money

How to love your job when you hate it

08/05/2025 by Roy Sutton

How to love your job when you hate it? A question I’ve been asked numerous times. My response is always the same. The best way to appreciate the job you have is to imagine your life without it.

That starts with taking a closer look at what’s good about the job. There’s usually some aspect of the job we enjoy, even if it’s only the swivel chair we sit in.

Life’s too short to hate your job

Do you hate your job, dear reader?

Do you tell everyone, at every opportunity, that you hate your job?

By telling everyone you hate your job, do you imagine they’ll be impressed or, in some way, feel sympathy for you?

Maybe you think that by doing this, your fellow workers will regard you as someone unafraid to speak their mind.

Perhaps you think that in the eyes of your fellow workers, this approach will make you look good.

Hold that thought, and then consider this question. How do you feel about working with someone else who’s always moaning about how unhappy they are at their job?

Do you admire that person?

Do they impress you with their negativity?

I’m guessing your response to this question will be negative. I’m sure you’ll be unimpressed with such people. After all, most of us are.

Everyone hates a moaner

If you imagined that moaning about how unhappy you are was the best way to get people on your side, then seriously, you need to think again. Everyone hates a moaner, whatever indications you’ve heard to the contrary. Let me tell you this: no one’s impressed.

Your colleagues may not say so, but they’ll find your negativity irritating at the very least. It’s probably driving them all nuts.

Life’s short, and it’s hard enough for most people. So having some moaning Minnie constantly bringing them down makes life harder.

Constant negativity is just a pain in the rear for most people.

Imagine your life without your job

If your current mindset means you hate your job right now, then the first thing to do is start changing that mindset. Start by looking at your job differently.

How?

Well, imagine your life without your current job. What would that be like? Think about that question carefully, and be honest with yourself.

Without your job, you’d have nothing to do, no reason to get out of bed, nowhere to go, no sense of purpose, nothing to challenge you, no money, and you’d be without the camaraderie of your fellow workers. You’d probably feel lonely and lack any real social life, too.

How would that make you feel?

Would you feel better about yourself without those things?

I’m sure if you’re honest with yourself, you’ll recognise that work gives us far more than we realise. I don’t think you’d be happy without all those things mentioned above.

So the best way to begin appreciating your job is to imagine your life without it.

No job is perfect

Most jobs come with an element of frustration and a spoonful of tedium. That’s life.

No job is perfect, but no job is all bad either.

It’s just a matter of how you choose to look at things.

If you focus on the bad things, then everything will seem bad. However, if you focus on the good bits, then your job can begin to look very different, and you’ll start to feel more positive about your work.

The fact is, we all need to do something with our time, surely?

Even millionaires need something to fill their time.

There are only so many holidays you can take and so much shopping you can do.

Eventually, everyone needs a sense of purpose, and we all want to feel that we’re making a contribution to the world around us.

Life’s a short movie

Life’s far too short to be unhappy.

So if you hate your job, then you have two choices:

You find another job, or
You start looking differently at your current job.

And before you start searching the vacancy columns or the job websites, think carefully about what you might be throwing away should you leave your current job.

Moving to another job doesn’t guarantee that you’ll be any happier.

Neither will it guarantee that you’ll find the perfect job for you.

So it’s worth thinking seriously about your current job first. At least it’s the devil you know.

Can you begin to look at your current job differently? Perhaps you need a little help.

I really hate my job

Here’s a great motivational speech from the late Zig Ziglar that you might find very useful.

It’s full of great advice and well worth a few minutes of your time.

If you don’t like your job right now, then you really should watch it.

Even if you do like your job, watch it anyway. I found it truly inspirational. So take a look at it now.

How to love your job when you hate it (Video)

Further Listening:

I’m a huge fan of Zig Ziglar, but I recognise that he had an evangelical presentation style that’s not to everyone’s taste.

However, if you can get beyond that presentation style, then his words are inspirational and informative.

I particularly like his audiobooks, which I listen to constantly when I’m driving.

One audiobook I can recommend is:

The Born to Win Seminar

Listen to this, and I promise you it will help you discover your untapped greatness and guide you towards greater success in life.

I bought my copy of this audio program for my library, and it was well worth the price. I listen to it over and over again, and I always find something new in his words.

You can check out this audio program if you click on the buttons below.

View at Amazon USA

View at Amazon UK

DISCLOSURE: I am an Amazon affiliate. If you purchase via the links here, I will receive a small commission. There will be no additional charge to you. Your understanding is appreciated, dear reader. Thank you.

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Filed Under: Wisdom Tagged With: Achievement, Attitude, being the best, how to love your job when you hate it, Inspiration, Life, Meaning, money, Motivation, Philosophy, Sage Advice, self-actualisation, self-actualization, Success, Wisdom, Work

5 questions that’ll help your buying decision process

08/04/2025 by Roy Sutton Leave a Comment

Today, I am considering the buying decision process.

If you want to create wealth, it starts with being sensible with your money.

So, the buying decision process is essential.

Buying decision process:

Now, how can you be expected to save money when you don’t earn enough to make ends meet as it is?

I’m guessing you may have asked yourself that question at least once, dear reader? If you have, you’re not alone. It’s a common challenge.

However, whilst some people may struggle financially, it’s also true that far too many people squander their money buying items they don’t need and probably will never use, often in an attempt to impress people they don’t even like.

