Making Money Archives

How to turn enterprise into money and riches

02/15/2026 by Roy Sutton

Today, the question I am exploring is how to turn enterprise into money and riches. But let’s start with a quote.

Being poor is sh*t. ~Bob Geldof

The media personality and former rock star Bob Geldof’s communication style tends to be blunt and to the point. He’s not a man to sugarcoat his words, or so it seems. However, he does make an important point here.

People may tell you that money isn’t important, but next to oxygen, it’s essential for a life worth living. You couldn’t live long without it today.

Exactly how much money you need depends on your preferred lifestyle, of course. However, even for a fairly basic lifestyle, a reasonable income is necessary.

None of us wants to be poor, of course. Fortunately, we don’t have to be. It’s possible to turn enterprise into money and then money into wealth and riches.

And what do I mean by enterprise? I mean your energy, your resourcefulness, your imagination, your know-how and skills, your ambition, and your determination to make life better for you and your loved ones.

Essentially, you can make your life better simply by making it better for other people.

What is work?

The key message today is that you don’t need to be employed by a commercial enterprise or corporation to earn money.

While being employed is one way to earn money, it’s also perfectly feasible to establish your own business and earn a living by being self-employed.

And in the age of the Internet, it’s never been easier to start a business, even if you have very little money to invest.

Remember also that you can start a business initially as a part-time side hustle while being employed until it’s generating enough income for that business to become your primary means of making a living.

And never forget, for most people, the only way you’ll ever get seriously rich is through your own business.

Certainly, unless you’re a Wall Street investment banker or a lawyer, you’re unlikely to get seriously rich being someone’s employee, trading your time for money.

The key to success in business

The key to success in your own business is to find a way to solve problems for people for profit. That’s the way to turn your enterprise into money. And it’s a lot easier than you might imagine.

Let’s face it, there’ll always be plenty of customers for products and services, some of which are yet to be invented.

People will always have problems, and they’ll always need solutions to those problems.

Remember, every product sold by a company is a solution to a problem, or at least it should be.

Turn enterprise into money

-If you continually educate yourself on skills and know-how, then you can create wealth by seeking out customers for whom you can deliver solutions to their problems and/or provide them with services for which they have a need.

If you can satisfy those customers, then you’ll make money, and quite possibly a lot of money, if you can scale up that business as your customer base grows.

Manage your money wisely, and you can build your wealth too.

Determination, hard work, and an eye for problems to be solved are the main ingredients for business success. Your enterprise really can lead you to great wealth.

You don’t have to be poor

You don’t have to be poor unless you’ve given up and you’re just accepting that being poor is your lot in life. It’s not, and nor should it be.

You’re perfectly capable of generating your income, dear reader.

You just need to do stuff for other people and find a way to add value to their lives. In this case, adding value means solving problems or making their lives easier and/or better in some way.

Help yourself by helping others get what they need

It all comes down to your willingness to find a way to serve others. Simple!

There are opportunities there for you to take every single day of the week if you’re enterprising and ready to solve problems for other people. However, you do need to be fleet-footed.

The best time to start a business might have been last year, but the next best time is right now.

And age is no barrier to starting a business either. Remember, Colonel Sanders was 65 years old when he started KFC, and Ray Kroc was 52 when he started building the business we know as McDonald’s.

It can be done, and people do. Why not you? Go on, just go for it! Real riches can be yours.

Good luck!

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Filed Under: Wisdom Tagged With: Achievement, being the best, How to turn entreprise into money, Inspiration, Life, Making Money, money, Motivation, Philosophy, Sage Advice, Stress-free, Success, Wealth, Wisdom

How serious money is made through self-employment

02/04/2026 by Roy Sutton

Today I thought it would be interesting to consider how serious money is made through self-employment rather than spending your life working as a wage slave.

There are many ways to make money, dear reader, and they all have their merits.

For instance, if you get a job with a big corporation, it’s possible to earn a decent income, and you may enjoy a few fringe benefits too.

And if you get a job in the public sector, the pay may not be as good, but the pension scheme is usually the best you’ll find anywhere. And of course, working for the government is usually a fairly secure form of employment too.

So, if you become a wage slave in any sector, you can make a living, and sometimes that can even be a decent living as well.

However, unless you work on Wall Street or for an investment bank in the City of London, you are unlikely to make a fortune. Unfortunately, dear reader, that’s one of life’s facts.

How serious money is made through self-employment

The road to serious money:

So, if you aim to make serious money, then you should consider self-employment.

And the good news is that we live in an age in which becoming self-employed has never been easier or cheaper. As a result of the Internet, there are so many business opportunities that were simply not available to previous generations.

And the best news is, you don’t even have to give up your day job, not initially anyway.

You can start your own business as a part-time side hustle, initially, and keep it that way until the income your business is generating for you is sufficient for you to live on.

You can even start one business to generate extra cash and as it makes money you can invest that cash into bigger and potentially more profitable opportunities. The possibilities are endless.

The downside of being an employee:

As an employee, you’re trading your time for money and that’s fine. There’s nothing wrong with that if that’s your preference.

However, if your firm does well, you’re unlikely to benefit significantly from any extra profit they make. You might get a bonus but regardless of personal contribution, it’s more likely to be an incidental sum rather than life-changing money.

With your own business, you can make money whilst you’re sleeping.

If you want to get seriously rich then you’ll have to find ways to start making money while you sleep.

Now dear reader I can hear you asking, but how do you make money while you sleep?

Let me give you some examples of online businesses where you could start with little or no money and start making money while you sleep.

Selling products online:

The Internet provides you with the ability to reach most of the people on the planet, wouldn’t you agree?

Think about that for a second.

If you create a website or an online store then billions of people around the world will have access to it. And those people can access it while you’re asleep.

So the potential is there for you to create something that can be generating money for you 24 hours a day 365 days every year.

Still not convinced? Let me give you some examples of businesses you could start to achieve this goal:-

Selling on Amazon:

If you’ve ever bought anything from Amazon you’ll probably have noticed that Amazon is not always the actual seller of the item you are seeking to purchase. Other suppliers sell their products through Amazon via what is known as Amazon Marketplace.

And when third-party suppliers sell products via Amazon they can also use a service known as Fulfilment by Amazon (FBA).

This means if you are the seller, you deliver your stock of products to Amazon and they’ll handle all the logistics associated with product delivery to the buyer.

Fulfilment by Amazon (FBA):

If you want to sell products but you don’t want to handle the packing, postage, and delivery then you can get Amazon to handle it all for you using FBA.

You can do it yourself of course but the point is that you don’t have to because there’s an easier way.

So you can focus on finding products that will offer solutions to the problems your target customers have and just let Amazon do the rest.

And remember this; those products don’t even have to be new. They can be ‘second-hand‘ or used items too.

Second-hand products:

As long as you can find a suitable niche in second-hand products, there is money to be made.

Let me offer you an example.

Each year graduating students have textbooks to sell. Maybe you’ve had that experience, dear reader?

Essentially such students want to get some cash back for books they’re unlikely to read ever again.

Shrewd entrepreneurs recognize that there’ll be a ready market for those textbooks at the start of the next academic year. New students will want to obtain course textbooks at a better price if they can.

So entrepreneurs offer ‘selling students‘ a quick way to turn their textbooks into a little cash.

And then ‘buying students‘ will be sold those same textbooks at a rate which will save them money on the price for the same book had it been bought new.

You make money and everyone’s a winner.

Set up a website:

The entrepreneurial you can set up a website to attract booksellers and then through Amazon Marketplace the books you’ve bought cheaply can be sold at a profit.

And in that way, you could create a profitable second-hand book business.

You could repeat the same trick with music such as vinyl records and CDs, as well as films on DVD.

Second-hand smartphones, tablet computers, and other technology items offer another entrepreneurial possibility.

And don’t forget there’s demand for second-hand clothes too.

Alternatively, you could source your products, e.g. skincare products, cosmetics, household products, and so on and then sell those via Amazon.

I know plenty of people who have created successful businesses with this approach and from them made good money.

Selling on eBay:

When people sell stuff at a boot sale or yard sale, they usually sell at low prices because they price items for a quick sale.

These are things they need to get rid of as quickly as possible for whatever reason and get whatever they can for them. So, there’s a potential opportunity for those with an entrepreneurial spirit.

You buy these items cheaply and then resell them on eBay for profit.

More importantly, people sometimes sell valuable stuff at boot sales and yard sales for ridiculously low prices because they don’t realize the real value of the item.

On the British television show Flog It, I saw a woman sell an antique vase at auction for £800 having originally bought it at a boot sale for just £1. Now that’s a healthy profit.

