Why the importance of health can’t be overstated


Importance of HealthHealth is better than wealth. ~English Proverb

Accumulating money at the expense of your health is unwise, to say the least.

Yes we all want money and we’d all like plenty of it too. I understand that, as I’m sure you do dear reader. However if you’re in bad health you can’t really enjoy your little pot of gold, can you?

The problem is, work can often be stressful, particularly if you’re an entrepreneur running your own business. And stress takes its toll on your health.

As any entrepreneur will know, running your own business can be a 24/7 game.

You work very hard and you work long and often stressful hours too. It goes with the territory.

The payback is that you can get very rich this way.

However you must be very careful here. Building wealth is an admirable pursuit but not at the expense of your health. There must be some balance in your life. It can’t be all about chasing money.

Yes of course money can pay for better healthcare but so what? You can only truly enjoy your life if you are fully fit and healthy, surely?

There’s a lot to be said for financial freedom of course but being free from illness is always better than being rich.

Run your own business by all means. That can be an excellent career choice. And success, either as an entrepreneur or an employee for that matter, will need plenty of hard work. That’s a given dear reader.

However never work yourself so hard that it has a negative impact on your health.

There is no sense in making yourself ill. Damage done to your health can’t always be repaired.

So your priority should be to pay attention to your own wellbeing and make sure there is some balance between making money and staying fit and healthy.

Being the richest person in the graveyard has little going for it, does it?

That’s my opinion dear reader but what do you think? Have you got a cautionary tales you’d like to share with my readers? I’d love to hear from you.

Polite request:

If you found this article useful then please share it on social media with your friends. When you share, everyone wins.

So please share now. If you do I will be ever so grateful and you’ll be helping a keen blogger reach a wider audience. Thank you.

Other articles you might also find interesting:

© Roy J Sutton and Mann Island Media Limited 2019. All Rights Reserved.

Money: Servant or Master?

Money Servant or MasterMoney is a good servant but a bad master. ~English Proverb

If you’re lucky enough to have some money then it can serve you well.

If you’ve got your money working for you then it can make your life both pleasant and comfortable. With enough money you can have the lifestyle of your choice. So in that sense money is a very good servant.

However owing money is quite another matter.

If you owe money to other people then that debt can control your life in all sorts of unpleasant ways. Essentially debt enslaves you.

And that’s when money can become a very bad master.

Owing money can be stressful and it can really take its toll on your well-being

It’s true, you can’t always avoid debt. For instance few of us can afford to buy a home without a mortgage. That would be true for the purchase of a car too without a financing arrangement.

However you should never take on debt to fund discretionary spending. That’s unwise. If you can live without it then don’t buy it until you’ve got enough of your own money to pay for it.

Today’s mantra is simple. If you can avoid incurring debt, you should.

Well you should if you want to sleep soundly at night, that’s for sure.

Polite request:

If you found this article useful then please share it on social media with your friends. When you share, everyone wins.

So please share now. If you do I will be ever so grateful and you’ll be helping a keen blogger reach a wider audience. Thank you.

Other articles you might also find interesting:

© Roy J Sutton and Mann Island Media Limited 2019. All Rights Reserved.

The truth about personality

Truth about personalityEveryone is a moon and has a dark side which he never shows to anybody. ~Mark Twain

People are not one dimensional. We all have many sides to our personality. Some of those sides are good and some are not so good.

Most of us have sufficient self-awareness to recognise the least attractive sides to our own personality and we try to keep them hidden. For the most part we’re successful in doing that but we can’t do it all the time.

Occasionally the ugly side of our personality will show itself. We just can’t help it.

When you meet someone new, you’re only likely to see the better sides of their personality initially and you might think, “Oh, they’re really nice.”

However the longer you know someone the more you’ll get a complete picture of the whole person. Only then can you truly know whether you like and/or trust that person or not. Only then can you begin to know the real person, warts and all.

If you really like them then you’ll forgive them their ugly side and accept that no one is perfect.

However if the ugly side is more powerful than the attractive side then you might conclude that this person is not someone you want in your life any more than is necessary.

All of this is just human nature of course, so don’t be too hard on people.