For such people, their buying decision process is usually limited to whether they still have enough credit left on their credit cards.

Well, the mantra “Have Plastic; Will Purchase” is not a good one if saving money is one of your goals.

You can earn a decent income, and yet a lack of money management skills and poor buying decisions will result in you never achieving financial freedom. Poor money management skills will condemn you to a life of being poor.

So it’s essential that you learn to manage your money properly if you want to avoid long-term poverty.

Avoid the ‘I’ve got to have it’ approach:

So, be honest with yourself: how often do you buy things you didn’t need?

Stuff that you weren’t even looking for, but it was there, and it looked nice, and you thought, I’ve got to have it. Out pops your ‘flexible friend,’ and the item is yours. A brief period of gratification follows, and then the item is largely forgotten.

How often do you buy things you never use?

Take a look at your wardrobe. I’ll bet there are a few items in there that still have the store tags on them. Never used, and they’ve probably been there for quite some time, I suspect? Would I be right?

‘I’ve got to have it‘ is a great way to waste all your money. With this approach, you’ll enrich other people at your own expense. Now how could that possibly make sense?

Credit cards: Weapons of mass wealth destruction:

How often do you buy things you can’t afford with money you don’t have?

It’s true, credit cards can be a convenient means for making payments, of course, but they can also be weapons of mass wealth destruction. That’s a fact, dear reader.

When it comes to the buying decision process, most of us are driven more by a desire for gratification than by any sensible approach to managing our money carefully.

Most of us are guilty of buying more than we need. Many of us are guilty of buying items we seldom use, if at all.

If you’re like this, dear reader, then you’re not alone, I can assure you. However, that’s not a good thing.

The disciplined approach:

With discipline, you can hang on to more of your money and build capital, which, eventually, will start generating an income all of its own through interest payments on deposits and bonds, dividend payments, and capital growth on stocks and shares.

Still, we’re getting ahead of ourselves.

The underlying message I offer you today, dear reader, is that:

You should establish for yourself a buying decision process that will allow you to control your expenditure.

Essentially, before you buy anything, you need to ask yourself a series of tough questions to gauge whether the purchase makes good sense.

And what are those questions?

The questions to ask before making any purchase:

There are, in fact, five questions you should ask yourself before making any purchase, as follows:

Do I need it? Honestly?
Will I use it? Honestly?
Can I afford it? Honestly?
If I didn’t have it, would it matter?
Does it represent value for money?

If you answer ‘No’ to the first four questions, the fifth question is irrelevant.

A negative on all or even most of the first four questions means don’t buy the item. Simple!

And even if you do think you need it, never buy anything if you do not have the money to pay for the item right now. Never, ever incur debt for a discretionary purchase.

It’s better to do without than to run up debt on a credit card to pay for discretionary purchases.

The compounding effect of high credit card interest rates can quickly turn a small debt into a large one.

The ‘value for money’ question is only relevant when you can answer every other question in the affirmative.

Nevertheless, you should never buy something that’s not also good value for money.

That is, you should never overpay for anything.

Overpaying means the price is inconsistent with the value on offer.

Let the answers to the questions guide you:

To ensure your buying decision process is sound, you must always ask these questions.

Let them be your purchasing guide, and you’ll be in a better position to start saving money and watch it grow.

Once it starts growing, you’ll be on your way to building your own personal wealth.

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Roy Sutton

Roy Sutton is a writer, content creator, digital entrepreneur, and international traveller. Formerly, a CEO, corporate business executive, management consultant, and electronic systems engineer with a background in telecommunications and IT. His blog aims to both inspire readers to achieve their best lives and entertain them with the humour we all crave.

How to turn your yearly income into your monthly income

07/25/2025 by Roy Sutton

Would you like to learn how to turn your yearly income into your monthly income?

Perhaps you are one of those people who feel you should be earning more than you do.

To have enough money to enjoy the lifestyle you’d love?

You’d like a higher income, but you’re unsure how to achieve it.

Perhaps you feel that big money never flows to people like you.

A natural assumption, possibly, but it’s wrong.

With the right approach, you too can have significantly more money than you have now. Yes, you can become truly wealthy.

The question is, where do you begin?

You can start by understanding the Law of Compensation. In the video included here, the self-help guru Bob Proctor explains that income is earned according to the Law of Compensation.

How to turn your yearly income into your monthly income:

The Law of Compensation:

Bob explains that the Law of Compensation states that the amount of money you earn will always be in exact ratio to the following three points, namely:

The NEED for what you do.
Your ABILITY to do it.
The DIFFICULTY there would be in REPLACING YOU.

Now you have no control over points 1 and 3, so you must concentrate on point number 2.

You must constantly hone your skills and become a master of whatever you do.

That said, becoming a master of what you do is only part of the solution.

To earn more, you must decide on your strategy for earning money. In the video, Bob Proctor explains that there are only three strategies for earning money.

The Strategies for Earning Money:

So what are the three income-earning strategies? Bob Proctor describes these as M1, M2, and M3. In more detail, that means:

M1: Trading your time for money:

Essentially, this is paid employment, and it is the way that 96% of people earn an income.

The problem is that, unless you’re a Wall Street banker, you’re unlikely to get rich this way. It probably explains why you’re not rich right now.

