The real cost of television? The answer will surprise you

The real cost of television

Have you ever considered what the real cost of television is and the effect it has on your life?

When you’ve worked hard all day, I’m sure you find it so easy when you arrive home in the evening to have a bite to eat and then relax in front of the television. You just passively watch whatever’s on offer because it’s your time now, right?

If you’ve worked hard all day, you deserve a rest, surely?

Anyway, you’ve got a nice television, and it cost you a lot of money, right?

So, of course, you want to make the most of it, don’t you?

If you’ve spent all that money, why would you want to waste such a fine piece of technology by not using it? Surely that’s a reasonable argument?

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Opportunity cost:

Well, it’s an argument, of course, but have you ever given serious thought to the real cost of that television to you?

How much do you think it actually costs?

Now, I’m not referring to the price tag in the store when you purchased your television, though even that’s not insignificant.

I’m referring to the opportunity cost of the time wasted passively watching television.

Never forget, time is money.

And time wasted watching television could have been used doing something that would have been far more profitable for you, at least in the long term.

Deep down, I suspect, in your heart, you know that dear reader, don’t you? Nevertheless, knowing and acting on the knowledge you possess are two different things.

The importance of time:

How often do you hear people say things like, I’d love to earn more money; I’d love to have a better job; I’d love to learn another language; I’d love to learn to play the piano; and so on? Then you’ll hear them say, “If only I had the time.”

Do you recognise yourself anywhere there, dear reader?

The simple fact is that when it comes to time.

We all have the same amount, 168 hours each week. It all comes down to how you choose to use and prioritize your time.

Time is a resource, like any other:

Successful people recognise that time is their most precious resource, and they use it wisely.

People who succeed have a genuine sense of purpose, and they’re very focused on their goals. They know what they want, and they have a plan as to how they’ll get it.

Do you have a genuine sense of purpose, dear reader?

Have you got a clear idea in terms of where you’re going?

Do you know what it is you want out of life?

Life can be better:

Perhaps life is something that’s just happening to you, and you’re just going with the flow?

That’s an acceptable strategy if you’re willing to accept whatever life throws at you.

However, you must ask yourself: Are you really happy with your life and the share of life’s pie you’ve been given so far, or do you want more?

Well, let me tell you this, dear reader. For things to improve, you must first learn to use your time wisely.

Secondly, you need a clear sense of direction and your own plan for how you’ll get to where you want to go. Without direction and a plan, you’ll be destined to be used as part of someone else’s plan.

However, that’ll only be for as long as you can serve some useful purpose for them.

Once you no longer serve any purpose for them you’ll cease to be part of their plan. And then you’ll be scratching around looking for another way to earn a living.

The world is an unforgiving place, that’s for sure.

Be a person of value:

Work is just doing stuff for other people in exchange for money.

However, we don’t just get paid for the hour. Our pay is dictated by the value we put into that hour.

The more value we can add the more we’ll earn.

And to add more value we must be increasing our knowledge and skills constantly.

We reap what we sow.

If we fail to reap, we cannot sow.

And how can you reap if you spend your life passively watching television? Time wasted cannot be recovered.

You’ll get out what you put it:

In my experience, we get out of life exactly what we put in. The more we put in the more we’ll get out.

The obvious question is, how can you get more out of life?

If you’re happy to go through life passively watching television but struggling to make a decent living then that’s fine, if that’s what you want. Just keep doing what you’re doing. Waste as much of your time as you like.

However, if you want more than that then it’s time to start designing the life you want and avoiding time-wasters like television.

It’s time to decide where you’re going; and what you want out of life. It’s time to develop your plan for success. And above all, it’s time to stop wasting your time.

You can be a winner. Anybody can.

However, it does require some effort on your part and a clear sense of direction though. That’s a given.

A great source of inspiration:

And if you’re going to be a winner, in addition to using your time wisely, you’ll also need a constant source of inspiration to keep you motivated.

One of my greatest sources of inspiration is the late, great business philosopher Jim Rohn.

You’ll find plenty of videos featuring Jim Rohn on YouTube.

However, you might also consider buying one of Jim Rohn’s books or even an audio recording to listen to in your car or on your smartphone or iPad.

