money

How to find and do work you love, now and forever

10/13/2025 by Roy Sutton

How to find and do work you love? A great question for all you very intelligent readers to contemplate today.

Now, not everyone will find the answer, of course, but most people frequently ask this question in my experience.

Job satisfaction:

How many people would say they get job satisfaction from their work, in percentage terms?

Apparently, it’s only around 20%.

That would suggest that 80% of all people hate their jobs.

If true, I think that matters, and it’s especially relevant to society if you think about it. Why?

Quite simply, because it suggests that most people will not be quite as productive as they might otherwise be. Let’s face it, you can’t really be at your most productive if you’re not happy in your job.

A sense of purpose:

So dear reader, which side are you on?

Does the work you do place you in the 20% who enjoy job satisfaction, or are you one of the 80%?

Essentially, job satisfaction comes as a result of doing work that gives us a sense of purpose.

If we have a genuine sense of purpose, we’ll have a strong desire to do our work well. And we can only do it to the best of our ability if it really matters to us.

Doing our work well matters because that’s how we make a difference.

Hence, that’s how we make a contribution and leave a legacy behind us.

So in that sense, job satisfaction certainly matters.

Consider your work:

Does your work really matter to you?

And does it give you a sense of purpose? Perhaps it’s simply the means for paying your bills?

Do you get out of bed each morning looking forward to the day ahead?

No job is ever perfect, but given that work takes up a third of our lives, it’s essential we enjoy what we do and derive at least some job satisfaction from it.

Maybe there’ll be some elements of a given job we dislike, but mostly we should enjoy our work because that way we’re better placed to do it well.

In the inspirational TEDx Talk video embedded below, Scott Dinsmore explains how, during the early part of his career, he was encouraged to do any job just to build up his resumé.

However, he very quickly realized that this approach was unwise and resulted in no job satisfaction.

He makes his point with an excellent quote from Warren Buffett who said, “Taking any job just to build your resumé is like putting off s*x until your old age.”

Now, why would that make sense?

Experience is important, of course, but work should not just be about building your resumé.

Work should be about adding value and making a meaningful contribution to society.

It should be about using your skills and natural talent to make a difference to the lives of others.

So, if success is your aim, then the work you do must matter to you.

If you find work you enjoy, then job satisfaction will follow.

Put simply, if you like the work you do, you’ll do it well. And if you do it well, people will notice. And once people begin to notice you, then you’re on your way to achieving real success.

Knowledge required:

The trick is to find work that you can’t not do.

Something you’d happily do for nothing if you couldn’t find someone to pay you to do it.

That’s the basis for real job satisfaction.

All of this is more easily said than done, of course.

Perhaps you’ve no idea about what matters to you in terms of work.

If you’re relatively young and new to the world of work, how could you possibly know? In that case, you need to start improving your basic knowledge and awareness.

1. Know yourself:

A good starting point for improving your knowledge is becoming a self-expert. Knowing just what you have in your arsenal.

What are your unique strengths?
What are your weaknesses?
What fills you with enthusiasm?
What fills you with dread?
What do you love to do?
What do you hate doing?

If I asked someone you knew well to tell me what you’re good at, what would they say?

For what activity do they regard you as the ‘go to’ person?
What do they regularly thank you for?
What would you do for fun if you couldn’t do it for a living?
On what activity can you lose yourself for hours at a time?

By answering these questions and others like them, you’ll get a better idea of what you’re looking for. And let’s face it, if you don’t know what you’re looking for, you’ll never find it.

2. Know your values:

What do you regard as your set of values? What moral framework matters to you when you’re making decisions?

What would you not do simply because you wouldn’t want to disappoint your family? What would make you feel proud if you were to tell your family that’s what you’re doing?

Anything you choose to do should be congruent with your own set of values.

3. Know your experiences:

The most powerful lessons in life come from the mistakes we make. The lessons we learn from our own mistakes and the things we’ve done are collectively known as experience. And experience is a valuable commodity.

Pay attention to your experience. Think about the things you’ve done right. Think about the things you’ve done wrong.

When have you felt completely in control of a situation, regardless of the challenges you face?

When have you felt completely out of your depth?

Think about the things you’ve enjoyed doing. Think about those activities you really hated.

4. Know what matters to you:

In crude but simple language, the underlying question here is, “What is it that you actually DO ‘give a sh*t’ about?”

We tend to do stuff because other people suggest it’s what we should be doing. However, it really should be about what actually matters to us.

Identify what it is that makes you come alive and makes you feel energized.

John Lennon’s Aunt Mimi famously said, “Playing the guitar is all very well, John, but you’ll never make a living at it.”

Fortunately, John didn’t listen to her, and his guitar helped him to make a very lucrative living because he really enjoyed writing songs and playing music.

In fact, his creative output continues to generate millions of dollars for his estate 45 years after his death.

John Lennon did well because he did something he enjoyed doing, and he didn’t allow himself to be influenced by those who thought he should pursue a different line of work.

Confidence compounds:

By working to your strengths, your confidence will grow.

Each success you have will improve your confidence. And as your confidence grows, one success will lead to another. It’s a virtuous circle.

Environment matters too:

Jim Rohn once said, “You’re the average of the five people you spend the most time with.”

Personally, I think this is true.

The people around you really do matter.

They influence you, and their attitude rubs off on you.

Human beings are social animals, and we exist within groups. We also have to fit into the group otherwise we’re very quickly ostracized by other group members.

Hang around with people who inspire possibility. People who lift you up and not pull you down. Mix with people who will influence you in a positive way. Find role models from whom you can learn.

How to find and do work you love:

Scott Dinsmore’s mission is to change the world by helping people find what excites them and build a career around the work only they are capable of doing.

If you can find the work you are compelled to do, then you can add real value to your fellow human beings.

Discover what you’re really meant to do and you’ll be on to a winner.

You’ll also get maximum job satisfaction.

Therefore, in conclusion, if you’ve yet to find what you’re looking for, then keep looking until you do.

In the meantime, I recommend that you watch the video. It is thought-provoking and compelling, and it will be a good use of your time.

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Filed Under: Self-Help Tagged With: Achievement, Attitude, being the best, Inspiration, Life, Meaning, money, Motivation, Philosophy, Sage Advice, self-actualisation, self-actualization, Success, Wisdom, Work

Why you should put something away for a rainy day

10/08/2025 by Roy Sutton

Dear Reader, have you ever considered why you should put something away for a rainy day?

When you’re doing well and have a good income, it’s easy to imagine that the good times will go on forever and you can enjoy it all with the expectation that money will continue to flow in your direction without interruption.

But life’s not like that. Into every life, some rain will fall, as the saying goes.

Good times don’t last forever. Life tends to be cyclical, like the changing of the seasons.

The time to repair your roof is when the sun is shining, for winter will have its day and we must be prepared for inclement weather.

Savings matter:

When you get paid each month you must set some money aside, separated into three accounts, as follows:

You must be prepared to pay those bills that come in regularly; you must be ready for an emergency. Equally, you must start creating wealth, so that one day you’ll be able to retire.

Bill Payment:

You cannot live in the modern age without incurring bills.

Whether it’s utility bills, phone bills, TV subscriptions, mortgage payments or rent, credit card payments, food bills, repayments on a car loan, et cetera. You must set money aside to pay all those bills when they fall due.