M2: Invest Money to Earn Money:

Assuming you’re working for the man as a salaried employee, you can start saving, and gradually, as your savings grow, you can invest your money in stocks, bonds, and property, and over time, your investments will start generating an income of their own.

That’s great, but you need to know what you’re doing. If you have nothing now, it will take some time before you can start generating anything approaching a useful extra income.

Of course, if you have a large sum of money available right now, then this might be a solution; however, for most people, it’s not feasible, which is why only around 3% of people make an income this way.

M3: Multiply your time with multiple sources of income:

Establishing multiple income streams is a great way to start generating substantial income.

Even fewer people make an income this way, around 1%, but that has more to do with the fact that most people fail to recognize its potential.

Now, let me make one thing clear: having multiple income streams does not mean working multiple jobs.

It means having income streams that will earn money for you even while you’re sleeping. And as the legendary investor Warren Buffett once said, “If you don’t find a way to make money while you sleep, you will work until you die.“

M3 Income Strategy:

M3 is the income strategy that will help you earn far more than you earn now. Certainly, it will if you do it right.

Bob Proctor offers the example of Network Marketing (also known as Multi-Level Marketing), whereby not only do you sell products, but you also create a network of sellers, which means that when they sell, you receive a portion of the commission generated from those sales.

The best network marketers have made a significant amount of money this way, but it’s not the only solution to generate multiple streams of income.

The internet now offers multiple ways to get rich online.

For instance, you can use Amazon as a marketplace and sell products with fulfilment (delivery to the customer) handled by Amazon.

You can also generate commissions through affiliate marketing with Amazon, as well as other platforms like ClickBank and Commission Junction (CJ). These can be great ways to make money whilst you sleep.

Blogging and Vlogging are also other ways to produce income streams.

There are numerous ways for the ambitious and determined. It’s never been easier for people prepared to put in the effort.

So listen to what Bob Proctor has to say and be inspired to take action now.

The Game of Money-Making:

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Work and Money: Which is more important?

07/22/2025 by Roy Sutton

Today, let’s discuss work and money.

How often are we tempted to do something just for the money?

Indeed, I’ve done many things for money alone, and perhaps you have too, dear reader.

In my experience, it has always proved to be a mistake because no amount of money can compensate you for the drudgery of doing something you hate.

And more importantly, if you hate what you’re doing, you’re unlikely to do it very well, are you? It’s hard to feel motivated to do something you hate, surely?

Work and money:

My message today is simple. If you don’t enjoy what you’re doing, you won’t do it well. And if you don’t do it well, eventually you’ll come unstuck. And so it’s all going to end in tears, very probably.

Conversely, if you genuinely enjoy what you’re doing, it’ll hardly seem like work at all, and you’ll be motivated to do it well and produce the best results possible.

Do it well, and people will notice. Once they start to notice, your career will begin to move forward and upward. Every hiring manager wants someone with a track record for delivering exceptional results.

So never do anything for money alone. Money is nice to have, of course, and none of us can get by these days without it. However, life’s too short to spend your time doing something you hate.

Find a job that’s right for you first, and then work hard to master your trade. Improve at it, become more valuable, and then maximise your income.

When you’re producing exceptional results, never forget to ensure you’re getting paid what you’re worth.

It should never be about the money, but that doesn’t mean you should ignore your value and undervalue yourself. It’s about work and the value you can add first, and then it’s about ensuring you’re suitably rewarded for the value you deliver.

Be a dedicated professional, of course, but don’t be a mug. Just because it’s not about the money doesn’t mean you should ignore the money.

You may not be driven by money, but it’s fair to accept the reward for your efforts.

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3 things you need to know about money

07/21/2025 by Roy Sutton

Today, I’d like you to consider some key things you need to know about money, dear reader. In other words, think about what it all means to have money.

It’s natural to dream about being rich, of course.

Most people dream about being able to buy whatever they want and go anywhere and everywhere they’d like to go, possibly even in a private jet.

The attraction of having that pot of gold is why a lot of people will chase every rainbow.

However, while money is necessary for sustaining life, there are some things you should understand about money.

Here are three of them:

Things you need to know about money:

1. Having money brings its own pressures:

A great fortune is a great slavery. ~Seneca

It’s reasonable to want to create wealth and build a fortune. Everyone wants to feel financially secure. Why wouldn’t you?

However, being financially secure doesn’t mean you’ll have a life without problems and worry.

You’ll encounter different problems and other things to worry about.

No one goes through life without problems. Dealing with problems and challenges is an inevitable part of human existence.

Put simply, having money brings its own pressures.

Once you’ve got money, your biggest concern will be to ensure that you hang on to it.

Inevitably, that means you can become a slave to managing your money, preserving its capital value, and protecting your fortune.

Being wealthy may be a nice problem to have, but it’s no less of a problem for that.

So keep it all in perspective.

2. Money can never be more important than people:

We love to earn money; who doesn’t? It gets you things. ~Katie Price

Earning money is excellent, as it allows you to buy both the things you want and the things you need. However, money won’t take care of you when you’re ill.

Yes, it might enable you to hire some help.

However, that’s not the same as having someone around who genuinely cares about your well-being. That someone for whom you matter much more than money ever will.

In my experience, while money is important, nothing in our lives matters more than friends and loved ones. Human beings are social animals. So, only people really matter to us.