Yes, such examples would be the exception but shrewd people can and do make money this way and eBay is a great vehicle for doing so.

Affiliate Marketing:

Affiliate marketing is ‘commission only’ selling.

It works through an idea known as content marketing. The idea is that if you can direct traffic to a product seller’s website which results in a sale then you get paid a commission for that sale.

The amount of commission can be as low as 4% or less from the Amazon Affiliate Program to as much as 75% from some items offered through programs like Clickbank and CJ (Commission Junction, as it was known previously).

The idea is that you create a website in a niche of your choice, generate content on known problems for which people are searching for solutions, and then recommend a product as part of the solution you offer. Then you include an affiliate link to that product and you’ll get a commission every time a sale is made.

How do you achieve this in practice?

Well despite its relatively low commission rates, Amazon offers the easiest opportunity for the beginner. You sign up for the Amazon Affiliate Program and then identify a suitable niche that interests you.

Let’s say that niche is budget-priced sports shoes for women. Now the niche does need to be focused and quite narrow. The category ‘Shoes‘ would be far too wide. You need to think about categories for which people will be searching via Google and other search engines.

Once you decide on a niche, you create a website publishing offering reviews of sports shoes for women.

And remember; those reviews don’t have to be your own necessarily.

They could be a curation of reviews you’ve read elsewhere, summarised with an overall rating based on what others have been saying. In other words, you’ve done the hard work for readers by providing them with a comprehensive summary of all the reviews out there and then providing a convenient link to Amazon so that they can easily make their purchase

Creating a review summary by curating input from other sources is legitimate, as long as you acknowledge the different sources which form the basis of your article.

Why review sites are a good idea:

Review sites work with affiliate marketing because they capture buying intent and that’s important.

If someone searches for a review of an item on Google, there is a strong possibility that they will buy if the reviews are positive.

When producing your review articles the crucial action is to embed affiliate links within the text.

Getting readers to click on those links and taking them to Amazon is how you’ll make money. If they buy within 24 hours of clicking on a link you will get paid a commission.

Amazon commissions vary depending on the number and type of sales for which you are credited each month.

So in choosing a niche, you must think about product value too. Generate low-value sales and you won’t make much. However, sales for items with a bigger price tag can prove very lucrative.

That said generating some low-value sales can be a way of pushing subsequent bigger ticket sales into a higher commission rate. So don’t ignore them completely.

Content Marketing:

Essentially content marketing is publishing web content to promote products and services. Content marketing is closely linked with affiliate marketing but not exclusively so.

There are two types of content you can consider, as follows:-

(1) Written Content:

For instance, if you’re producing regular content and publishing it on your blog then there’s the potential to generate an income through advertising.

Now selling advertising space on your blog or website is only possible if you have substantial traffic.

However, If you’re just starting you will not reach those levels for quite some time.

Nevertheless, what is known as pay-per-click (CPC) advertising could generate money for you right from the start.

Perhaps the best-known CPC program is one offered by Google Adsense. You sign up for this program, then embed Google’s links in your blog and they will insert advertising on your blog that is relevant to your content.

EZOIC is another excellent advertising opportunity for new content marketers and bloggers.

Every time a reader clicks on an advertisement you will get paid and it’s not purchase-dependent. Readers only have to click for you to get paid.

The trick with Adsense and EZOIC is to have a narrow focus for your blog.

Here’s an example. Let’s say your blog is about how to keep chickens and deal with blights like red mite. You’ll attract search-engine-generated traffic from people desperate to deal with the problem of red mite. Google or EZOIC will insert ads from companies offering products that will help with this problem and desperate people are likely to click on those ads to see what’s on offer. They click, and you get paid.

As long as your subject matter is focused and narrow, and ideally based on a highly searched keyword or phrase, then this can be a way to generate decent money. However, the traffic levels to your blog will have an impact on how much money you can reasonably make.

(2) Video Content:

Another way to benefit from Google Adsense is to create your own YouTube channel, produce videos and again insert links from Google so that relevant pay-per-click advertising will appear on and around the video. Again if people click then you get paid.

Write eBooks:

Devices such as the iPad, the Kindle and other eReaders, provide you with the opportunity to self-publish eBooks and sell them through Amazon.

You may not be able to come up with the next Harry Potter work of fiction but there is good money to be made writing ‘How To’ books on just about any subject.

They don’t even need to be that long either.

As little as 50 pages or 8,000 – 10,000 words covering a topic of general interest can be enough to produce something that will sell for one dollar or one pound sterling. That might not seem like a lot but sell 1,000 of them and you’ve made a decent sum of money.

Write something on an evergreen topic and it could sell for years.

If you write several eBooks like this on evergreen topics, that could become a decent income stream.

And what do I mean by evergreen?

These are topics for which people have always looked for solutions. That might be something like tips for good time management, or how to lose weight, and so on.

And even if you’re not an expert you can research the necessary information and pull it together for people. Essentially you will be doing the work for your readers.

And don’t forget, nowadays you also have the power of artificial intelligence (AI) to help you in the form of Gemini and ChatGPT. These are powerful writing aids.

Develop Apps:

If you can learn to write code, and of course, you can learn to write code, then you can also learn how to develop apps. If you can develop a killer app and sell it through the App Store then you can make serious money.

And a great app might attract a corporation to buy it for big money. By way of an example, the app Wordle was sold to the New York Times for more than $1 million. That’s a decent payday, don’t you think?

OK, so you’d love to develop an app but you don’t know where to start, right?

Well, there are endless videos and tutorials on YouTube and from these, you can learn how to code and develop apps.

Yes, there’s some work to be done upfront of course.

However, a good app will generate money for years to come. Just think about apps like Candy Crush Saga.

Produce something that becomes a real fad and there’s serious money to be made.

11 things to bear in mind:

If becoming self-employed appeals to you and you fancy making money as an online entrepreneur then here are 11 things you should bear in mind:-

Know your target customers.
Know your target niche or niches
Know your strengths and interests?
Apply your strengths and interests to serve customers
Recognize that different markets need different strategies.
Make sure you’re capturing buying intent.
Create an image that will appeal to your target audience.
With a website, traffic matters.
Search engine optimization (SEO) will bring traffic.
Getting backlinks from other websites will help with SEO.
Be determined, work hard, and learn as you go.

6 things you must do when you’re self-employed:

(1) Register with the tax authorities: Make money by all means but pay your taxes too. Upsetting the tax authorities is not a good idea dear reader wherever you live. In some countries, tax regimes are more benign than in others but it’s always better to keep the tax authorities happy.

(2) Register for sales taxes and VAT: Again it’s all about paying your dues. If you do well financially then you have an obligation to share some of your wealth with the rest of society. Taxes are the price we pay to live in society and you can’t have a successful business without the society in which you live.

(3) Get a separate business bank account: Keep your business activities separate from your personal life. This is very important.

(4) Keep accurate and up-to-date records: You’ll need these in any dialogue with the tax authorities. You don’t want to end up paying more tax than was necessary. Paying your dues is one thing; overpaying your dues is careless.

(5) Insure your business: When you’re in business, you’re required by law to have certain insurance policies. Exactly which policies you need depends on the nature of your business activities. Make sure you know your obligations and act accordingly.

(6) Keep it simple: In the early days, you don’t want to be spending money you don’t have on things that are initially unnecessary. So keep everything as simple as possible for as long as possible.

Conclusion:

Self-employment can be an attractive proposition and for most people, it is the only way you will ever make a fortune. It’s not easy of course but it can be done and you don’t have to ditch your day job to get started.

With an online business, you can start small and build it up over time. And you can mix and match options. For instance, you can start a website to make money with both affiliate marketing and Google Adsense or EZOIC.

A good review website can become quite profitable and once it’s generating revenues on ‘autopilot’ it can become an asset that you can sell for serious money. There are plenty of examples where such sites have sold for 6 and even 7-figure sums.

Don’t underestimate the challenges of course but it can be done and people do. Why not you?

So, think carefully about how best to exploit the opportunities before you and then have a go.

Good luck and may you be the next Richard Branson.

Did you find this article interesting?

If so, then please share it on social media with your friends. When you share, everyone wins.

So go on, please share it now.

If you do I will be forever grateful and you’ll be helping a keen blogger reach a wider audience.

Thank you.

How to build wealth from nothing: 5 Top Tips

01/23/2026 by Roy Sutton

There’s nothing you can do about being born poor. If that was the case, then it was just unfortunate. However, you don’t have to go through life remaining poor.

It is possible to build wealth over time, and plenty of people do, frequently from absolutely nothing.