However it’s perfectly reasonable for you to want to avoid someone if they cast a dark shadow on your life. Life is too short to surround yourself with negative people and bad influences.

So accept the truth about personality and take time to get to know people before you form a judgement. Don’t rush into establishing ‘Best friends forever‘ status but equally don’t dismiss people before you really know them.

Polite request:

If you found this article useful then please share it on social media with your friends. When you share, everyone wins.

So please share now. If you do I will be ever so grateful and you’ll be helping a keen blogger reach a wider audience. Thank you.

Other articles you might also find interesting:

© Roy J Sutton and Mann Island Media Limited 2019. All Rights Reserved.

Why you must earn before you spend

Why you must earn before you spendEarn it before you spend it. ~Author Unknown

If you want to build wealth then developing good money habits is essential dear reader. And if you’re a parent then it’s a good idea to encourage your children to develop good money habits too.

In fact, if you can only give your children one piece of financial advice then the best piece of advice is included in the quote above. Earn before you spend.

Far too many people today do the exact opposite.

People spend money they don’t have to impress people they probably don’t even like. The result is a burden of debt from which it is very hard to escape.

Occasionally we all want to buy those big ticket items. A nice television; nice furniture; a nice personal computer, tablet or smartphone; et cetera. Naturally, these are things we all want. The question is, does it make sense to incur debt in order to own these things?

My advice is to save the money first and then buy that thing you really want.

Financing arrangements are there to make other people rich. And by using finance that almost always means you’ll pay a lot more for items acquired using credit.

The ‘buy now, pay later’ deal usually comes with a high interest rate added. So inevitably if you go down this road then you’ll end up paying a lot more than you would otherwise.

Yes, you’ll get the item quicker, that’s true. However you’ll enrich someone else at your own expense. In what way does that make sense?

Now be honest with yourself; there really are very few things in life we couldn’t live without if we had to, surely?

Look after your own interests rather than lining the pockets of other people whilst impoverishing yourself and your family in the process. That is today’s message.

Polite request:

If you found this article useful then please share it on social media with your friends. When you share, everyone wins.

So please share now. If you do I will be ever so grateful and you’ll be helping a keen blogger reach a wider audience. Thank you.

Other articles you might also find interesting:

© Roy J Sutton and Mann Island Media Limited 2019. All Rights Reserved.

Why you must spend some time learning the art of negotiation

Learning the Art of NegotiationYou have to ask for money because there’s always more money and they won’t give it to you because you’re a girl. ~Claire Danes

A new year is often a time when people decide that it’s the right time to change jobs. For whatever reason they decide it’s time to move on.

That’s fair enough; if you’re not enjoying doing whatever you’re doing or you no longer feel challenged by whatever you’re doing then it’s important to find something that really does get you feeling energised again.

However whilst finding a new job is one thing, getting fair recompense for the value you will add is quite another.

As a hiring manager I’ve always been amazed by how many people settled for the first figure offered to them. It’s surprising just how many people have little or no sense of their own worth relative to their skill-set and the real market value of jobs.

Now it’s important to remember that hiring managers work within budgets obviously and they have a duty to their employers to keep costs as low as possible.

When hiring managers are recruiting they’ll know the market rate for the job on offer, or at least the HR department will and they will have advised the hiring manager accordingly.

Nevertheless dear reader you must recognise that the market rate for any job is not a single figure. The market rate falls within a range and it’s the range that will have been supplied by the HR department.

So when the hiring manager decides that you’re the person they want to hire then in negotiating a package with you they will have that range in mind.

Naturally they’ll want to minimise the impact on their budget and so they will attempt to recruit you at the lower end of that range if that’s possible.

Yes, they’ll recognise that they have to offer you a premium on your current salary if it’s to make sense for you to leave your current employer. After all you’re always taking a degree of risk when you change jobs. And so a risk premium must be paid by the hiring manager.

That premium typically will be an uplift of around 10% – 20% above your current salary.

Beyond that, for the hiring manager, it’s all about securing your services for the lowest rate possible within the market rate range. And from a business standpoint that’s fair enough.

It’s the nature of business after all. If fact in our daily lives we’re all trying to purchase products and services for the lowest rate possible; so why should we expect businesses to be any different?