Never focus on money to the point where you neglect the people who should matter most to you. Forget about them, and eventually, they will forget about you.

You can have all the money in the world, but you’ll have nothing at all without friends and loved ones.

Please go out and earn as much money as you can, and enjoy it too. Fill your boots, as they say.

However, always maintain a sense of balance in your life and make sure that you allocate some time for the people who matter most to you.

An investment of your time in the people you love is an investment that will pay dividends.

3. Money is a precious resource, so use it wisely:

A penny saved is a penny earned. ~Benjamin Franklin

I make no apology for repeating Benjamin Franklin’s money mantra, repeated frequently by generations of well-meaning parents to their profligate children. It’s as valid today as it was in his day.

Whether Franklin was referring to money saved when making purchases or money saved from income is not obvious in his statement, but that doesn’t matter.

The underlying point is that you must be cautious with your finances, as saving money is the key to building wealth and achieving financial independence. No one ever got rich by wasting their money.

Money, like time, is a precious resource, so use it wisely.

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3 ways for getting rich

07/16/2025 by Roy Sutton

Today, I am exploring the idea of getting rich.

You should never take money too seriously, dear reader, but, equally, you should never underestimate the importance of money either. Let’s face it, in the modern world, money is as essential to sustaining life as oxygen. That’s a fact, whether we like it or not. So getting rich is a worthy topic for discussion.

By getting rich, I mean achieving financial freedom. I think that should be everyone’s goal, if only so that they can enjoy their old age. In my opinion, there’s nothing wrong with getting rich, provided money does not become your obsession. That is, you should have money in your head but not in your heart.

Now getting rich is easier said than done, of course. It requires effort on your part and a lot of determination, too.

Nevertheless, getting rich is also easier than it might first appear to be.

So today I offer you three ways for getting rich that are available to anyone and everyone, and they will all help you to achieve financial freedom.

Getting Rich:

1. Solve problems for people:

Working for someone else may make you a living, but having your own business can make you a fortune. The only way most people can become seriously rich is by setting up a business of their own. It can be done, and people do, very successfully, and you can do it too.

Essentially, business is all about solving problems for people in exchange for money.

Businesses create products that solve problems for customers. The customer buys the product, and the business makes money. You need to ensure that your revenues exceed your overheads, but in essence, business is that simple.

If you want to make money in business, look for problems to be solved, and there you’ll find commercial opportunities.

One person’s problem is another person’s business opportunity.

However, do make sure that every product you offer solves a problem for your customers.

That means understanding the needs and wants of your target customers and always asking the question, “What problem will this product solve for my customers?”

2. Risk leads to reward:

If you want to make serious money, you cannot avoid an element of risk. That’s a fact of business life.

Entrepreneurs have to be risk-takers by definition.

However, that doesn’t mean you take crazy risks. It means taking calculated risks by doing your homework, proper planning and market research, and using your business skills to weigh up the pros and cons of every opportunity.

Risk is simply the probability of you getting an outcome you don’t want.

However, it’s a fact that risk and reward go hand in hand. The greater the reward on offer, the greater the risk you must potentially take to achieve it.

Your attitude to risk is important here.

If a given risk makes you very uncomfortable, then it’s probably not worth taking. It will just lead to too much stress for you. Some people can live with huge risks, while others cannot cope with that much pressure.

Either way, it doesn’t matter. If you can’t cope with significant risks, then avoid them. Just look for something with lower risk and with which you can manage. Even small risks can lead to great riches.

Remember, we all need a mix of certainty and uncertainty in our lives. Business requires you to live with the latter, at least to some degree.

3. The magic of compounding:

Once you’ve made some money, you must put it to work for you if getting rich is your aim.

And putting money to work is all about taking advantage of the magic of compounding.

Compound interest can have a powerful effect on your money.

For instance, if you invest $1,000 at 2% for 10 years with annual interest reinvested, it will be worth $1,219 at maturity.

However, if you invest the same $1,000 over the same period at 10%, then you will earn $2,594, assuming annual interest is reinvested. That’s over a 100% difference over the 10-year period.

Over 20 years at 10%, your $1,000 would have turned into $6,727, assuming annual interest had been reinvested.

So remember, the interest rate and the longevity of your investment both matter if you’re trying to build a capital sum.

So if getting rich is your aim, then start by investing as early as you can, be disciplined, and make regular contributions to build that nest egg.

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Valuing people must take precedence in the modern age

07/13/2025 by Roy Sutton

Valuing People:

Today, the theme is valuing people. This issue is much more important than you might think.

Why Valuing People Matters:

One thing you’ll learn as you get older is the importance of valuing people.

We can all get so carried away with our work and careers that we can forget what matters most.

Now I’m sure that your work is important to you, and perhaps you even believe that you’re indispensable to your employer.

If you believe that, then all I can say is, dream on.

From experience, I can tell you that there’s no such thing as indispensable when it comes to being employed.

If you were to die tomorrow, your employer would replace you in a heartbeat, and the company would carry on without you. You won’t be missed for long, and in all probability, you’d be forgotten fairly quickly.

That’s why it’s essential to ensure that your life has balance.

Yes, of course, you need to work to earn an income to put a roof over your head and bread on the table. So in that sense, work’s essential.

It’s also a good thing to have a genuine sense of purpose. We all need that.

However, work shouldn’t be everything to you. Some things are much more important.