Many people born poor become wealthy through their efforts, and you can too, dear reader.

Here are five tips to help you build wealth from nothing.

How to build wealth from nothing:

1. Pay yourself first:

You can make money relatively easily, but holding on to it can be very hard.

We’re all constantly bombarded with reasons why we should spend our money in return for some fleeting sense of gratification. Would that be an experience you recognize, dear reader?

It doesn’t have to be that way, of course, and rich people know that only too well.

So what do rich people do that’s different from everyone else?

Simple! They always pay themselves first.

And what do I mean by paying yourself first?

I mean, the moment you’re paid, you take a slice off the top of your income immediately and put it away somewhere safe. And by a slice, I mean to say 10%, or more if you can afford it.

And what do I mean by somewhere safe?

Well, initially, that would be depositing your money in an interest-bearing account.

However, once your money starts building into a larger sum then you can start thinking about other forms of investment that’ll potentially give you greater returns. Stocks and bonds, for instance.

Building a capital sum is important because, as your money grows, it starts to generate a second income stream for you. That may not seem important to you now, but it will be as you get older.

So paying yourself first is a discipline to which you must adhere until it becomes a habit you do without thinking.

You must always put some money away, and you must make that money work hard for you. You must grow and protect your investment portfolio with careful diversification, and over time, you’ll find yourself building a sizeable fortune.

So here’s today’s mantra for you: Pay Yourself First. Never forget that, please, dear reader.

2. Be an investor, not a speculator:

You must understand that there’s a big difference between investing and speculation. They’re not the same thing at all.

I don’t wish to imply that there’s something wrong with speculation, though. There isn’t.

In the world of finance, speculation brings liquidity to the market, and therefore it does have its place.

However, speculation tends to operate on the ‘greater fool’ principle.

By that, I mean someone is prepared to buy an asset for a given price in the hope that it can then be sold quickly to someone else, the greater fool, for a greater price.

This is what professional speculators do, and they can make money this way because they know what they’re doing and they have sophisticated systems to support them.

However, for ordinary people, speculation is like gambling in a casino. And you should never invest your money as though you’re gambling in a casino.

You might get lucky occasionally, of course, but over time your losses will outstrip any gains you might make, and almost certainly by a significant margin.

So my recommendation to you, dear reader, is that you should never speculate. Instead, you should focus on becoming an investor.

By investing, I mean buying stocks and shares in solid, well-managed, cash-generative businesses that can pay good dividends on a sustained basis.

Buy stocks worth holding for the long term. This will provide you with a steady income stream from the dividends, regardless of any short-to-medium-term volatility in the market. And spread your risk by building a diversified portfolio.

If you reinvest your dividends, then over time you will find that this approach should give you a good return on your money.

If you want to make money and build capital, then my advice to you, dear reader, is to be an investor, not a speculator.

3. Focus on value, not price:

The legendary investor Warren Buffett once said, “Price is what you pay; value is what you get.”

With this observation, he’s making an important point. There’s a distinction between price and value.

A low price for an asset doesn’t necessarily mean you’ll get good value.

And a high price doesn’t automatically mean you will not get value.

Price in itself is not a measure of value. You must consider other factors to judge value.

When you’re buying any financial asset, say stocks and shares, you should always focus on value, and you must establish metrics by which you can adequately judge the intrinsic value of that asset.

Judged in isolation, price is just a number, nothing more.

A lower price means absolutely nothing if you’re getting little or no value in return for your money.

Never, ever forget that it’s the intrinsic value that will determine whether something is worth buying or not.

Get genuine value at the right price, and then you can get a decent return over time from an investment.

4. Create a personal private income:

Much as we all aspire to do work we love, you must never forget, dear reader, that ultimately work is simply a means to an end.

Essentially, work is just doing stuff for other people in exchange for money. In turn, that money is then the fuel on which we run our lives.

Money provides us with the means to put bread on the table, a roof over our heads, clothes on our backs, and those of our loved ones, of course.

If you work hard enough, you can earn a lot of money.

Manage that money wisely, and you can build capital. Invest that capital intelligently, and you can create your private income streams.

When you have a decent private income in your own right then you can truly pick and choose the work you do.

Then you only have to do what you enjoy doing: that thing that gives you a genuine sense of purpose.

Creating a personal, private income is a worthy goal, and it’s well worth the effort.

That way, you’re in control of your own life, and no one else can dictate what you should and shouldn’t do.

You’ll be in control of the good ship ‘Me’ and only you will decide where it goes.

The message here is, to work hard now, so one day you don’t have to work hard.

5. Never forget what matters most:

It would be very easy to believe that a life filled with lots of money and materiality would make you blissfully happy. Well let me tell you, dear reader, that in isolation, it won’t.

I’m not suggesting that these things are not important but you must get your priorities right.

Yes, of course, go out there and make money. Manage it carefully. Buy nice things and enjoy some of that money too.

However, to be truly happy, you must never lose sight of the most important thing in your life and that is family and friends.

People are social animals; we’re not solitary animals like cats. We need other people and most of all, we need our loved ones. A life filled with loved ones and laughter will be a happy life.

So make time for your loved ones, especially your children. Enjoy their company and make the most of every minute with them.

Never focus on work to the exclusion of your family and friends. Without them, you have nothing. Money is important, of course but people are much more important.

Never lose sight of the people in your life.

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Please share it now, and I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

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Why an investment in knowledge pays dividends

01/19/2026 by Roy Sutton

Today, I want to explain why an investment in gaining knowledge is important and should be considered seriously.

Investment in knowledge

An investment in knowledge pays the best interest. ~Benjamin Franklin

You don’t get paid for the hour; you get paid for the value you put into the hour. Everyone must understand that important distinction, dear reader.

You get paid for the value you add.

The more value you can add, the more you’ll get paid over time.

It’s really that simple.

If you can solve problems for people with the skills you’ve got, then you can earn an excellent living.

The question is, what underpins your skills and your ability to add value? The answer to that question would be knowledge, of course.

Knowledge comes from learning, and learning is a lifelong process.

Learning is an investment

The quote at the top of this post from the venerable Benjamin Franklin reminds us of the importance of learning. Learning is an investment in ourselves.

We all have an enormous capacity to consume and retain knowledge in our heads, and that knowledge is then a currency with which we can trade. The more knowledge we have, the more value we can add.

When it comes to investing, nothing will pay you a better dividend than making sure you have a good education. And I stress that it’s a lifelong process. It doesn’t end when you leave school or college.

And it’s not about whether or not you went to college or university. Important as they may be, learning can be achieved in many ways.

Self-education is the best education

Knowledge can be gained through reading books, listening to audio and video tutorials, and challenging yourself to master anything that appeals to you.

Learning from hands-on experience, making mistakes, and learning the lessons you can take from any mistakes you’ve made.

In particular, if you want to master the game of money and all matters financial, then you need to become a seeker of financial knowledge and know-how.

You need to become a reader and a keen student of finance. To be successful in investing, of course, you need to know what you’re doing. You need financial education.

The price of ignorance

If you think that education is expensive, then think again. The price of ignorance is far greater.

Ignorance can prove to be very costly indeed. And that’s true in every aspect of your life.

Getting an education may seem expensive, but it’s nowhere near as expensive as ignorance.

So, if you’re not already, become a reader.

The investment in yourself is well worth the effort, and it’ll pay you a handsome dividend.

As the late, great Jim Rohn once said:

“Work harder on yourself than you do on your job.”

Please share this post with your friends:

Did you find this article interesting and useful, dear reader?

If you did, then please share it on social media with your friends. When you share, everyone wins.

So go on, please share it now. If you can do that for me, I’ll be ever so grateful and you’ll be helping a keen blogger reach a wider audience.

Thank you for your support.

Daily Habits of Successful People

01/08/2026 by Roy Sutton

If success is your aim, can you learn from the daily habits of successful people?

Certainly, I believe quite strongly that we are what we do daily.

Anything you achieve or don’t achieve is brought about by the habits you develop over time.

Everything you do is a result of your habits, good or bad. So surely it makes sense to develop and maintain good habits and make them your master?

The power of repetition:

Habits, good or bad, are formed through repetition.

Good habits can be hard to form, but they’re easy to live with. Whereas bad habits, whilst easy to form, tend to be very hard to live with. Our lives can become a battle of good habits versus bad habits. Don’t let the bad habits win.

Good habits can be learned, and bad habits can be replaced by good habits. Yes, it requires self-discipline on your part, dear reader, but it can be done, and people do.

Decide on the habits you want to develop and focus on achieving them one at a time.

Start with one good habit:

Start with one good habit you’d like to form and then force yourself to repeat the necessary actions daily.