One Jim Rohn book (also available as an audio recording) that I can highly recommend is:

The Art of Exceptional Living.

Check it out on Amazon while it’s fresh in your mind. You won’t regret it.

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Phil Sutton

To find a job you will love start with these questions

Would you like to find a job you will love, dear reader?

Most people, if they’re lucky enough to have a job, are in jobs for which they have little or no passion. Well, that’s true in my experience, anyway.

People do whatever they have to do to ensure they have a regular income. It’s a living, but it’s hardly a life, wouldn’t you agree?

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If you’d like to find a job you’ll love doing, then start by asking yourself some searching questions like these:

Questions to ask yourself:

  1. What activity gives you a genuine buzz?
  2. What activity would you regard as more fun than work?
  3. Do you have a genuine talent for some particular activity?
  4. What activity makes your eyes sparkle with enthusiasm?
  5. What would you do as a hobby if you couldn’t make a living at it?
  6. In which activity would you not have to be asked twice to participate?
  7. In what activity would you be so absorbed that you’d completely lose track of time?
  8. For what activity would you willingly rise early, knowing that this was on your day’s agenda? 

Why the answers are important:

The answers to these questions will help you to identify the activity for which you have passion and enthusiasm.

If you can identify a job that consists primarily of activities consistent with the answers to these questions, then the chances are that you’ll have found the job you’ll love to do.

And as the saying goes, find a job you love, and you’ll never work a day in your life.

Now, getting that job won’t be that easy, of course.

However, knowing what you really want is the first step on the road to success.

If you have a real talent for your work, then you’re likely to enjoy what you do. If you enjoy what you do, then you’re likely to do it well. Do it well, and people will notice. And once people begin to notice you for the work you do, then your career will start going places, potentially to places beyond your wildest dreams.

Finding a job for which you have a passion really can lead you to success.

So, start reflecting on these questions, and then ask yourself, is what I’m doing now consistent with the answers? A negative conclusion would imply that it’s time to make some changes.

Phil Sutton

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How to build wealth from nothing: 5 Top Tips

There’s nothing you can do about being born poor. If that was the case, then it was just unfortunate. However, you don’t have to go through life remaining poor.

It is possible to build wealth over time, and plenty of people do, frequently from absolutely nothing.

Many people born poor become wealthy through their efforts, and you can too, dear reader.

Here are five tips to help you build wealth from nothing.

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How to build wealth from nothing:

1. Pay yourself first:

You can make money relatively easily, but holding on to it can be very hard.

We’re all constantly bombarded with reasons why we should spend our money in return for some fleeting sense of gratification. Would that be an experience you recognize, dear reader?

It doesn’t have to be that way, of course, and rich people know that only too well.

So what do rich people do that’s different from everyone else?

Simple! They always pay themselves first.

And what do I mean by paying yourself first?

I mean, the moment you’re paid, you take a slice off the top of your income immediately and put it away somewhere safe. And by a slice, I mean to say 10%, or more if you can afford it.

And what do I mean by somewhere safe?

Well, initially, that would be depositing your money in an interest-bearing account.

However, once your money starts building into a larger sum then you can start thinking about other forms of investment that’ll potentially give you greater returns. Stocks and bonds, for instance.

Building a capital sum is important because, as your money grows, it starts to generate a second income stream for you. That may not seem important to you now, but it will be as you get older.

So paying yourself first is a discipline to which you must adhere until it becomes a habit you do without thinking.

You must always put some money away, and you must make that money work hard for you. You must grow and protect your investment portfolio with careful diversification, and over time, you’ll find yourself building a sizeable fortune.

So here’s today’s mantra for you: Pay Yourself First. Never forget that, please, dear reader.

2. Be an investor, not a speculator:

You must understand that there’s a big difference between investing and speculation. They’re not the same thing at all.

I don’t wish to imply that there’s something wrong with speculation, though. There isn’t.

In the world of finance, speculation brings liquidity to the market, and therefore it does have its place.

However, speculation tends to operate on the ‘greater fool’ principle.

By that, I mean someone is prepared to buy an asset for a given price in the hope that it can then be sold quickly to someone else, the greater fool, for a greater price.

This is what professional speculators do, and they can make money this way because they know what they’re doing and they have sophisticated systems to support them.