Don’t let time slip through your fingers without having spent some of it regularly with those that matter to you—the people closest to your heart. In other words, your loved ones.

Your employer may not miss you for very long should you pass away, but the family and friends you leave behind would feel a sense of loss for the rest of their lives.

For family and friends, you cannot be replaced.

It’s later than you think:

Work gives us a sense of purpose and identity, but only people truly matter. Therefore, valuing people must always take precedence over work and material things.

So make sure you enjoy some time with those that matter to you before it’s too late.

And, you never know, it could be later than you think.

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Thank you for your support.

How to Make Money Online for Beginners

05/27/2025 by Roy Sutton

If you’re wondering “How to Make Money Online for Beginners,” then read on.

Making money online has become easier than ever. There are many ways to earn extra cash from home, even if you’re a beginner.

You can start making money online by freelancing, taking surveys, selling items, or creating content.

These options don’t need special skills or big investments.

Freelancing is a great way to use your talents. You can write, design, or code for clients. Taking online surveys is simple and quick. Selling stuff you don’t need anymore can bring in some cash. Creating content like blogs or videos can lead to income over time.

The key is to pick something that fits your skills and interests. Start small and learn as you go. With practice and effort, your online income can grow.

Key Takeaways

Online money-making options include freelancing, surveys, selling items, and content creation
Choose a method that matches your skills and interests for the best results
Start with small, achievable goals and gradually build your online income over time

DISCLAIMER: This article presents money-making ideas which many other people have exploited successfully. However, there are no guarantees in life and you must do your due diligence on any specific idea before you make any significant commitment to it. Money can be made online, and plenty of people do, but you must proceed in a professional and business-like manner

Understanding Online Monetization

Making money online involves different ways to earn income through internet-based activities. It can be done part-time or full-time, with various methods suited for beginners.

Basic Concepts of Online Income

Online income comes from digital transactions where people pay for goods, services, or content over the internet. It often starts with building an online presence through a website, social media, or digital platforms.

Key elements include:

Digital products (e.g. ebooks, courses)
Services (e.g. freelancing, consulting)
Advertising revenue
Affiliate marketing

Beginners can start by selling items they no longer need on online marketplaces. This helps learn the basics of online transactions and customer service.

Popular Online Business Models

Several business models have proven successful for earning money online. These range from simple to more complex strategies.

E-commerce: Selling physical or digital products through online stores.
Print-on-demand: Creating custom designs for products like t-shirts or mugs.
Freelancing: Offering skills like writing, design, or programming.
Content creation: Making money through blogs, YouTube videos, or podcasts.
Online coaching: Providing expertise in a specific field.

Beginners often start with freelancing or content creation as these require little upfront investment. As skills grow, many move to more advanced models like e-commerce or creating digital products.

Setting Up Your Foundation

A strong foundation is key for making money online. Pick the right platform and build a solid online presence to set yourself up for success.

Choosing the Right Platform

Selecting the best platform is crucial. Many beginners start with popular sites like Fiverr for freelance work. These platforms connect you with clients looking for your skills.

Social media can also be a great starting point. Instagram and TikTok are perfect for visual content creators. LinkedIn works well for professional services.

For selling products, consider marketplaces like Etsy or Amazon. They provide built-in audiences and easy setup.

Your own website gives you full control. WordPress is user-friendly for beginners. Shopify works well for online stores.

Building Your Online Presence

A strong online presence helps you stand out. Start by creating professional profiles on chosen platforms. Use clear, high-quality photos and write an engaging bio.

Consistency is key. Post regularly to keep your audience engaged. Share valuable content related to your niche.

Interact with others in your field. Comment on posts, join online communities, and network virtually.

Consider starting a blog or YouTube channel. This shows your expertise and builds trust with potential clients or customers.

Use social media to promote your services or products. Share behind-the-scenes content to connect with your audience.

Content Creation and Monetization

Making money online often involves creating and sharing valuable content. This can take many forms, from written articles to videos and audio recordings. The key is to produce high-quality material that appeals to a specific audience.

Starting a Blog

Blogging is a popular way to make money online. To start, choose a niche that interests you and has potential for profit. Pick a catchy name for your blog and set it up using a platform like WordPress or Squarespace.

Write helpful, engaging posts regularly. Focus on topics your readers care about. Use keywords to help people find your content through search engines.

To make money from your blog, try these methods:

Place ads on your site
Write sponsored posts for brands
Offer digital products like ebooks or courses
Use affiliate links to earn commissions

Build an email list to stay connected with your readers. This can help you promote products and services later on.

Creating a YouTube Channel

YouTube offers a platform to share video content and earn money. Pick a topic you’re passionate about and start making videos. Use good lighting and audio to ensure quality.

Consistency is key. Post new videos on a regular schedule. Engage with your viewers by responding to comments and asking for feedback.

To monetize your channel:

Join the YouTube Partner Program
Use affiliate marketing in your video descriptions
Get sponsorships from brands
Sell merchandise to your fans

Remember to follow YouTube’s guidelines to keep your channel in good standing.

Podcasting Essentials

Podcasts are audio shows that listeners can download and enjoy anytime. To start, choose a topic you can talk about for many episodes. Get a good microphone and recording software to ensure clear sound.

Plan your episodes in advance. Write outlines to stay on track while recording. Edit your audio to remove mistakes and add intro music.