After around three weeks, that habit will be formed, and it will just become part of your routine. You’ll start to repeat it with little or no thought. Essentially, you’ll do it on autopilot.

If you have a bad habit you wish to replace with a good habit, then each time you find yourself about to perform the actions of the bad habit, stop yourself and perform the actions of the good habit instead. Again, after around three weeks, the good habit will be programmed into your brain.

Self-discipline is key:

Successful people are driven to develop good habits. Self-discipline is the key ingredient for good habits to form and for replacing bad habits.

Successful people also establish the habit of goal setting on a daily basis.

You cannot hit a target unless you can see that target. Setting a goal is the first step in achieving that goal. Successful people are results-oriented.

Successful people are also people-oriented.

The power of helping others:

You get what you want in life by helping other people get what they want.

Every product is a solution to a problem. Even if your goal is to sing or dance, to succeed you must always recognise that you perform to and for people.

They have a need to be entertained and your aim is to fulfil that need. To solve this particular problem for them if you like.

In dealing with people you must be honest and show integrity if you are to win the respect of others.

So honesty is a good habit to develop. Dishonesty and cheating will catch up with you and will be a permanent stain on your reputation. You don’t need that now, do you?

Look after your health:

And above all, you must look after your health. You have one body and one mind and they must last you a lifetime.

So develop the habit of taking good care of both.

To reinforce the message of the importance of repetition and routine I‘ve included this excellent video from Brian Tracy.

Brian is always a source of great advice for anyone seeking success and aiming to create a successful life for themselves and certainly, he’s one of my main sources of constant inspiration.

The video is short but well worth your time and I recommend you watch it now.

Habits of successful people:

What makes a great idea and why you should keep a journal

12/21/2025 by Roy Sutton

What makes a great idea? Now, that’s an interesting question, in my opinion.

How is it that one idea can be successful and another idea less so?

Why has the iPhone been so successful, yet once-popular smartphones like the Blackberry have disappeared?

How do you know when one of your ideas might make a big difference?

The importance of timing

A key ingredient for a great idea is timing. Ideas are a dime a dozen. The trick is to know when one of your inspired thoughts is right for its time and, therefore, how hard to push it.

If you’re too far ahead of other people’s thinking, the inspired thought you believed was a great idea will only be ignored because it won’t resonate with people.

If you’re too far behind, then it will be ignored because they’ve seen it all before, or something else is already doing it better.

However, if you can hit that sweet spot between the two extremes, then you can generate value from your idea because it will solve a problem or capture the imagination of the people who are ready for it.

An idea whose time has come is a truly great idea. Though coming up with one is not so easy, of course.

Good ideas are valuable

Great ideas are rare, so they become very valuable. And that value is why it’s worthwhile to constantly seek out great ideas.

Should you decide the world is not quite ready for your inspired thinking, don’t worry. The world not being ready now doesn’t mean the world will never be ready.

Keep a journal and make a note of all those flashes of inspiration. And add your journals to your library. Never throw your journals away. Go through them occasionally and see what ideas you’ve had for which the time might now be right.

Keep a journal

The real message today is:

KEEP A JOURNAL!

Your journals could be a source of pure gold in the future, so make sure you buy quality notebooks that you can add to your library as you fill them with your thoughts and inspiration.

By keeping journals, you’re creating value. Value starts with a good-quality notebook, so it’s worth investing in quality.

And never, ever dismiss your ideas. They may not work today, but one day they may make you a fortune.

Please share this post with your friends:

If you found this article useful, then please share it on social media with your friends. When you share, everyone wins.

So go on, please share it now. If you can do that for me, I’ll be forever grateful, and you’ll be helping a keen blogger reach a wider audience.

Thank you for your support, dear reader.

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DISCLAIMER: Post contains affiliate links; no additional charge to you; commissions support the cost of maintaining this website. I appreciate your support. Thank you.

Filed Under: Wisdom Tagged With: Achievement, Business, Creativity, Employment, financial freedom, Ideas, Inspiration, Keep a journal, Making Money, money, Motivation, riches, Success, Wealth, What makes a great idea

How to develop effective time management skills

12/14/2025 by Roy Sutton

Time Management Skills:

Developing effective time management skills is an essential ingredient for success, and I’m sure you’ll agree. You can’t add real value without making the best use of your time.

However, making the best use of it is not always easy in practice, is it?

So, how good are you, dear reader, at managing your time?

Do you have a reputation for being ruthlessly efficient and productive, or are you someone who’s always struggling to keep up?

When someone asks you to do something in the office, do you accept their request without question and simply add the task to your ‘To Do’ list? If you do, you’re not alone. Many people will do that, in my experience.

Alternatively, perhaps you’re the type who thinks carefully relative to your priorities before you accept such a request. Now be honest. We’d all like to think we’re the latter, when in fact far too many people are the former I think.

Productivity is what matters:

In the world of work, it’s easy to confuse being busy with being productive, but these two concepts are not the same thing at all, are they?

For instance, you can be busy doing things that don’t need doing at all. Whereas being genuinely productive means delivering real results from high-value tasks, which can only be done by someone with your skills.

And let’s face it, reputations are built by being productive, not merely by being busy. It’s the results you deliver, not the energy you expend, that matter most.

Time is your most precious resource:

How often do you hear someone say, “Oh, I would love to do that, if only I had the time.“

And yet we all have the same amount of time, i.e. 168 hours per week.

Time is simply a resource like money, although it’s more important than money. I say that because you can get more money, but you can’t get more time. None of us can do that, can we?

So you must learn to use your time wisely. Time is your most precious resource, so you must develop effective time management skills.

High-value tasks must take precedence:

Modern pressures mean it’s easy for us to try to do too many things. We can all be a bit like that, including me, dear reader.

Our lives are cluttered with too many activities, too many objectives, too many distractions, and far too many demands on our time.

The result is that we tend to lose focus on what matters most and in the end we don’t do anything as well as we should have done.

In my experience, in most jobs, you’ll find that 90% of productivity is down to completing the top three or four major activities within that job. What I call high-value tasks.

If you take the top three major activities – the high-value tasks – associated with your job and focus on those to the exclusion of just about everything else you’ll almost certainly maximise your productivity and efficiency.

Most common time management mistake:

The problem is, when we’re working, we seem to find it easier to focus on minor tasks and random actions requested by other people.

We feel obliged to accept requests from others. It’s a common mistake of which we can all be guilty.

Now, while tidying up all those minor tasks might make us feel like we’re achieving some quick wins, we’re usually fooling ourselves.

By the end of the day, we’re usually left with a sense that we haven’t done all we should have done, and that leaves us feeling stressed.

And that’s when we start to think about how we might improve our time management.

We can’t do everything, nor should we try:

We must recognise that we can’t do everything, but we can be selective about what we choose to do.

And if we’re going to get those major tasks of higher value completed, then they must take precedence over those low-value, minor tasks, which can always wait if necessary.

High-value tasks should always take precedence over low-value tasks.

Work smarter:

People often think of time management as a skill that would allow them to work faster. Well, let me tell you this: that’s not the idea at all.

Effective time management skills allow us to work smarter rather than harder.

Instead of getting lost in the minutiae of everyday life, with effective time management skills, we focus on and prioritise those things that will add the most value to our productivity. In other words, we focus on high-value activity.

The law of three:

So. if time management is an issue for you, dear reader, start by taking a good, hard look at your list of daily activities and asking yourself these three questions:

What single task can only I do and, when completed by me, will add the most value to the business?
What’s the second task on my list that only I can do, and when I’ve completed it, will allow me to add the most value to the business?
What is the third task on my list that only I can do and that, when completed by me, will add the most value to the business?

Once you’ve identified your list of three major, high-value tasks, that’s where your focus should be each day before you touch any other minor tasks or accept random requests from other people.

Most powerful time management tool:

The point of work is to deliver results. You’ll deliver the best results if you concentrate on your top three major tasks first.

And never forget that you’ll be judged by the results you deliver. No one cares what you have to do for someone else, they only care about the results they expect from you.

Your time is your time, and you must decide how it is to be used most effectively.

Just because someone asks for a piece of your time doesn’t mean you’re obliged to give it to them at the expense of your productivity. Never be afraid to deploy the most effective time management tool of them all.

And what is the most effective time-management tool? It’s the word NO.

Think of the word NO as a baseball bat.

Whenever someone requests that you do something, NO is how you can whack that request right out of the ballpark.

Be in control of your time, at all times:

You’re not obliged to agree to a request even if someone asks nicely. It’s reasonable to be working to your priorities.