Emergency Account:

As the saying goes, stuff happens.

And when stuff happens you must be prepared to deal with it. You must have an emergency fund you can tap into to deal with emergency repairs or even an unexpected interruption to your income. These things do happen.

Financial Freedom:

When you’re young, it’s easy to think that you’ll keep on working, if you must, to earn an income.

However, trust me, one day you will want to retire from work, or at least from the daily grind.

If you are to retire you will need some wealth.

The best time to start building wealth is when you’re young.

Start a 401K or pension whilst you’re young, pay into it regularly and with some luck and good financial management, you can enjoy a comfortable old age.

By starting young you will benefit from the magic of compounding. The impact of compound interest should not be underestimated.

Remember; it will rain:

Think of life in terms of the seasons and prepare accordingly.

Most people experience hard times at some point in their lives, particularly when they’re young.

You can be sure it will rain; the only question is when.

You will be able to weather the storm a lot better if you have a financial cushion in the form of some savings.

If you are lucky enough to have an income now, you’d do well to remember to put some of your income away for a rainy day.

It’s easy to squander your money thinking the good times will never end.

However, nothing lasts forever. So, my advice is, to be prepared.

Why you should put something away for a rainy day

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How to Make Money With ChatGPT for Beginners: Step-by-Step Guide

09/21/2025 by Roy Sutton

How to Make Money With ChatGPT for Beginners:

If you’re wondering how to make money with ChatGPT for beginners, this article has been written for you, dear reader.

Lots of people want to earn money online, but honestly, figuring out where to start can feel overwhelming.

ChatGPT is a powerful productivity tool that makes things easier by assisting with writing, brainstorming, and creating digital content, thereby helping you create stuff that actually pays.

Beginners can make money with ChatGPT by offering simple services, building helpful tools, or creating content people want to buy.

You don’t need advanced skills to get going. The art of harnessing the power of ChatGPT is simply in the prompt. The better the prompt, the better the output.

So, yes, there is a learning curve. However, it’s not steep, and when you get used to it, anyone can utilise AI to write blog posts, draft social media posts, or even provide quick solutions for small businesses.

People already use ChatGPT for freelancing, affiliate marketing, and digital products—it’s a proven way to build income streams.

The flexibility is a huge plus. You can use it for a side income, or you can turn it into a full-time gig. Indeed, other people have, and so can you.

Key Takeaways:

Learn how to use AI tools to create simple income streams
Explore different ways to grow skills into profitable services
Build a strategy that can scale into long-term earnings

Disclaimer: In this article, the reader is being presented with ideas that have worked for others. As with every business idea, it is for readers to do a thorough due diligence before committing time and money.

Understanding ChatGPT and AI Essentials

ChatGPT is a tool that processes language, generates text and images, and assists users in accomplishing tasks. It uses artificial intelligence and GPT models to understand your input and respond in a way that sounds natural.

What Is ChatGPT?

ChatGPT is an AI-powered program that gets prompts and produces human-like text. It can give short answers or longer explanations, depending on what you need.

It’s built on a machine learning model called GPT—Generative Pre-trained Transformer. This model learned from tons of text, so it recognizes patterns in language pretty well.

People use ChatGPT for writing, brainstorming, customer support, and learning. It doesn’t think like a person; it just predicts what words should come next based on its training.

Since it can make clear, structured text quickly, a lot of beginners find it handy for creating content or supporting online work. The value really comes from its speed and flexibility.

How Artificial Intelligence Powers ChatGPT

Artificial intelligence powers ChatGPT by mixing machine learning, natural language processing, and pattern recognition. It studies examples of text and learns how words connect in context.

When you type a prompt, the AI breaks it into smaller parts called tokens. Then it predicts the next token over and over until it forms a full response. This all happens in seconds.

AI doesn’t “understand” meaning like humans do. It relies on probability and its training data to spit out text that looks meaningful. That’s why it works for things like answering questions or drafting ideas.

The strength of ChatGPT’s AI is that it can adapt to tons of subjects without needing a rulebook for each one. Its responses depend on both your input and the patterns it’s learned.

Overview of GPT Technology

GPT stands for Generative Pre-trained Transformer. It’s the tech behind ChatGPT and one of the most popular AI language models out there.

“Pre-trained” means the model already saw loads of text before you use it. That way, it doesn’t start from scratch every time.

The “transformer” part lets it handle long pieces of text by looking at relationships between words across sentences. That’s what makes GPT models better than older AI systems.

Newer versions, like GPT-3 and GPT-4, keep getting bigger and better. Each one can handle more data, make more accurate text, and work for more applications.

Getting Started: Setting Up for Success

Having a plan helps beginners avoid wasting time and focus on real opportunities. Picking the right income path, narrowing down to profitable areas, and using the right platforms and tools really matter.

Choosing Your Monetization Method

Beginners can make money with ChatGPT in a few ways. The main ones are freelancing services, digital products, and content creation.

Freelancing is great for folks who want quick income. Platforms like Upwork and Fiverr let you offer writing, editing, or customer support powered by ChatGPT. Buyers want fast turnaround, so this works if you’re reliable.

Digital products are for people who like to create something once and sell it over and over. Think e-books, templates, or online guides. Once you’ve made it, you can keep selling without much extra work.

Content creation—like blogs, newsletters, or social posts—can bring in money too. It takes longer to grow but can lead to ad revenue, sponsorships, or affiliate deals. Pick what fits your skills, time, and goals.

Identifying Profitable Niches

Not every niche pays well. Beginners should look for areas with high demand and manageable competition. Popular ones are personal finance, health and wellness, productivity, and online education.

To test a niche, check what sells on Amazon Kindle or Etsy for digital downloads. Trending freelance jobs on Fiverr also show what people want.

It helps to balance what interests you with what the market wants. If you like fitness, use ChatGPT to make workout guides or meal plans. If you know business, create productivity tools or tutorials.

Choose a niche where ChatGPT actually saves time or creates unique value. That’s what attracts paying customers.

Essential Tools and Platforms

To earn steadily, you need the right setup. At a minimum: ChatGPT access, a reliable computer, and stable internet.

Freelancers usually use Upwork or Fiverr to find clients. These sites make it easier to manage projects and payments. For digital products, Gumroad, Etsy, or Shopify handle sales and delivery.

Content creators often use WordPress or Medium for blogging. Tools like Buffer or Canva help with social media and design.

Here’s a quick table to make things clearer:

Goal	Platform/Tool Example
Freelancing	Upwork, Fiverr
Digital Products	Gumroad, Etsy, Shopify
Content Creation	WordPress, Medium, Canva

Picking the right mix of tools just makes everything smoother.

Content Creation for Profit

People use ChatGPT to make written content that attracts readers, builds trust, and brings in money. Focusing on formats like blogs, ebooks, and product reviews, beginners can turn AI writing into digital products or monetized sites.

Blogging With ChatGPT

Blogging is still one of the most practical ways to earn from content creation. ChatGPT lets you draft posts faster, brainstorm ideas, and keep up with publishing—no need to stare at a blank page for hours.

You can make money with display ads, affiliate links, and sponsored posts. Some folks run blogs with AI-generated articles and get paid through AdSense or Amazon affiliate programs, like people mention on Reddit.