However, for ordinary people, speculation is like gambling in a casino. And you should never invest your money as though you’re gambling in a casino.

You might get lucky occasionally, of course, but over time your losses will outstrip any gains you might make, and almost certainly by a significant margin.

So my recommendation to you, dear reader, is that you should never speculate. Instead, you should focus on becoming an investor.

By investing, I mean buying stocks and shares in solid, well-managed, cash-generative businesses that can pay good dividends on a sustained basis.

Buy stocks worth holding for the long term. This will provide you with a steady income stream from the dividends, regardless of any short-to-medium-term volatility in the market. And spread your risk by building a diversified portfolio.

If you reinvest your dividends, then over time you will find that this approach should give you a good return on your money.

If you want to make money and build capital, then my advice to you, dear reader, is to be an investor, not a speculator.

Phil Sutton

3. Focus on value, not price:

The legendary investor Warren Buffett once said, “Price is what you pay; value is what you get.

With this observation, he’s making an important point. There’s a distinction between price and value.

A low price for an asset doesn’t necessarily mean you’ll get good value.

And a high price doesn’t automatically mean you will not get value.

Price in itself is not a measure of value. You must consider other factors to judge value.

When you’re buying any financial asset, say stocks and shares, you should always focus on value, and you must establish metrics by which you can adequately judge the intrinsic value of that asset.

Judged in isolation, price is just a number, nothing more.

A lower price means absolutely nothing if you’re getting little or no value in return for your money.

Never, ever forget that it’s the intrinsic value that will determine whether something is worth buying or not.

Get genuine value at the right price, and then you can get a decent return over time from an investment.

4. Create a personal private income:

Much as we all aspire to do work we love, you must never forget, dear reader, that ultimately work is simply a means to an end.

Essentially, work is just doing stuff for other people in exchange for money. In turn, that money is then the fuel on which we run our lives.

Money provides us with the means to put bread on the table, a roof over our heads, clothes on our backs, and those of our loved ones, of course.

If you work hard enough, you can earn a lot of money.

Manage that money wisely, and you can build capital. Invest that capital intelligently, and you can create your private income streams.

When you have a decent private income in your own right then you can truly pick and choose the work you do.

Then you only have to do what you enjoy doing: that thing that gives you a genuine sense of purpose.

Creating a personal, private income is a worthy goal, and it’s well worth the effort.

That way, you’re in control of your own life, and no one else can dictate what you should and shouldn’t do.

You’ll be in control of the good ship ‘Me’ and only you will decide where it goes.

The message here is, to work hard now, so one day you don’t have to work hard.

5. Never forget what matters most:

It would be very easy to believe that a life filled with lots of money and materiality would make you blissfully happy. Well let me tell you, dear reader, that in isolation, it won’t.

I’m not suggesting that these things are not important but you must get your priorities right.

Yes, of course, go out there and make money. Manage it carefully. Buy nice things and enjoy some of that money too.

However, to be truly happy, you must never lose sight of the most important thing in your life and that is family and friends.

People are social animals; we’re not solitary animals like cats. We need other people and most of all, we need our loved ones. A life filled with loved ones and laughter will be a happy life.

So make time for your loved ones, especially your children. Enjoy their company and make the most of every minute with them.

Never focus on work to the exclusion of your family and friends. Without them, you have nothing. Money is important, of course but people are much more important.

Never lose sight of the people in your life.

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Why an investment in knowledge pays dividends

Today, I want to explain why an investment in gaining knowledge is important and should be considered seriously.

You don’t get paid for the hour; you get paid for the value you put into the hour. Everyone must understand that important distinction, dear reader.

You get paid for the value you add.

The more value you can add, the more you’ll get paid over time.

It’s really that simple.

If you can solve problems for people with the skills you’ve got, then you can earn an excellent living.

The question is, what underpins your skills and your ability to add value? The answer to that question would be knowledge, of course.

Knowledge comes from learning, and learning is a lifelong process.

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Learning is an investment

The quote at the top of this post from the venerable Benjamin Franklin reminds us of the importance of learning. Learning is an investment in ourselves.

We all have an enormous capacity to consume and retain knowledge in our heads, and that knowledge is then a currency with which we can trade. The more knowledge we have, the more value we can add.