All too often we feel obliged to do things for other people when we should have just said politely, “No, I’m sorry, but I can’t do that right now for you because I have to deliver this by 5 pm and it’s a priority.”

If our productivity matters to us, and it should, then our focus should always be on our major, high-value deliverables.

Unfortunately, we allow ourselves to be driven by the agendas of other people.

However that’s not good for our productivity, nor is it good for our well-being or stress levels.

People will take everything you’re prepared to give:

I can tell you from experience that other people will take everything you’re prepared to give and a bit more besides. That’s the nature of people.

However, if you fail to deliver what you’re being paid to deliver, then no list of incidental work completed for other people will be accepted as an adequate plea in your defence when your boss wants to know why you’ve failed to deliver your high-value results.

If you’re painting my house, I’ll measure you on the quality and timeliness of your work, not the amount of help you gave to my neighbour by, say, looking after her dog.

What you do for other people is irrelevant to me, should you fail to deliver what I’m paying you to deliver.

Focus on your priorities:

In reality, if your colleagues can’t get something done by you, they’ll simply ask someone else. So let them.

Why worry? Just be very polite when faced with a random request, but say NO firmly. I can tell you this: you’ll have to be disciplined, but it’s a habit worth developing.

We can all be guilty of expending far too much of our energy helping other people achieve their aims, to the detriment of our interests and our ability to deliver high-value results.

To achieve anything of significance in life, we must be focused on our major activities.

We must concentrate on completing our big three major high-value deliverables daily and focus relentlessly on working towards achieving our own goals generally.

The need for balance:

If you’re asked to do something, then it’s perfectly reasonable to say NO, if doing otherwise would prevent you from delivering the results you’re being paid to deliver on time.

Yes, of course, occasionally there will be tasks you’re obliged to accept for whatever reason.

However, mostly being firm in declining such a request is a sign that you’re assertive and in control of delivering as much value as possible.

Another polite but firm response to a request might be something like, “Sorry, I would love to help you with that, but I cannot right now because I have my hands full with the deadline for this project.”

As with everything, there is a balance to be struck, of course.

Sometimes it’s in your interest to do someone a favour because one day you might need them to return that favour. That’s reasonable, provided you always retain a primary focus on keeping your main things the main things.

Conclusion:

You should always ensure that you’re making progress towards achieving your big three deliverables and your own goals generally.

It’s perfectly reasonable to have your agenda and a desire to achieve your own goals and add the greatest value only you can add.

If you want to make a difference, focus on your three major activities.

Those activities that only you can do.

And to ensure that you’re doing that, don’t be afraid to use the most effective time management tool of them all whenever necessary. Use the word NO politely but firmly.

Always keep the main things the main things.

Please share this post with your friends:

Did you find this article interesting and useful?

If so, then please share it on social media with your friends.

When you share, everyone wins.

Go on, please share it now.

If you do, I will be forever grateful, and you’ll be helping a keen blogger reach a wider audience.

Thank you, dear reader.

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DISCLAIMER: Post contains affiliate links; no additional charge to you; commissions support the cost of maintaining this website. I appreciate your support. Thank you.

Filed Under: Wisdom Tagged With: Achievement, being the best, Inspiration, Life, Making Money, money, Motivation, Philosophy, Priorities, Sage Advice, Stress-free, Success, Time Management, Time Management Skills, Wealth, Wisdom

How to Make Money With ChatGPT for Beginners: Step-by-Step Guide

09/21/2025 by Roy Sutton

How to Make Money With ChatGPT for Beginners:

If you’re wondering how to make money with ChatGPT for beginners, this article has been written for you, dear reader.

Lots of people want to earn money online, but honestly, figuring out where to start can feel overwhelming.

ChatGPT is a powerful productivity tool that makes things easier by assisting with writing, brainstorming, and creating digital content, thereby helping you create stuff that actually pays.

Beginners can make money with ChatGPT by offering simple services, building helpful tools, or creating content people want to buy.

You don’t need advanced skills to get going. The art of harnessing the power of ChatGPT is simply in the prompt. The better the prompt, the better the output.

So, yes, there is a learning curve. However, it’s not steep, and when you get used to it, anyone can utilise AI to write blog posts, draft social media posts, or even provide quick solutions for small businesses.

People already use ChatGPT for freelancing, affiliate marketing, and digital products—it’s a proven way to build income streams.

The flexibility is a huge plus. You can use it for a side income, or you can turn it into a full-time gig. Indeed, other people have, and so can you.

Key Takeaways:

Learn how to use AI tools to create simple income streams
Explore different ways to grow skills into profitable services
Build a strategy that can scale into long-term earnings

Disclaimer: In this article, the reader is being presented with ideas that have worked for others. As with every business idea, it is for readers to do a thorough due diligence before committing time and money.

Understanding ChatGPT and AI Essentials

ChatGPT is a tool that processes language, generates text and images, and assists users in accomplishing tasks. It uses artificial intelligence and GPT models to understand your input and respond in a way that sounds natural.

What Is ChatGPT?

ChatGPT is an AI-powered program that gets prompts and produces human-like text. It can give short answers or longer explanations, depending on what you need.

It’s built on a machine learning model called GPT—Generative Pre-trained Transformer. This model learned from tons of text, so it recognizes patterns in language pretty well.

People use ChatGPT for writing, brainstorming, customer support, and learning. It doesn’t think like a person; it just predicts what words should come next based on its training.

Since it can make clear, structured text quickly, a lot of beginners find it handy for creating content or supporting online work. The value really comes from its speed and flexibility.

How Artificial Intelligence Powers ChatGPT

Artificial intelligence powers ChatGPT by mixing machine learning, natural language processing, and pattern recognition. It studies examples of text and learns how words connect in context.

When you type a prompt, the AI breaks it into smaller parts called tokens. Then it predicts the next token over and over until it forms a full response. This all happens in seconds.

AI doesn’t “understand” meaning like humans do. It relies on probability and its training data to spit out text that looks meaningful. That’s why it works for things like answering questions or drafting ideas.

The strength of ChatGPT’s AI is that it can adapt to tons of subjects without needing a rulebook for each one. Its responses depend on both your input and the patterns it’s learned.

Overview of GPT Technology

GPT stands for Generative Pre-trained Transformer. It’s the tech behind ChatGPT and one of the most popular AI language models out there.

“Pre-trained” means the model already saw loads of text before you use it. That way, it doesn’t start from scratch every time.

The “transformer” part lets it handle long pieces of text by looking at relationships between words across sentences. That’s what makes GPT models better than older AI systems.

Newer versions, like GPT-3 and GPT-4, keep getting bigger and better. Each one can handle more data, make more accurate text, and work for more applications.

Getting Started: Setting Up for Success

Having a plan helps beginners avoid wasting time and focus on real opportunities. Picking the right income path, narrowing down to profitable areas, and using the right platforms and tools really matter.

Choosing Your Monetization Method

Beginners can make money with ChatGPT in a few ways. The main ones are freelancing services, digital products, and content creation.

Freelancing is great for folks who want quick income. Platforms like Upwork and Fiverr let you offer writing, editing, or customer support powered by ChatGPT. Buyers want fast turnaround, so this works if you’re reliable.

Digital products are for people who like to create something once and sell it over and over. Think e-books, templates, or online guides. Once you’ve made it, you can keep selling without much extra work.

Content creation—like blogs, newsletters, or social posts—can bring in money too. It takes longer to grow but can lead to ad revenue, sponsorships, or affiliate deals. Pick what fits your skills, time, and goals.

Identifying Profitable Niches

Not every niche pays well. Beginners should look for areas with high demand and manageable competition. Popular ones are personal finance, health and wellness, productivity, and online education.

To test a niche, check what sells on Amazon Kindle or Etsy for digital downloads. Trending freelance jobs on Fiverr also show what people want.

It helps to balance what interests you with what the market wants. If you like fitness, use ChatGPT to make workout guides or meal plans. If you know business, create productivity tools or tutorials.

Choose a niche where ChatGPT actually saves time or creates unique value. That’s what attracts paying customers.

Essential Tools and Platforms

To earn steadily, you need the right setup. At a minimum: ChatGPT access, a reliable computer, and stable internet.

Freelancers usually use Upwork or Fiverr to find clients. These sites make it easier to manage projects and payments. For digital products, Gumroad, Etsy, or Shopify handle sales and delivery.

Content creators often use WordPress or Medium for blogging. Tools like Buffer or Canva help with social media and design.

Here’s a quick table to make things clearer:

Goal	Platform/Tool Example
Freelancing	Upwork, Fiverr
Digital Products	Gumroad, Etsy, Shopify
Content Creation	WordPress, Medium, Canva

Picking the right mix of tools just makes everything smoother.