If you want to make blogging work, try this:

Pick a niche with steady demand (maybe personal finance, travel, or tech).
Use ChatGPT for outlines and first drafts.
Edit for accuracy, tone, and SEO before publishing.

Updating regularly and doing solid keyword research helps a blog grow into a real asset.

Writing Ebooks and Guides

Ebooks and guides are popular because you can sell them again and again without more work. ChatGPT can help you structure chapters, draft content, and polish explanations. Platforms like Gumroad make selling digital files easy.

Stick to topics that solve real problems. A short guide on budgeting tips or a step-by-step tutorial on using free tools can attract buyers.

Here’s a simple workflow:

Outline the ebook with ChatGPT.
Write each section in clear, everyday language.
Add visuals or tables if it helps.
Export as PDF and upload to Gumroad.

This way, even first-time authors can publish and sell in just a few weeks.

Creating Product Reviews

Product reviews are a classic way to earn through affiliate marketing. ChatGPT can help you draft reviews with features, pros, and cons. Readers like comparisons, so tables or bullet lists are great for scanning.

For example, here’s a quick laptop comparison:

Product	Price Range	Key Feature	Rating (out of 5)
Laptop A	$500–$600	Long battery life	4.3
Laptop B	$600–$700	Lightweight design	4.1
Laptop C	$700–$800	High storage	4.5

You can post reviews on blogs, niche sites, or even social media. If you link to affiliate programs like Amazon Associates, you get a small commission when someone buys.

Consistency matters. Posting new reviews regularly builds trust and boosts your chances of earning steady income.

YouTube Automation and Video Content

More creators now use ChatGPT to save time on research, scriptwriting, and planning for YouTube videos. They focus on search optimization and monetization to turn regular publishing into real income.

Generating Video Ideas and Scripts

Coming up with video ideas is tough, but ChatGPT can help brainstorm by checking trends, keywords, and what audiences care about. It might suggest titles for tutorials, product reviews, or niche explainers.

Once you pick a topic, ChatGPT can draft a script outline. This saves planning time and keeps your videos structured.

Introduction to grab attention
Main points broken into short bits
Call-to-action for likes, comments, or subscriptions

After that, you can tweak the draft to fit your voice and add your own thoughts. Using AI for first drafts means you spend less time researching and more time making your videos shine.

Optimizing Video SEO

If you just publish a video without any SEO, good luck getting found. Beginners should zero in on three things: titles, descriptions, and tags.

ChatGPT can help you come up with keyword-rich titles and meta descriptions that boost your ranking on YouTube search.

A strong description should include:

Primary keyword in the first 150 characters
Brief summary of what the video’s actually about
Links to playlists or your website, if you’ve got them

Creators can also ask ChatGPT for relevant tags. Pair these with a custom thumbnail and you’ll probably see your click-through rates jump.

Check out this YouTube automation guide—it’s clear that sticking with optimization pays off over time.

Monetizing Your YouTube Channel

Once you’ve built up a handful of videos, you can start thinking about monetization. The main route is YouTube AdSense, but you’ll need 1,000 subscribers and 4,000 watch hours first.

After you qualify, ads start bringing in revenue based on how many people watch and interact with your videos.

Other options include:

Affiliate marketing—just drop product links in your descriptions
Sponsorships if you’ve got a loyal audience
Digital products or services promoted right in your videos

Some creators use AI-driven workflows to ramp up production and earnings. One Reddit user even shared how they built a fully automated YouTube channel with ChatGPT.

Freelancing With ChatGPT

Freelancers can use ChatGPT to write content, boost business visibility, and craft marketing copy that actually persuades people. Clients on Upwork and Fiverr are always looking for these services, so they’re solid starting points for beginners.

Offering Writing Services

Writers can use ChatGPT to draft blog posts, articles, product descriptions, or newsletters. The tool speeds things up by generating outlines, brainstorming ideas, or fixing grammar.

This lets freelancers deliver work faster without dropping the quality. Platforms like Upwork and Fiverr always need content writers.

Clients usually want clear, well-structured articles that engage or inform. If you’re just starting, offer simple services like rewriting or short blog posts before you take on bigger projects.

Freelancers should still edit and fact-check everything. Adding your own spin—adapting tone or tossing in examples—makes your work stand out.

Providing SEO Optimization

Businesses want content that actually ranks. ChatGPT can help you come up with keyword lists, draft meta descriptions, and suggest headings that fit modern SEO.

Freelancers can offer services like:

Keyword research with free or paid tools
Optimized blog posts—think headings, keyword placement, the whole deal
Meta descriptions and titles that help with clicks

On Fiverr, SEO writing is always in demand. Beginners might start with short posts or product listings. More experienced folks can move into website audits or long-form content.

Clients appreciate freelancers who get both writing and technical SEO. Combining ChatGPT’s speed with your human touch creates a strong offering.

Copywriting for Clients

Copywriting is all about getting readers to act—subscribe, buy, whatever. ChatGPT can draft ads, landing pages, or emails, but you’ll want to tweak things to fit the client’s voice.

Good copywriting needs the right tone, clear calls-to-action, and short, punchy sentences. AI can suggest headline ideas or taglines, but picking the best one is up to you.

Clients on Upwork often want ad copy, sales emails, or product descriptions. Offering these services lets freelancers work with all kinds of businesses.

Affiliate Marketing and Passive Income

Affiliate marketing pays you for promoting products, and passive income means you earn money even when you’re not glued to your screen. ChatGPT can make both easier by helping you create content, automate tasks, and stay consistent.

Finding Affiliate Programs

First, you need to pick the right affiliate programs. Most beginners start with Amazon Associates, ClickBank, or ShareASale since they’re easy to join and have tons of products.

Each program comes with its own commission rates, cookie durations, and payout rules. It’s smart to pick products that actually fit your audience.

For example, if you’re writing about fitness, promote workout gear or training guides. Recommending stuff that fits your content builds trust.

Here’s a quick comparison:

Program	Commission Rate	Cookie Duration	Payout Threshold
Amazon Associates	1–10%	24 hours	$100
ClickBank	1–75% (varies)	60 days	$10
ShareASale	Varies by vendor	30 days	$50

Choosing programs with clear terms and reliable payouts gives you a solid starting point.

Using ChatGPT for Affiliate Content

ChatGPT can help you crank out product reviews, comparison posts, and newsletters. These formats answer real questions and help readers make decisions.

A review that covers pros, cons, and use cases builds credibility. You can also use ChatGPT for SEO-friendly blog posts targeting specific keywords.

That’ll help you show up in search results and get organic traffic. Keyword planners can give you the terms, and ChatGPT turns them into actual content.

Affiliate marketers often reuse content—turning a blog post into social media snippets, or a newsletter into a quick promo. ChatGPT helps you keep a consistent voice across the board.

Building Passive Income Streams

Affiliate marketing turns into passive income when your content keeps earning months after you publish it. A good review that ranks in search can keep selling for ages.

ChatGPT helps by creating evergreen content—like “best product” lists or tutorials. These stay relevant way longer than news updates.

Bloggers and site owners can even automate newsletters with product recommendations. No need to send each one by hand.

Some marketers add affiliate links to automated blogs or niche sites. According to SmartAISpot, you can also use digital templates, online courses, or newsletters for recurring income.

