without until you had saved the money to pay for them.

You know the experience, I’m sure. You see something you can’t resist, out pops your flexible friend, and an impulse purchase is made before you’ve thought about whether it was a good idea or not.

The reckless use of credit cards, store cards, and payday loans can be a disaster because this type of debt is not secured against anything, so naturally, the associated interest rates applied are very high.

Credit card or store card debt can bear interest rates of around 30% or more.

In the UK, payday lenders have been known to charge interest rates equivalent to 3000%, 4000%, or even 5000%.

I find it hard to believe people fall for these loans, but they do. I guess if people are desperate sometimes, perhaps they feel they have little choice.

4. The magic of compounding:

Why does this matter? The simple answer is the magic of compound interest.

The compounding effect of high rates of interest will quickly turn small sums borrowed into enormous sums owed.

For instance, if you borrow $1,000 at 3% interest, after five years you’ll owe $1,159, assuming nothing was repaid.

However, if you borrow $1,000 at 35% interest, then after five years you’ll owe $4,484, again that’s assuming nothing was repaid.

The difference is a massive $3,325. And more importantly, the value of your debt has also quadrupled.

So when interest rates are high, even if you make minimum payments, your debt can grow rapidly if you’re not careful.

And that’s when you can become enslaved by your debts.

And that’s why it matters. Ultimately, this burden can become very stressful.

5. Manage your money:

Far too many people borrow money in the form of unsecured debt to purchase discretionary items. That’s items they could live without if push came to shove.

Wasting money in this way is a bad move. Not just bad; it’s seriously stupid.

I recommend that you follow this simple rule:

If you can live without it, never use debt to buy it.

Yes, of course, it’s nice to have the latest smartphone or the latest television or whatever but is it worth the pressure of unnecessary debt?

When high rates of interest start pushing up the sum outstanding significantly, you have to ask yourself, will the burden of this unnecessary debt still seem worth it? I doubt it.

Wouldn’t it be better to wait until you’ve saved up the money to make the purchase instead?

Wouldn’t it also be cheaper in the long term to save up and buy the product when you have the money? You’ll appreciate the item so much more too.

The message is simple:

Manage your money or your money will manage you:

6. Debt is a form of slavery:

Being indebted is just a form of slavery. It’s as simple as that. And, once again, that’s why it matters.

For as long as you owe money, you can never be truly free.

If you’re debt-free, then you’re stress-free too. Wouldn’t you prefer to be debt-free and stress-free?

Good debt will help you, but bad debt will make your life a misery.

7. Conclusion:

Put simply, there are two types of debt, good and bad.

Debt is either secured or unsecured.

Interest rates on the former will be relatively low, whereas interest rates on the latter can be very high.

Interest rates matter because of the compounding effect.

Unsecured debt can be the road to the poor house, particularly if you use it to buy the stuff you could live without with credit that bears interest rates that are very high.

The type of debt that’s bad will enslave you, and it’ll become increasingly stressful.

If you only take one message away from this article, it is to avoid bad debt.

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