Content Creation for Profit

People use ChatGPT to make written content that attracts readers, builds trust, and brings in money. Focusing on formats like blogs, ebooks, and product reviews, beginners can turn AI writing into digital products or monetized sites.

Blogging With ChatGPT

Blogging is still one of the most practical ways to earn from content creation. ChatGPT lets you draft posts faster, brainstorm ideas, and keep up with publishing—no need to stare at a blank page for hours.

You can make money with display ads, affiliate links, and sponsored posts. Some folks run blogs with AI-generated articles and get paid through AdSense or Amazon affiliate programs, like people mention on Reddit.

If you want to make blogging work, try this:

Pick a niche with steady demand (maybe personal finance, travel, or tech).
Use ChatGPT for outlines and first drafts.
Edit for accuracy, tone, and SEO before publishing.

Updating regularly and doing solid keyword research helps a blog grow into a real asset.

Writing Ebooks and Guides

Ebooks and guides are popular because you can sell them again and again without more work. ChatGPT can help you structure chapters, draft content, and polish explanations. Platforms like Gumroad make selling digital files easy.

Stick to topics that solve real problems. A short guide on budgeting tips or a step-by-step tutorial on using free tools can attract buyers.

Here’s a simple workflow:

Outline the ebook with ChatGPT.
Write each section in clear, everyday language.
Add visuals or tables if it helps.
Export as PDF and upload to Gumroad.

This way, even first-time authors can publish and sell in just a few weeks.

Creating Product Reviews

Product reviews are a classic way to earn through affiliate marketing. ChatGPT can help you draft reviews with features, pros, and cons. Readers like comparisons, so tables or bullet lists are great for scanning.

For example, here’s a quick laptop comparison:

Product	Price Range	Key Feature	Rating (out of 5)
Laptop A	$500–$600	Long battery life	4.3
Laptop B	$600–$700	Lightweight design	4.1
Laptop C	$700–$800	High storage	4.5

You can post reviews on blogs, niche sites, or even social media. If you link to affiliate programs like Amazon Associates, you get a small commission when someone buys.

Consistency matters. Posting new reviews regularly builds trust and boosts your chances of earning steady income.

YouTube Automation and Video Content

More creators now use ChatGPT to save time on research, scriptwriting, and planning for YouTube videos. They focus on search optimization and monetization to turn regular publishing into real income.

Generating Video Ideas and Scripts

Coming up with video ideas is tough, but ChatGPT can help brainstorm by checking trends, keywords, and what audiences care about. It might suggest titles for tutorials, product reviews, or niche explainers.

Once you pick a topic, ChatGPT can draft a script outline. This saves planning time and keeps your videos structured.

Introduction to grab attention
Main points broken into short bits
Call-to-action for likes, comments, or subscriptions

After that, you can tweak the draft to fit your voice and add your own thoughts. Using AI for first drafts means you spend less time researching and more time making your videos shine.

Optimizing Video SEO

If you just publish a video without any SEO, good luck getting found. Beginners should zero in on three things: titles, descriptions, and tags.

ChatGPT can help you come up with keyword-rich titles and meta descriptions that boost your ranking on YouTube search.

A strong description should include:

Primary keyword in the first 150 characters
Brief summary of what the video’s actually about
Links to playlists or your website, if you’ve got them

Creators can also ask ChatGPT for relevant tags. Pair these with a custom thumbnail and you’ll probably see your click-through rates jump.

Check out this YouTube automation guide—it’s clear that sticking with optimization pays off over time.

Monetizing Your YouTube Channel

Once you’ve built up a handful of videos, you can start thinking about monetization. The main route is YouTube AdSense, but you’ll need 1,000 subscribers and 4,000 watch hours first.

After you qualify, ads start bringing in revenue based on how many people watch and interact with your videos.

Other options include:

Affiliate marketing—just drop product links in your descriptions
Sponsorships if you’ve got a loyal audience
Digital products or services promoted right in your videos

Some creators use AI-driven workflows to ramp up production and earnings. One Reddit user even shared how they built a fully automated YouTube channel with ChatGPT.

Freelancing With ChatGPT

Freelancers can use ChatGPT to write content, boost business visibility, and craft marketing copy that actually persuades people. Clients on Upwork and Fiverr are always looking for these services, so they’re solid starting points for beginners.

Offering Writing Services

Writers can use ChatGPT to draft blog posts, articles, product descriptions, or newsletters. The tool speeds things up by generating outlines, brainstorming ideas, or fixing grammar.

This lets freelancers deliver work faster without dropping the quality. Platforms like Upwork and Fiverr always need content writers.

Clients usually want clear, well-structured articles that engage or inform. If you’re just starting, offer simple services like rewriting or short blog posts before you take on bigger projects.

Freelancers should still edit and fact-check everything. Adding your own spin—adapting tone or tossing in examples—makes your work stand out.

Providing SEO Optimization

Businesses want content that actually ranks. ChatGPT can help you come up with keyword lists, draft meta descriptions, and suggest headings that fit modern SEO.

Freelancers can offer services like:

Keyword research with free or paid tools
Optimized blog posts—think headings, keyword placement, the whole deal
Meta descriptions and titles that help with clicks

On Fiverr, SEO writing is always in demand. Beginners might start with short posts or product listings. More experienced folks can move into website audits or long-form content.

Clients appreciate freelancers who get both writing and technical SEO. Combining ChatGPT’s speed with your human touch creates a strong offering.

Copywriting for Clients

Copywriting is all about getting readers to act—subscribe, buy, whatever. ChatGPT can draft ads, landing pages, or emails, but you’ll want to tweak things to fit the client’s voice.

Good copywriting needs the right tone, clear calls-to-action, and short, punchy sentences. AI can suggest headline ideas or taglines, but picking the best one is up to you.

Clients on Upwork often want ad copy, sales emails, or product descriptions. Offering these services lets freelancers work with all kinds of businesses.

Affiliate Marketing and Passive Income

Affiliate marketing pays you for promoting products, and passive income means you earn money even when you’re not glued to your screen. ChatGPT can make both easier by helping you create content, automate tasks, and stay consistent.

Finding Affiliate Programs

First, you need to pick the right affiliate programs. Most beginners start with Amazon Associates, ClickBank, or ShareASale since they’re easy to join and have tons of products.

Each program comes with its own commission rates, cookie durations, and payout rules. It’s smart to pick products that actually fit your audience.

For example, if you’re writing about fitness, promote workout gear or training guides. Recommending stuff that fits your content builds trust.

Here’s a quick comparison:

Program	Commission Rate	Cookie Duration	Payout Threshold
Amazon Associates	1–10%	24 hours	$100
ClickBank	1–75% (varies)	60 days	$10
ShareASale	Varies by vendor	30 days	$50

Choosing programs with clear terms and reliable payouts gives you a solid starting point.

Using ChatGPT for Affiliate Content

ChatGPT can help you crank out product reviews, comparison posts, and newsletters. These formats answer real questions and help readers make decisions.

A review that covers pros, cons, and use cases builds credibility. You can also use ChatGPT for SEO-friendly blog posts targeting specific keywords.

That’ll help you show up in search results and get organic traffic. Keyword planners can give you the terms, and ChatGPT turns them into actual content.

Affiliate marketers often reuse content—turning a blog post into social media snippets, or a newsletter into a quick promo. ChatGPT helps you keep a consistent voice across the board.

Building Passive Income Streams

Affiliate marketing turns into passive income when your content keeps earning months after you publish it. A good review that ranks in search can keep selling for ages.

ChatGPT helps by creating evergreen content—like “best product” lists or tutorials. These stay relevant way longer than news updates.

Bloggers and site owners can even automate newsletters with product recommendations. No need to send each one by hand.

Some marketers add affiliate links to automated blogs or niche sites. According to SmartAISpot, you can also use digital templates, online courses, or newsletters for recurring income.

Creative Writing and Digital Products

Writers can use ChatGPT to draft stories, poems, or scripts, then sell them as digital products. Gumroad makes it easy to sell directly to readers—no publisher required.

Selling Short Stories and Scripts

Coming up with new ideas is tough, but ChatGPT can outline plots, flesh out characters, or polish dialogue. That makes it easier to finish stories or scripts for readers or small production teams.

You can bundle short stories into e-books or format scripts for plays, short films, or YouTube videos. Focusing on a specific genre—sci-fi, romance, thriller—helps you reach a niche audience.

To boost income, try tiered pricing:

Single story: lowest price
Story bundle: mid-range
Exclusive script package: premium

See Investopedia’s guide on ChatGPT income for more ideas—creative writing is a legit way to earn extra cash.