Creative Writing and Digital Products

Writers can use ChatGPT to draft stories, poems, or scripts, then sell them as digital products. Gumroad makes it easy to sell directly to readers—no publisher required.

Selling Short Stories and Scripts

Coming up with new ideas is tough, but ChatGPT can outline plots, flesh out characters, or polish dialogue. That makes it easier to finish stories or scripts for readers or small production teams.

You can bundle short stories into e-books or format scripts for plays, short films, or YouTube videos. Focusing on a specific genre—sci-fi, romance, thriller—helps you reach a niche audience.

To boost income, try tiered pricing:

Single story: lowest price
Story bundle: mid-range
Exclusive script package: premium

See Investopedia’s guide on ChatGPT income for more ideas—creative writing is a legit way to earn extra cash.

Publishing Poetry and Creative Works

Poetry and short works can become digital chapbooks or themed collections. ChatGPT can suggest rhymes, fix flow, or help with formatting.

You can self-publish as PDFs or e-books. Plenty of poets use social media to share samples and send readers to buy the full collection.

Adding illustrations or pairing poems with photos makes them more appealing. Here’s a quick look at distribution options:

Format	Platform Example	Best Use Case
PDF Download	Gumroad	Direct-to-reader sales
Kindle eBook	Amazon KDP	Wider audience reach
Illustrated PDF	Etsy	Creative bundles and gift buyers

Writers keep creative control and reach readers who appreciate indie publishing.

Launching Digital Products Online

Writers can branch out beyond books by selling digital products. Think journals with prompts, writing workbooks, or script templates for new creators.

ChatGPT helps you structure and polish these products. Platforms like Gumroad let you upload files, set prices, and deliver everything automatically.

No inventory or shipping headaches. You can add value by bundling products, for example:

Workbook + short story collection
Script template + video tutorial
Poetry e-book + printable art

Bundles make your digital products more tempting and encourage repeat buyers.

Developing Chatbots and Automation Services

Businesses use chatbots and automation to cut costs, respond faster, and improve customer experiences. AI tools make it possible to build solutions that answer questions, book appointments, or help customers—no humans needed.

Building Custom Chatbots

Custom chatbots let businesses solve their own problems instead of using one-size-fits-all tools. A restaurant might use a bot for reservations, while an online store can guide shoppers through product choices.

You can build these bots using platforms like ManyChat or by connecting the ChatGPT API. It’s important to set clear goals first. For instance, a clothing shop may want its bot to answer size or shipping questions—no need for extra bells and whistles.

Freelancers and small agencies can earn by designing and selling chatbot setups. They might charge a flat rate for building or offer ongoing support as a service.

Automating Customer Support

Automation in customer support lets companies respond faster and cut down on repetitive tasks. Instead of having staff answer the same questions over and over, bots can take care of common requests like password resets or order tracking.

AI-driven chatbots connect to knowledge bases or FAQ pages and give users instant answers. This setup frees employees to tackle more complicated issues.

Some businesses go for hybrid systems. Bots handle the easy stuff and pass more challenging questions to human agents.

This approach strikes a good balance between speed and a personal touch. It has been suggested that even individuals without extensive coding experience can set up these systems.

Offering 24/7 Support Solutions

One of the biggest perks of AI chatbots is 24/7 support. Customers want help outside regular hours, and bots deliver answers any time.

This cuts wait times and helps businesses stay competitive. Retailers, healthcare providers, and service companies often rely on round-the-clock chatbots for things like scheduling or order updates.

For example, an e-commerce site can confirm orders or update shipping details at midnight. That’s pretty handy.

Offering this kind of support adds value for businesses that can’t afford full-time staff everywhere. Developers who build these solutions often pitch them as cost-saving tools, which appeals to small and mid-sized companies.

Scaling Your ChatGPT Business

A small project can turn into a steady business with some structure and planning. Real results and better user interactions help you reach more people across different platforms.

Building a Portfolio and Credibility

Clients trust proof of work. Beginners might start by making sample projects—blog posts, product descriptions, or social media captions made with ChatGPT.

These samples show off writing style and adaptability. Freelancers can collect testimonials from early clients, even from small jobs.

That feedback helps attract bigger contracts later. Displaying results in an online portfolio builds confidence for potential customers.

A simple website or LinkedIn profile works to highlight your portfolio. Adding details like engagement growth or improved conversions makes your work more convincing.

Enhancing User Experience

User experience really matters for client retention. Quick communication, fast responses, and tailored solutions help a service stand out.

People appreciate when AI-generated content feels natural and matches their brand voice. Offering structured services avoids confusion.

For example:

Basic Package: Short articles or captions
Standard Package: Blog posts with keyword optimization
Premium Package: Full content strategy with editing and revisions

This tiered approach enables clients to select options that fit their needs and budget. Small touches—clean formatting, error-free writing, and sticking to deadlines—make a difference.

Freelancers who improve prompts and workflows get better results. Over time, that efficiency builds trust and boosts earnings.

Expanding to Multiple Platforms

Sticking to just one platform can limit growth. Many freelancers start on Upwork or Fiverr but later branch out to personal websites, newsletters, or social media.

That opens up more entry points for clients. Folks looking to make money with ChatGPT can use YouTube, TikTok, or Medium to show off their skills.

Sharing tutorials, case studies, or examples of AI content draws attention and builds authority. Expanding reach also means you’re not relying on one income source.

By offering services across platforms, freelancers can diversify and find new opportunities in copywriting, digital products, or consulting.

Maximizing Earnings and Staying Ahead

Beginners hoping to earn with ChatGPT should focus on steady improvement and adapting to new AI tools. Measuring results and learning from data keeps income streams reliable.

Tracking Results and Optimizing Strategies

Tracking performance helps you see what works and what doesn’t. For example, someone running a blog should check traffic, bounce rate, and conversions with Google Analytics.

Freelancers can track effectiveness by looking at client feedback, repeat orders, and time spent per project. Here’s a simple table for staying organized:

Task	Metric to Track	Tool
Blog posts	SEO ranking, keyword clicks	Google Search Console
Freelance writing	Client satisfaction score	Direct feedback
Digital products	Sales per week	Gumroad dashboard

Optimization means making changes based on what you find. If some keywords bring in more traffic, use them more. If a product isn’t getting attention, maybe the description or marketing needs work.

Staying Updated With AI Trends

AI moves fast. Staying in the loop gives beginners an edge.

New updates to ChatGPT and similar tools often add features that speed up work or improve accuracy. AI-driven SEO assistants, for example, can help with keyword strategies and search visibility.

You can keep up by following trusted sites like Investopedia’s guide to making money with ChatGPT or Forbes discussions on side hustles. LinkedIn and Reddit communities also share updates and real experiences.

Try these steps:

Subscribe to AI newsletters
Test new features as soon as they come out
Compare tools like ChatGPT, MidJourney, or automation platforms

Keeping up with trends helps you stay effective and not fall behind.

Avoiding Common Pitfalls

Lots of beginners make mistakes that hurt earnings. One big one is leaning too much on AI and skipping the personal touch.

Clients and readers want originality, so human editing and fact-checking are still important. Another mistake is ignoring SEO—publishing without keyword research often means nobody sees your content.

Free tools like Google Keyword Planner help you find what people actually search for. Also, don’t try every income method at once.