Monetize your podcast through:

Sponsorships from companies
Listener donations via platforms like Patreon
Selling your own products or services
Offering exclusive content for paying subscribers

Promote your podcast on social media and other platforms to grow your audience. The more listeners you have, the more money-making opportunities you’ll find.

E-commerce and Selling Online

Selling products online can be a great way to make money. There are several methods to get started, from setting up your own store to using existing platforms. Let’s explore some popular options.

Launching an Online Store

Starting an online store is easier than ever. Pick a platform like Shopify or WooCommerce to build your website. Choose products that match your interests and target audience.

Create eye-catching product pages with clear descriptions and high-quality photos. Set competitive prices and offer various payment options.

Promote your store through social media and email marketing. Consider running ads to reach more potential customers.

Don’t forget about customer service. Respond quickly to inquiries and handle issues promptly to build trust and loyalty.

Utilizing Dropshipping

Dropshipping lets you sell products without holding inventory. When a customer places an order, the supplier ships it directly to them.

To start, choose a niche and find reliable suppliers. Popular products include clothing, accessories, and home decor.

Set up your online store and add products. Adjust prices to ensure a profit margin.

Focus on marketing to drive traffic to your site. Use social media, content marketing, and paid ads to reach potential customers.

Be transparent about shipping times and handle customer service professionally to maintain a good reputation.

Exploring Print on Demand

Print on demand is great for selling custom designs on products like t-shirts, mugs, and posters.

Create unique designs or hire a designer. Choose a print-on-demand service like Printful or Printify.

Set up your online store and connect it to the print-on-demand service. Upload your designs and set prices.

Market your products on social media platforms like Instagram and Pinterest. Show off your designs and engage with potential customers.

Consider offering limited-edition designs or collaborating with artists to keep your product line fresh and exciting.

Freelancing and Service-Based Earnings

Freelancing offers beginners a flexible way to earn money online using their skills. It allows people to work on projects they enjoy while building a client base.

Offering Freelance Services

Beginners can start by identifying their strengths. Writing, graphic design, and programming are popular freelance skills. Web development and virtual assistance also have high demand.

Freelancers should create a list of services they can offer. For example, a writer might offer blog posts, product descriptions, and social media content. Setting competitive rates is key. New freelancers often start lower to attract clients.

It’s important to deliver quality work on time. This helps build a good reputation. Happy clients often lead to repeat business and referrals.

Joining Freelance Marketplaces

Upwork, Fiverr, and TaskRabbit are popular platforms for finding freelance work. These sites connect freelancers with clients worldwide.

To get started:

Create a detailed profile
Showcase relevant skills
Set up a professional photo
Write a compelling bio

Beginners should apply to many jobs at first. This increases the chances of landing work. It’s okay to start with smaller projects to build experience.

Reading client reviews and job descriptions carefully helps avoid scams. Freelancers should only take on projects they can complete well.

Portfolio Building Tips

A strong portfolio shows potential clients what a freelancer can do. It should highlight their best work.

Tips for creating an effective portfolio:

Choose 5-10 top projects
Include a variety of work samples
Write brief descriptions for each project
Update regularly with new work

For beginners without client work, creating sample projects can help. A writer might draft blog posts on topics they enjoy. A designer could create mock logos for imaginary companies.

Freelance copywriters can earn between $19 and $45 per hour on platforms like Upwork. Rates may vary based on experience and project type.

Affiliate Marketing

Affiliate marketing is a popular way to make money online. It lets you earn commissions by promoting other people’s products. This method works well for beginners and experts alike.

Starting with Affiliate Marketing

Affiliate marketing is easy to start. You don’t need your own products or services. Pick a niche you like and know about. This could be fitness, tech, or cooking. Research your chosen niche to find out what people want.

Next, create a website or blog. This is where you’ll share info and product links. Use a simple platform like WordPress to build your site. Make sure it looks good and works well on phones.

Learn about SEO to help people find your site. Write helpful content that answers questions in your niche. This builds trust with your readers.

Finding Affiliate Programs

Many companies offer affiliate programs. Amazon Associates is a good place to start. They have lots of products to promote. Look for programs in your niche too.

Affiliate networks like ShareASale and CJ Affiliate have many options. They connect you with brands looking for promoters. Sign up for free and browse their offers.

Check the commission rates before joining a program. Some pay per sale, others per lead or click. Pick programs with fair rates and good reputations. Read the terms carefully to know what’s expected.

Promotion Strategies

Create helpful content to promote affiliate products. Write reviews, how-to guides, and comparison posts. Be honest about the pros and cons of each item.

Use social media to share your content. Build a following on platforms where your audience hangs out. Pinterest works well for visual products. Twitter is good for quick tips and links.

Try email marketing to connect with your readers. Build a list of subscribers who trust your advice. Send them useful info and product recommendations.

Make your affiliate links clear. Tell readers when a link earns you money. This builds trust and follows rules. Use eye-catching buttons or banners for important links.

Track your results to see what works best. Try different strategies and improve over time. With patience and effort, affiliate marketing can become a steady income source.

Online Courses and Digital Products

Creating and selling digital products can be a great way to make money online. This method lets you share your knowledge and skills with others while earning income.

Creating and Selling Online Courses

Online courses are a popular way to teach others and make money. Pick a topic you know well and break it into lessons. Use video, text, and quizzes to help students learn.