However as a jobseeker, you should be trying to sell your services for the highest price possible. That too is fair game. You must always look after your own interests because if you don’t then no one else will, that’s for sure.

Think about it. In selling products and services, businesses are trying to sell at the highest price the market will stand so they can generate the highest margins possible for their shareholders.

So why shouldn’t you get the best deal possible for yourself, relative to what the market will stand? You must know your own value and you shouldn’t just accept the first figure on offer.

Essentially it’s all a game of horse-trading. The company almost always makes a low offer, so you must try to negotiate a better offer.

To do that, before going into any negotiation, it’s important that you have some idea of the market rate for the role.

That means you need to have done some research to establish the likely range the hiring manager will be working within.

You also need to have a sales pitch available so you can highlight your own unique selling proposition and why you are worth a bit more.

The key message here is that you don’t just accept the first offer.

In today’s quote, originally recorded in the British newspaper the Financial Times, actress Claire Danes reminds us that there will be more money available and if you ask for more you might just surprise yourself.

In making this observation, modestly Ms Danes said that this was what she had learned from older actresses.

It’s a useful tip for every jobseeker, female or male.

Never be afraid to negotiate and when you leave the table make sure you’re taking away as much as you can within reason.

Once again I cannot emphasise this point too much. You must know your own worth, always.

Don’t be bashful; be business-like and make sure you get a fair share of the pie.

As I said earlier, if you don’t look after your own interests, no one else will.

In the year ahead I recommend that you spend some time learning the art of negotiation. It really is a very useful skill to develop.

Polite request:

If you found this article useful then please share it on social media with your friends. When you share, everyone wins.

So please share now. If you do I will be ever so grateful and you’ll be helping a keen blogger reach a wider audience. Thank you.

Other articles you might also find interesting:

© Roy J Sutton and Mann Island Media Limited 2019. All Rights Reserved.

Habits of Success

Habits of successHave you ever wondered why some people are successful and others are not?

In this video Brian Tracy provides some useful advice on the habits you will need to develop if you really do want to be successful.

As always Brian provides us with some great insight into how successful people behave and the structured way in which they work towards turning their goals into achievements.

Whether you’re a fan of Brian Tracy or you just want to be successful, this video is well worth a few minutes of your time.

Watch and learn.

Polite request:

If you found this article useful then please share it on social media with your friends. When you share, everyone wins.

So please share now. If you do I will be ever so grateful and you’ll be helping a keen blogger reach a wider audience. Thank you.

Other articles you might also find interesting:

© Roy J Sutton and Mann Island Media Limited 2019. All Rights Reserved.

Why your time is valuable

Time is valuableDo you want to make money from Facebook? It’s easy. Just go to your Account Setting; deactivate your account; and go to work! ~Author Unknown

Dear reader, if you’re not currently successful, would you like to be?

Many readers will answer in the affirmative of course but then they don’t quite know how to realise their dreams. You may be one of them, perhaps?

Well today I offer you one tip that will be useful to you whatever it is you’d really like to do with your life.

If you’re not sure how to become successful then start by looking closely at successful people and you’ll find at least a few clues there.

However allow me to offer you one of those clues now. And that is that if there’s one thing all successful and wealthy people have in common it is that they don’t waste their time.

They know that time is a precious and limited resource and they recognise that they must use it wisely. And in using it wisely they avoid ‘time sucks’.

The biggest time wasters by far are television and social media. People waste hours of their time on both, particularly on social media nowadays.

Now don’t get me wrong, social media can be a very useful tool as a vehicle for communication both professionally and with friends and family.

However it can also be a distraction. And if it’s a distraction then it might just limit your earning power.

Social media really is just a tool. It might be a useful tool but it’s still just a tool.

Use it by all means but be disciplined in your use of social media.

Your time is precious and, if you want to be successful and make serious money, then you need to use your time wisely. That is today’s underlying message.

Spending your time on social media might be entertaining and informative but it’s unlikely to be profitable.

You can spend your time on social media or you can work hard, with a sense of purpose, on realising your goals and your dreams. The choice is yours; and the consequences will be too.