Focus on one or two approaches, like blogging or digital products, to build steady results. And remember to follow platform rules—posting low-quality or copied AI content can get you banned on sites like Amazon KDP or Etsy.

Quality control and playing by the rules keep your income safe.

Beginners can use ChatGPT to write content, offer services, or build digital products that make money. Some methods don’t need any upfront cost, but others might require learning new platforms or tools.

What are some effective strategies for beginners to monetize ChatGPT?

Most start with content writing, blogging, or freelancing. You can also make eBooks, offer tutoring, or provide customer service help.

Many folks use ChatGPT to speed up tasks and take on more projects, which can boost earnings.

Can beginners generate income with ChatGPT on platforms like YouTube?

Yes, definitely. ChatGPT can help write video scripts, brainstorm topics, and draft descriptions.

This makes posting content easier and more consistent, leading to ad revenue or sponsorships as your channel grows.

What are the initial steps to making money with ChatGPT online?

First, pick a skill or service to offer—writing, editing, or social media management, for example. Practice using ChatGPT to improve your workflow.

Then, list your services on freelancing platforms or create your own website.

Is it possible to use ChatGPT for financial gains in the stock market?

ChatGPT can help you organize research, summarize reports, or draft trading strategies. But it doesn’t give financial advice or guarantee returns.

Always rely on licensed financial professionals and verified data before making investment decisions.

Are there free methods to leverage ChatGPT for income generation?

Yes. You can use the free version of ChatGPT to write blog posts, draft resumes, or design social media content.

Many beginner-friendly income ideas don’t need any upfront investment, so it’s possible to start with nothing.

What success stories exist of beginners profiting from ChatGPT?

Some beginners have built small freelance businesses and now offer writing or editing services. Others have launched blogs or digital products that bring in a steady side income.

Real people have followed step-by-step strategies to grow their earnings, even without any technical background. It’s honestly pretty encouraging to see how accessible these tools have become.

Conclusion:

ChatGPT is a powerful tool, even in the free version. There’s money to be made, and many people are exploiting ChatGPT to do it. You can too. So, why not try it now?

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Roy Sutton

Roy Sutton is a writer, content creator, digital entrepreneur, and international traveller. Formerly, a CEO, corporate business executive, management consultant, and electronic systems engineer with a background in telecommunications and IT. His blog aims to both inspire readers to achieve their best lives and entertain them with the humour we all crave.

How to find the right job for you – Simply Explained

09/16/2025 by Roy Sutton

How to find the right job for you?

If you’re wondering how to find the right job for you, then this article was written with you in mind, dear reader.

Do you enjoy your work? Do you have a job you love? Do you wake up each morning filled with enthusiasm for the day ahead?

Alternatively, maybe you feel your job allows you to earn an income, but beyond that, you can’t wait until 5 pm when the working day is over.

Perhaps you’re constantly asking the question, “How to find the right job for you?”

If that’s you, then you’re not alone.

The Lottery Question:

The acid test when you’re not sure is to ask yourself what I call the lottery question.

What does that mean? It means you ask yourself this:

If I won millions on the lottery and money ceased to be an issue, would I continue to do the work I’m doing now, or would I try something else?”

Yes, of course, if you won the lottery, you’d have a little fun with the money first, but eventually, your life would need a sense of purpose and routine again.

So how would you fill your time then?

Never work a day in your life:

If you enjoy what you do, and you’re recognized as being very good at it, then you’ll do your job well, and you’ll be successful at what you do. And if you enjoy what you do, you’ll never have to work a day in your life. Now, how good would that be?

So if you’re not happy with your job right now, the next question to ask yourself is, “What do I really want to be?”

To answer that question, you need to consider two things:

These are quite different things, but if you can find the sweet spot between them, then you have the basis for finding a job you’ll love.

So the steps to job heaven are as follows:

STEP 1: What are you good at?

Not merely competent but really good at?

Think about that question carefully and be honest with yourself.

What activities are intuitive to you? Things you can do easily and readily without having to give them too much thought?

Ask friends and colleagues for their views, and ask them to be really honest with you. Ask people you work with about the tasks for which they consider you to be the absolutely first choice ‘go-to’ person.

Gather together this information and make a list.

STEP 2: What do you enjoy doing?

Then make a list of all the things you really enjoy doing.

Which activities really give you a buzz?

What activities get you so absorbed that you really lose track of time?

What activities would you do for free or as a hobby if you couldn’t make a living at them?

Paul McCartney once said that if he couldn’t have made a living out of writing songs and playing music, he’d have done it as a hobby, simply because he loved it so much. In fact, it was his hobby before it was the way he earned a living.

What activities make you feel the same way? Make that list and don’t be reasonable.

All this requires time for reflection and careful thought, as well as feedback from other people. So do give it the time it deserves.

Don’t jump to conclusions. You do want to ensure you get it right, don’t you?

STEP 3: Which items are common to both lists?

When you have your two lists ready, the final step is to identify the common ground between them, the point at which the two lists intersect.

If you find an item that is contained on both lists then you have found the Holy Grail.

Finding something you’re genuinely good at and have a real talent for, and which is also something you really enjoy, will give you the greatest chance of success in life.

It is essential you find the common ground between your lists because:-

And if you get it right, sometimes people will sprinkle fairy dust on you too. And then a magical career beckons.

Finding your perfect job is never about luck.

Find the right work for you:

If you’re doing something you enjoy doing and you’re doing it well, you’ll stick with it long enough to get someone’s attention. And when you get their attention, you’ll dazzle them because you’re doing it well.

That’s not luck; it’s hard work, perseverance and timing.

Once you’ve identified what you want, the next question is, “How do you get it?” That’s another challenge, entirely.

Have you managed to find the perfect job for you?

If so, you’re lucky indeed. Enjoy every moment. If you haven’t found it yet, keep looking;

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When you share, everyone wins.

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Thank you.

Roy Sutton

Why you must earn before you spend

09/14/2025 by Roy Sutton

Today’s message is all about why you must earn before you spend.

Earn it before you spend it! ~Author Unknown

Why you must earn before you spend:

If you want to build wealth, then developing good money habits is essential, dear reader.

And if you’re a parent, it’s a good idea to encourage your children to develop good money habits as well.

In fact, if you can only give your children one piece of financial advice, then the best piece of advice is included in the quote above. I can’t repeat it often enough. Earn before you spend.

Far too many people today do the exact opposite.

People spend money they don’t have to impress people they probably don’t even like. The result is a burden of debt from which it can be very hard to escape.

Occasionally, we all want to buy those big-ticket items. A nice television, nice furniture, a nice personal computer, tablet, or smartphone, et cetera. Naturally, these are things we all want. The question is, does it make sense to incur debt to own these things?

My advice is to save the money first and then buy the thing you really want.

Financing schemes are there to make other people rich. And by using unsecured finance, that always means you’ll pay a lot more for items acquired using credit.

The ‘buy now, pay later’ deal comes with a high interest rate added. So inevitably, if you go down this road, you’ll end up paying a lot more than you would otherwise.

Yes, you’ll receive the item more quickly; that’s true. However, you’ll enrich someone else at your own expense. In what way does that make sense? After all, a debt burden can prove very stressful.

Now, be honest with yourself; there really are very few things in life we couldn’t live without if we really had to, surely?

Look after your own interests rather than lining the pockets of other people while impoverishing yourself and your family in the process. That is today’s life tip.