Publishing Poetry and Creative Works

Poetry and short works can become digital chapbooks or themed collections. ChatGPT can suggest rhymes, fix flow, or help with formatting.

You can self-publish as PDFs or e-books. Plenty of poets use social media to share samples and send readers to buy the full collection.

Adding illustrations or pairing poems with photos makes them more appealing. Here’s a quick look at distribution options:

Format	Platform Example	Best Use Case
PDF Download	Gumroad	Direct-to-reader sales
Kindle eBook	Amazon KDP	Wider audience reach
Illustrated PDF	Etsy	Creative bundles and gift buyers

Writers keep creative control and reach readers who appreciate indie publishing.

Launching Digital Products Online

Writers can branch out beyond books by selling digital products. Think journals with prompts, writing workbooks, or script templates for new creators.

ChatGPT helps you structure and polish these products. Platforms like Gumroad let you upload files, set prices, and deliver everything automatically.

No inventory or shipping headaches. You can add value by bundling products, for example:

Workbook + short story collection
Script template + video tutorial
Poetry e-book + printable art

Bundles make your digital products more tempting and encourage repeat buyers.

Developing Chatbots and Automation Services

Businesses use chatbots and automation to cut costs, respond faster, and improve customer experiences. AI tools make it possible to build solutions that answer questions, book appointments, or help customers—no humans needed.

Building Custom Chatbots

Custom chatbots let businesses solve their own problems instead of using one-size-fits-all tools. A restaurant might use a bot for reservations, while an online store can guide shoppers through product choices.

You can build these bots using platforms like ManyChat or by connecting the ChatGPT API. It’s important to set clear goals first. For instance, a clothing shop may want its bot to answer size or shipping questions—no need for extra bells and whistles.

Freelancers and small agencies can earn by designing and selling chatbot setups. They might charge a flat rate for building or offer ongoing support as a service.

Automating Customer Support

Automation in customer support lets companies respond faster and cut down on repetitive tasks. Instead of having staff answer the same questions over and over, bots can take care of common requests like password resets or order tracking.

AI-driven chatbots connect to knowledge bases or FAQ pages and give users instant answers. This setup frees employees to tackle more complicated issues.

Some businesses go for hybrid systems. Bots handle the easy stuff and pass more challenging questions to human agents.

This approach strikes a good balance between speed and a personal touch. It has been suggested that even individuals without extensive coding experience can set up these systems.

Offering 24/7 Support Solutions

One of the biggest perks of AI chatbots is 24/7 support. Customers want help outside regular hours, and bots deliver answers any time.

This cuts wait times and helps businesses stay competitive. Retailers, healthcare providers, and service companies often rely on round-the-clock chatbots for things like scheduling or order updates.

For example, an e-commerce site can confirm orders or update shipping details at midnight. That’s pretty handy.

Offering this kind of support adds value for businesses that can’t afford full-time staff everywhere. Developers who build these solutions often pitch them as cost-saving tools, which appeals to small and mid-sized companies.

Scaling Your ChatGPT Business

A small project can turn into a steady business with some structure and planning. Real results and better user interactions help you reach more people across different platforms.

Building a Portfolio and Credibility

Clients trust proof of work. Beginners might start by making sample projects—blog posts, product descriptions, or social media captions made with ChatGPT.

These samples show off writing style and adaptability. Freelancers can collect testimonials from early clients, even from small jobs.

That feedback helps attract bigger contracts later. Displaying results in an online portfolio builds confidence for potential customers.

A simple website or LinkedIn profile works to highlight your portfolio. Adding details like engagement growth or improved conversions makes your work more convincing.

Enhancing User Experience

User experience really matters for client retention. Quick communication, fast responses, and tailored solutions help a service stand out.

People appreciate when AI-generated content feels natural and matches their brand voice. Offering structured services avoids confusion.

For example:

Basic Package: Short articles or captions
Standard Package: Blog posts with keyword optimization
Premium Package: Full content strategy with editing and revisions

This tiered approach enables clients to select options that fit their needs and budget. Small touches—clean formatting, error-free writing, and sticking to deadlines—make a difference.

Freelancers who improve prompts and workflows get better results. Over time, that efficiency builds trust and boosts earnings.

Expanding to Multiple Platforms

Sticking to just one platform can limit growth. Many freelancers start on Upwork or Fiverr but later branch out to personal websites, newsletters, or social media.

That opens up more entry points for clients. Folks looking to make money with ChatGPT can use YouTube, TikTok, or Medium to show off their skills.

Sharing tutorials, case studies, or examples of AI content draws attention and builds authority. Expanding reach also means you’re not relying on one income source.

By offering services across platforms, freelancers can diversify and find new opportunities in copywriting, digital products, or consulting.

Maximizing Earnings and Staying Ahead

Beginners hoping to earn with ChatGPT should focus on steady improvement and adapting to new AI tools. Measuring results and learning from data keeps income streams reliable.

Tracking Results and Optimizing Strategies

Tracking performance helps you see what works and what doesn’t. For example, someone running a blog should check traffic, bounce rate, and conversions with Google Analytics.

Freelancers can track effectiveness by looking at client feedback, repeat orders, and time spent per project. Here’s a simple table for staying organized:

Task	Metric to Track	Tool
Blog posts	SEO ranking, keyword clicks	Google Search Console
Freelance writing	Client satisfaction score	Direct feedback
Digital products	Sales per week	Gumroad dashboard

Optimization means making changes based on what you find. If some keywords bring in more traffic, use them more. If a product isn’t getting attention, maybe the description or marketing needs work.

Staying Updated With AI Trends

AI moves fast. Staying in the loop gives beginners an edge.

New updates to ChatGPT and similar tools often add features that speed up work or improve accuracy. AI-driven SEO assistants, for example, can help with keyword strategies and search visibility.

You can keep up by following trusted sites like Investopedia’s guide to making money with ChatGPT or Forbes discussions on side hustles. LinkedIn and Reddit communities also share updates and real experiences.

Try these steps:

Subscribe to AI newsletters
Test new features as soon as they come out
Compare tools like ChatGPT, MidJourney, or automation platforms

Keeping up with trends helps you stay effective and not fall behind.

Avoiding Common Pitfalls

Lots of beginners make mistakes that hurt earnings. One big one is leaning too much on AI and skipping the personal touch.

Clients and readers want originality, so human editing and fact-checking are still important. Another mistake is ignoring SEO—publishing without keyword research often means nobody sees your content.

Free tools like Google Keyword Planner help you find what people actually search for. Also, don’t try every income method at once.

Focus on one or two approaches, like blogging or digital products, to build steady results. And remember to follow platform rules—posting low-quality or copied AI content can get you banned on sites like Amazon KDP or Etsy.

Quality control and playing by the rules keep your income safe.

Beginners can use ChatGPT to write content, offer services, or build digital products that make money. Some methods don’t need any upfront cost, but others might require learning new platforms or tools.

What are some effective strategies for beginners to monetize ChatGPT?

Most start with content writing, blogging, or freelancing. You can also make eBooks, offer tutoring, or provide customer service help.

Many folks use ChatGPT to speed up tasks and take on more projects, which can boost earnings.

Can beginners generate income with ChatGPT on platforms like YouTube?

Yes, definitely. ChatGPT can help write video scripts, brainstorm topics, and draft descriptions.

This makes posting content easier and more consistent, leading to ad revenue or sponsorships as your channel grows.

What are the initial steps to making money with ChatGPT online?

First, pick a skill or service to offer—writing, editing, or social media management, for example. Practice using ChatGPT to improve your workflow.

Then, list your services on freelancing platforms or create your own website.

Is it possible to use ChatGPT for financial gains in the stock market?

ChatGPT can help you organize research, summarize reports, or draft trading strategies. But it doesn’t give financial advice or guarantee returns.

Always rely on licensed financial professionals and verified data before making investment decisions.

Are there free methods to leverage ChatGPT for income generation?

Yes. You can use the free version of ChatGPT to write blog posts, draft resumes, or design social media content.

Many beginner-friendly income ideas don’t need any upfront investment, so it’s possible to start with nothing.

What success stories exist of beginners profiting from ChatGPT?

Some beginners have built small freelance businesses and now offer writing or editing services. Others have launched blogs or digital products that bring in a steady side income.

Real people have followed step-by-step strategies to grow their earnings, even without any technical background. It’s honestly pretty encouraging to see how accessible these tools have become.

Conclusion:

ChatGPT is a powerful tool, even in the free version. There’s money to be made, and many people are exploiting ChatGPT to do it. You can too. So, why not try it now?