When it comes to investing, nothing will pay you a better dividend than making sure you have a good education. And I stress that it’s a lifelong process. It doesn’t end when you leave school or college.

And it’s not about whether or not you went to college or university. Important as they may be, learning can be achieved in many ways.

Self-education is the best education

Knowledge can be gained through reading books, listening to audio and video tutorials, and challenging yourself to master anything that appeals to you.

Learning from hands-on experience, making mistakes, and learning the lessons you can take from any mistakes you’ve made.

In particular, if you want to master the game of money and all matters financial, then you need to become a seeker of financial knowledge and know-how.

You need to become a reader and a keen student of finance. To be successful in investing, of course, you need to know what you’re doing. You need financial education.

The price of ignorance

If you think that education is expensive, then think again. The price of ignorance is far greater.

Ignorance can prove to be very costly indeed. And that’s true in every aspect of your life.

Getting an education may seem expensive, but it’s nowhere near as expensive as ignorance.

So, if you’re not already, become a reader.

The investment in yourself is well worth the effort, and it’ll pay you a handsome dividend.

As the late, great Jim Rohn once said:

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Phil Sutton

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How to improve your life quality and have much more

How to improve your life quality? That’s a question we often ask ourselves when life does not quite meet our expectations.

Embarrassed by circumstances

Have you ever been embarrassed by your limited circumstances?

Consider a situation. Perhaps all your friends were going on a night out, but you couldn’t join them because you simply didn’t have the money.

You wanted to join them, of course, but wealth and financial freedom were nothing but a distant dream for you at the time.

Perhaps you haven’t had that particular experience, but something similar, possibly? The actual situation for you may have been different, but your sense of embarrassment will not have been any less painful and hard to bear, I’m sure.

In one of his audio programs, the late Jim Rohn tells a story about an event that drove him to take a very close look at his life.

A Girl Scout called at Jim’s house one day to sell Girl Scout Cookies as part of an annual fundraiser. In exchange for the cookies, all she asked for was just two dollars.

This was many years ago, of course, but even then, this was not a huge sum of money.

However, Jim’s problem at the time was that he didn’t even have two dollars to spare, so he was reduced to lying to the poor girl. At this point, wealth was something Jim had yet to encounter.

How to improve your life quality

Money does matter

Now, some people will tell you that money doesn’t matter, but it does. In our world today, you can’t live without money any longer than you can live without oxygen or water.

Exactly how much money you need depends on your preferred lifestyle, of course. If you don’t want much out of life, then you’ll get by on very little money.

However, most of us do want more out of life; hence, having at least a degree of wealth does matter.

Wealth and financial freedom

Put simply, wealth means financial freedom.

Financial freedom, in turn, means you can do what you want whenever you want without feeling constrained by your circumstances.

A worthy aim, therefore, is to decide what you want out of life and then start working towards building your wealth.

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It all starts with change

Have you ever thought to yourself, I don’t want to live like this anymore?

Perhaps you’ve said to yourself, I want more out of life.

You want more, but the problem is that you have no idea how to change your circumstances, right? If you need a little help, then don’t worry, dear reader; you’re not alone.

However, one thing you must accept is that unless you change, nothing will change.

You must increase your value

Perhaps you look at your salary each month and think, How can I start building wealth when this is all the company pays?

If that’s how you think, then you’ll need to change your philosophy or the way you look at things.

The salary you get may be all the company pays you, but it’s for the value of the contribution you make.

There will be other people who are paid a lot more than you. They’re paid more than you quite simply because they’re considered to be more valuable than you to the company.

I’m not suggesting that you’re not valuable. You are valuable as a father, a mother, a brother, a sister, a friend, or even a colleague.

However, my point reflects your economic value to your employer.

It’s a fact that if you’re in a low-skilled job where there’s an oversupply of potential replacements for your services, then you won’t earn much. That’s simply the economics of supply and demand.

However, just because you’re not more valuable now doesn’t mean you can’t become more valuable.

You can increase your skills with a little effort on your part, and you can become more valuable. Become more valuable, and your income will rise.

So while your circumstances may be limited right now, they don’t have to remain that way.

You can work on yourself and improve yourself. It’s all about self-improvement and personal development.

Success can be yours

Success doesn’t just happen to people. No one just gets lucky.