Financial education matters, and the sooner you get one, the better.

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Articles you might find interesting:

Why you must earn before you spend, Why you must earn before you spend

Filed Under: Wisdom Tagged With: Inspiration, Meaning, money, Motivation, Philosophy, Sage Advice, Success, Wealth, Why you must earn before you spend, Wisdom

The 4 steps to financial freedom

09/12/2025 by Roy Sutton

Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this. ~Dave Ramsey

Many people are searching for the steps to financial freedom. Search the internet, and there will be references to seven, eight, nine, and even ten steps, but I think only four steps matter.

However, before I discuss those steps, let us first think about the biggest cause of people remaining poor, namely the debt burden.

Statistics suggest that most people these days are heavily in debt. And debt is a burden that enslaves us. Knowing we have debts can be stressful.

What is the underlying cause of such debt? That’s simple. Mostly, it’s the overuse of credit cards with little or no thought to how this will affect our financial well-being.

Unsecured debt built up through the excessive use of credit cards is expensive. Very, very expensive!

That means even a small sum outstanding on a credit card can quickly become a large debt due to the effect of compound interest if you only make the minimum payment each month.

Are you affected by debt, dear reader? Are your finances out of control? Would you like to achieve financial freedom?

Steps to Financial Freedom:

People often say, “If only I could increase my income, I could pay off my debts.”

Those same people, if they did increase their income, would probably just spend more. And financial freedom would remain a distant dream.

If financial freedom is your aim, then you must take control of your finances. The steps to financial freedom are as follows:

1. Spend less than you earn:

It all starts with spending less than you earn. If you spend less than you earn, you can work on becoming debt-free and then start to build capital.

2. Pay yourself first:

You must always pay yourself first. What does that mean? It means that as soon as you get paid each month, you take a minimum of 10% of what you earn and put it away somewhere safe immediately.

Never, ever wait until the end of the month to see what you’ve got left.

If you do that, you’ll never save anything.

If you take 10% upfront, it will just be another debit on your income like taxes and pension contributions. You’ll quickly get used to having only the remaining 90% to live on.

And what do you do with the 10% or whatever you’ve put away?

3. Eliminate credit card debt:

Initially, if you have a credit card debt burden, then it makes sense to use that money to deal with paying off your debt first because the interest you’ll pay on the debt is always greater than any interest you’ll get on savings.

To pay off your credit card debt, you must find a way to eliminate the interest element each month so that any payments you then make go against the outstanding balance.

And how is that done?

Well, when you take out a new credit card account, it often comes with a period of zero interest, usually six months. These accounts also usually allow you to transfer in outstanding debt from another credit card account.

So by moving from one card provider to another and transferring the debt across to the new account, you then have a period of six months to make payments against the outstanding balance without accumulating interest on the old debt.

Never, ever use this card to increase your debt. Use it only to reduce your debt.

At the end of the period of zero interest on your new card, repeat the process if necessary. Once again, you move to another card account offering you a zero-interest period. By focusing only on the outstanding balance, it will be paid off sooner.

Eliminating the burden of debt is the first step on the road to financial freedom.

Freedom from debt will give you peace of mind. And that peace of mind is a good reason for spending less than you earn.

Once the debt is cleared, what next with the money you’ve paid yourself first?

4. Build capital:

Initially, put your money into a savings account. Then, as that builds into a larger sum, you can start thinking about other forms of investment like stocks, bonds, and property.

Once you develop the habit of putting some of your money away each month, it’s amazing how quickly it accumulates into a decent capital sum, and you’ll be on the road to achieving financial freedom.

Conclusion:

Learn to live within your means.

If you live modestly and spend your money wisely, you can ensure that you have enough money when you need it.

You can also build that nest egg for your retirement and give a little back to those less fortunate than yourself. And you’ll feel so much better about yourself, too.

Conversely, gathering too much clutter through excessive spending on things you don’t need can become stressful, as well as wasteful. The choice is yours.

Financial freedom is achievable, and it will give you peace of mind.

You will sleep better knowing you’re debt-free.

The steps to financial freedom are quite simple. Spend less than you earn; pay yourself first; eliminate expensive credit card debt; and start building capital.

Do this, and one day your older self will be grateful you made the effort, I can assure you.

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The secret to being a successful entrepreneur

09/04/2025 by Roy Sutton

If you’re looking for the secret to being a successful entrepreneur, this article is for you, dear reader.

Now, how often do you hear people say they’d love to start a business and become entrepreneurs?

People will tell you they’d love to be a business success, making a difference in people’s lives with great products and services.

Then they’ll add the caveat that, unfortunately, the time’s not right for them now. They’ll have a go one day, but their circumstances won’t allow it now.

However, very few who say they’ll have a go will ever actually do so. They don’t have the desire, and they probably don’t understand the secret to being a successful entrepreneur anyway.

The secret to being a successful entrepreneur:

The only way to get rich:

The measure of success for an entrepreneur is the money they make.

Let’s face it, starting any business is all about making money for the owners. Otherwise, why would anyone bother?

Starting your own business can be a fantastic thing to do, and, for most people, it’s the only way they’ll ever have the chance to make some serious money.

Certainly, you’re unlikely to get seriously rich working for someone else.

However, to succeed in business, you must first get started.

The critical ingredient to success in business is getting off your butt and doing something about it.

And the best time to do it is now. Last year or the year before might have been better, but otherwise, now is always the best possible time. It’s simple, really.

The secret to making money:

Getting off your butt is one thing, but how do you make money as an entrepreneur? Well, dear reader, pull up a chair and listen carefully, for the secret is very simple.

The secret to making money as an entrepreneur is to solve problems for people. To make their lives easier in some way.

Solve problems; make money:

Every product you sell must solve a problem for the customer.

So, if you can identify problems for which people need solutions and offer those solutions, also known as products, at value-for-money prices, then you can make money and be successful.

Remember this, too: you don’t necessarily have to be the first with a solution, either. If you can improve on an existing solution in some way, then you can still make some serious money. If you can ‘build a better mousetrap,’ then people will buy it.

For instance, Steve Jobs and Apple were not the first to offer cellular mobile phone handsets, nor was Samsung. Yet these two companies both dominate the market for smartphones right now.

Make a difference:

Has your appetite for business been whetted, dear reader?

Do you have any ideas you think might make a difference?

You do?

Then you have to be prepared to take action. Having ideas means nothing unless you take action.

Ideas are ten a penny. Plenty of people have good ideas that never see the light of day.

Occasionally, people have good ideas but leave them unexplored for too long, and then someone else comes along with the same idea and makes a significant profit from it. That’s happened to me. I came up with a great idea for a t-shirt slogan. I failed to act, and someone else came along with the same idea; it’s currently a bestseller on Amazon. My loss; their gain.

Having ideas is easy. Implementation is the challenging part, and there are too few people with the drive and determination to turn a good idea into a viable business opportunity and then generate revenue from it.

So you must take action if you want to be a successful entrepreneur.

Not tomorrow, not next week, not next year, but right now.

Become a ‘doer’:

In my experience, true entrepreneurs are doers; they’re not dreamers.

So go on, get started right now.

Solve people’s problems, and you’ll be on the road to riches. It can be done, and people do it. And so can you! Go for it.