Polite request:

If you found this article useful then please share it on social media with your friends. I do recognise the irony in this request but when you share, everyone wins.

So please share now. If you do I will be ever so grateful and you’ll be helping a keen blogger reach a wider audience. Thank you.

Other articles you might also find interesting:

© Roy J Sutton and Mann Island Media Limited 2019. All Rights Reserved.

Why you must know your why

know your whyIt’s the first day of a brand new year and our lives are full of possibility once again.

No matter how bad the old year proved to be for you dear reader, it’s gone now and so you start afresh.

If you’re like me, you’ve probably come up with a few resolutions already. And if you’re serious about your resolutions then perhaps you’re serious about being successful too.

However, what’s the real secret of success?

Why is it that some people are successful and others will never be?

In the embedded video, Hollywood legend, movie star, two-term Governor of California and former Mr Universe, Arnold Schwarzenegger shares his five secret steps to tackling life and achieving success.

Essentially these are his five rules to excel at whatever you choose to do.

He has an interesting story to tell and his story proves that no obstacle is too big to overcome and no vision, too big to achieve, if you’re determined enough and you’re prepared to work hard.

Change the world:

To summarise Arnold Schwarzenegger’s rules, they are:-

  1. Find your vision and follow it;
  2. Never, ever think small;
  3. Ignore the Naysayers;
  4. Work your ass off; and
  5. Don’t just take, give something back.

However if you listen to Arnold’s story, his burning desire was to move to the United States and become a big star. This was his reason why.

Initially he has no idea how to achieve that goal but a little piece of good fortune came his way.

Arnold happened to read an article in a magazine about a man just like him who achieved just what he wanted to achieve. The article explained how the man did it and Arnold used that success template as the basis for pursuing his own goal.

Identify successful people and do what they did:

Once he knew his why, Arnold Schwarzenegger just needed to work out a way to get there. Knowing your why will always, eventually, lead you to your how.

Once Arnold knew his purpose and his passion, he was always going to find a way. His determination and his willingness to do whatever was necessary saw to that.

Had he not been lucky enough to identify a role model through a magazine article, something else would have guided him because that’s the nature of life. When you’re searching for something you’ll tune in to all the little clues you need.

Once you know your why, you develop a keen sense of that subject and everyone else involved.

Trust yourself:

If you know your why then you’ll have the drive and determination to pursue your goal.

Nothing happens by accident of course. You must make it happen.

So figure out for yourself what it is you really, really want. What would make you happy? What would you regard as a real achievement?

Then find a role model.

Someone who’s done what you want to do. Identify how they did it and copy what they’ve done. If their approach worked for them, it can work for you.

Avoid distractions:

If you want to be successful then don’t allow ‘time sucks’ to throw you off course.

Television and social media are the biggest time wasters of all.

Time is a precious resource and successful people don’t waste it. So if you want to be successful, don’t waste yours. Put every minute to good use.

Know your why

The key message today, both from this article and the embedded video, is that you must know your why.

That’s the starting point for success.

So if you’ve yet to do that then I suggest that’s where you start in this brand new year if you want to be successful.

And remember this; if not you, who? If not now, when?

Other people achieve success and so can you. Good luck.

Polite request:

If you found this article useful then please share it on social media with your friends. When you share, everyone wins.

So please share now. If you do I will be ever so grateful and you’ll be helping a keen blogger reach a wider audience. Thank you.

Other articles you might also find interesting:

© Roy J Sutton and Mann Island Media Limited 2019. All Rights Reserved.

Words of wisdom from Gene Simmons

Some words of wisdom from the Rock star Gene Simmons. He has an inflated sense of his own importance but he does make some interesting point too. If success is your goal, his ideas might just help you on your journey.

Curator: RJ Sutton and Mann Island Media Limited.

A Christmas Message 2018

Christmas Message 2018Today is Christmas Day and in churches around the world the Christmas message of peace and goodwill to all men and women will be one that’s repeated often. And everyone will nod sagely and agree to the importance of goodwill I’m sure. No doubt they’ll mean what they say too.

And yet all too often there seems to be precious little goodwill between people. I won’t stray into politics here but you don’t have to look very far these days to see animosity and discord between people, even those you’d think have enough in common to get along perfectly well without any disharmony at all.