If you asked the CEO of a multi-national corporation how he or she got to where he or she is today, the response is unlikely to be, “Well, I just showed up for work each day, and they just kept promoting me.

No, people have worked very hard to get to a lofty position in life. You don’t get anywhere without hard work.

However, you attract success by the person you become, and you really can become more than you are now.

Jim Rohn suggested that profits are better than wages, and he had a point.

Every rags-to-riches story I’ve ever heard always involves someone’s own business. They started their own business, worked very hard, and one day they became very rich.

Phil Sutton

Build a business

Now you’re probably thinking, I don’t have the money to start my own business, and I can’t afford to give up my job on a whim.

That’s all true, I’m sure, but some people keep their job initially and start their own business as a part-time enterprise.

Jim Rohn himself built his success that way.

Jim began life in modest circumstances, but he went on to become a millionaire and one of the most influential thinkers of our time. And in case you’re wondering, no, he didn’t go to university.

It can be done; people do, and you can too.

Just make up your mind to start working on yourself.

Increase your value and look for opportunities to solve problems for people.

Solving problems is the basis for any business. Every product should solve a problem for consumers.

The psychology of wealth

There’s psychology linked to building wealth, and you would be wise to understand it.

In the embedded video included here, the late Jim Rohn explains the psychology of wealth and provides a lot of sensible advice.

Jim was a successful man by any measure, and it’s always worth listening to people who’ve achieved success. They know what they’re talking about because they’ve been there and done it.

He offers simple messages that are thought-provoking and powerful.

This video is well worth your time, and I recommend it to you. Watch it now while you have the chance.

How to improve your life quality

 

Recommendations for your library

I think the late Jim Rohn was one of the best motivational speakers I’ve ever heard, and he’s been a big influence on me; that’s for sure.

He’s produced many books, videos, and audio programs over the years, and all of them would add real value to your library.

Two I can strongly recommend you add to your personal reference library are:

Book: Seven Strategies for Wealth & Happiness by Jim Rohn

Audio Program: The Art of Exceptional Living by Jim Rohn

I purchased both of these some time ago, and I still use them constantly as sources of inspiration and motivation.

The audio program is particularly useful, as I listen to it while driving. This means I can use my travel time profitably. Why listen to the radio when you could be listening and learning while you drive?

Purchasing these items represented money well spent for me, and I’ve found them enormously useful. I strongly recommend them to you.

Even if you don’t buy them, they’re certainly worth considering. Go check out Jim Rohn’s books and audio programs now while they’re fresh in your mind.

Should you make a purchase, you will not regret buying them. I’m very confident in that.

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21 inspirational quotes about money you’ll enjoy

Today I am exploring inspirational quotes about money.

Now, people may tell you that money’s not important, but after oxygen, few things are more important to sustaining life in the modern age. So we must take good care of our money and use it wisely.

That’s not to say we should be mean or stingy. Quite the contrary; being generous when it’s appropriate is important too.

However, we should not waste money or fritter it away on things we don’t need and will probably never use.

Enjoy your money when you have it, but always put a little away for a rainy day because one day it will rain; of that you can be sure, dear reader.

Build capital over time, and that capital can then generate an income stream for you.

Money can make your life easier, of course, but on its own, it will not make you happy. Never make the mistake of assuming that it will.

Happiness comes from within, and if you’re not happy without money, then having some money is unlikely to improve that situation.

Never chase money for its own sake. The personal cost of being overly acquisitive is likely to be very high indeed.

Make sure you have some balance in your life; then do what you love; do it well, and the money will follow.

And never forget this: money is important, but the people in your life are far more important. You can have all the money in the world, but without people in your life, you have nothing.

Here are 21 inspirational quotes about money to help you reflect on what it really means. Enjoy them all.