Did you find this article helpful?

If so, then please share it on social media with your friends. When you share, everyone wins.

So, please share it now.

If you do, I will be forever grateful.

Roy Sutton

Roy Sutton is a writer, content creator, digital entrepreneur, and international traveller. Formerly, a CEO, corporate business executive, management consultant, and electronic systems engineer with a background in telecommunications and IT. His blog aims to both inspire readers to achieve their best lives and entertain them with the humour we all crave.

How to find the right job for you – Simply Explained

09/16/2025 by Roy Sutton

How to find the right job for you?

If you’re wondering how to find the right job for you, then this article was written with you in mind, dear reader.

Do you enjoy your work? Do you have a job you love? Do you wake up each morning filled with enthusiasm for the day ahead?

Alternatively, maybe you feel your job allows you to earn an income, but beyond that, you can’t wait until 5 pm when the working day is over.

Perhaps you’re constantly asking the question, “How to find the right job for you?”

If that’s you, then you’re not alone.

The Lottery Question:

The acid test when you’re not sure is to ask yourself what I call the lottery question.

What does that mean? It means you ask yourself this:

If I won millions on the lottery and money ceased to be an issue, would I continue to do the work I’m doing now, or would I try something else?”

Yes, of course, if you won the lottery, you’d have a little fun with the money first, but eventually, your life would need a sense of purpose and routine again.

So how would you fill your time then?

Never work a day in your life:

If you enjoy what you do, and you’re recognized as being very good at it, then you’ll do your job well, and you’ll be successful at what you do. And if you enjoy what you do, you’ll never have to work a day in your life. Now, how good would that be?

So if you’re not happy with your job right now, the next question to ask yourself is, “What do I really want to be?”

To answer that question, you need to consider two things:

These are quite different things, but if you can find the sweet spot between them, then you have the basis for finding a job you’ll love.

So the steps to job heaven are as follows:

STEP 1: What are you good at?

Not merely competent but really good at?

Think about that question carefully and be honest with yourself.

What activities are intuitive to you? Things you can do easily and readily without having to give them too much thought?

Ask friends and colleagues for their views, and ask them to be really honest with you. Ask people you work with about the tasks for which they consider you to be the absolutely first choice ‘go-to’ person.

Gather together this information and make a list.

STEP 2: What do you enjoy doing?

Then make a list of all the things you really enjoy doing.

Which activities really give you a buzz?

What activities get you so absorbed that you really lose track of time?

What activities would you do for free or as a hobby if you couldn’t make a living at them?

Paul McCartney once said that if he couldn’t have made a living out of writing songs and playing music, he’d have done it as a hobby, simply because he loved it so much. In fact, it was his hobby before it was the way he earned a living.

What activities make you feel the same way? Make that list and don’t be reasonable.

All this requires time for reflection and careful thought, as well as feedback from other people. So do give it the time it deserves.

Don’t jump to conclusions. You do want to ensure you get it right, don’t you?

STEP 3: Which items are common to both lists?

When you have your two lists ready, the final step is to identify the common ground between them, the point at which the two lists intersect.

If you find an item that is contained on both lists then you have found the Holy Grail.

Finding something you’re genuinely good at and have a real talent for, and which is also something you really enjoy, will give you the greatest chance of success in life.

It is essential you find the common ground between your lists because:-

And if you get it right, sometimes people will sprinkle fairy dust on you too. And then a magical career beckons.

Finding your perfect job is never about luck.

Find the right work for you:

If you’re doing something you enjoy doing and you’re doing it well, you’ll stick with it long enough to get someone’s attention. And when you get their attention, you’ll dazzle them because you’re doing it well.

That’s not luck; it’s hard work, perseverance and timing.

Once you’ve identified what you want, the next question is, “How do you get it?” That’s another challenge, entirely.

Have you managed to find the perfect job for you?

If so, you’re lucky indeed. Enjoy every moment. If you haven’t found it yet, keep looking;

If you found this article useful, please share it on social media with your friends.

When you share, everyone wins.

Please share it now, and I’ll be ever so grateful. You’ll be helping a keen blogger reach a wider audience.

Thank you.

Roy Sutton

The 4 steps to financial freedom

09/12/2025 by Roy Sutton

Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this. ~Dave Ramsey

Many people are searching for the steps to financial freedom. Search the internet, and there will be references to seven, eight, nine, and even ten steps, but I think only four steps matter.

However, before I discuss those steps, let us first think about the biggest cause of people remaining poor, namely the debt burden.

Statistics suggest that most people these days are heavily in debt. And debt is a burden that enslaves us. Knowing we have debts can be stressful.

What is the underlying cause of such debt? That’s simple. Mostly, it’s the overuse of credit cards with little or no thought to how this will affect our financial well-being.

Unsecured debt built up through the excessive use of credit cards is expensive. Very, very expensive!

That means even a small sum outstanding on a credit card can quickly become a large debt due to the effect of compound interest if you only make the minimum payment each month.

Are you affected by debt, dear reader? Are your finances out of control? Would you like to achieve financial freedom?

Steps to Financial Freedom:

People often say, “If only I could increase my income, I could pay off my debts.”

Those same people, if they did increase their income, would probably just spend more. And financial freedom would remain a distant dream.

If financial freedom is your aim, then you must take control of your finances. The steps to financial freedom are as follows:

1. Spend less than you earn:

It all starts with spending less than you earn. If you spend less than you earn, you can work on becoming debt-free and then start to build capital.

2. Pay yourself first:

You must always pay yourself first. What does that mean? It means that as soon as you get paid each month, you take a minimum of 10% of what you earn and put it away somewhere safe immediately.

Never, ever wait until the end of the month to see what you’ve got left.

If you do that, you’ll never save anything.

If you take 10% upfront, it will just be another debit on your income like taxes and pension contributions. You’ll quickly get used to having only the remaining 90% to live on.

And what do you do with the 10% or whatever you’ve put away?

3. Eliminate credit card debt:

Initially, if you have a credit card debt burden, then it makes sense to use that money to deal with paying off your debt first because the interest you’ll pay on the debt is always greater than any interest you’ll get on savings.

To pay off your credit card debt, you must find a way to eliminate the interest element each month so that any payments you then make go against the outstanding balance.

And how is that done?

Well, when you take out a new credit card account, it often comes with a period of zero interest, usually six months. These accounts also usually allow you to transfer in outstanding debt from another credit card account.

So by moving from one card provider to another and transferring the debt across to the new account, you then have a period of six months to make payments against the outstanding balance without accumulating interest on the old debt.

Never, ever use this card to increase your debt. Use it only to reduce your debt.

At the end of the period of zero interest on your new card, repeat the process if necessary. Once again, you move to another card account offering you a zero-interest period. By focusing only on the outstanding balance, it will be paid off sooner.

Eliminating the burden of debt is the first step on the road to financial freedom.

Freedom from debt will give you peace of mind. And that peace of mind is a good reason for spending less than you earn.

Once the debt is cleared, what next with the money you’ve paid yourself first?

4. Build capital:

Initially, put your money into a savings account. Then, as that builds into a larger sum, you can start thinking about other forms of investment like stocks, bonds, and property.

Once you develop the habit of putting some of your money away each month, it’s amazing how quickly it accumulates into a decent capital sum, and you’ll be on the road to achieving financial freedom.

Conclusion:

Learn to live within your means.

If you live modestly and spend your money wisely, you can ensure that you have enough money when you need it.

You can also build that nest egg for your retirement and give a little back to those less fortunate than yourself. And you’ll feel so much better about yourself, too.

Conversely, gathering too much clutter through excessive spending on things you don’t need can become stressful, as well as wasteful. The choice is yours.

Financial freedom is achievable, and it will give you peace of mind.

You will sleep better knowing you’re debt-free.

The steps to financial freedom are quite simple. Spend less than you earn; pay yourself first; eliminate expensive credit card debt; and start building capital.

Do this, and one day your older self will be grateful you made the effort, I can assure you.

Did you find this article interesting and useful?

If so, then please share it on social media with your friends. When you share, everyone wins.

So, please share it right now. If you do, I will be ever so grateful, and you’ll be helping a keen blogger reach a wider audience.

Thank you for your support.

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Turn enterprise into money

You don’t have to be poor

Help yourself by helping others get what they need

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How to Make Money With ChatGPT for Beginners:

Key Takeaways:

Understanding ChatGPT and AI Essentials

What Is ChatGPT?

How Artificial Intelligence Powers ChatGPT

Overview of GPT Technology

Getting Started: Setting Up for Success

Choosing Your Monetization Method