Platforms like Teachable make it easy to set up and sell courses. You can also use sites like Udemy or Coursera to reach more students.

Think about what people want to learn. Popular topics include:

Cooking and baking
Fitness and health
Languages
Tech skills
Business and marketing

Make sure your course gives real value. Happy students may tell others, helping you sell more.

Designing Digital Products

Digital products are items people can download or use online. They’re easy to create and don’t need shipping.

Some digital product ideas:

E-books
Templates (for websites, resumes, etc.)
Printable planners or worksheets
Stock photos
Music or sound effects

Choose products that fit your skills and interests. Make them look good and work well. Quality matters!

Marketing Your Digital Products

Getting the word out is key to selling your products. Use social media to share tips and show your expertise. This can help people trust you and want to buy from you.

Start an email list to tell people about new products. Give away some free stuff to get people interested.

Ask happy customers for reviews. Good reviews can help others decide to buy. You can also team up with other creators to reach more people.

Remember, selling takes time. Keep improving your products and marketing. With effort, you can build a steady income from digital products.

Investing in Stocks and Cryptocurrencies

Investing in stocks and cryptocurrencies can be a way to grow wealth over time. These markets offer different opportunities and risks for beginners looking to make money online.

Stock Market Basics

The stock market allows people to buy shares of public companies. To start, open an account with a brokerage firm. Many offer free trades and educational resources.

Research companies before investing. Look at their financial reports, growth potential, and industry trends. Diversify by investing in different sectors to spread risk.

Consider low-cost index funds for beginners. These track broad market indexes and offer built-in diversification. Start with small amounts to learn the ropes.

Set a budget for investing. Never invest more than you can afford to lose. Be patient and think long-term. The stock market has historically grown over time despite short-term ups and downs.

Cryptocurrency Fundamentals

Cryptocurrencies are digital assets that use blockchain technology. Bitcoin and Ethereum are popular choices for beginners. To buy cryptocurrency, create an account on a reputable exchange.

Crypto is highly volatile. Prices can swing wildly in short periods. Only invest what you’re willing to lose. Research projects thoroughly before buying.

Store crypto securely in a digital wallet. Choose between hot wallets (connected to the internet) and cold wallets (offline storage). Use strong passwords and two-factor authentication.

Stay informed about regulations. Crypto laws vary by country and change often. Be aware of tax implications when buying, selling, or trading digital assets.

Making money online has many options for beginners. There are ways to earn without investment and methods for regular income. Students can find opportunities too. Some strategies can even help you make $100 or more per day.

What are some beginner-friendly ways to earn money online from home?

Beginners can start with online surveys to earn small amounts. Another easy option is selling unused items on platforms like eBay or Facebook Marketplace.

Freelancing is great for those with skills in writing, design, or programming. Platforms like Fiverr connect freelancers with clients looking for various services.

Can you make money online without any initial investment?

Yes, it’s possible to earn money online without spending anything upfront. Freelancing platforms often let users join for free.

People can also start a blog using free platforms or offer services like virtual assistance without any initial costs.

What are some legitimate methods for making regular income online?

Affiliate marketing is a popular way to earn consistent income. Bloggers and content creators can promote products and earn commissions on sales.

Creating and selling digital products like ebooks or courses can provide ongoing revenue. Subscription-based services or membership sites can also offer steady monthly income.

Are there any secret platforms that are effective for online earning?

There aren’t any secret platforms. Most effective ways to earn online are well-known. The key is finding the right method that fits one’s skills and interests.

Popular platforms like Upwork, Etsy, and YouTube are widely used but still offer good earning potential for those who put in the effort.

How can students make income through online activities?

Students can tutor or teach English online. Many platforms cater specifically to student tutors.

They can also do freelance work like writing, graphic design, or social media management. This allows for flexible hours around their studies.

What are some strategies for earning $100 or more daily on the internet?

To earn $100+ daily, people need to focus on high-value skills or services. Web development, copywriting, or consulting can command higher rates.

Creating and selling online courses or digital products can also lead to significant daily earnings once established.

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What is grit and why is it important?

05/16/2025 by Roy Sutton Leave a Comment

What is grit? I’ve heard this word a lot recently. And of course, the obvious supplementary question is, why is it important?

I’m referring to a term used in psychology to represent a positive, non-cognitive personality trait based on an individual’s perseverance of effort combined with the passion for a particular goal and a powerful motivation to achieve it. Allow me to explain.

What is grit?

Have you ever noticed that the smartest people are not always the most successful? Success can be defined in different ways, but for most people, their measure would usually revolve around money and prestige.

If we take money as the measure of success, then you’d think the smartest people would easily come out on top of that score, surely? Yet you’d be wrong.

We hear stories frequently about college professors who struggle financially, while at the same time, tradesmen like bricklayers and plumbers become millionaires. How can that be?

Surely the smartest people have a natural advantage? Well, no, they don’t.

The people with the real, innate advantage are those with this quality known as grit.

So, exactly what is grit?

It is an inner steeliness. It is courage and resolve. It is a strength of character. It is drive and desire. It is passion and motivation.

It is a willingness to persevere until the desired result is achieved. It is a determination to achieve a goal and a willingness to take calculated risks.

It is a fact that doing well in life depends on much more than academic ability and your capacity to learn quickly and easily.