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Inspirational quotes about money (1-10):

  1. There’s no such thing as a free lunch. ~Milton Friedman
  2. A fool and his money are soon parted. ~Thomas Tusser
  3. Do what you love, and the money will follow. ~Marsha Sinetar
  4. A rich man is nothing but a poor man with money. ~W.C. Fields
  5. I’d like to live as a poor man with lots of money. ~Pablo Picasso
  6. A good reputation is more valuable than money. ~Publilius Syrus
  7. Money is better than poverty, if only for financial reasons. ~Woody Allen
  8. Never spend your money before you have earned it. ~Thomas Jefferson
  9. There are people who have money and people who are rich. ~Coco Chanel
  10. Money won’t create success, the freedom to make it will. ~Nelson Mandela

Inspirational quotes about money (11-21):

  1. I have no money, no resources, no hopes. I am the happiest man alive. ~Henry Miller
  2. Anybody who thinks money will make you happy hasn’t got money. ~David Geffen
  3. Money can buy you a fine dog, but only love can make him wag his tail. ~Kinky Friedman
  4. A wise man should have money in his head but not in his heart. ~Jonathan Swift
  5. That money talks, I’ll not deny, I heard it once: It said, ‘Goodbye’. ~Richard Armour
  6. Money is only a tool. It will take you wherever you wish but it will not replace you as the driver. ~Ayn Rand
  7. Money is a strange business. People who haven’t got it aim for it strongly. People who have are full of troubles. ~Ayrton Senna
  8. When I was young, I thought that money was the most important thing in life; now that I am old I know that it is. ~Oscar Wilde
  9. Money cannot buy peace of mind. It cannot heal ruptured relationships, or build meaning into a life that has none. ~Richard M. DeVos
  10. Money has never made man happy, nor will it, there is nothing in its nature to produce happiness. The more of it one has the more one wants. ~Benjamin Franklin
  11. Bottom line is, I didn’t return to Apple to make a fortune. I’ve been very lucky in my life and already have one. When I was 25, my net worth was $100 million or so. I decided then that I wasn’t going to let it ruin my life. There’s no way you could ever spend it all, and I don’t view wealth as something that validates my intelligence. ~Steve Jobs
Phil Sutton

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Daily Habits of Successful People

If success is your aim, can you learn from the daily habits of successful people?

Certainly, I believe quite strongly that we are what we do daily.

Anything you achieve or don’t achieve is brought about by the habits you develop over time.

Everything you do is a result of your habits, good or bad. So surely it makes sense to develop and maintain good habits and make them your master?

The power of repetition:

Habits, good or bad, are formed through repetition.

Good habits can be hard to form, but they’re easy to live with. Whereas bad habits, whilst easy to form, tend to be very hard to live with. Our lives can become a battle of good habits versus bad habits. Don’t let the bad habits win.

Good habits can be learned, and bad habits can be replaced by good habits. Yes, it requires self-discipline on your part, dear reader, but it can be done, and people do.

Decide on the habits you want to develop and focus on achieving them one at a time.

Start with one good habit:

Start with one good habit you’d like to form and then force yourself to repeat the necessary actions daily.

After around three weeks, that habit will be formed, and it will just become part of your routine. You’ll start to repeat it with little or no thought. Essentially, you’ll do it on autopilot.

If you have a bad habit you wish to replace with a good habit, then each time you find yourself about to perform the actions of the bad habit, stop yourself and perform the actions of the good habit instead. Again, after around three weeks, the good habit will be programmed into your brain.

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Self-discipline is key:

Successful people are driven to develop good habits. Self-discipline is the key ingredient for good habits to form and for replacing bad habits.

Successful people also establish the habit of goal setting on a daily basis.

You cannot hit a target unless you can see that target. Setting a goal is the first step in achieving that goal. Successful people are results-oriented.

Successful people are also people-oriented.

The power of helping others:

You get what you want in life by helping other people get what they want.

Every product is a solution to a problem. Even if your goal is to sing or dance, to succeed you must always recognise that you perform to and for people.

They have a need to be entertained and your aim is to fulfil that need. To solve this particular problem for them if you like.

In dealing with people you must be honest and show integrity if you are to win the respect of others.

So honesty is a good habit to develop. Dishonesty and cheating will catch up with you and will be a permanent stain on your reputation. You don’t need that now, do you?

Look after your health:

And above all, you must look after your health. You have one body and one mind and they must last you a lifetime.

So develop the habit of taking good care of both.

To reinforce the message of the importance of repetition and routine I‘ve included this excellent video from Brian Tracy.

Brian is always a source of great advice for anyone seeking success and aiming to create a successful life for themselves and certainly, he’s one of my main sources of constant inspiration.