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How to love your job when you hate it

08/05/2025 by Roy Sutton

How to love your job when you hate it? A question I’ve been asked numerous times. My response is always the same. The best way to appreciate the job you have is to imagine your life without it.

That starts with taking a closer look at what’s good about the job. There’s usually some aspect of the job we enjoy, even if it’s only the swivel chair we sit in.

Life’s too short to hate your job

Do you hate your job, dear reader?

Do you tell everyone, at every opportunity, that you hate your job?

By telling everyone you hate your job, do you imagine they’ll be impressed or, in some way, feel sympathy for you?

Maybe you think that by doing this, your fellow workers will regard you as someone unafraid to speak their mind.

Perhaps you think that in the eyes of your fellow workers, this approach will make you look good.

Hold that thought, and then consider this question. How do you feel about working with someone else who’s always moaning about how unhappy they are at their job?

Do you admire that person?

Do they impress you with their negativity?

I’m guessing your response to this question will be negative. I’m sure you’ll be unimpressed with such people. After all, most of us are.

Everyone hates a moaner

If you imagined that moaning about how unhappy you are was the best way to get people on your side, then seriously, you need to think again. Everyone hates a moaner, whatever indications you’ve heard to the contrary. Let me tell you this: no one’s impressed.

Your colleagues may not say so, but they’ll find your negativity irritating at the very least. It’s probably driving them all nuts.

Life’s short, and it’s hard enough for most people. So having some moaning Minnie constantly bringing them down makes life harder.

Constant negativity is just a pain in the rear for most people.

Imagine your life without your job

If your current mindset means you hate your job right now, then the first thing to do is start changing that mindset. Start by looking at your job differently.

How?

Well, imagine your life without your current job. What would that be like? Think about that question carefully, and be honest with yourself.

Without your job, you’d have nothing to do, no reason to get out of bed, nowhere to go, no sense of purpose, nothing to challenge you, no money, and you’d be without the camaraderie of your fellow workers. You’d probably feel lonely and lack any real social life, too.

How would that make you feel?

Would you feel better about yourself without those things?

I’m sure if you’re honest with yourself, you’ll recognise that work gives us far more than we realise. I don’t think you’d be happy without all those things mentioned above.

So the best way to begin appreciating your job is to imagine your life without it.

No job is perfect

Most jobs come with an element of frustration and a spoonful of tedium. That’s life.

No job is perfect, but no job is all bad either.

It’s just a matter of how you choose to look at things.

If you focus on the bad things, then everything will seem bad. However, if you focus on the good bits, then your job can begin to look very different, and you’ll start to feel more positive about your work.

The fact is, we all need to do something with our time, surely?

Even millionaires need something to fill their time.

There are only so many holidays you can take and so much shopping you can do.

Eventually, everyone needs a sense of purpose, and we all want to feel that we’re making a contribution to the world around us.

Life’s a short movie

Life’s far too short to be unhappy.

So if you hate your job, then you have two choices:

You find another job, or
You start looking differently at your current job.

And before you start searching the vacancy columns or the job websites, think carefully about what you might be throwing away should you leave your current job.

Moving to another job doesn’t guarantee that you’ll be any happier.

Neither will it guarantee that you’ll find the perfect job for you.

So it’s worth thinking seriously about your current job first. At least it’s the devil you know.

Can you begin to look at your current job differently? Perhaps you need a little help.

I really hate my job

Here’s a great motivational speech from the late Zig Ziglar that you might find very useful.

It’s full of great advice and well worth a few minutes of your time.

If you don’t like your job right now, then you really should watch it.

Even if you do like your job, watch it anyway. I found it truly inspirational. So take a look at it now.

How to love your job when you hate it (Video)

Further Listening:

I’m a huge fan of Zig Ziglar, but I recognise that he had an evangelical presentation style that’s not to everyone’s taste.

However, if you can get beyond that presentation style, then his words are inspirational and informative.

I particularly like his audiobooks, which I listen to constantly when I’m driving.

One audiobook I can recommend is:

The Born to Win Seminar

Listen to this, and I promise you it will help you discover your untapped greatness and guide you towards greater success in life.

I bought my copy of this audio program for my library, and it was well worth the price. I listen to it over and over again, and I always find something new in his words.

You can check out this audio program if you click on the buttons below.

View at Amazon USA

View at Amazon UK

DISCLOSURE: I am an Amazon affiliate. If you purchase via the links here, I will receive a small commission. There will be no additional charge to you. Your understanding is appreciated, dear reader. Thank you.

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Filed Under: Wisdom Tagged With: Achievement, Attitude, being the best, how to love your job when you hate it, Inspiration, Life, Meaning, money, Motivation, Philosophy, Sage Advice, self-actualisation, self-actualization, Success, Wisdom, Work

5 questions that’ll help your buying decision process

08/04/2025 by Roy Sutton Leave a Comment

Today, I am considering the buying decision process.

If you want to create wealth, it starts with being sensible with your money.

So, the buying decision process is essential.

Buying decision process:

Now, how can you be expected to save money when you don’t earn enough to make ends meet as it is?

I’m guessing you may have asked yourself that question at least once, dear reader? If you have, you’re not alone. It’s a common challenge.

However, whilst some people may struggle financially, it’s also true that far too many people squander their money buying items they don’t need and probably will never use, often in an attempt to impress people they don’t even like.

For such people, their buying decision process is usually limited to whether they still have enough credit left on their credit cards.

Well, the mantra “Have Plastic; Will Purchase” is not a good one if saving money is one of your goals.

You can earn a decent income, and yet a lack of money management skills and poor buying decisions will result in you never achieving financial freedom. Poor money management skills will condemn you to a life of being poor.

So it’s essential that you learn to manage your money properly if you want to avoid long-term poverty.

Avoid the ‘I’ve got to have it’ approach:

So, be honest with yourself: how often do you buy things you didn’t need?

Stuff that you weren’t even looking for, but it was there, and it looked nice, and you thought, I’ve got to have it. Out pops your ‘flexible friend,’ and the item is yours. A brief period of gratification follows, and then the item is largely forgotten.

How often do you buy things you never use?

Take a look at your wardrobe. I’ll bet there are a few items in there that still have the store tags on them. Never used, and they’ve probably been there for quite some time, I suspect? Would I be right?

‘I’ve got to have it‘ is a great way to waste all your money. With this approach, you’ll enrich other people at your own expense. Now how could that possibly make sense?

Credit cards: Weapons of mass wealth destruction:

How often do you buy things you can’t afford with money you don’t have?

It’s true, credit cards can be a convenient means for making payments, of course, but they can also be weapons of mass wealth destruction. That’s a fact, dear reader.

When it comes to the buying decision process, most of us are driven more by a desire for gratification than by any sensible approach to managing our money carefully.

Most of us are guilty of buying more than we need. Many of us are guilty of buying items we seldom use, if at all.

If you’re like this, dear reader, then you’re not alone, I can assure you. However, that’s not a good thing.

The disciplined approach:

With discipline, you can hang on to more of your money and build capital, which, eventually, will start generating an income all of its own through interest payments on deposits and bonds, dividend payments, and capital growth on stocks and shares.

Still, we’re getting ahead of ourselves.

The underlying message I offer you today, dear reader, is that:

You should establish for yourself a buying decision process that will allow you to control your expenditure.

