Why living without money is a problem, or is it?

It is a kind of spiritual snobbery that makes people think they can be happy without money. ~Albert Camus

Money is the root of all evil, or so they say. Some people think we’d be better off living without money. Certainly money will not make you happy. If you’re not happy now then that’s unlikely to change much if you were to win the lottery. You’d simply swap one set of problems for another.

Does that mean living without money is a good idea? No is the simple answer. In the modern world, to survive in any meaningful way you need three things; oxygen, water and money. Those three things are all necessary to sustain life. Admittedly money will not get you very far without oxygen and water, nevertheless it’s still important.

We all need at least some money to be able to put bread on the table and a roof over our heads. We don’t necessarily need an enormous amount of money but we do need an income.

Our children need warmth and clothes, as well as a decent education. It all costs money. So money is as important to have as the air that we breathe. So we must take a realistic, as well as a balanced, view.

Having money definitely will not make you happy but not having money will certainly make you miserable. Only people who have plenty of money could possibly suggest that living without money might be a good idea. People living in poverty know that without money life is awful.

That said having an income beyond a certain level will make little or no difference to how you feel about your life. Your level of income dictates the lifestyle you can enjoy of course. So the actual income-level you need with depend on your lifestyle preferences. Nevertheless chasing money for its own sake is never a good idea.

Living without money is not a good idea but nor is an obsession with the pursuit of money. Life needs balance and whilst you need some money you also need to take the time to enjoy the fruits of your labour.

You’ll be a long time dead, so don’t waste your life obsessing about money. Have enough to get by and then concentrate on enjoying what you have with family and friends because in the end only people matter really.

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