Having those qualities is useful, of course, but in the absence of grit, you’d still be at a disadvantage.

Someone of average academic ability but with a shedload of grit will be better placed to achieve real success in life.

People with grit intuitively recognize that life is a marathon, not a sprint.

They’re willing to experience failure because they know that failure is a temporary outcome, not a permanent position. And they’re willing to fail and then start over using the lessons they’ve learned from the experience.

So what’s the key to success? It’s the need to get grittier!

Angela Lee Duckworth makes this point admirably in this excellent TEDxTalk video, and it’s well worth a few minutes of your time. It’s an interesting video, and I think she nails the point perfectly.

That’s what I think, but what is your opinion?

Could there be such an easy answer, or is it all much more complicated? I’d be interested to hear your views.

Grit: The power of passion and perseverance:

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What is grit? What is grit? What is grit?

Filed Under: Self-Help Tagged With: Achievement, being the best, Inspiration, Life, Making Money, money, Motivation, Philosophy, Sage Advice, Stress-free, Success, Wealth, Wisdom

5 ways to kill your dreams

05/15/2025 by Roy Sutton

Today, I want to explore the 5 ways to kill your dreams if you’re not careful.

I’m sure you must have dreams and goals, dear reader. After all, most people do. However, how often do people fail to realise their dreams? How often do dreams and projects simply never happen? Why is that?

Well, in the thought-provoking TED video included here, Bel Pesce suggests how not to follow your dreams. She gives five reasons why you’ll fail if you adopt the wrong approach.

Bel Pesce’s observations relate to the beliefs people hold about how success is achieved. In her view, those erroneous beliefs are as follows:

5 ways to kill your dreams:

1. Believe in overnight success

We see someone successful, but we don’t see their backstory. Although they appear to have gained their success overnight, it was due to years of hard work mastering their craft first.

No one succeeds without years of hard work first. Nothing happens by accident. It’s all down to determination, grit, and an insatiable desire for success.

Opportunity may come overnight, but you have to be well-prepared to grab that opportunity when you see it. Being prepared means mastering your craft.

2. Believe someone else has the answers for you

It’s your life, and no one else knows you and your life better than you.

You need to find your own way, in your own time. In finding a way, it must be a way that suits you well and one with which you feel truly comfortable.

No one else has the perfect answers that will be a good fit with your life.

3. Believe you can settle when growth is guaranteed

It can be amazing just how many people will stop and settle once they’ve reached a goal they’d set for themselves. They get to a point where they think, it’s OK now.

And yet, OK is never OK.

When you reach a peak, you must find the next peak if you are to continue to grow and sustain success.

4. Believe the fault is down to someone else

If you have a dream, it’s all down to you to find a way to make it happen. You find a way, or you make a way. And you never accept “No” for an answer, unless, of course, that was the answer you wanted.

The key message is it’s all down to you. If you fail to achieve your dream, then it’s your fault, and no one else is to blame. Simple!

5. Believe the only things that matter are the dreams themselves

Having a goal is important, but life is not just about goals.

Life is a journey with a constant stream of experiences and interactions with other people along the way.

The real fun is in the participation. Achievement is just a bonus.

Achievement is a momentary experience, but life is not. Life goes on beyond the moment.

Dreams and goals in perspective:

If you’re driven by your dreams, then I recommend that you listen to what Bel Pesce has to say. It might just save you some heartache.

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Thank you for your support.

Life’s too short to hate your job

Everyone hates a moaner

Imagine your life without your job

No job is perfect

Life’s a short movie

I really hate my job

How to love your job when you hate it (Video)

Further Listening:

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Buying decision process:

Avoid the ‘I’ve got to have it’ approach:

Credit cards: Weapons of mass wealth destruction:

The disciplined approach:

The questions to ask before making any purchase:

Let the answers to the questions guide you:

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Other articles that might appeal to you:

How to turn your yearly income into your monthly income:

The Law of Compensation:

The Strategies for Earning Money:

M1: Trading your time for money:

M2: Invest Money to Earn Money:

M3: Multiply your time with multiple sources of income:

M3 Income Strategy:

The Game of Money-Making:

Further Reading:

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Work and money:

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Things you need to know about money:

1. Having money brings its own pressures:

2. Money can never be more important than people:

3. Money is a precious resource, so use it wisely:

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Getting Rich:

1. Solve problems for people:

2. Risk leads to reward:

3. The magic of compounding:

Further Reading:

Concluding Remarks:

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Valuing People:

Why Valuing People Matters:

It’s later than you think:

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Key Takeaways

Understanding Online Monetization

Basic Concepts of Online Income

Popular Online Business Models

Setting Up Your Foundation

Choosing the Right Platform

Building Your Online Presence

Content Creation and Monetization

Starting a Blog

Creating a YouTube Channel

Podcasting Essentials

E-commerce and Selling Online

Launching an Online Store

Utilizing Dropshipping

Exploring Print on Demand

Freelancing and Service-Based Earnings

Offering Freelance Services

Joining Freelance Marketplaces

Portfolio Building Tips

Affiliate Marketing

Starting with Affiliate Marketing

Finding Affiliate Programs

Promotion Strategies

Online Courses and Digital Products

Creating and Selling Online Courses

Designing Digital Products

Marketing Your Digital Products

Investing in Stocks and Cryptocurrencies

Stock Market Basics