Essentially, before you buy anything, you need to ask yourself a series of tough questions to gauge whether the purchase makes good sense.

And what are those questions?

The questions to ask before making any purchase:

There are, in fact, five questions you should ask yourself before making any purchase, as follows:

Do I need it? Honestly?
Will I use it? Honestly?
Can I afford it? Honestly?
If I didn’t have it, would it matter?
Does it represent value for money?

If you answer ‘No’ to the first four questions, the fifth question is irrelevant.

A negative on all or even most of the first four questions means don’t buy the item. Simple!

And even if you do think you need it, never buy anything if you do not have the money to pay for the item right now. Never, ever incur debt for a discretionary purchase.

It’s better to do without than to run up debt on a credit card to pay for discretionary purchases.

The compounding effect of high credit card interest rates can quickly turn a small debt into a large one.

The ‘value for money’ question is only relevant when you can answer every other question in the affirmative.

Nevertheless, you should never buy something that’s not also good value for money.

That is, you should never overpay for anything.

Overpaying means the price is inconsistent with the value on offer.

Let the answers to the questions guide you:

To ensure your buying decision process is sound, you must always ask these questions.

Let them be your purchasing guide, and you’ll be in a better position to start saving money and watch it grow.

Once it starts growing, you’ll be on your way to building your own personal wealth.

Please share this post with your friends:

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So please share it now. If you do, I will be forever grateful, and you’ll be helping a keen blogger reach a wider audience.

Thank you.

Roy Sutton

How to turn your yearly income into your monthly income

07/25/2025 by Roy Sutton

Would you like to learn how to turn your yearly income into your monthly income?

Perhaps you are one of those people who feel you should be earning more than you do.

To have enough money to enjoy the lifestyle you’d love?

You’d like a higher income, but you’re unsure how to achieve it.

Perhaps you feel that big money never flows to people like you.

A natural assumption, possibly, but it’s wrong.

With the right approach, you too can have significantly more money than you have now. Yes, you can become truly wealthy.

The question is, where do you begin?

You can start by understanding the Law of Compensation. In the video included here, the self-help guru Bob Proctor explains that income is earned according to the Law of Compensation.

How to turn your yearly income into your monthly income:

The Law of Compensation:

Bob explains that the Law of Compensation states that the amount of money you earn will always be in exact ratio to the following three points, namely:

The NEED for what you do.
Your ABILITY to do it.
The DIFFICULTY there would be in REPLACING YOU.

Now you have no control over points 1 and 3, so you must concentrate on point number 2.

You must constantly hone your skills and become a master of whatever you do.

That said, becoming a master of what you do is only part of the solution.

To earn more, you must decide on your strategy for earning money. In the video, Bob Proctor explains that there are only three strategies for earning money.

The Strategies for Earning Money:

So what are the three income-earning strategies? Bob Proctor describes these as M1, M2, and M3. In more detail, that means:

M1: Trading your time for money:

Essentially, this is paid employment, and it is the way that 96% of people earn an income.

The problem is that, unless you’re a Wall Street banker, you’re unlikely to get rich this way. It probably explains why you’re not rich right now.

M2: Invest Money to Earn Money:

Assuming you’re working for the man as a salaried employee, you can start saving, and gradually, as your savings grow, you can invest your money in stocks, bonds, and property, and over time, your investments will start generating an income of their own.

That’s great, but you need to know what you’re doing. If you have nothing now, it will take some time before you can start generating anything approaching a useful extra income.

Of course, if you have a large sum of money available right now, then this might be a solution; however, for most people, it’s not feasible, which is why only around 3% of people make an income this way.

M3: Multiply your time with multiple sources of income:

Establishing multiple income streams is a great way to start generating substantial income.

Even fewer people make an income this way, around 1%, but that has more to do with the fact that most people fail to recognize its potential.

Now, let me make one thing clear: having multiple income streams does not mean working multiple jobs.

It means having income streams that will earn money for you even while you’re sleeping. And as the legendary investor Warren Buffett once said, “If you don’t find a way to make money while you sleep, you will work until you die.“

M3 Income Strategy:

M3 is the income strategy that will help you earn far more than you earn now. Certainly, it will if you do it right.

Bob Proctor offers the example of Network Marketing (also known as Multi-Level Marketing), whereby not only do you sell products, but you also create a network of sellers, which means that when they sell, you receive a portion of the commission generated from those sales.

The best network marketers have made a significant amount of money this way, but it’s not the only solution to generate multiple streams of income.

The internet now offers multiple ways to get rich online.

For instance, you can use Amazon as a marketplace and sell products with fulfilment (delivery to the customer) handled by Amazon.

You can also generate commissions through affiliate marketing with Amazon, as well as other platforms like ClickBank and Commission Junction (CJ). These can be great ways to make money whilst you sleep.

Blogging and Vlogging are also other ways to produce income streams.

There are numerous ways for the ambitious and determined. It’s never been easier for people prepared to put in the effort.

So listen to what Bob Proctor has to say and be inspired to take action now.

The Game of Money-Making:

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Job satisfaction:

A sense of purpose:

Consider your work:

Knowledge required:

1. Know yourself:

2. Know your values:

3. Know your experiences:

4. Know what matters to you:

Confidence compounds:

Environment matters too:

How to find and do work you love:

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Savings matter:

Bill Payment:

Emergency Account:

Financial Freedom:

Remember; it will rain:

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How to Make Money With ChatGPT for Beginners:

Key Takeaways:

Understanding ChatGPT and AI Essentials

What Is ChatGPT?

How Artificial Intelligence Powers ChatGPT

Overview of GPT Technology

Getting Started: Setting Up for Success

Choosing Your Monetization Method

Identifying Profitable Niches

Essential Tools and Platforms

Content Creation for Profit

Blogging With ChatGPT

Writing Ebooks and Guides

Creating Product Reviews

YouTube Automation and Video Content

Generating Video Ideas and Scripts

Optimizing Video SEO

Monetizing Your YouTube Channel

Freelancing With ChatGPT

Offering Writing Services

Providing SEO Optimization

Copywriting for Clients

Affiliate Marketing and Passive Income

Finding Affiliate Programs

Using ChatGPT for Affiliate Content

Building Passive Income Streams

Creative Writing and Digital Products

Selling Short Stories and Scripts

Publishing Poetry and Creative Works

Launching Digital Products Online

Developing Chatbots and Automation Services

Building Custom Chatbots

Automating Customer Support

Offering 24/7 Support Solutions

Scaling Your ChatGPT Business

Building a Portfolio and Credibility

Enhancing User Experience

Expanding to Multiple Platforms

Maximizing Earnings and Staying Ahead

Tracking Results and Optimizing Strategies

Staying Updated With AI Trends

Avoiding Common Pitfalls

What are some effective strategies for beginners to monetize ChatGPT?

Can beginners generate income with ChatGPT on platforms like YouTube?

What are the initial steps to making money with ChatGPT online?

Is it possible to use ChatGPT for financial gains in the stock market?

Are there free methods to leverage ChatGPT for income generation?

What success stories exist of beginners profiting from ChatGPT?

Conclusion:

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How to find the right job for you?

The Lottery Question:

Never work a day in your life:

STEP 1: What are you good at?

STEP 2: What do you enjoy doing?

STEP 3: Which items are common to both lists?

Find the right work for you:

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