Christmas actually comes in two forms I think.

The Mythical Perfect Christmas:

Firstly there’s the mythical perfect Christmas of the imagination.

When chestnuts are roasting on an open fire and Jack Frost’s nipping at your nose. When the snow gently falls and slowly gathers all around, deep and crisp and even. And everywhere there are decorations and coloured lights.

And an old man with a long white beard, dressed in a red suit manages to cover the entire globe in one night distributing gifts to every Christian child who’s been good throughout the year. Somehow he just knows who’s been naughty and who’s been nice.

This perfect Christmas is filled with the love of family and friends. The table is filled with the bounty of good food and fine wine and everyone is of good cheer and having fun.

Under a beautifully decorated tree there are perfect gifts to be exchanged and after dinner there are party games to be enjoyed, followed by relaxing in front of a television offering a wonderful assortment of entertainment. Oh happy day!

If this is your experience of Christmas then you’re lucky indeed. You’re also in a tiny minority. For most people, reality doesn’t come close to this mythical ideal.

Christmas Reality:

For most people, the reality of Christmas is somewhat different from the ideal. People may try to live up to the ideal of course but they never quite get there for whatever reason.

Spending time with family, far from being a pleasant experience, can often prove to be quite tense and miserable.

Petty jealousies and long forgotten slights can easily trigger hostility, having been ignited by the most innocent of remarks. The result can be arguments and the reopening of old wounds.

Gifts given, far from being appreciated, can often result in disappointment, particularly for children. Parents will hear comments like, “I hate you. Johnny got that really fantastic mountain bike and all I got was this lousy computer game that no one plays anymore.

And let’s face it; kids have no comprehension of how budgetary constraints can limit any parent’s ability to deliver the perfect Christmas.

And all too often we spend money we don’t have on things we could live without. We incur unnecessary debt which then adds additional pressure on us throughout the year ahead.

Parents can be worn down by the pressure on them trying to deliver the perfect Christmas of the imagination and eventually rows ensue and the result can be a very silent night.

Then there are those people who are lonely.

In fact there are actually people who will have no human contact with anyone throughout the entire festive season. That may be sad but I know it to be true, particularly for older people.

In the extreme, Christmas reality can be Hell. Albeit for most people the experience of Christmas is somewhere between the myth and the Hellish extreme, probably about halfway.

A Christmas Message:

I think the key to enjoying Christmas is limiting our expectations. The perfect Christmas is a myth. So don’t go chasing it in the first place. To do so can only result in disappointment.

Focus on doing something nice for others with absolutely no expectation of anything in return. Helping people less fortunate than you, in particular, can be extremely rewarding.

If you’re spending time with family, enjoy them for what they are and accept that they’re not perfect and neither are you. Try to see the good in them rather than how irritating they might have been as teenagers.

Work harder at getting along with other people. If we can focus on what we all have in common, rather than any differences between us, then that’s always a good first step, surely?

And let people have their own opinions. They may be different to yours but so what? You can always agree to disagree. They may be right. You may be right. You both may be right. So what? Nothing’s worth falling out over, surely?

Focus on showing common courtesy to other people. Show respect for others, whoever they are, and they’re likely to show respect to you too. It’s that simple, in my experience.

A message for you Dear Reader:

Wherever you are Dear Reader, if you’re celebrating Christmas today then I wish you a very merry Christmas and may it be peaceful and filled with warmth, abundance and the comradeship of family and friends.

However if for you today is just another working day, then I hope the environment in which you work is both friendly and peaceful. And I hope the world in which you live is peaceful too.

May your life be all you’d like it to be, now and in the year ahead.

Editor’s Note: Readers are advised that the next article will be published on this website on Tuesday, 1st January 2019.

Polite request:

If you found this article useful then please share it on social media with your friends. When you share, everyone wins.

So please share now. If you do I will be ever so grateful and you’ll be helping a keen blogger reach a wider audience. Thank you.

Other articles you might also find interesting:

© Roy J Sutton and Mann Island Media Limited 2018. All Rights Reserved.

Show Buttons
Hide Buttons