The video is short but well worth your time and I recommend you watch it now.

Habits of successful people:

Further Reading:

Regular readers will know that I am keen on building a personal reference library of books and audiobooks, which I use to inspire and motivate me and to help me achieve my goals. And I would encourage you to do the same, dear reader.

In the video, Brian Tracy refers to his book Million Dollar Habits: Proven Power Practices to Double and Triple Your Income. This is an excellent book and would be a good addition to your library. You can take a look at the print and Kindle editions if you click on the link in this paragraph.

However, I must be honest and tell you that, actually, I decided to purchase Million Dollar Habits: Proven Power Practices to Double and Triple Your Income (AudioBook). Personally, I find the audiobooks really useful because I can listen to them whilst I’m driving, which means I’m making better use of what would otherwise be dead time. If you’d like to take a look at the audio version of the book, then, once again, just click on the link in this paragraph.

If you’re looking for useful articles on this subject that are free to read, then you might want to take a look at The Habits of Highly Successful People, which has been published on the Porch website. This is an interesting article and is worth a few minutes of your time.

Phil Sutton

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21 amusing quotes about earning a living

Today, I have a collection of amusing quotes about earning a living and reflecting on the nature of work and money.

Most of us have no choice but to do whatever’s necessary to pay our bills and put bread on the table.

Yes, it can be rewarding, but sometimes we must question whether the stress of work is worth it.

The easiest way to deal with stress is through humour, so here is my take on work and money in 21 quotes.

Earning a living can be a challenge, but it doesn’t do to take any of it too seriously.

I hope some of these quotes resonate with you, dear reader. Enjoy them all.

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Quotes about earning a living (1-10)


Phil Sutton

Quotes about earning a living (11-21)


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How is success achieved? Could this be the secret?

How is success achieved? Certainly many desire it, but few achieve it. Why is that, do you think, dear reader?

Could it be all about your mindset? Can your thinking have an impact on whether you succeed or not?

In the embedded video, Carrie Green suggests that your mindset matters.

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Programming your mind for success:

This is an inspirational talk on success by Ms Carrie Green, who gave it at TEDxManchester.

Her underlying message is that success is never achieved by accident.

I’d not heard Carrie Green speak before I stumbled on this video, but I must say I’m very impressed.

If you can spare a few minutes, then this video is well worth a little piece of your time. I’m confident that you won’t be disappointed. Recommended.

Phil Sutton

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What makes a great idea and why you should keep a journal

What makes a great idea? Now, that’s an interesting question, in my opinion.

How is it that one idea can be successful and another idea less so?

Why has the iPhone been so successful, yet once-popular smartphones like the Blackberry have disappeared?

How do you know when one of your ideas might make a big difference?

The importance of timing

A key ingredient for a great idea is timing. Ideas are a dime a dozen. The trick is to know when one of your inspired thoughts is right for its time and, therefore, how hard to push it.

If you’re too far ahead of other people’s thinking, the inspired thought you believed was a great idea will only be ignored because it won’t resonate with people.

If you’re too far behind, then it will be ignored because they’ve seen it all before, or something else is already doing it better.

However, if you can hit that sweet spot between the two extremes, then you can generate value from your idea because it will solve a problem or capture the imagination of the people who are ready for it.

An idea whose time has come is a truly great idea. Though coming up with one is not so easy, of course.

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Good ideas are valuable

Great ideas are rare, so they become very valuable. And that value is why it’s worthwhile to constantly seek out great ideas.

Should you decide the world is not quite ready for your inspired thinking, don’t worry. The world not being ready now doesn’t mean the world will never be ready.

Keep a journal and make a note of all those flashes of inspiration. And add your journals to your library. Never throw your journals away. Go through them occasionally and see what ideas you’ve had for which the time might now be right.

Keep a journal

The real message today is:

Your journals could be a source of pure gold in the future, so make sure you buy quality notebooks that you can add to your library as you fill them with your thoughts and inspiration.

By keeping journals, you’re creating value. Value starts with a good-quality notebook, so it’s worth investing in quality.

And never, ever dismiss your ideas. They may not work today, but one day they may make you a fortune.

Phil Sutton

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Thank you for your support, dear reader.

Saily eSIM
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